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  Geebo 8:00 am on June 1, 2021 Permalink | Reply
  Tags: bank scam ( 70 ), phishing ( 75 ), PNC Bank ( 3 ), Scams ( 1,362 ), text messaging   

  Responding to a scam text 

  

  By Greg Collier

  PNC Bank has been dealing with many text message scams. Like many banking scams, the text messages say that there is an issue with the recipient’s PNC account. The text message then gives a phone number that the recipient can call to rectify the issue. As you’ve probably guessed, the phone number doesn’t belong to PNC and instead goes to a phony customer service department. But aren’t you just a little bit curious to know what happens if you were to call that phone number?

  A cybersecurity expert in the Pittsburgh, Pennsylvania area recently received one of these PNC scam texts. He knew right away it was a scam because he didn’t bank with PNC. However, he decided to call the number provided in the text to see what happens. He was greeted by an automated message that instantly asked for his Social Security number. The automated message then asked for not only his banking PIN but his debit card number as well. As you can imagine, if a scammer were to get a hold of this information, someone’s bank account could be immediately emptied.

  It’s not just PNC that is dealing with this. Fifth Third Bank is also currently dealing with a similar scam. Considering scammers will send out these texts en masse no matter who you bank with, you should be suspicious of texts that claim to come from your bank. Especially if they’re claiming there’s an issue with your account. If you receive a banking text like this, and it appears to be coming from your bank, do not click on any link in the text or call the number the text might provide. Instead, call the number on the back of your debit card or go to the bank’s website to find the actual customer service number.

   

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  Geebo 9:00 am on January 5, 2021 Permalink | Reply
  Tags: Facebook Marketplace ( 62 ), paypal ( 11 ), paypal scam ( 13 ), phishing ( 75 ), Scams ( 1,362 ), text messaging   

  Two PayPal scams you should be aware of 

  

  PayPal is probably one of the most trusted online payment systems today. There aren’t many online retailers that don’t accept PayPal as a payment option. PayPal also allows those who are underrepresented by banks to not only shop online but to also have a debit card that the consumer can use like any bank debit card. However, this post isn’t meant to be free publicity for PayPal. While PayPal does offer many protections to their users, it can still be used in various scams as we’re about to take a look at now.

  Security experts are warning about a new series of text messages going around that are designed to steal your PayPal login information. The text messages claim that there has been fraudulent activity on your PayPal account and that your account is now limited. That would mean that you would be restricted in the use of your own PayPal account. The text then directs you to click on a link to verify your account. If you click on the link, you’ll be taken to a phony PayPal page that resembles the genuine article. If you enter your login information on this phony page, your information has just been stolen. Since many PayPal accounts are linked to bank accounts, your bank account could be in jeopardy as well. If you feel like you’ve clicked on one of these links and given them your information you should immediately change your PayPal password.

  The other scam is more hands on so to speak. A woman in Georgia was selling a cell phone on Facebook Marketplace. She met a buyer at a local restaurant. The man agreed to buy the phone using PayPal. The buyer showed the woman a fake email that looked like he had just paid her through PayPal. However, the woman wasn’t seeing the payment in her account. The man then made it appear as if he was calling PayPal himself and told the woman that the payment would be in her account in a couple of hours. As you can expect, the payment never showed up. PayPal doesn’t work like this as payments are almost instantaneous. Once you make or receive a payment you should be notified by PayPal right away. If you’re not notified you shouldn’t take a stranger’s word for it that you’ve been paid.

   
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  Geebo 9:00 am on November 10, 2020 Permalink | Reply
  Tags: cartel scam ( 4 ), Scams ( 1,362 ), text messaging, violence scam ( 4 )   

  Texting scam threatens victims with violence 

  

  While not a new scam, there seems to be a resurgence in a disturbing text messaging scam. In this scam, the scammers will text their victims claiming to be from an organized crime cartel. The scammers will try to intimidate their victims into sending them money by threatening the victim with violence and sending the victim graphic pictures of people who have been violently murdered. This is usually followed up with the threat of this is what they’ll do to you if you don’t pay them. In reality, the victim is rarely ever in any real danger. Now, it seems, the scammers are increasing their intimidation tactics.

  A man in North Carolina recently received one of these text messages. The messages he received said that he owed the cartel $1500 and followed up with the graphic images and threats. However, what made this instance particularly disturbing was that the scammers knew the man’s name and address. They also had the names and addresses of some of his family members. They even claimed that they had men outside of his home in case he didn’t pay them. The man ended up blocking the number and contacting police.

  These types of scammers are hoping that by using threats of violence they can put their victims in such an emotional state that the victims will give in to the scammer’s demands. More often than not, the scammers are calling or messaging from overseas and have no real way of carrying out these threats.

  If you receive one of these threatening texts it is recommended that you do not respond to the scammers. Instead, you should contact law enforcement.

  Victims who have fallen for the scam have were instructed to make payment through gift cards, prepaid debit cards, or money transfers. These are hallmarks of the majority of scams as once the payment is sent it’s almost impossible to get back and is even more difficult to trace.

   
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  Geebo 9:00 am on November 3, 2020 Permalink | Reply
  Tags: economic impact payment ( 21 ), economic relief checks ( 14 ), phishing ( 75 ), Scams ( 1,362 ), stimulus checks ( 19 ), text messaging   

  Stimulus check scams are back 

  

  Most Americans received their economic impact payments much earlier this year. This hasn’t stopped scammers from trying to trick people into using the promise of additional stimulus payments into giving up either money or personal information.

  Recently, scammers have been texting their victims with messages that state they have pending stimulus payments. The text then goes on to say that if you want to accept these payments you need to click on the attached link. While we haven’t confirmed this if previous texting scams are any indicator, the link will take you to a website that will require you to enter your personal information. Or it could potentially ask you to pay a ‘processing fee’ to receive your stimulus payment. In either case, the stimulus payment doesn’t exist. Ever since the initial economic impact payment were issued, the government has not approved any additional stimulus payments.

  Please keep in mind that the majority of federal agencies that deal with the general public do not communicate by text. That’s not even taking into account that if a government office needs to discuss stimulus payments they will refer to them by their proper name of economic impact payment. Anyone contacting you calling them a stimulus payment or stimulus check is probably not with the government. That’s not even mentioning that even if additional impact payments were to be issued you wouldn’t have to pay money to receive them.

  In addition to these warnings, it’s just good practice to avoid clicking on links in text messages from people you don’t know. This is a common practice used in several different scams that are designed to either steal your personal information or inject malware into your device. Either of which could lead to a number of expensive and inconvenient problems in the future.

   
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  Geebo 8:00 am on September 28, 2020 Permalink | Reply
  Tags: food stamps ( 5 ), Scams ( 1,362 ), SNAP ( 2 ), text messaging   

  Food Stamp scam affecting the country 

  

  The current pandemic has seen the meteoric rise of a number of original scams on a never seen before basis. The majority of these scams have targeted those who have been negatively affected economically by the pandemic. At first, it was the scammers who were trying to steal your economic impact payment. This was quickly followed up by scammers applying for unemployment benefits in every state by using stolen identities. Now, a new nationwide scam has emerged once again targeting those who are the most financially vulnerable in our society.

  States from Pennsylvania to Hawaii are reporting about a text message scam that’s promising victims SNAP benefits. You may know SNAP better under its former name of food stamps. The scammers are sending text messages stating that the recipient is eligible for SNAP benefits even though they may not have applied for them. With so many people facing economic hardships in the country, this scam has the potential to claim a record number of victims. While some who have never had to apply for SNAP may think it’s relatively easy to get these benefits, the reverse is actually quite true. So if someone who is desperate to receive additional food benefits receives this text message there is great potential that they could fall for this scam.

  More than likely, the scammers are after one of two things. They either want your personal information to steal your identity, or they want a payment disguised as a ‘processing fee’.

  The states being affected by this scam have issued warnings that the state will never approach anyone randomly with the offer of SNAP. If you have applied for SNAP, you’ll always receive your approval in the mail. If you receive one of these texts, it’s best that you just delete the text. However, if you have questions or concerns about your SNAP benefits, you should contact your local SNAP office.

   
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  Geebo 8:00 am on September 14, 2020 Permalink | Reply
  Tags: Human trafficking ( 97 ), package delivery ( 8 ), phishing ( 75 ), Scams ( 1,362 ), text messaging   

  Delivery text message scam not linked to human trafficking 

  

  Recently, we posted a story about how a text messaging scam was fooling victims into giving up their personal and financial information. If you’ll recall, the scam entailed receiving a text message that claimed to be from a delivery service like UPS or FedEx. The text message will say that you have an undelivered package and it will provide a link for you to click on to supposedly set your delivery preferences. Here’s a sample of what the message could look like.

  

  What happens once you click on the link is you’ll be taken to a page that is designed to look like a page from Amazon. The fake Amazon page will then ask you to fill out a customer service survey in order to claim a prize. After you win the prize, you’ll be asked to pay for shipping by providing your financial information. From there, the scammers can do pretty much what they want with your financial information. In some instances, victims have been signed up for subscription services related to their ‘prize’ that ended up costing them $100 a month.

  For some reason on social media, this texting scam started to be passed around as being part of a human trafficking ring. Multiple anti-human trafficking agencies have gone on record to say this is simply not true.

  Unfortunately, the reality is when recruiting victims for human trafficking, it isn’t so elaborate. More often than not, traffickers will prey on the more vulnerable members of our society such as the homeless and those struggling with addiction or untreated mental health issues. If the traffickers are looking to recruit children, they’ll often take to social media to look for children who are having problems at home or school and are looking for a way to escape their lives. Random unsolicited text messages are not one of the tools in the trafficker’s arsenal.

   
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  Geebo 8:00 am on August 13, 2020 Permalink | Reply
  Tags: phishing ( 75 ), Scams ( 1,362 ), social media ( 79 ), text messaging, TikTok ( 10 )   

  TikTok text is a scam 

  

  TikTok is a social media app and platform that allows you to make and view short video content. It is insanely popular among today’s younger generations. As such, younger users may not be especially familiar with certain scams that have been affecting the platform.

  For example, some TikTok users have been reporting that they’ve been receiving text messages claiming to be from TikTok. These messages state that the user needs to verify their TikTok account. The message then provides a link to click on in order to verify the account. While the reports we’ve read do not specify it, we imagine the link takes you to a phony page that looks like TikTok and asks the user for their login information. This is known as a phishing attack.

  With this information, the TikTok account can be hijacked and then used to try to phish information from that user’s followers. However, access to TikTok accounts is not the only goal in this attack. A lot of people will use the same login information on multiple online accounts such as their email and financial accounts. Access to those accounts could allow these scammers to essentially take over someone’s life. This could result in not only lost money but could also lead to things like having credit cards and loans applied for in the user’s name. If one of these text messages is received, it’s best to ignore it and delete it.

  Our readers tend to be in a different age demographic than those who are TikTok’s target audience. So why are we telling you about this TikTok scam? If you have young children or grandchildren the odds are that they’re using TikTok. These young users may not be familiar with the ways in which online scammers will try to take advantage of them. Many kids can be a little obsessive about their TikTok account and will react to any message that claims they’re in jeopardy of losing their account. It’s our job as their mentors to teach them about things like this so they can be better prepared for the world.

   
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  Geebo 8:00 am on August 12, 2020 Permalink | Reply
  Tags: AT&T ( 5 ), Coca-Cola, Little Caesars, phishing ( 75 ), Scams ( 1,362 ), social media ( 79 ), sweepstakes ( 25 ), text messaging   

  Commercial scams to watch out for 

  

  Scammers will not hesitate to pose as even the most successful and trusted brands in our country to try to steal something from you. Whether it’s money or information, scammers will promise you the world to get what they want from you. Here are three recent scams that have posed as large commercial entities.

  On social media, a scam has been going around offering free pizza. Scammers are posing as pizza restaurant chain Little Caesars. The phony post is telling users that if you share the post and comment on it, you’ll receive a free pizza at your local Little Caesars. This is being posted by a fake Little Caesars account. The real Little Caesars account will have a verified checkmark next to their name. According to investigators, this scam is designed to get you to put some form of malware on your device.

  If you thought that a company as large as Coca-Cola can’t be used in a scam, think again. An email is currently being circulated congratulating recipients that they’ve won the Coca-Cola sweepstakes. This is a scam that’s as old as the internet itself. The email asks that you give your contact information to the phony Coke company in order to collect your winnings. Security experts say that these emails are an attempt to gather your personal information to use for future phishing attacks that could compromise your device or financial information. Remember, that you can’t win a contest you never entered. If you receive an e-mail like this, your best course of action is to delete it.

  Lastly for today, a number of AT&T mobile customers have said that they’ve been the targets of a scam. They’ve been receiving text messages that say their payments have not gone through. The text message includes a number to call to resolve the issue but the number doesn’t belong to AT&T. While no one has reported falling for the scam, we imagine it’s not unlike the tech support scam where the scammer will ask for money to try to fix the non-existent issue. If you receive a text like this, it’s best to check your account online to make sure there are no payment issues. If you need to call customer service, use the number that is on your provider’s website.

   
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  Geebo 8:00 am on June 30, 2020 Permalink | Reply
  Tags: change of address ( 3 ), Scams ( 1,362 ), text messaging, USPS ( 13 ), vehicle history reports   

  Three new scams to watch out for 

  

  We just recently came across three new scams that we hadn’t heard of before. While we’re not the ultimate authority on scams, we have been keeping our eyes on scams for a long time now.

  The first scam we have for you today involves change of address forms. If you’re moving soon you’ll have to notify the U.S. Postal Service of your new address. You can do this at your local Post Office or online. If you’re going to complete your change of address online make sure that you’re only using the official USPS website. If you were to do a web search for ‘address change’ it may direct you to a website that has no affiliation with the USPS. Instead, if you enter your information on the non-USPS site you could potentially be giving your information to identity thieves. Also, a change of address with the USPS is free. If a site tries to charge you for this, it’s definitely a scam.

  In our next scam, the Better Business Bureau is warning consumers about receiving a text message that says you’ve been overcharged. The texts try to appear as if they’re coming from your bank, your credit card company, or somewhere you shop often. The scammers will then tell you that they need more information to process your ‘refund’ like your mother’s maiden name or the last 4 digits of your Social Security number. These are actually answers to security questions used to access your online accounts. If you receive a text or call asking for this information do not answer them. Instead, call your bank directly to make sure that your accounts are in order.

  Lastly for today, if you’re looking to sell your vehicle online, you’ll often be asked to provide a vehicle history report for the vehicle. The most commonly used vehicle history reports are Carfax and AutoCheck. Some car sellers have reported that they’ve been getting messages from people posing as interested customers asking for vehicle history reports that they’ve never heard of before. The scammers will then direct the sellers to a certain website. These websites are mostly designed to try to get your money for a bogus car history or could be used for identity theft or infect your device with malware. As a seller, you’re not required to provide a vehicle history from a specified website. The ones that we’ve already mentioned are not only legitimate but should satisfy most legitimate buyers.

   
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  Geebo 8:00 am on April 13, 2020 Permalink | Reply
  Tags: coronavirus ( 40 ), covid-19 ( 48 ), grandparent scam ( 69 ), impersonation scam ( 144 ), Scams ( 1,362 ), text messaging, veterans ( 8 )   

  Text scam says you have covid-19 

  

  So far, we’ve seen some insidious scams that have preyed on the fear of the ongoing coronavirus pandemic, but this one may just take the proverbial cake. Kansas Attorney General Derek Schmidt is warning residents about a new coronavirus scam that is targeting its victims through text messages. The text messages say something to the effect of “Someone who came in contact with you tested positive or has shown symptoms for COVID-19 & recommends you self-isolate/get tested.” The text also contains a link that is supposed to contain more information. In all likelihood, the link goes to a website that either tries to steal your personal information or injects malware on to your device. We recommend that you shouldn’t click any links provided by anyone you don’t know personally whether they’re sent through text, email, or social media.

  The State of New Jersey has been particularly hard hit by the pandemic due to its proximity to New York. The New Jersey Attorney General Gurbir S. Grewal has been warning the Garden State about several scams taking advantage of the current crisis. Most of these scams we have gone over previously. However, one particular scam that Mr. Grewal is warning about caught our attention. That would be the impersonation scam or grandparent scam. Normally, this scam is when a scammer calls an elderly victim and poses as a grandchild and that they’re in some kind of trouble. They’ll then ask for money for things like bail or emergency medical expenses that have to be paid right now. Now, scammers are using the cover of covid-19 to perpetrate these scams. The scammers will say they’re infected with covid-19 and need money. As with most scams, they’ll ask for the money through gift cards or wire transfer. Instead of immediately reacting, call the person the scammers are claiming to be directly to verify that they’re actually ok.

  Previously, we’ve detailed scams where the scammers are disguising themselves as workers for the CDC, the Red Cross, and local hospitals selling various coronavirus tests or cures for a fee door to door. Of course, neither the tests or cures they sell are legitimate and they are just looking to make a few hundred dollars a pop. If that wasn’t low enough reports in Las Vegas have surfaced stating that some of these scammers have taken to posing as employees from Veterans Affairs Hospitals. For many of our veterans, the VA is the only place where they can receive medical treatment so some older veterans may be trusting of anyone who claims to be from the VA. In response to this, the VA has stated that they won’t come to your home without scheduling an appointment first.

  If you know someone who could be susceptible to these scams, please check in on them even if it’s just a phone call. They’ll probably appreciate that you’re looking out for them.