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  • Geebo 8:00 am on June 24, 2019 Permalink | Reply
    Tags: , , , smishing, text messaging, Wells Fargo   

    Text message scams are on the rise! 

    Text message scams are on the rise!

    We’ve talked about email and phone call scams before but we’re pretty sure we’ve never discussed scams that specifically target you through text messages. Well, we’re going to correct that today.

    The Better Business Bureau recently reported on an employment scam that uses text messaging to try to swindle their victims out of their money or personal information. If you’re currently looking for a new job you could potentially be at risk for this scam. If you post your resume online you could be contacted by text from someone claiming to be a reputable company looking to hire you. They’ll then either ask you to pay for supplies or try to get your banking information for direct deposit. If they say you’re hired without even having you come in for an interview, it’s more than likely a scam.

    In Knoxville, Tennessee, a woman suffering from a cancer recurrence was recently scammed for hundreds of dollars in what’s referred to as ‘smishing’. That’s short for SMS phishing. She received a text message from one of her phone contacts telling about a grant she qualifies for that would provide $50,000 for her cancer treatment. The hook was that she would have to pay $500 first. After she mailed a $500 money order out of state she received another text asking for more money. This time the scammers were asking for $5,000. Luckily, her bank made her aware that this was a scam before she lost the $5,000. Text messages can be spoofed to make it look like they’re from someone you know. If a friend or associate texts you about a too good to be true offer, call them to make sure they sent the text.

    And lastly, the Utah Division of Consumer Protection is warning about a similar smishing scam that involves the Wells Fargo Bank. The text message says that there is an urgent discrepancy in your bank account that requires your immediate attention. You’ll then be instructed to click on a link or call a phone number to correct the discrepancy. You’ll then be asked for your ATM card number, PIN, expiration date, 3-digit security code, Social Security number, billing zip code, and your last known checking account balance. If you ever receive one of these text messages from any bank do not call the number or click on the link in the text. Instead, call your bank’s verified customer service number which you can usually find on their website.

     
  • Geebo 10:00 am on December 24, 2018 Permalink | Reply
    Tags: , , text messaging   

    Is the FCC cracking down on text spam or are they opening the door to censorship? 

    Is the FCC cracking down on text spam or are they opening the door to censorship?

    Text messaging may just be one of the greatest inventions of mankind. It allows us to send quick messages to our friends and family without having to involve ourselves in lengthy and often times inconvenient phone calls. That’s not even taking into account how many services we can use just through text messaging alone. By some estimates, SMS and MMS messaging is used by roughly 4 billion people worldwide. In today’s world of splintered technical ecosystems, it’s rare for a communication technology to be almost universally used. However, that universal acceptance may start to waver depending on how the FCC’s latest ruling is taken.

    Last Friday, the FCC ruled that cellular carriers can block unwanted texts. The FCC and the telecoms say that this is necessary in order to fight spam texts. Opponents of the ruling say that, much like the repeal of net neutrality, gives too much power to the telecoms. Tech blog Gizmodo has even gone as far as to say that we should stop using SMS and MMS texts as the telecoms may start reading and censoring text messages. The problem with using an encrypted messaging system as Gizmodo recommends is that there is no universal app that everyone will switch to since there are competing encrypted messaging services out there.

    Gizmodo seems to be missing a major point in their argument. If you look at the FCC’s rulings since the current administration took over, their moves seem to have been motivated by one factor, money. The blog post’s author seems to have taken a fringe case of allegedly blocked messages by Verizon and turned it into a national conspiracy. If anything, we’re more likely to see a return to limited text messaging. It wasn’t even a decade ago when many cell phone plans were limited to a certain amount of text messaging. If you went over your allotment of texts for the month you’d be charged for each text that exceeded your plan’s monthly amount.

    While we’ve been very critical of the FCC in the past we don’t believe that the FCC is allowing the telecoms to block text to subvert free speech but to further line their already massive pockets.

     
  • Geebo 10:53 am on February 7, 2017 Permalink | Reply
    Tags: , contracts, text messaging   

    Are text messages a binding contract? 

    Are text messages a binding contract?

    A story is making the rounds about a man out of Colorado who was selling some car parts online who may be sued by someone he promised the parts to over text messaging. Instead the seller was offered more money for the parts by someone with cash in hand. The buyer who lost out is now threatening to sue the seller. This has caused some in the media to ask legal experts if these text messages are a binding contract.

    One legal expert weighed in saying that an online deal is like any other…

    “…and even though it’s through informal texts, it’s still an enforceable contract. This is really not very different than how business gets done at much higher levels.”

    You also have to remember that lawyers constantly deal in extremes like this, however in real life it’s highly suspect that most judges would rule in favor of the buyer who lost out on the items. So in reality if you’re selling something online and exchanging texts with a potential buyer, you’re not going to have to get your own legal representation to approve each text message.

     
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