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  • Geebo 8:01 am on March 22, 2021 Permalink | Reply
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    Victim loses stimulus in bank scam 

    By Greg Collier

    Many taxpayers received their $1400 stimulus payments in the last week or so through direct deposit. Almost as soon as the economic impact payments hit people’s bank accounts, scammers have tried to weasel their way into people’s lives to steal those payments. Unfortunately, one woman from Texas found out the hard way that these scams are going on.

    The woman received a phone call that appeared to be coming from her bank. The number on her caller ID matched that of her bank’s customer service number. The caller claimed that there appeared to be fraudulent activity on the woman’s account and that they needed her help in clearing up the situation. While the report doesn’t specifically state it, it implies that the caller asked the woman for her banking information. Before she knew it, her account had been cleaned out. This included not only her stimulus payment but a paycheck as well.

    With scam phone calls being so prevalent many of us have stopped answering calls if we don’t recognize the number. How many cars can one person possibly own to have so many car warranties expire. But that’s a post for another day. What we’re getting at is, if the number is not on your list of contacts, you’re better off not answering the call even if it appears to be your bank.

    While many banks and other financial services do actually call their customers when there’s possible fraudulent activity on the account, you’re still better off letting the call go to voicemail. If the call is actually from your bank, you can call them back at the customer service number on the back of your debit or credit card or the number that’s on your bank statement. Don’t just Google a customer service number for your bank either as some scammers take out ads on Google posing as customer service departments for various well-known businesses.

    If you do answer the call, be on the lookout for telltale signs of a scam. Your bank shouldn’t ask for your account number as they should already have it. They won’t need your password to your online banking account either.

     
  • Geebo 9:00 am on January 21, 2021 Permalink | Reply
    Tags: , , , , stimulus checks   

    New email scam tries to get your stimulus money 

    New email scam tries to get your stimulus money

    With the second round of economic impacts in the process of being paid and a third round possibly on the horizon, you might think that taxpayers should now be pretty immune to stimulus scams. However, that hasn’t stopped scammers from trying to get their hands on yours. It also appears that the scams are becoming even more elaborate to try to steal from you.

    The Federal Trade Commission is warning taxpayers about emails that claim to be from their agency discussing the stimulus payments. The emails even claim to be sent directly from the outgoing chairman of the FTC. According to reports, the email demands that you pay money to receive your stimulus payment. It even includes an official looking ‘certificate of approval’.

    If you make any motions towards actually making a payment to the scammers, you’ll be told that the payment is for a State Department certificate that proves the funds are not related to any terrorist activity. That may sound made up, but the FTC is assuring us it isn’t.

    If you receive one of these emails it is recommended that you just delete it or mark it as spam.

    The indicators that this email is a scam are numerous. The first is that the FTC has nothing to do with economic impact payments. That is all handled by the IRS, and they’re not emailing anyone asking for money either. One of the other indicators is that you don’t have to pay for your stimulus payment. The majority of taxpayers just have to keep an eye on their bank account if they have direct deposit, or their mailbox if they don’t. Even if you’re a non-filer and received the initial stimulus payment, you should receive this one the same way.

    If you have any further questions about how the economic impact payments are being made, we recommend going to the IRS’s Get My Payment website.

     
  • Geebo 9:00 am on January 4, 2021 Permalink | Reply
    Tags: , , , , stimulus checks, ,   

    New unemployment and stimulus scams emerge 

    New scams involving both unemployment and stimulus

    Two of the biggest scams that dominated the headlines in 2020 were scams involving either the stimulus payments or unemployment benefits. Early in the year, scammers were hot to get their hands on the $1200 economic impact payments issued to eligible citizens. Then later on in the year, a massive wave of scammers filed for billions of dollars in fraudulent unemployment benefits taxing already overburdened unemployment systems in each state. With 2021 just barely being underway, it seems like we’re in for more of the same for now.

    Previously in unemployment scams, the scammers would file for fraudulent benefits using stolen identities. Sometimes, they would be filed in the name of people who were still employed. This tipped off the employers that unemployment benefits were filed falsely for current employees. Employers could then notify employees who could notify the state about the fraudulent filing. More recently, the state of Illinois has discovered a new tactic being used by unemployment scammers. Somehow, the scammers are changing the employer’s address when filing for benefits, so the employer does not get a notice. This removes a key barrier to preventing fraudulent benefits from being claimed. The state says they are already taking steps to prevent this information from being altered and are notifying any potential victims.

    In Florida, scammers are looking to take advantage of not just the unemployed but those awaiting their economic impact payments as well. Phishing emails have already gone out that look like they’re from the Florida Department of Economic Opportunity. The legitimate looking emails are being sent to those already on unemployment and promise recipients a payment of $12,600. The email then asks you to click on a link that says ‘Accept My Claims’. A copy of the email can be viewed here. If you’ll notice, the email says that payment will be in USD. That’s kind of redundant since this supposedly from a US-based organization. Anytime USD is used in an email like this, it’s almost a guarantee that it’s an overseas scam.

     
  • Geebo 9:00 am on December 23, 2020 Permalink | Reply
    Tags: , , , stimulus checks   

    Scams are sure to follow new stimulus payments 

    Scams are sure to follow new stimulus payments

    This past Monday, Congress approved a new round of economic impact payments to most US citizens. The new round of payments will only be half as much as the initial payments at $600. Even though these payments will be less, they won’t stop scammers from trying to fleece you out of your payment. While we’re sure new scams will emerge with the next round of payments, scammers will continue to use the same scams they did before. So let’s review some of those scams.

    This round of payments are supposed to be received quicker than the payments back in Spring. However, scammers might try to convince you that they can the payment to you quicker if you give them your financial information. In reality, no one person or agency can get you your payment to you faster.

    The IRS will not reach out to you by text message, phone call, social media, or email about your stimulus payment. So if anyone contacts you out of the blue and says there is an issue with your payment, they are more than likely scammers. If you think there might be an issue with your payment, you can always check with the IRS’s Get My Payment website.

    As previously mentioned, the stimulus checks will be no more than $600. If anyone is contacting you promising more money than that, they are scammers.

    Be wary if you receive a paper check that is designed to look like a stimulus payment. Scammers will follow up with a phone call stating that they’ve overpaid you and will ask you to deposit the check and return the overage. These are fake checks and if you deposit one, you’ll be responsible for the amount to your bank.

    Speaking of banks, your bank will not call you about your stimulus payment status. Once again, these are scammers trying to divert your payment to them.

    In general, it’s best not to click on any links about your stimulus that you receive in any online communication and do not give your personal information over the phone.

     
  • Geebo 9:00 am on November 3, 2020 Permalink | Reply
    Tags: , , , , stimulus checks,   

    Stimulus check scams are back 

    Stimulus check scams are back

    Most Americans received their economic impact payments much earlier this year. This hasn’t stopped scammers from trying to trick people into using the promise of additional stimulus payments into giving up either money or personal information.

    Recently, scammers have been texting their victims with messages that state they have pending stimulus payments. The text then goes on to say that if you want to accept these payments you need to click on the attached link. While we haven’t confirmed this if previous texting scams are any indicator, the link will take you to a website that will require you to enter your personal information. Or it could potentially ask you to pay a ‘processing fee’ to receive your stimulus payment. In either case, the stimulus payment doesn’t exist. Ever since the initial economic impact payment were issued, the government has not approved any additional stimulus payments.

    Please keep in mind that the majority of federal agencies that deal with the general public do not communicate by text. That’s not even taking into account that if a government office needs to discuss stimulus payments they will refer to them by their proper name of economic impact payment. Anyone contacting you calling them a stimulus payment or stimulus check is probably not with the government. That’s not even mentioning that even if additional impact payments were to be issued you wouldn’t have to pay money to receive them.

    In addition to these warnings, it’s just good practice to avoid clicking on links in text messages from people you don’t know. This is a common practice used in several different scams that are designed to either steal your personal information or inject malware into your device. Either of which could lead to a number of expensive and inconvenient problems in the future.

     
  • Geebo 8:13 am on May 27, 2020 Permalink | Reply
    Tags: , , eip card, , stimulus checks,   

    Stimulus debit cards delivered in unmarked envelopes 

    Stimulus debit cards delivered in unmarked envelopes

    Last week, we posted about the stimulus debit cards that some taxpayers will receive instead of paper checks. To summarize, those taxpayers who didn’t provide the IRS with their banking information might receive one of these cards known as EIP cards instead of a paper check.

    Some taxpayers are already starting to receive their EIP cards, however, some have been suspicious of the cards since they’re being delivered in unmarked envelopes. These cards are, in fact, the legitimate EIP cards and can be used mostly like a normal debit card. So if you’re expecting your stimulus payment in the mail, don’t throw out any unmarked envelopes until you receive your card.

    The envelope will say it’s been sent by Money Network Cardholder Services while the card itself will have a VISA logo along with the name MetaBank which is the issuing bank.

    In other consumer financial news, the state of Colorado is warning residents about a scam that is targeting the unemployed. Scammers are posing as employees of the Colorado Department of Labor and Employment or the Colorado Division of Unemployment Insurance. They’ll contact their victims by phone or email asking for personal information such as your Social Security number, your bank account numbers, and bank account passwords. Please keep in mind that while this is being reported in Colorado, this scam could come to any state.

    If you’ve recently applied for unemployment in your state, the unemployment office may contact you, however, they will not ask for any personal information. Most offices will already have the information they need from when you initially applied for benefits.

     
  • Geebo 8:06 am on May 26, 2020 Permalink | Reply
    Tags: , , , , , stimulus checks   

    There is no 2nd stimulus payment 

    There is no 2nd stimulus payment

    With life in the United States currently adapting to the everyday changes brought on by the global pandemic, scammers and con artists have been adapting as well. With every change, they continue to tweak and transform their scams into whatever can best serve them now while disregarding the untold victims they leave in their wake.

    By most reports, the majority of those who were eligible to receive the economic impact payments have received them. That doesn’t mean that there still aren’t those who could use additional stimulus benefits. There has been talk among lawmakers to issue additional payments, but as of the time of this posting (5/26/2020) no additional stimulus payments have been approved by the government.

    That hasn’t stopped scammers from trying to fool their victims into believing that a second stimulus payment is on its way. The reason the scammers are doing this is so they can pull the same scams they tried when the initial stimulus payment was being issued.

    A report from the Georgia Attorney General’s Office is warning residents about one such scam where the scammers are posing as IRS employees. They’re saying they can provide additional funds as long as the consumer installs a certain software on their device. The victims are then asked for a $1,000 gift card to pay for the software.

    So in this particular scam, the scammers are double-dipping their victims. Not only are the scammers trying to steal consumers’ money by asking for payment by gift card but they’re also installing software on consumers’ devices. This software can be anything from malware designed to steal your security credentials or ransomware that can lock you out of your device.

    If the IRS needed to contact you for any reason, they will contact you by postal mail. They will not contact you unwarranted by phone, text, or email.

     
    • Robert Jamison 2:31 pm on May 27, 2020 Permalink

      I’m on SSI and I haven’t received my stimulus check or has been direct deposited into my account and the IRS has all my info on my direct deposit but I got the nice letter from the POS Trump be nice to get the stimulus first before you get the letter

  • Geebo 8:00 am on May 21, 2020 Permalink | Reply
    Tags: , , stimulus checks   

    If you were expecting a paper stimulus check you may not get one 

    If you were expecting to receive your stimulus payment by paper check, you may not be receiving one. Instead, the Treasury Department has announced that they’ll be sending some four million payments on prepaid debit cards. The Treasury Department claims that it will be quicker to send out the debit cards than it would be to issue paper checks.

    The majority of people who will be receiving the debit cards are those who did not provide the IRS with direct deposit information and had their tax returns processed by the IRS centers in Austin, Texas, or Andover, Massachusetts. The Andover service center processed returns for much of New England while the Austin service center processed returns for taxpayers in Florida, Louisiana, Mississippi, Oklahoma, and Texas. The Austin service center also covers those who use a military mailing address like an APO or FPO.

    There are very few restrictions on the card and consumers will be able to use it like a normal debit card. There are no fees for purchases or withdrawing money as long as the money is withdrawn from an in-network ATM. If your card were to be lost or stolen it would cost around $25 to have it replaced.

    While the debit card will be more convenient for most people rather than a paper check, there are still some safeguards you should take after receiving yours. No matter how ecstatic you may be about receiving your payment, do not post a picture of the card on social media. It will take bad actors no time at all to drain your funds off of the card with just the card number. Also keep in mind that if someone claims to be from the government calling about the debit card, they’re almost assuredly a scammer.

    Lastly, for individuals with privacy concerns, the Treasury Department says that the government cannot track your spending habits from the card.

     
    • Andrenikki 2:47 pm on May 24, 2020 Permalink

      Wassup wit The Stimulus Check

  • Geebo 8:00 am on May 18, 2020 Permalink | Reply
    Tags: econ, , , stimulus checks,   

    Still haven’t received your stimulus check? This might be why. 

    Still haven't received your stimuls check? This might be why.

    The majority of stimulus payments were supposed to have been issued by this past Wednesday, May 13th. However, there are still a substantial amount of Americans who have yet to receive their economic impact payments. While many have very complicated situations that may affect their payments, we’ll try to provide as much information as we can with publicly available information.

    We’ve received a number of comments from our readers who are Supplemental Security Income representative payees and are concerned about the status of their payments. According to the Social Security Administration’s website, if you filed a 2018 or 2019 tax return the payment should have been sent to the bank account provided on your tax return for an electronic tax refund, or mailed to the address provided on your tax return. However, if a 2018 or 2019 tax return was not required, the payee should receive the payment in late May either to their bank account by direct deposit or the Direct Express card depending on how the SSI payment is normally received. More information for SSI recipients and payees can also be found here.

    For everyone else who hasn’t received their stimulus payment yet, it could be just a matter of waiting. The deadline to provide your direct deposit information to the IRS has passed if they didn’t already have it on file. If you used a tax preparing service for your last tax return, your payment may have been sent to a temporary bank account set up by your tax preparer. If that is the case, the payment will be sent back to the government who will issue you a paper check.

    If your plan was to get a paper check all along, they are still in the process of being issued. Your annual income for 2018 or 2019 will determine how long you’ll be waiting for your check. Lower-income taxpayers will receive their paper checks first.

    Lastly, if you filed a paper tax return for 2019, your payment may be delayed as paper returns have been put on hold by the IRS.

    Unfortunately, we can’t answer why payment has been delayed for every situation, but we hope this post answers the questions that some of our readers have had.

     
    • Anonymous 9:58 am on May 18, 2020 Permalink

      What if you didn’t file taxes at all. Just do odd jobs will they get stimulas check

    • Geebo 11:06 am on May 18, 2020 Permalink

      Yes. You’ll need to go to the Get My Payment page for the IRS and click on non-filer. However, we believe you may have missed the deadline for direct deposit and will probably receive a paper check. That may take some time. https://www.irs.gov/coronavirus/get-my-payment

    • Eddie 11:58 am on May 18, 2020 Permalink

      I have not get my money

    • Anonymous 2:34 pm on May 18, 2020 Permalink

      I don’t have a computer and I’m on social security have had the same.bank for 25 years with direct deposit so where my money t w odell

    • Sharlene Bolen 3:30 pm on May 18, 2020 Permalink

      My husband is on disability and we are married he received his 1200 $ stimulus but nothing for me will I get a separate check from his

    • Evelyn 2:48 pm on May 19, 2020 Permalink

      My son gets ssi ssa an I’m his payee an he still hasn’t received his

    • Vickie Vowell 9:32 am on May 21, 2020 Permalink

      My husband got his we are married an I haven’t gotten mine

    • Vickie Vowell 9:33 am on May 21, 2020 Permalink

      My husband got his we are married an I haven’t gotten minehe got his in his account

    • Charlene Manzone 2:56 pm on May 21, 2020 Permalink

      I get ssd I got my money on time but still no stimulus payment I have direct deposit with direct express I don’t understand what is taking so long for me to get my stimulus payment

    • Diana Kennedy 7:18 pm on May 21, 2020 Permalink

      I don’t understand why my daughter has not received her stimulus yet she has three children taking care of them. She owed back taxes but she should still get her stimulus package as well it’s not the children fault. They are the ones who need it the most.

    • Lisa Coursey 4:44 pm on May 22, 2020 Permalink

      My husband got his I have not he is on SSI

    • Kathy A Showalter 4:12 pm on May 23, 2020 Permalink

      My husband is on ssi with no payee and still have not got his yet

    • FELIX COLON 5:38 am on May 28, 2020 Permalink

      MI ESPOSO ESTA EN SSI HACEN TRES DIAS ME METI A LA PAGINA DE CHEQUEAR EL PAGO Y ME INFORMO QUE EL PAGO ESTARIA HOY 28 DE MAYO Y NO HAY NADA. COMO ES QUE ESA PAGINA LA INFORMACION NO SEA CIERTA NO HAY PERSONAL POR TELEFONO. CHEQUES PAPEL NO ES EL RESUELVE.

  • Geebo 8:00 am on May 11, 2020 Permalink | Reply
    Tags: , , stimulus checks,   

    More info on when people on SSI will get their stimulus check 

    More info on when people on SSI will get their stimulus check

    According to our previous posts about the economic impact payment, a number of people who are on Supplemental Security Income still haven’t received their stimulus payment. To better help our readers who still have questions, we have found additional information that might help alleviate their anxiety over the delivery of their stimulus payment.

    If you’re on SSI and still haven’t received your stimulus payment, you’re supposed to receive it by mid-May. So hopefully, you should receive your payment by the end of this week at the time of this posting. The IRS is said to be putting these payments on your Direct Express cards. However, if you used the Non-Filers tool on the IRS’s Get My Payment page and provided the IRS with a bank account or opted for a paper check, you will receive your payment that way. We would imagine that the direct deposit to your bank account would also take place by mid-May but paper checks could take even longer. While lower-income families are supposed to get their paper checks sooner rather than later if they requested one, it could still be some time before a paper check is received.

    If you have a Direct Express card, you’ll be allowed a one-time free ATM withdrawal to access your stimulus payment. This will be in addition to the free withdrawal you already receive. You can also sign up for text or email alerts at the Direct Express website to be alerted when you get your payment.

    The IRS has also said that the Get My Payment website has been improved to help you get a better idea of where your payment is. If in the past you received the dreaded error message from the IRS website, you should now be able to get the status of your payment. If you still get the error message, try typing out your information in all caps as some have reported that it has helped them with getting their payment information.

    The most reliable and up to date information should be found at the IRS’s Coronavirus Tax Relief and Economic Impact Payments website.

    For non-stimulus payment news about COVID-19/coronavirus please go to Coronavirus.gov.

    (H/T to USA Today and cnet)

     
    • Anonymous 9:51 pm on May 12, 2020 Permalink

      I ha e. Not. Got my check. Ssi. I need it

    • Mary Howard 8:29 am on May 13, 2020 Permalink

      When will ssi get theirs if they have a payee everyone else is getting it tofay of they don’t have a payee not fare

    • Anonymous 8:31 am on May 13, 2020 Permalink

      Not fare people that geta SSI that had a payee isn’t getting there payments today whwre people taht dont have a payee got theirs today when will they get them??

    • Senobia 12:52 pm on May 13, 2020 Permalink

      I’m on ssi and I haven’t gone a check and they already talking about a second check can someone please tell me how this happen

    • Colten Ennis 8:25 pm on May 13, 2020 Permalink

      Will people on SSI that have payee get a get a stimulus check

    • Geebo 11:54 pm on May 13, 2020 Permalink

      Unfortunately, we do not have the answer to every situation however we found a link that we hope answers some of your questions.

      https://www.aarp.org/retirement/social-security/info-2020/representative-payees-stimulus-role.html

    • Anonymous 3:13 pm on May 14, 2020 Permalink

      My son gets ssdi I am his payee and they say they can’t find him something why

    • Anonymous 5:14 pm on May 14, 2020 Permalink

      they say may 27 u will have it

    • Anonymous 9:51 am on May 16, 2020 Permalink

      When will the rest of the SSDI and Retirement get there money still waiting need it.

    • Anonymous 11:13 am on May 16, 2020 Permalink

      My son had direct express card for his monthly checks from ssi and he gets social security from his father he’s not received his stimlas money yet when will be get it

    • Anonymous 9:27 am on May 17, 2020 Permalink

      I get SSI too haven’t got mine I don’t understand what’s going on how do I find out if I don’t get it where do I catch it

    • Phylistine Ervin for Johnny Harvey 12:20 pm on May 17, 2020 Permalink

      My son is 46 he gets a ss check from his decease dad he is handy cap never filed taxes I am his payee well he get a check

    • Anonymous 12:33 pm on May 17, 2020 Permalink

      R we still going to get any additional income

    • Kenneth Grugin 8:12 am on May 18, 2020 Permalink

      Still waiting. Irs.gov site is a joke . i have direct express.

    • Ellen. Merrell 9:15 am on May 20, 2020 Permalink

      I. Get. Spouse. Benefits.

      Social. Security. Did. Not. Check. From. Yet

    • FELIX COLON 4:34 pm on May 20, 2020 Permalink

      MIESPOSO RECIBE SSI Y NO A RECIBIDO NADA. YO SOY SU REPRESETANTE. CUANDO LO RECIBIRA.

    • Anna shuck 4:06 am on May 21, 2020 Permalink

      Me and my husband get SSI on a direct Express card he got his but I did not get mine he is a Rep payee for me so I don’t know if the rep payees get it or not I have no clue

    • FELIX COLON 7:33 pm on May 21, 2020 Permalink

      DICEN QUE EL 27 MAYO 2020 LOVAN RECIBIR. SERA VERDAD

    • Connie boshell 1:51 am on May 22, 2020 Permalink

      I’m on Windows pension I haven’t git my and I don’t no how to check to see when I will get it

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