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  • Geebo 8:00 am on April 20, 2021 Permalink | Reply
    Tags: , check washing, , ,   

    Stolen mail leads to stolen checks 

    Stolen mail leads to stolen checks

    By Greg Collier

    I’m sure we’ve all been there. You go the post office and pull up to the outside collection box. It turns out that the mailbox is filled to the brim with mail. You think to yourself that anyone could reach in and take a handful of mail. Then you still place your item to be mailed in the overflowing mailbox. If you’re still paying your bills by mail, you might want to reconsider that stance.

    A collection box outside a post office in Virginia Beach, Virginia has been targeted multiple times for mail theft in the past few months. After the mail was stolen from the box, checks that were supposed to be for bills were washed and cashed for much larger amounts. Check washing is when someone dips an already written or even canceled check in chemicals and removes the handwritten ink from the check. They then put in whatever information on the check that they need. As long as there is enough money in the account the check can be cashed. Some of the checks were rewritten for thousands of dollars more than they were intended for. If that transaction is ignored long enough, you could miss the window you have to dispute the falsified check.

    While this scam may not be as prevalent as others, you still don’t want to be the victim of this scam. It’s recommended that in order to protect yourself that you switch from checks to electronic payments. They can’t steal a check if there’s no check to be stolen. However, if you’re dead set on still mailing checks, there are a few precautions you can take. There are special pens that you can buy that are resistant to check washing. If you’re taking the bills to the post office, have them mailed from inside the post office where they’re less likely to be stolen. Lastly, never leave your outgoing mail in your home mailbox. More mail is stolen from home mailboxes than USPS mailboxes.

     
  • Geebo 9:00 am on December 6, 2019 Permalink | Reply
    Tags: , check washing, ,   

    Don’t leave your outgoing bills in your mailbox 

    Don't leave your outgoing bills in your mailbox

    When we talk about scams, we mostly warn our readers about online or phone scams. The reason these scams are so prolific is that everyone has a smartphone and a lot of people use weak passwords on their accounts. However, that doesn’t mean that analog scams have disappeared. One such scam recently turned up in reports that use one of the oldest forms of communication in the US to find victims, good old fashioned snail mail. We all know that tampering with someone’s postal mail is a federal offense, but it hasn’t stopped some scammers from taking that risk.

    A couple in Alabama recently found that someone had accessed their bank account and several unauthorized payments were made from their account. They weren’t the victims of any kind of electronic fraud. Instead, someone had stolen their outgoing mail from their mailbox. In that mail were a few bills that they were paying by check. The scammers are then said to have committed what is known as check washing. Check washing is when someone dips an already written or even canceled check in chemicals and removes the handwritten ink from the check. They then put in whatever information on the check that they need. As long as there is enough money in the account the check can be cashed.

    There are ways to prevent check washing from happening. The first is to switch to electronic payments to pay your bills. However, if for whatever reason you have to write checks, there are special pens that you can buy that are resistant to check washing. Instead of leaving outgoing mail in your home mailbox, you may want to take it to the post office instead so you know it gets into the hands of the US Postal Service.

    With a number of relatives writing checks to send as Christmas gifts, this time of year could be especially bad for stolen checks. If you have an older relative that may not be able to get to the post office, offer to take their bills to the post office for them. It’s a little inconvenience for peace of mind.

     
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