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  Geebo 8:00 am on March 17, 2023 Permalink | Reply
  Tags: EBT Cards ( 2 ), food stamps, pennsylvania ( 7 ), Scams ( 1,217 ), text scam ( 18 ), Virginia ( 9 ), wisconsin ( 3 )   

  Text message scam targets food stamp recipients in multiple states 

  

  By Greg Collier

  If you or someone you know receives any kind of benefit assistance from your state, you may want to be on the lookout for suspicious text messages regarding your benefits. Just this week, we’ve come across three states where those receiving benefits through EBT cards have been warned about text messages that appear to come from the state.

  In all three states, Wisconsin, Virginia, and Pennsylvania, the scams are the same. Recipients have received text messages stating that their benefits would be cut off if they didn’t call the number in the text to confirm their account number and their PIN. Once the scammers have this information, they’re able to drain the recipient’s account.

  For many recipients, if they miss even a month of benefits, that could mean their children go hungry, or they could be evicted from their homes. With this kind of risk hanging over their heads, you can see why some may respond to these text messages out of fear. This fear is precisely what the scammers are counting on.

  The scammers don’t know who specifically is receiving benefits, so they’re sending out text messages en masse in hopes of finding a few victims. You may receive a text message even if you’re not receiving any state benefits.

  Most states do send out texts to benefit recipients, such as reminders when it’s time for renewal. However, these states will never send text messages asking for personal information like your PIN, Social Security number, or date of birth, just to name a few.

  Since this scam has already happened in multiple states, there’s a good chance it could be happening in yours. If you receive a text message like this, do not respond and delete the message. If you fall victim to this scam, contact your state immediately, as it could take another month before the benefits can be replaced.

   

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  Geebo 9:00 am on February 9, 2023 Permalink | Reply
  Tags: atm skimmer ( 4 ), California ( 20 ), EBT Cards ( 2 ), food stamps, Scams ( 1,217 ), skimmers ( 2 )   

  Scammers steal millions from California’s disadvantaged 

  

  By Greg Collier

  Usually, we post about scams that the typical consumer should be aware of. They should also be aware of this one, but for different reasons.

  As we always say, scammers don’t care who they’re taking advantage of. Their victims could be the elderly, or they could be inexperienced teens. There’s probably even a scam that takes advantage of orphans somehow. They love taking advantage of those who are financially secure. However, that doesn’t stop them from stealing from those who have very little to their own name.

  According to a report from the L.A. Times, scammers are stealing millions of dollars from those who receive economic assistance from the state. Typically, the scammers are targeting those who receive welfare and food stamps. The stamps themselves have been long gone for years. They’ve been replaced with an Electronic Benefit Transfer card, more commonly known as an EBT card. Benefits are deposited into the recipient’s account, and the recipient uses the card as they would a normal debit card. Therein lies the problem.

  Security experts believe that the scammers are obtaining card information by installing skimmers at various locations where EBT cards are used. Traditionally at convenience stores, ATMs, and gas stations. When a cardholder puts their card into a machine where a skimmer has been placed, scammers can copy the information from the card, including the PIN. Scammers will then go to an ATM and withdraw the cardholders benefit money.

  The Golden State isn’t helping their benefit recipients much. Once a recipient’s card has been skimmed, the only protection they’re given is that they’re told to withdraw all their money at midnight on the day of the month the benefits are issued.

  California’s EBT cards are still using the magnetic strip, which is where the scammers take the information from. Most commercial and consumer credit and debit cards use the more secure chip. The state says it would take at least 2 1/2 years to update the cards.

  Meanwhile, it takes recipients at least a month to have their benefits replaced by the state. That’s a month they have to worry about putting food on the table and keeping a roof over their family’s heads. And if they have their benefits stolen more than once, the recipient could be investigated for EBT card trafficking.

  Many have the belief that people who receive assistance from the state are somehow living the high life. Nothing could be further from the truth. These are people who struggle every day, and the scammers just make that struggle worse. Sadly, they seem to be receiving no help with that fight.

  We urge you to read the L.A. Times article that goes more in-depth about their plight.

   
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  Geebo 8:00 am on September 28, 2020 Permalink | Reply
  Tags: food stamps, Scams ( 1,217 ), SNAP, text messaging ( 32 )   

  Food Stamp scam affecting the country 

  

  The current pandemic has seen the meteoric rise of a number of original scams on a never seen before basis. The majority of these scams have targeted those who have been negatively affected economically by the pandemic. At first, it was the scammers who were trying to steal your economic impact payment. This was quickly followed up by scammers applying for unemployment benefits in every state by using stolen identities. Now, a new nationwide scam has emerged once again targeting those who are the most financially vulnerable in our society.

  States from Pennsylvania to Hawaii are reporting about a text message scam that’s promising victims SNAP benefits. You may know SNAP better under its former name of food stamps. The scammers are sending text messages stating that the recipient is eligible for SNAP benefits even though they may not have applied for them. With so many people facing economic hardships in the country, this scam has the potential to claim a record number of victims. While some who have never had to apply for SNAP may think it’s relatively easy to get these benefits, the reverse is actually quite true. So if someone who is desperate to receive additional food benefits receives this text message there is great potential that they could fall for this scam.

  More than likely, the scammers are after one of two things. They either want your personal information to steal your identity, or they want a payment disguised as a ‘processing fee’.

  The states being affected by this scam have issued warnings that the state will never approach anyone randomly with the offer of SNAP. If you have applied for SNAP, you’ll always receive your approval in the mail. If you receive one of these texts, it’s best that you just delete the text. However, if you have questions or concerns about your SNAP benefits, you should contact your local SNAP office.

   
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  Geebo 9:03 am on June 8, 2017 Permalink | Reply
  Tags: Amazon ( 103 ), Amazon Prime ( 6 ), food stamps   

  Is Amazon’s Prime discount for low-income families a boon or a bane? 

  

  Earlier this week, online retail giant Amazon announced they will be offering a discounted fee for their Prime service to low-income families that are on government food assistance. Prime is usually $99 per year, or $10.99 a month. With that service, Prime members receive unlimited free shipping, faster shipping, and access to Amazon’s streaming video library among other services. For those families who receive benefits through SNAP or EBT cards, they will have a monthly fee of $5.99 a month subtracted from their cards.

  Now obviously, this is a pure business approach on Amazon’s part in their ongoing battle with Wal-Mart, but does it actually help low-income families or does it more to hurt them? In some ways it’s great. For those people who may not have access to a vehicle, they can get food and other much-needed goods delivered to their residence. In a lot of cases, what some may consider a short trip to the store can end up as a recurring expense if all the transportation they have access to is either a taxi or a ride share service. Also, items that are needed frequently can be ordered in bulk from Amazon. In other instances there are low-income families who may not be educated enough, or have the experience, on how to spend wisely. A wide open pipeline to Amazon like this could lead them to make purchases that aren’t financially sound for their budget.

  Still, details are still a little sparse on this program. Hopefully, Amazon will add some type of documentation for these families on how to best use their service if they choose to.