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  • Geebo 8:00 am on March 27, 2020 Permalink | Reply
    Tags: apps, bills, DoNotPay, rent   

    Does this app help you get extensions on late bills? 

    Does this app help you get extensions on late bills?

    With the current crisis, many people have found themselves struggling to make ends meet. While many companies and landlords have taken the current economic climate into account many others have not. This has left a lot of people not only fearing for their well-being but also leaving them feeling like they have no recourse in the matter. A lot of people can’t afford legal representation in the best of times but now that seems so out of reach. That’s where an app for your smartphone can possibly help you navigate the rough legal waters you may now be facing.

    DoNotPay is an app that is an AI-assisted program that offers legal counseling for $3 a month. It was originally designed to help people fight parking tickets but has since added services that include canceling free trials for you, dealing with robocalls, getting the best deals on airline tickets, and initializing lawsuits in small claims court. Now, the app is offering a service that will reach out to companies or landlords and ask for extensions if you fall behind in your bills due to the pandemic. If the first request is denied, DoNotPay will send out a second request citing state and local laws if they apply.

    While DoNotPay may offer hope in a time where hope seems to be in short supply, it is not a guarantee that it will be successful in getting you any extensions. However, it may be a very good start for people who need such help. Unfortunately, it’s only available on Apple’s iOS operating system. If you do not own an Apple device, try reaching out to a relative or friend who may own an iPad or iPhone who would be willing to let you borrow the device or who will run the app for you.

    (H/T to The Verge)

     
  • Geebo 8:00 am on March 23, 2020 Permalink | Reply
    Tags: apps, cattle ranchers, , , , , ,   

    More coronavirus scams to watch out for 

    More coronavirus scams to watch out for

    Before we get started, we here at Geebo.com hope that you and your family are coping during these trying times. Unfortunately, we have several new scams that are trying to take advantage of all of us during this global pandemic.

    In the past week, there have been a number of reports claiming that some scammers have been going door to door offering to do home covid-19 inspections for a fee. In some cases, these scammers have even posed as hospital employees. These are not legitimate services and you could be allowing bad actors into your home. If you encounter a scammer like this it is recommended that you decline their services and contact your local police.

    Previously, we’ve discussed how phony coronavirus websites are on the rise. Now, there is at least one Android app that’s trying to capitalize on the recent wave of panic. At first, you’ll receive a random text offering you safety masks. The text message will contain a link that will download an app to your device. However, the app will hijack your contacts list and send texts with the same message to everyone in your contacts. There is also the probability that the app will install some form of malware to your device. Even in times of solace, you shouldn’t be clicking on random links sent to you by strangers through text messages or emails.

    Some scammers are still trying to push ‘miracle cures’ for the coronavirus onl9ine. One such scam purported to be a Fox News article claiming that a CBD oil treatment can be used to prevent coronavirus. While CBD oil may have benefits for certain conditions, there is no evidence to suggest that covid-19 is one of those conditions. While progress is being made, there is still currently no vaccine or cure for covid-19.

    Lastly, there is apparently no field or demographic that the coronavirus scammers won’t target. In this particular scam, even cattle ranchers are being scammed. These cattle farmers are being targeted by scammers with high-pressure tactics that now is the best time to sell their cattle because of the pandemic. The scammers will then send phony checks to the ranchers that are over the amount the ranchers were asking for. The scammers will then ask for the difference back once the rancher cashes the check. By the time the bank realizes the check is a fake, the scammers will have disappeared and the rancher will be responsible for the amount of the check to their bank.

    The scams have gotten so bad around the country that many state and federal task forces are being deployed to combat these scams.

    While we should be helping each other to the best of our abilities during this unprecedented crisis, you should also have the knowledge to protect yourself from scammers.

     
  • Geebo 8:00 am on October 4, 2019 Permalink | Reply
    Tags: apps, , , religion   

    Are religious apps taking advantage of the faithful? 

    Are religious apps taking advantage of the faithful?

    Even some of the oldest religions in the world have taken advantage of the digital revolution. Now, instead of carrying their religious texts with them everywhere many religious practitioners now use digital apps instead. With these apps, passages of inspiration and guidance are just at the tip of their fingers. There are legitimate apps dedicated to whatever religion you may choose to practice. However, that doesn’t mean that every religious app should be trusted as some try to be all-knowing but not in a good way.

    CNET recently did an expose on a number of religious apps in the Google Play Store. It was discovered that religious apps potentially contain more malware than gambling apps. Some of these apps request privacy permissions from users that go above and beyond what any app should be asking for with at least one app sharing personal information with Facebook. These privacy-invading apps do not discriminate as they can be found in apps dedicated to most major religions.

    People who practice a religion tend to trust other practitioners of that faith a little more than others. However, there have always been those looking to take advantage of that kindness and faith. While such faith in our fellow man is to be commended there is no shame in being somewhat cynical when it comes to those looking to make a buck or two off of your devotion. While many of these apps purport to make you stronger in your faith, the devil is truly in the details.

     
  • Geebo 8:00 am on September 17, 2019 Permalink | Reply
    Tags: apps, do not pay, free trial, free trial surfing   

    New app cancels free trial subscriptions 

    New app cancels free trial subscriptions

    At one or another, we’ve all signed up for some service that offered a free trial. Most of these services require you to submit a credit or debit card number in order to qualify for the free trial. Many of these services count on you forgetting when the free trial ends so they can charge you for another billing period. Some less scrupulous services will promise a free trial but will hide the recurring charges in the fine print. Free trial subscription charges may now become a thing of the past as an app is in development that tries to put a stop to those charges.

    As a teenager, Josh Browder developed an algorithm called Do Not Pay that helped people fight parking tickets. Now, he’s developed an app called Free Trial Surfing. The app reportedly gives you a temporary credit card number that you can use to sign up for free trials. The temporary number is not tied to any of your cards or bank accounts. The card number will then be canceled when the trial period is up. The temporary card number can not be used for any other charges. The app is said to be available on Apple’s iOS devices with a web platform coming soon.

    Of course, some of the free trial platforms are trying to block accounts that use Free Trial Surfing. However, the app is backed by a major bank. That means if a platform tries to block numbers used by Free Trial Surfing, they will also block numbers from other credit and debit cards as well. Since retailers can’t afford to block such revenue streams they can’t tentatively block the app. There is one caveat to the app though. In order to use it, you will have to give Free Trial Surfing an actual credit or debit card number. While the app is currently free, that could change in the future.

     
  • Geebo 10:00 am on December 28, 2018 Permalink | Reply
    Tags: , , , apps, ,   

    Fake Alexa app invades Apple app store 

    Fake Alexa app invades Apple app store

    If you were one of the scores of people who received the Amazon Echo for Christmas, you may want to make sure it was set up correctly. When you first set up your Echo device you need to use a smartphone or tablet app that is directly from Amazon itself. If you used a third-party app that wasn’t from Amazon you may have divulged a little more information that you should have and not to Amazon.

    It was reported yesterday that an app called “Setup for Amazon Alexa” rushed to the top of the Apple App Store’s popular apps after Christmas. The problem with this app is that not only was it not from Amazon but the app asked for much more information that should be given to a random app from the App Store, but you had to give it permission to collect all sorts of data from your iPhone or iPad in order to get your Echo to ‘work’. Of course, the app didn’t actually activate an Echo and received many complaints from Apple users.

    This is unusual for Apple as they have a very stringent process for allowing apps into their App Store. The app has since been pulled from the store but more than likely the damage has already been done to iOS users who already installed the malicious app to their Apple devices. If you are setting up any kind of device in your home that requires a mobile app to activate the device, always use the app from the manufacturer. If you’re having trouble finding it in the app store, go to the manufacturer’s website and they should have a link to the app you need. Below is a video showing you the proper way to activate your Amazon Echo.

     
  • Geebo 9:01 am on May 21, 2018 Permalink | Reply
    Tags: apps, , Samaritan, ,   

    Startup app hopes to better connect homeless to the public 

    Startup app hopes to better connect homeless to the public

    Most startup apps hope to accomplish one of two things. The first is to try to innovate some new social trend that existing social platforms haven’t thought of yet. In the crowded social space, those innovative ideas are few and far between. The other things most startup apps try to do to is to be bought out by a larger company like Facebook, Google, or Twitter in hopes of making a quick fortune. Rarely do we hear about a startup app that’s trying to help those less fortunate in society, but now a startup app out of Seattle is trying to help one of society’s most marginalized people.

    The way the Samaritan app works is that someone who is homeless can get a Bluetooth beacon from any one of Samaritan’s outreach partners. This beacon allows its holder to share their story through their app so they’re not just a faceless person holding a cardboard sign. Many of us have reasons why we don’t give money to homeless people. Some of us don’t carry cash while others have social anxieties that prevent them from talking to people they don’t know, and of course, there are some of us that don’t believe some of those needing help are truly homeless. The Samaritan app helps with a lot of those problems as money can be donated directly to a homeless person in your area who the app notifies you about. Once you receive a notification on the app, you can donate money to that person directly electronically. Users of the beacon can then use the money to get foods and services at many partnered locations, however, alcohol cannot be bought using the Samaritan service.

    So far, the app is available for both iOS and Android devices, but currently, the program is only running in Seattle. They hope to expand into 100 cities within the year. So far, the results in Seattle have been nothing short of amazing, helping people not only to get money to find food but others have been able to find housing and employment through the program. Startup culture and angel investors need to start cultivating more apps like Samaritan and fewer apps that are highlighted by some form of Kardashian.

     
  • Geebo 12:03 pm on January 20, 2017 Permalink | Reply
    Tags: , apps, Meitu   

    Be careful what permissions your apps want on your phone 

    Be careful what permissions your apps want on your phone

    I’m sure when most of us download the latest fad app to our smart phones we just bypass the permissions screen and grant the app whatever permissions it might need to work properly. A new app is now causing concern for asking for too much permission.

    Meitu is an app that can take a photo of you, or anything else you want, and allows you to change the subject into an Anime inspired character. The problem is that Meitu is supposedly asking for way more permission than it needs. If you download the app from the Google Play store it will ask for such permissions as your location and your phone number. On the iPhone it also checks to see who your mobile carrier is.

    So why would a harmless app ask for such detailed information? According to CNET it’s so that the app’s creators can sell your information to advertisers. Meitu isn’t the only culprit here though. Many apps ask for almost total access to your phone in order to harvest your information to be sold to the highest bidder which can lead to even more obtrusive advertising than mobile devices already have to contend with.

    So the next time that screen pops up asking for your permission, maybe we should all check to make sure what permissions the app is asking for and if it’s too many maybe forego that app.

     
  • Geebo 12:51 pm on December 12, 2016 Permalink | Reply
    Tags: apps, banking, finance, spending   

    How traffic light colors helped people from overspending 

    How traffic light colors helped people from overspending

    An east coast based bank reportedly installed a simple feature on their app to keep their customers from overspending. The bank simply put in different colored notifications that would indicate how your spending compared to the previous month. Using the simple red, yellow and green combinations the app has allowed hundreds of thousands of customers to reduce their overall spending.

    This is something that more banks should probably look into, not just for protection of their customers but for better business as well. The less that customers spend from their bank accounts the more assets banks have to lend with the potential of greater profits.

    Whoever thought that all it would take were three simple colors that we’ve recognized since a young age that mean go, caution and stop?

     
  • Geebo 11:51 am on October 25, 2016 Permalink | Reply
    Tags: apps, , ,   

    Changing your number? Change your apps. 

    Changing your number? Change your apps.

    A number of smartphone apps are tied to your cell phone number. If you end up having to change your number for whatever reason, don’t forget to update your apps with your new phone number. If you forget, it may cost you a pretty penny.

    For example a woman who changed her number found mysterious charges for the ride sharing service Lyft on her credit card. When she received her new phone number the phone company recycled her phone number and the person with her old number was able to use her Lyft account to get rides. However the person with the old number claims that Lyft wouldn’t allow to update the profile that was connected to the old number.

    While no malice may have been intended a number change can cause potential headaches for users since so many apps are tied to phone numbers. Both Facebook and Twitter allow logins through cell phone numbers and if you forget to update your apps if you change could lead to someone hijacking these accounts. This could lead to something as minor as cyber-vandalism or something as damaging as identity theft.

     
  • Geebo 9:52 am on September 30, 2016 Permalink | Reply
    Tags: apps, Houseparty, Meerkat,   

    Is Houseparty an app that parents need to be aware of? 

    Is Houseparty an app that parents need to be aware of?

    You remember Meerkat don’t you? It was the livestreaming app that everyone used for a day before Periscope came along and ate its lunch. Now from the makers of Meerkat comes an app called Houseparty that allows its users to engage in video group chats on their Android or iOS devices. Like most of these type of apps, it’s geared towards teens, so should parents be concerned about the app? Maybe.

    Houseparty is generally used for a group of friends to have group chats with and is intended to be more private than a livestream. In order to join a chat a user needs to know the other users’ phone number or username. That seems to limit the ability of random people to join in the chats. The app itself seems pretty innocuous, however with most social apps parents should be aware but not over-reactionary.

    While Houseparty seems to have its act together when it comes to security of its users it only takes one bad apple to start the abuse of the app. Since the group chats depend on who is hosting the chat, friends of friends can join the chat of the host allows. It’s those friends of friends that could be a predators way in to a conversation with your child.

    So as is with most apps Houseparty is just a tool that’s used to communicate in this social and digital era. It’s up to parents to make sure that the tool isn’t being used the wrong way against your children.

     
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