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  • Geebo 9:00 am on February 21, 2020 Permalink | Reply
    Tags: Scams, ,   

    Scam uses your own friends to trick you 

    Scam uses your own friends to trick you

    Police in South Carolina are warning residents about a scam that is using the victim’s own friends against them. In this scam, you might see a video taken by an actual friend on social media. In the video, the friend will say that they received thousands of dollars for next to nothing. The main problem with the video is that the friend hasn’t actually received any money. They were instructed by the scammer to make the video saying they got the money before they could get the money. In actuality, there’s no money to be had and you’re friend has been the victim of a scam.

    The victims in this scam are told to send a couple of hundred dollars to a phony social media account and then they could receive thousands of dollars. Before they get any money the victims are told to make a video saying that they’ve already received the money before they can the money they were promised. This, in turn, is intended to get other victims to send the scammers money by playing on the trust of their friends. However, once the money is sent to the scammer, the scammer disappears as does the money.

    Any post on social media that promises to deliver money to you for doing very little is almost guaranteed to be a scam. As the police in South Carolina said: “No one gives away free money.” If you see one of your friends posting a video like this, you may want to break the news to them that they’ve been scammed. It’s also advised that if you’ve been a victim in a scam like this to contact your local police department.

     
  • Geebo 9:00 am on February 20, 2020 Permalink | Reply
    Tags: , process server, Scams   

    Scammers are posing as process servers 

    Scammers are posing as process servers

    If you’re someone who has never had to deal with a process server the situation can be quite unnerving when it happens for the first time. Depending on the situation, it can cause the recipient to go into a state of panic. So it shouldn’t come as much of a surprise that there are those out there who are using this panic to take advantage of the public who may not be as informed on how process serving works.

    Process servers will occasionally call the people they’re trying to serve papers to. This is done in order to try to set up an amicable meeting so the legal process can move forward. However, what they won’t do is threaten you over the phone or try to collect money from you. Process servers don’t collect debts or any other fees themselves, as the job title describes their only purpose is to deliver legal documents to the person being served. That hasn’t stopped scammers from posing as process servers and demanding money from their victims. The scammers will also threaten their victims with legal action which is another thing real process servers will not do.

    If you receive one of these phone calls and you’re not aware of any legal action against you ask as many questions as you can. Real process servers will have all the information you could need concerning a court case such as the plaintiff’s name or the docket number. If these calls come from a number that is well outside your local area this could be another indicator of the call being a scam. Since this scam involves the legal process you should contact your local police if you receive one of these calls.

     
  • Geebo 9:01 am on February 19, 2020 Permalink | Reply
    Tags: , , , , Scams   

    Real Estate Scams are still prevalent even offline 

    Real Estate Scams are still prevalent even offline

    With the real estate market the way it is, it’s no surprise that there are people looking to take advantage of the housing crisis. While online real estate scams have been a thing prior to the economic collapse of 2008, they have definitely picked up steam since then. While we will be discussing an online scam that is currently ongoing, some other scammers have taken the old school approach of conning their victims in person.

    Nashville, Tennessee is in the middle of an IT boom with many IT workers looking to relocate there. Because of this, scammers are running the ‘classic’ real estate scam online. The scammers are said to be copying legitimate real estate listings and posting them online as if they were renting the properties. This way they’ve been able to con victims into giving them down payments under the guise of holding the property for them. Unfortunately, it’s usually too late when victims find out they7’ve been taken with many left scrambling for a place to stay. The Tennessee State Government recommends checking with the Tennessee Real Estate Commission to make sure the real estate agent is who they say they are.

    In Alabama, a con artist that is said to be known to police is accused of scamming a woman out of $24,000 while claiming to be a house flipper. House flipping is the act of buying a house that’s usually in a state of disrepair for cheap then fixing it up and selling it for a profit. The victim thought she was investing in just such a house. The scammer even asked the victim for additional funds for additional repairs. However, the scammer never actually purchased the property and no renovations were ever completed. If you’re entering into a real estate venture with someone, it’s recommended that you do your due diligence and research your partner before handing over any money.

    Lastly for today, we go to Brooklyn, New York where a man was recently arrested for allegedly scamming people who were applying for housing through a government program. The scammer would promise prospective applicants that they would be moved to the top of the waiting list if they paid him $15,000. He reportedly then told his victims that an apartment would open up for them in six months to a year. In the meantime, the scammer would repeatedly ask his victims for more money to try to find other apartments for them. The scammer had no affiliation with the government nor the housing facility. When it comes to government-backed programs, the red tape can be excruciatingly long but unfortunately, there are no shortcuts.

    While the desperate need for shelter can often override our better judgment, it’s always worth it to take a step back and research the situation before handing money over to anyone.

     
  • Geebo 9:00 am on February 18, 2020 Permalink | Reply
    Tags: , , , Scams,   

    Instagram influencer charged in get rich quick scheme 

    Instagram influencer charged in get rich quick scheme

    Social media is one of the more incredible tools of the 21st century. If used properly, it can lead creators to find an audience or help get important messages out to a community quickly. However, like most tools, social media can also be used for nefarious purposes. Social media has become the home of all sorts of cybercriminals from hackers to identity thieves. And of course, social media is a haven for all manner of con artists and scammers. Many of the scams on social media are quick hits with the scammers disappearing as quick as possible but in today’s case, it was a long con designed to swindle as many people as possible.

    People with substantial social media followings are often called influencers due to the fact they can influence their followers into action. Often they use this influence to make themselves rich. This is usually done through endorsement deals but there are also influencers who try to scam their followers with get rich quick schemes. Often, these schemes are the usual snake-oil like MLMs. In other cases, they’re highly illegal money laundering schemes designed to use their followers as money mules.

    One such case was recently broken up in New Jersey. In the Garden State, there was a social media influencer with 300,000 Instagram followers and 100,000 YouTube subscribers. She is said to have posted pictures of large amounts of cash and bank account statement on her social media telling her followers they can get rich like her. All they had to do was send her a direct message to get the secrets. The influencer was only really after the bank account information of her followers. She was allegedly part of a bigger ring that would use the bank accounts to cash stolen checks and money orders. Once they were done with that bank account, she would block that particular user. All in all, this ring was able to steal $1.5 million this way.

    While living vicariously through social media celebrities can sometimes be fun, more often than not they are not your friends. Ultimately, you’re just part of their follower number which they use to try to increase their relevance and influence. Under no circumstances should ever give someone online your financial information. As always, if something sounds too good to be true it probably is. There is no real way to get rich quick online.

     
  • Geebo 9:00 am on February 17, 2020 Permalink | Reply
    Tags: , catfishing, Phoenix, , Scams   

    Romance scam could leave victim homeless 

    Romance scam could leave victim homeless

    As we have discussed previously, romance scams are no joke. While some victims have been taken for hundreds of thousands of dollars, other victims have ended up in jail after stealing money to give to their fictional flames. For those of you who may be joining us for the first time, a romance scam is when a con artist uses social media or dating apps to lull their victims into a phony online relationship. When the victim appears to be smitten, the con artists will ask the victim for money under the guise of some kind of emergency or favor. Once the money stops, the con artists will cut off all communication with the victim.

    Something equally as disastrous recently happened in the Phoenix Metro area. Police there were called to a local Walmart when a worker noticed a woman had been there for more than a day. When police got there, there discovered the woman had been the victim of just such a scam. In her case, the scammer got her to give up her life in another state and fly to Arizona thinking that her new online love would be there to meet her. When she messaged who she thought was her boyfriend asking why he wasn’t at the airport to pick her up, the scammer once again asked her for more money in the form of gift cards. Once the scammer received the money they cut off communication leaving the woman stranded in Arizona with no place to turn to.

    Thankfully, the story has somewhat of a happy ending as one of the police officers bought the victim a plane ticket back to her home state out of his own pocket. However, the victim said she stopped paying rent where she lived thinking she was starting a new life. Unfortunately, this is just one story in a long line of romance scam victims who have been left destitute by the scam. These victims range in age, education and economic status. Just about anyone can be a victim.

    If you think you or someone you know may be the victim of a romance scam, the Federal Trade Commission has a great website on how to recognize a romance scam. Don’t let your heart trick you into making dangerous decisions.

     
  • Geebo 9:01 am on February 14, 2020 Permalink | Reply
    Tags: , , , , Scams   

    BBB: Beware of phony census takers 

    BBB: Beware of phony census takers

    The last time we spoke about the 2020 Census, we were warning people about fraudulent ads for census taker jobs. To summarize, you should never have to pay money to apply for a census-taking job. Official census-taking jobs are available to apply for free at the US Census Bureau’s website. However, this isn’t the only census related scam that you may have to be worried about. According to the Better Business Bureau, phony census takers may be approaching homes in hopes of gaining personal information from their victims.

    Most of us will be completing the census through the official means, which are mail, phone, or online. However, due to whatever reason, many people will not be able to complete or submit the census on their own. That’s where the census takers come in, they help get the government get a better representation of people living in your area. Just like with almost anything these days, scammers are said to be using the census to pose as phony census takers to try to obtain personal information from their victims.

    Census takers will ask residents for detailed information, but what they won’t ask for is your Social Security number. They will also never ask you for money nor, will they ask you for your mother’s maiden name. The former of which is often used as an online password recovery tool and on credit applications. Real Census takers will have ID badges from the Department of Commerce with a watermark and an expiration date on them. You can also call 800-923-8282 to speak with a local census representative to verify the census taker’s identity. If you feel like a census taker may not be an official census taker it is recommended that you call your local police before reporting it to the Better Business Bureau.

     
  • Geebo 9:00 am on February 13, 2020 Permalink | Reply
    Tags: , , Scams   

    Coronavirus scams continue to spread 

    Coronavirus scams continue to spread

    The coronavirus continues to command headlines lately due to the number of deaths that have been reported. The virus is also slowing global trade and industry over fears of causing a global pandemic. People all over the world are constantly searching for information about the virus in order to protect themselves. Unfortunately, a lot of people are getting their information about the virus from questionable sources. We’re not just talking about the usual urban legends and old wives tales that propagate on social media. We’re talking about potentially dangerous products and practices that are being spread online in the name of profit during a time of crisis.

    The Better Business Bureau is warning the public about con artists who are claiming to have vaccines, prevention products like masks, and tips. The efficacy of masks has been called into question and many websites that claim to be selling masks are just traps to try to steal your identity. As of the time of publishing this post, no vaccine has yet to be developed that can prevent the spread of the virus. Anybody touting any kind of cure or prevention online is more than likely a scammer.

    In our previous post about the coronavirus, we discussed how cybercriminals are using the fear of the virus to commit phishing attacks. These phishing attacks appear to be increasing. Some of the emails being sent are coming from domains that look like official channels but aren’t For example, some of the emails being sent are reportedly coming from the domain of CDC-gov.com. This is not an official government domain as most of them end strictly in .gov. The Centers for Disease Control’s actual website is at CDC.gov. Some emails are even posing as the CDC asking for donations in Bitcoin. The federal government and especially the CDC would never reach out to the public by email. Any responses to these phony emails could potentially put your personal and financial information at risk.

    Again, if you need current and up to date information about the coronavirus, you can get it at the websites for the World Health Organization, or the Centers for Disease Control.

     
  • Geebo 9:00 am on February 12, 2020 Permalink | Reply
    Tags: , , Scams   

    Modeling ad leads to fake check scam 

    Modeling ad leads to fake check scam

    Modeling is a demanding profession where a lot of people could be looking to take advantage of those with hopes of success. Previously, we’ve discussed how some ads for modeling jobs are really just sales pitches for classes or photo packages. In other instances, we’ve seen how some of these ads can lead to even more serious risks like extortion and human trafficking. Now we’re hearing tell of a new twist on one of the modeling scams. Or should we say we’re hearing reports about a new variation of that age-old classic, the fake check scam?

    A man from Columbus, Ohio is a local model and has been working to take his career even further. He recently responded to an online ad about an open casting call for models that was supposed to have been for some kind of advertising deal. After he responded to the ad he received a check for $2,500. The supposed modeling agent reportedly urged the man to deposit the check into the man’s bank account. He was then instructed to use the money to pay for the studio and photographer and then transfer the difference back to the agent. However, this model was already wary of scams and knew the check was a fake.

    While the article doesn’t go into detail, we imagine that the studio and photographer were probably just other places the money would have been electronically transferred or wired to. In these check scams, the victims are always instructed to deposit the check to their bank account and then send portions of the money to various places. It usually takes a couple of days before the bank where the check was deposited finds out the check was fake. By this time the scammers are gone and the victims have already sent the money out. This leaves the victim responsible for the money now owed to their bank.

    The fake check scam is used from everything from trying to sell an item online to employment scams and now modeling. If someone ever sends you a check and then asks for a portion or all of it back, the odds are pretty likely that it’s a fake and you could be on the hook to your bank for thousands of dollars.

     
  • Geebo 9:00 am on February 11, 2020 Permalink | Reply
    Tags: CPN, Credit Privacy Numbers, credit repair, Scams   

    This credit repair trick could get you arrested! 

    This credit repair trick could land you in jail!

    Since the 2008 Financial Crisis, consumer credit repair services have been popping up like weeds. While many of these services do offer legitimate assistance in repairing bad credit, there seem to be just as many who are just looking to take your money. While there are several types of scams that can be committed under the guise of credit repair, we’re going to discuss one in particular that can get victims of the scams arrested. What we’re referring to are Credit Privacy Numbers or CPNs for short. While there are legal uses for CPNs, many credit repair services are misrepresenting their uses.

    CPNs are nine-digit numbers that anyone can obtain if they need privacy for their credit. They are mainly used by celebrities and politicians who need an additional layer of privacy for their credit reports. This keeps outsiders from trying to obtain their credit records by using the person’s Social Security number. CPNs are not a replacement for your Social Security number even though some credit repair services give this impression. It is a federal offense to put any number in place of your Social Security number on any legal form. You have every right to withhold your Social Security number as long as it’s not from a federal agency. However, if you do omit your Social Security number on financial forms, that institution has every right to deny your credit or loan request.

    Some of these credit repair services will try to sell you a CPN claiming that you can use this number on credit applications to hide your bad credit. However, in a great number of cases, these supposed CPNs are just stolen Social Security numbers. They’re usually Social Security numbers that are stolen from children or the deceased. If you try taking out credit using one of these stolen Social Security numbers, there is a very high likelihood that you could be arrested even if you didn’t know the number was stolen.

    There is no quick fix to repairing bad or damaged credit. If you are looking for a reputable credit repair service you can find a list of credit counseling agencies that have been approved by your state government at the Department of Justice’s website.

     
  • Geebo 9:00 am on February 10, 2020 Permalink | Reply
    Tags: online dating, Scams, subscription fees   

    Online dating can be a scam itself 

    Online dating can be a scam itself

    There has always been a number of pitfalls when it comes to online dating. Not only are romance scams mostly perpetrated through online dating but there’s also the dangers of predators and human trafficking. These problems are especially prevalent on free websites and apps. Due to the low barrier of entry, many of these platforms are rife with scammers, predators, and pick-up artists. So you may assume that a paid dating platform should have fewer of these problems. That may be true, however, depending on the platform it could open you up to a whole host of other problems from the platform itself.

    Many of these platforms rely on high-pressure sales tactics to get users to sign up. They’ll promise a one time only discounted fee to sign up only to lock you into a contract. The same also goes for free trial periods. Once some of these platforms have your payment information, they can continue to charge you once the introductory period has elapsed. These platforms will also make it incredibly difficult to cancel your membership. Some have even been known to continue billing users even after the membership has been canceled.

    If you’re inclined to register for one of these platforms, the Better Business Bureau recommends knowing what the cancellation policy is before signing up. That way if you’re not satisfied with the service you know your options when it comes to canceling your membership. The BB also recommends not falling for the slick advertising that some of these platforms release and to be wary of phrases such as “an exclusive network of people” or “for sincere daters only.” If a platform becomes particularly difficult to cancel, you can always contact your debit or credit card company and have the card on file canceled. That will require you to wait a few days to receive a new card but it’s a guaranteed way to stop any unwanted subscription charges.

     
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