Recent Updates Page 130 Toggle Comment Threads | Keyboard Shortcuts

  • Geebo 8:03 am on October 14, 2020 Permalink | Reply
    Tags: ,   

    The tech support scam can strike more than once 

    The tech support scam can strike more than once

    The tech support scam usually finds its victims in one of two ways. Sometimes you’ll see a pop-up appear on your device telling you that you have some kind of virus and should call a phone number that appears on the pop-up. The other way is that you’ll receive a phone call from someone claiming to be from a large tech company like Microsoft or Apple telling you that you have a virus on your device. Both forms of the scam have the same purpose. These phony tech support agents want you to pay them to remove a virus that doesn’t exist. If you end up falling for the scam once, there’s a good chance that you could be targeted for subsequent scams.

    For example, the AARP is warning seniors that the phony tech support company will try to get you to sign up for a subscription service that will supposedly keep your device safe from viruses in the future. In reality, the company is just collecting a monthly payment from you for doing nothing.

    Later on, the scammers could call back to offer you a refund for their service. The scammers will ask for your bank account information to supposedly deposit the refund but instead will steal from your account.

    If you receive one of those pop-ups on your device and you can’t close any of the windows the pop-ups appear on, turn your device off by holding down the power button until it turns off completely. Once rebooted, check your device for malware. CNet has a helpful article on how to do that on Android devices. On Windows and iOS devices, it’s recommended to run a trusted malware scan program like Malwarebytes to see if your device is infected. Malwarebytes should remove the malware as well.

    If you receive one of these phone calls, hang up immediately. While companies like Microsoft and Google may know a lot about us, they don’t have the capabilities to know when you have a virus on your computer. That goes double for any company claiming to be a tech support company that you’ve never heard of.

     

  • Geebo 8:00 am on October 13, 2020 Permalink | Reply
    Tags: , , ,   

    Prime day brings plenty of scams 

    Prime day brings plenty of scams

    (The following post is not an endorsement for Amazon.com)

    Today, Tuesday, October 13, 2020, is the start of Amazon Prime Day. That’s when the online retail behemoth offers one-day exclusive deals to customers who pay for their annual Prime membership. Many view it as Amazon’s Black Friday. And just like Black Friday, many of the deals offered by Amazon can seem questionable at best. However, also like Black Friday, that’s not going to stop shoppers from making purchases they see as a good deal.

    Of course, there will be another Prime Day pitfall to look out for. Scammers will be out in full force looking to swindle you out of any savings you might have accrued.

    Reports are warning Amazon shoppers to be wary of any unsolicited phone calls you might receive that are claiming to be from Amazon. These calls will try to tell you that there’s been a fraudulent charge to your Amazon account or that something you ordered has been lost or damaged.

    If you receive one of these phone calls, it is recommended that you hang up without giving the caller any personal information. Instead, log in to your Amazon account and look at your order history to see if any of these claims are true.

    There may also be a resurgence of the phony delivery text message scam that we featured a few weeks ago. As always, never click a link on an unsolicited text message from someone you don’t know personally.

    In some extreme cases, phony Amazon reps will ask for remote access to your device in order to clear up any problems your account may have. Never allow a stranger to have remote access to your device as not only could they steal personal information but they could also install malware onto your device which would allow them to spy on your device at any time.

    Amazon’s customer support page can be found here.

     

  • Geebo 8:00 am on October 12, 2020 Permalink | Reply
    Tags: , , ,   

    Phishing scam targets voter registration 

    Phishing scam targets voter registration

    No matter which political party you may belong to, there has been a controversy over mail-in ballots. Some believe that this could lead to either voter fraud or voter suppression depending on which side of the political fence you’re on. However, there’s an apolitical scheme going on that doesn’t care what your ideology is.

    According to authorities in Arizona, emails are being sent out to look like they’re from the U.S. Election Assistance Commission. The emails say that your voter registration information is incomplete. Of course, the email contains a link for you to click on so you can provide your correct information. The link takes you to a legitimate-looking website where you’re asked for your personal information.

    This is what’s known as a phishing scam. The scammers aren’t planning to cast a vote in your name. That doesn’t make them any money. Instead, they’ll use your personal information for financial gains such as opening loans or lines of credit in your name.

    As always, you should never provide personal information to unsolicited emails no matter how official the email may look. Anyone with a modicum of computer knowledge can make an email look like it came from any organization they want.

    If you think that there may be an actual problem with your voter registration information, go to your county’s election office and bring several forms of ID with you.

    No matter which way you lean, make sure that your voice is heard.

     

  • Geebo 8:00 am on October 9, 2020 Permalink | Reply
    Tags: , , ,   

    Family loses puppy to illness in Craigslist scam 

    Since the start of the pandemic, we’ve been warning consumers about one version of the puppy scam. This is where phony online dog breeders will sell you a puppy that doesn’t actually exist. After they’re paid, the scammers will start asking for more money in the form of things like shipping fees or special travel crates. Even though a victim may lose hundreds or thousands of dollars, at least an animal isn’t being actually abused.

    Unfortunately, the same can’t be said for the second type of puppy scam. This is where people will breed puppies with little regard for the animal’s health and well-being. The animals are often bred in squalid conditions without receiving any medical care. The term backyard breeder is often used to describe these scammers as they are usually not certified to be actual breeders.

    One family in North Carolina recently purchased a puppy from a Craigslist seller for $300. When asked about shots, the sellers told the family that they did the shots themselves because they didn’t want to take the puppy to the vet due to COVID-19 concerns. Once the family got the puppy home it became obvious that something was wrong. The family took the puppy to the vet where it was diagnosed with hookworms, roundworms, and anemia. Within less than 24 hours of bringing the puppy home, the puppy had to be put down. When the family tried to contact the seller, the phone number had already been turned off.

    As always, when it comes to adding a new pet to your family we recommend adopting from your local shelter. More often than not, not only will the animals have had competent medical care but the odds are they’ll be with your family for quite some time. If you decide to buy from a breeder, make sure they are a licensed breeder that’s in your area.

     

  • Geebo 8:00 am on October 8, 2020 Permalink | Reply
    Tags: breast cancer awareness month, , pinkwashing   

    Beware of 'pink' scams this October 

    Even though our country is still in the midst of the COVID-19 pandemic, that doesn’t mean that other illnesses have taken a back seat. As we’re sure you’re aware of, October is officially recognized as Breast Cancer Awareness Month. According to the American Cancer Society, in one year, 276,480 new cases of invasive breast cancer will be diagnosed in women and roughly 42,170 women will die from breast cancer.

    It’s around this time of year that most of the major breast cancer charities and foundations make the majority of their donations. Unfortunately, this hasn’t stopped scammers from trying to take money out of the donation coffers.

    Now, we’re not talking about which charities are best when it comes to the actual goal of finding a cure. We’re talking more about the con artists who will try to fleece you into giving a phony donation.

    Any scammer or con artist can slap a pink ribbon on a coffee mug or t-shirt and claim the proceeds are going to breast cancer research, but are they? The Better Business Bureau has issued a warning about scams like this that are called ‘pinkwashing’.

    While it might be easy to just buy the first thing that claims to be for breast cancer awareness, it might be better to research a charity that could do the most good. For example, we found a breast cancer charity on Charity Navigator that has a perfect four-star rating.

    However, you may want to consider donating your time or money to a charity that is more local to you. You can do a web search for ‘local breast cancer charities near me’ to find local charities but still do your research and look for reviews to make sure their goals align with yours.

    Wouldn’t you rather see your money go to someone who could use it instead of someplace just looking to make a buck?

     

  • Geebo 8:00 am on October 7, 2020 Permalink | Reply
    Tags: , , , ,   

    Cash App continues to be connected with scammers 

    Cash App continues to be connected with scammers

    Mobile payment service Cash App can’t seem to keep itself out of the headlines lately and those headlines continue to be about scams. Cash App is supposed to allow quick mobile payments between friends or vendors but has allowed an industry of scammers to flourish.

    Cash App scams usually work in one of two ways. In the first way, a scammer will be claiming to provide some good or service if you just send them payment through Cash App. However, once the payment goes through the scammer can then block the victim on Cash App. The only way to get a refund on Cash App is if the person you sent the money to agrees to send it back. The scammers can then close out their Cash App account after cashing out.

    The first Cash App scam usually leads to the second one which is a customer service scam. Cash App has no customer service number where you can reach a representative to dispute any charges. In order to contact Cash App’s customer service, you need to navigate through a rash of menus within the app and even then you probably won’t reach a real person.

    So some people will do a web search for Cash App’s customer service number. Just because Cash App doesn’t have one doesn’t mean that a Google search won’t bring one up. The thing is that these phone numbers belong to scammers and not Cash App. Just about anyone can take out a search engine ad claiming to be a customer service number. Once you call one of these phony customer service numbers, the scammers will lead you through a process that will drain your Cash App account of your money.

    Now, these customer service scammers aren’t even waiting for victims to call their fake customer service numbers. One victim says that she received an email that appeared to be from Cash App stating that $500 was about to be taken from her account if she didn’t call the attached number. The victim called the number and ended up losing $1600 to the scammers.

    To better protect its users maybe it would benefit Cash App if they set up an official customer service phone line that was easily accessible from the app.

     

  • Geebo 8:00 am on October 6, 2020 Permalink | Reply
    Tags: , , , ,   

    Used car scams continue to find victims 

    Used car scams continue to find victims

    Even with many of us traveling less frequently than we used to, there are still those in the market for a vehicle. While many scammers may have rejected used-car scams in favor of scams more favorable to current crises, that doesn’t mean that used car scams aren’t still being pulled. It even seems that used car scams have been on a recent uptick all around the country.

    These scams can even affect seasoned professionals like a used car dealer. One man from Arkansas found some vehicles online that he wanted to have for his lot. The vehicles were for sale in St. Louis. The seller supposedly had the titles and the vehicle history reports showed the vehicles as being legitimate. However, after the car dealer sold those vehicles to other lots, they came back as stolen. It seems that sometimes police reports can take weeks or months to process which will delay such discrepancies from showing up on vehicle histories like CarFax. In a case like this, it’s recommended that you match the seller’s driver’s license information with the name on the title.

    In Texas, a man found a truck for sale on a social media marketplace. The seller of the truck claimed to be from Montana and was not only selling the truck at a bargain price because her husband died but that she was also deploying with the military. The seller then said that the vehicle would be delivered by eBay even though that’s not where the vehicle was being sold. All the buyer would have to do is send the seller eBay gift cards. This particular scam sends up a number of red flags. When a seller claims either a death in the family or military deployment as wanting to get rid of the vehicle there’s a good chance the sale could be a scam. This scammer put both of those stories out. Also, eBay may be a platform to sell vehicles but they do not ship them. Lastly, gift cards should never be used in a purchase like this as they are virtually untraceable once they land in the hands of scammers.

    Lastly in New Mexico, a woman fell for a similar scam. She had also found a car she needed on a social media marketplace. Her seller told her that her son just died and was also being shipped by eBay. Again, eBay gift cards were requested as payment. Once she sent the $1400 in gift cards the seller disappeared.

    You can never be too careful when shopping for a used car. However, if you keep some of these tips in mind they could go a long way in helping you avoid a scam.

     

  • Geebo 8:00 am on October 5, 2020 Permalink | Reply
    Tags: , ,   

    Unemployment scammers are using romance scams to move money 

    Unemployment scammers are using romance scams to move money

    In case anyone was wondering how successful the unemployment scams were working against the states, scammers are using additional scams to be able to move the stolen. Specifically, scammers are employing romance scams to launder the ill-gotten unemployment funds.

    For the past few months, overseas scam rings have been applying for unemployment benefits using identities stolen in previous data breaches. It doesn’t matter if the person belonging to the identity being used is currently employed or not. Scammers are applying for benefits in en masse in hopes of getting lucky with just a handful of identities as each identity could bring them thousands of dollars.

    The problem is moving the money from an unemployment debit card or unemployment check to the scammers overseas. At least one group of scammers is using another scam tactic to get unwitting people to move the money for them and that’s the romance scam.

    A man in the state of Washington had recently fallen for just such a scam. He thought that he was involved romantically with someone in the country, at least online. The scammer started telling the man that they needed to deposit some money from an inheritance but their bank only allowed so much money to be deposited per day. He allowed the scammer to use his bank account where they are said to have moved thousands of dollars in unemployment benefits to a third party. His bank eventually noticed the unusual activity and returned some of the money back to the states.

    Thankfully, this man isn’t facing any charges as the FBI has said this man was thoroughly duped. They even thanked him for coming forward as many scam victims never come forward. Sometimes victims are threatened by the scammers that they’ll be arrested if they come forward. Others never come forward out of embarrassment.

    If you meet someone online and they start asking you for or about money before you’ve met in person, there’s a good likelihood they’re part of a romance scam.

     

  • Geebo 8:00 am on October 2, 2020 Permalink | Reply
    Tags: , , , ,   

    Medicare, lost millionaires, and a loan scam 

    Medicare, lost millionaires, and a loan scam

    It’s time for us to bring you another trio of scams that are happening around the country. Even though these scams may not be in your area, they could be soon.

    In North Dakota, authorities there are warning of a Medicare scam that’s been plaguing senior residents of the state. Scammers are said to have been calling residents claiming that they need to be issued new plastic Medicare cards to replace the paper ones. All the resident needs to do is to verify their Medicare number. In reality, the scammers could potentially file numerous fraudulent medical claims using the victim’s Medicare number. Always keep in mind that a government agency will never ask you for information that they should already have.

    In one county in Kansas, the local sheriff is warning residents about a scam that sounds straight out of an old sitcom. Residents in Brown County have received letters in the mail saying that a relative has died and left them a life insurance payout worth millions of dollars. The problem with this scam is that scammers seemingly know the actual names of distant relatives of the residents who have recently passed away. This adds an unfortunate air of legitimacy to the scam. However, the legitimate-looking letter only provides an email contact for someone to process the ‘paperwork’. We imagine that there would be some form of payment requested to process the phony insurance policy.

    Officials in Georgia are warning residents there about a phone scam that’s offering loans in value up to $30,000. With this scam, the ‘loan’ comes at the cost of fake processing fees that could reach $1000 themselves. The scammers are asking for these payments in cashier’s check, wire transfer, or prepaid debit card. These are all forms of payment that could be considered untraceable once the money is spent. Officials would like to remind residents that legitimate lenders make their money through interest once the loan is paid back and not through outlandish fees.

     

  • Geebo 8:00 am on October 1, 2020 Permalink | Reply
    Tags: , , , Synthetic ID, Synthetic ID Theft, Synthetic Identity Theft   

    Identity theft trick could be undetectable for years 

    Identity theft trick could be undetectable for years

    Even if we’ve never experienced it personally, just about everyone is aware of identity theft. Over the years, victims of identity theft have found their lives thrown into turmoil over charges and expenses that they never applied before. However, since all the charges are in the victim’s name, it can take victims years before restoring their credit to a reasonable state it was in before the theft. Now, consumer advocacy groups are warning consumers about a different form of identity theft that could go unrecognized for potentially decades.

    The Better Business Bureau calls it Synthetic Identity Theft. It varies from usual forms of identity theft because it doesn’t steal the whole of your identity. In Synthetic Identity Theft, the thieves will only need your Social Security number. With just that, they can use a fake name, address, and date of birth to create a ‘synthetic’ person. That person won’t have any credit history at first so the thieves will initially be denied for any credit application. However, that will start a credit history for this synthetic ID and eventually, the thieves will be able to open some form of credit. Eventually, they’ll get a high enough line of credit where they’ll extend the credit to their limits before discarding the synthetic ID.

    Eventually, debt collectors will trace the original Social Security number back to its rightful owner and the nightmare of identity theft really begins. Young children are especially vulnerable to Synthetic Identity Theft as the thieves are looking for Social Security numbers that have no credit at all attached to them.

    Unfortunately, there’s not a lot consumers can do to protect themselves from Synthetic Identity Theft. Due to the way ID thieves use a hodge-podge of identity elements to create synthetic IDs normal precautions like credit freezes won’t work. The best way to protect yourself and your child is to keep your Social Security numbers closely guarded. You can also keep an eye out by monitoring your mail, phone calls, and email for strange communications that may be regarding your children.

     

← Older posts

Newer posts →

c
Compose new post
j
Next post/Next comment
k
Previous post/Previous comment
r
Reply
e
Edit
o
Show/Hide comments
t
Go to top
l
Go to login
h
Show/Hide help
shift + esc
Cancel