Greg's Corner

Tagged: Scams Toggle Comment Threads | Keyboard Shortcuts

• 

  Geebo 8:00 am on August 23, 2022 Permalink | Reply
  Tags: Instagram ( 17 ), recovery service ( 8 ), Reddit ( 4 ), Scams, social media ( 79 ), stolen cars ( 10 )   

  Scam takes advantage of stolen car victims 

  

  By Greg Collier

  It wasn’t too long ago when we made a blog post about scammers who try to extort money from people who have a missing pet. In that scam, scammers will contact someone who has posted about their missing pet on social media. The scammers will claim they have the pet, and will either ask for a reward or try to extort some sort of fee from the victim. In reality, they do not even have possession of the missing pet. Now, it seems, there is a similar scam involving missing vehicles.

  A man from Albuquerque recently had his car stolen. Instead of just waiting for police to recover his car, the man decided to take matters into his own hands. He took to several social media platforms to ask how he can go about finding his car on his own. It was on Reddit, where the man received a private message suggesting he go to a certain Instagram account that supposedly helps people find their stolen vehicles.

  The man sent a message to the Instagram account and received a message back within hours saying that they located his car. He was also sent a grainy image of what was supposedly his car. However, to get his car back, he would need to pay $400 to the people running this Instagram account. Thankfully, the man did not pay the $400. He felt that even if this wasn’t a scam, it was at least a predatory practice, since he wasn’t told of any fee upfront. The police were able to find his car, although it did sustain damage.

  Truth be told, this was, in fact, a scam. In this scam, the scammers claim to be ethical hackers who can track down your stolen vehicle faster than police using some form of technology that doesn’t even exist. After a short while, the scammers will say they found your vehicle, but will ask for a fee before giving the owner its location. As with most scams of this type, the scammers have no idea where any stolen car is, and are only looking to get the victim’s money.

  If your vehicle is stolen, the first thing you should do is call the police. You can post pictures of your car on social media in neighborhood groups asking for residents to keep an eye out for it. Some people have had their cars recovered using this method, but do not try to recover the vehicle yourself. Let the police know where the car was reported.

  We’ve even seen instances of a similar scam on this very blog. Occasionally, we’ll receive a comment from someone who used some amazing company who helped them recover their money after being scammed. These supposed recovery companies can be scams as well.

  So, if you’re going through a situation like this and someone recommends some random social media account that can help you, be very skeptical.

   

  Leave a ReplyCancel reply
• 

  Geebo 8:00 am on August 22, 2022 Permalink | Reply
  Tags: Bank of America ( 11 ), Facebook Marketplace ( 62 ), Scams, Zelle ( 66 )   

  Teen saving for fishing boat falls for Zelle scam 

  

  By Greg Collier

  Once again, scammers show they don’t care who their victims are. While we often hear about elderly victims who fall prey to scams, they happen to younger people as well. Some experts have even said that younger generations fall victim to scams just as much as the older ones. Whether it’s a lack of experience, or an unwillingness to come forward, younger adults are losing just as much as their older counterparts. However, when the discussion turns to teenagers, that’s a demographic that scammers are always willing to capitalize on.

  A 14-year-old boy from New Jersey and some of his friends were trying to save money so they could buy a fishing boat together. The teen decided to sell a computer he had on Facebook Marketplace. He listed the computer for $500 and found someone who said they were willing to buy it. The buyer offered to pay the teen through Zelle.

  For those who may be unfamiliar with Zelle, it’s a personal payment app that’s co-owned by a number of the larger banks in the U.S. Zelle is only supposed to be used to send payments to friends and family, but scammers have been using it to cheat their victims out of money.

  In this case, the scammer sent the teen an email that looked like it came from Zelle saying the $500 payment couldn’t be received because of a limit on the teen’s bank account. He was then instructed to send $500 to the buyer that was supposedly going to be returned to the teen. Then the teenager got two more emails that appeared to come from Zelle that requested two more fee payments of $200 and $400. The teen made the payments before realizing he was being scammed.

  The teen’s father called the bank’s fraud department, who were able to prevent the $200 and $400 payments from going through, but the $500 payment was already gone. The bank said that could not get it back. Undaunted, the teen wrote a letter to the CEO of Bank of America, one of Zelle’s co-owners, for assistance. It wasn’t until the teen talked to local media before he was able to get his money back.

  Unfortunately, the teen’s story is more the exception than the rule. In most cases, Zelle scam victims never get their money back. The Zelle service offers little in the way of protection to scam victims, In most cases, the banks say since the victim authorized the payment, even if it was by deception, they couldn’t refund the money.

  Zelle isn’t the only app that scammers use. Venmo and Cash App have also been pretty popular with scammers, but Zelle seems to rule the roost lately when it comes to payment scams. With many of the banks that use Zelle unwilling to help most scam victims, it’s become a favored tool in the scammer’s arsenal. The best way to protect yourself from the Zelle scam is to not pay anyone through Zelle that you don’t know personally. No legitimate company or government agency will ask you to pay through Zelle. If you’re selling items online, it’s in your best interest not to accept Zelle payments. There’s a greater chance you’ll be scammed than actually getting paid.

   
• 

  Geebo 8:00 am on August 19, 2022 Permalink | Reply
  Tags: Cash App ( 42 ), charity scam ( 35 ), medical expenses ( 5 ), Scams, sick children, Zelle ( 66 )   

  Are charity drives for sick children a scam? 

  

  By Greg Collier

  With how expensive medical treatment in our country can be, it’s common to see people or families asking online for financial assistance regarding their medical expenses. According to the crowdsourcing platform GoFundMe, the main reason people open a GoFundMe page is to solicit donations for medical expenses. Unfortunately, scammers will pose as someone in need of financial assistance for medical expenses online. With more and more people becoming aware of these online scams, are scammers going back to asking for money on the street? That very well could be.

  According to a report from the Kansas City area, residents there are saying that people are taking to the streets and holding up signs asking for donations for children with severe illnesses. However, these signs have a modern twist. Instead of just taking cash, the signs also have indicators that you can donate money to various personal payment apps such as Zelle and Cash App.

  The reason authorities around Kansas City may think this may be a scam is because a group of scammers in South Carolina used the exact same picture of a sick child that the sign holders in Kansas City are using.

  Everybody wants to help a sick child if we can, and the scammers know this. Scammers are masters of emotional manipulation and will use every dirty trick in the book to separate a victim from their money. They want your heart to override your head when it comes to giving money. They want that immediate emotional reaction to result in an immediate donation. While an immediate donation might make us feel better, it might not be actually helping a sick child.

  As always, people should research before making any kind of chartable donation, so they’ll know the money is being put to good use. If you feel guilty about not making a donation to a sign holder, or if you just want to help, consider donating to an organization that has a good reputation for assisting those in need.

   
• 

  Geebo 8:00 am on August 18, 2022 Permalink | Reply
  Tags: cybersecurity ( 37 ), malware ( 26 ), Microsoft ( 21 ), Office, Scams, usb drive ( 2 )   

  Free Microsoft Office flash drives are a scam 

  

  By Greg Collier

  If you use a computer at home or at work, there’s a pretty good chance you’ve used the Microsoft Office suite. It’s the software package that contains Word, Excel, and PowerPoint among others. While you don’t have to pay for Office at your job, you do have to pay for it if you want to use it at home after the limited free trial is over? Currently, Microsoft is charging $100 a year to home users, but what if a free version was shipped to your home? Would you install it on your computer? You may want to think before installing Office if you received it in the mail.

  According to cybersecurity experts, residents in the UK have been receiving USB drives in the mail that appear to be coming from Microsoft. The box that the flash drives come in even looks like an official Microsoft product. However, if you plug the flash drive to your computer, you won’t get Microsoft Office. Instead, you’ll get a virus warning pop up on your computer, along with a phone number to call Microsoft at, so you can resolve your issue. Except, the number doesn’t really go to Microsoft. It goes to a phone bank of scammers instead.

  If someone were to call the phone number, the scammer will ask you to download a program that would give them remote access to your computer. From there, a number of scams can be perpetrated, such as stealing your financial login credentials, among others.

  Just in general, you should never plug strange USB drives into your computer. Whether you find one in a parking lot or get one in the mail, plugging strange drives into your computer can cause any number of problems, from scams to ransomware and more. If you put a strange USB drive into your computer, you’re risking not only compromising your computer, but potentially other computers in your home or business network as well. USB drives that you didn’t buy personally should be seen as suspicious and should be disposed of.

  And while this is currently happening in the UK, it could be only a matter of time before we see these flash drives being sent to US citizens.

   
• 

  Geebo 8:00 am on August 17, 2022 Permalink | Reply
  Tags: antivirus scam ( 5 ), cryptocurrency ( 51 ), money laundering ( 11 ), remote access ( 6 ), Scams   

  Victim could lose home after being scammed 

  

  By Greg Collier

  An elderly New Jersey woman has already lost $420,000 to scammers, and because of that scam she may lose her home.

  It started when she received an email stating she had been charged $500 for an antivirus subscription. This is a trick scammers use to get victims to call the number included in the email, which the woman did. The phony customer service rep said they could issue a refund if the victim gave them remote access to her computer, which again she did.

  While the scammers had access to her computer, they had her access her bank account under the guise of issuing a refund. Somewhere along the line, the phony $500 charge became a real $50,000 charge. The scammers said they would issue a refund through a wire transfer. However, the victim was instructed not to tell her bank about the wire transfer because the bank may think it’s part of a money laundering scheme.

  To further this supposed protection against money laundering accusations, the woman was also instructed to move her money into an overseas cryptocurrency account. The scammers then instructed the woman to tell her bank that the large transactions being made were for antique furniture. Her bank did, in fact, ask about the transactions, and she told them what the scammers instructed her to.

  The scam didn’t end there, though. Not only did the scammers take her money, they also opened several lines of equity using her home as collateral. Now, the woman may lose her home since she doesn’t have the money to pay off the loans the scammers took out. At one point, the scammers even had her declared deceased.

  Keep in mind, this was all over a $500 refund for a service that she wasn’t even charged for.

  If you receive an email like this, the first thing to do is check your bank or credit card account to see if the charge is even there. If it isn’t, just delete the email. It’s also worth noting that no legitimate company issuing you a refund will ever ask you for remote access to your device. Remote access should only be given to people you know and trust personally. Not to mention that most refunds can be done almost instantly. Lastly, no legitimate company will ever tell you to hide something from your bank. If someone asks you to do that, they’re actually asking you to hide them from your bank.

   
• 

  Geebo 8:00 am on August 16, 2022 Permalink | Reply
  Tags: buy sell and trade, hoax ( 3 ), missing child ( 4 ), missing person ( 8 ), Scams, social media ( 79 )   

  Scammers target ‘Buy, Sell, Trade’ groups with missing child posts 

  

  By Greg Collier

  We’ve all done it. We’ve all shared a post on social media that appealed to our emotions that turned out not to be true. It’s nothing to be embarrassed about. We all thought we were helping someone by sharing the post. Whether or not the information in the post was outdated or a hoax to begin with, misleading posts get shared with the best intents in mind. Scammers, who are modern amateur masters of psychology, are using posts with emotional appeal to further their scams, and they’re using local community pages to do so.

  According to several police departments around the country, scammers are targeting local swap pages on social media. Specifically, scammers are targeting pages that are what’s known as ‘buy, sell, and trade’ groups. Scammers have been joining these groups and have made posts that are designed to grab your immediate attention. Most of these posts have been about a missing child or baby. Well-meaning members of these groups have ended up sharing these posts, which can lead to the posts being shared thousands of times.

  When these posts reach critical mass, the scammers change the posts to peddle their latest scam. Instead of a missing child post, the post can then become about any number of scams designed to steal people’s money.

  If you’re going to share a post on social media that demands community attention, please make sure it comes from legitimate sources like police departments or legitimate news sources. If you share an unverified post on social media, you’re potentially opening up your entire friends’ list to potential scammers. And even if you’re sharing a post from a legitimate source, try to verify that the information is current, as years old posts often find new life when someone mistakenly shares one.

   
• 

  Geebo 8:00 am on August 15, 2022 Permalink | Reply
  Tags: movers ( 8 ), moving ( 6 ), moving company scam ( 2 ), real estate ( 127 ), Scams   

  Moving company scam holds belongings hostage 

  

  By Greg Collier

  Congratulations. You happen to be one of the lucky few who just bought or rented a new home. You avoided all the scams, and you’ve gotten all the money and paperwork in order. The hard part is over. Now you just have to move your belongings into your new home. That should be easy, right? You just need to call a few moving companies, get a few quotes, take the cheapest one, and you’re home free. But what happens when the movers ask for more money than they quoted? They’ve already got your stuff loaded on their truck. If you don’t pay then and there, they drive off with your belongings. Can they do that? The answer to that questions is no, but it happens anyway.

  A man in Natchez, Mississippi, recently found this out when he wanted some of his belongings moved to a storage facility. He was given a quote of $900, but when the movers showed up and loaded his stuff, they then asked for $2600. The movers allegedly added travel time to their per hour charges. The Natchez man did not have that kind of money, so the movers drove off with his possessions. They told him he can get them back when he pays the full amount. The matter was initially a matter for a civil court, since the man signed a contract that included extra cost for the travel time. However, after the matter was referred to the state Attorney General’s office, the moving company’s owner and another employee have since been arrested and charged with embezzlement. At the time of their arrest, police allegedly found the property of other victims as well in the moving company’s possession.

  Picking the right mover is almost as important as picking the home itself. If you find a reasonably priced moving company, do an online search for reviews and complaints. You can also check the mover’s license number with the Department of Transportation to see their complaint history. If they’re not registered with the DOT, the movers could be a fly-by-night operation or worse.

  If a company gives you an estimate without physically inspecting your belongings, they might be trying to scam you. You should always get at least three estimates from three different movers and get the estimates in writing. You should also never pay in full up front. Lastly, if anything feels out of the ordinary with your movers, don’t be afraid to go with another company.

   
• 

  Geebo 8:00 am on August 12, 2022 Permalink | Reply
  Tags: activation scam, Amazon ( 108 ), Prime Video, Scams, Zelle ( 66 )   

  Amazon and Zelle used to scam veteran 

  

  By Greg Collier

  An Army veteran from Florida recently fell victim to a scam while trying to set up his smart TV. The man was trying to activate Amazon’s Prime Video app on his TV when he received an error message. Typically, this error message states that there is a connectivity issue and refers you to an official Amazon help page for assistance. However, if someone were to take the URL of the Amazon page and use it in a Google search instead of going directly to the Amazon page, you could find a scam site listed at the top of the search results.

  The former soldier found himself on just such a page, where he was asked to enter an access code to authorize his device. In this case, it doesn’t matter what access code is input. Someone could put in any string of numbers and letters and still be taken to the next part of the scam. After the man entered the code, he was taken to a page that asked him to call a customer service number.

  After he called the number, the scammer was able to gain access to the man’s Amazon account and did help him install the Prime Video app to his TV. Scammers do this to try to add legitimacy to their scam. Then, the man was told that his Amazon account had been compromised, and he needed to transfer money out of his bank account using the Zelle app to protect his accounts. Before it was all over, the man had lost $6000 to the scammers. As is typical with Zelle scams, the man’s bank has refused any kind of refund.

  When dealing with online customer service or tech support, always make sure you’re at the correct website. In this instance, make sure you’re at an Amazon.com address and not some address that appears to have no connection to Amazon. Also, no legitimate business will ask you to make any kind of transaction using the Zelle app. Apps like Zelle, Venmo, and Cash App are only supposed to be used between family and friends. This is why these apps don’t offer the same protections you might receive with a credit or debit card.

  Lastly, this scam shows once again that anybody can fall victim to a scam. The victim in this scam even said as much to local media when he told them, “I’m 68 years old. I’m a vet. I thought I knew everything. I thought I was smart when it came to things like that.”

   
• 

  Geebo 8:00 am on August 11, 2022 Permalink | Reply
  Tags: California ( 21 ), Orange County, real estate ( 127 ), rental scam ( 87 ), Scams, Zelle ( 66 ), zillow ( 15 )   

  Knock on the door saves family from rental scam 

  

  By Greg Collier

  We would say that it seems to be the week for rental scams, but unfortunately, they’re an everyday threat to prospective renters. It’s not just renters, either. Homeowners and current tenants are often left having to tell victims of rental scams that the property is not for rent. Meanwhile, the victims are left desperately scrambling to find a place to live after having lost thousands of dollars to scammers.

  The rental scam can take many forms, but at its simplest, scammers copy real estate listings then post a copy somewhere online that the home is for rent. Except, the scammers list themselves as the landlord and collect security or rental deposits before ghosting their victims.

  A couple from Orange County, California, almost feel victim to a rental scam, but decided to investigate when something didn’t feel right. The home they found was listed for rent on Facebook Marketplace. The supposed landlord only communicated by text. They were also asked to pay a $2000 deposit through personal payment app Zelle and were pressured to pay quickly since others were interested in the rental. The couple was also told not to go to the property because it was currently occupied, although the tenants would be out by the end of the week.

  The home was occupied alright, but not by renters, the family that was living there had bought the home, and it was not for rent. The couple interested in the home decided to go to the home anyway, sensing something was fishy. The couple knocked on the door and spoke with the family living there, who told them the home was not for rent. It turned out the scammers had copied the Zillow listing that the family saw when they bought the home.

  The couple was lucky enough to notice the red flags before losing any money. Unfortunately, not all families are this lucky and end up losing what little money they might have. If a landlord only communicates by text, it could mean they’re not in the area and are just interested in taking your money. If they ask for payment through personal payment apps like Zelle, Venmo, or Cash App, that’s another good indicator of a potential scam as scammers can block victims on these apps once they receive payment. And if a landlord tells you not to approach the property, there’s a good chance they’re trying to hide something from you.

  As always, due diligence should be done before putting money down on a rental property. A quick Google search of the address can reveal duplicate listings. If the listing you’re looking at has a lower rent price, that’s more than likely the scam listing. If a listing says the house is for sale or off the market, but your listing says it’s for rent, your listing is probably the scam listing.

   
• 

  Geebo 8:01 am on August 10, 2022 Permalink | Reply
  Tags: gift cards ( 101 ), jury duty scam ( 30 ), police impersonation scam ( 64 ), Scams   

  Jury duty scammers go to great lengths to fleece victim 

  

  By Greg Collier

  Many scammers will use extreme measures to try to convince their victims that what they’re saying is true. There is so much effort put into some of these scams that we think the scammers could probably make a mint if they decided to make an honest living. They employ such devious tactics with the skill of an award-winning actor, it’s no wonder they continue to find victims.

  For example, a woman from Texas recently lost $1,000 to a jury duty scam. In the grand scheme of things, $1,000 may not seem like a lot of money to some, but it was enough for the scammer to use the following tactics.

  The woman was called by a man identifying himself as a US Marshall. The caller ID even read as being from a Federal Government phone number. She was told that there was a warrant out for her arrest since she failed to appear for a grand jury. However, she was told she could resolve the matter with a payment of $1500. The victim was even told that the US Government can’t accept payment in debit cards, credit cards, or checks, and they only take payment in gift cards.

  She was then given additional instructions she had to comply with. Not only did she have to stay on the phone with the caller the entire time, she also had to provide photos of two forms of identification, one with her picture and one without. The victim then drove around to several different stores, buying gift cards. When she gave the caller the card numbers, the caller said there was a problem with one of the cards, and she needed to buy another $1000 worth of cards. Thankfully, at the next store she went to, a store employee who worked in the fraud department recognized the scam and prevented the victim from losing any more money.

  Now, you may think that you wouldn’t fall for this scam because you’re aware of this scam. Unfortunately, not everyone is. The victim in this case is a licensed professional with a master’s degree. It goes without saying that you have to be pretty smart to obtain that level. However, it’s not intelligence that scammers prey on, but emotion. They want to get you into that state of fear where reason becomes secondary, and they’re quite good at it. As we like to say, there’s a scam out there with your name on it. It only takes the right set of circumstances for anyone to fall for a scam.

  As far as the jury duty scam goes, police or other law enforcement will never call you demanding money in gift cards or any other form. In most cases, if you were to actually miss jury duty, you’d be sent a fine in the mail. If there was an actual warrant out for your arrest, police would not call and warn you. If you receive a call like this, hang up and call your local police.