Tagged: social media Toggle Comment Threads | Keyboard Shortcuts

  • Geebo 8:00 am on April 13, 2023 Permalink | Reply
    Tags: , , , social media, suckers list   

    BBB warns scam victims may be on a “sucker’s list” 

    BBB warns scam victims may be on a "sucker's list"

    By Greg Collier

    It’s tough being a scam victim. Not only have you lost money that you needed for something important, but you lost it to a con artist. Maybe you thought you could see a scam coming from a mile away, yet you fell for it anyway. To make matters worse, it’s embarrassing to admit that you’ve been scammed. You might even be too embarrassed to go to the police to try to get your money back. This keeps people in your community from knowing about the scam, which means they could fall victim to the scam as well. But you came forward, which you should be commended for. However, coming forward may also have an unwelcome side effect.

    The Better Business Bureau is warning scam victims about potentially being scammed a second time. This scam, known as the recovery scam, specifically targets people who have previously fallen prey to other scams. Typically, recovery scammers would search for someone on social media who may have mentioned they fell for a scam. The scammers would then offer their services to recover the victim’s money for an upfront fee, of course. If a victim were to pay the recovery scammer, the scammer would disappear with the victim’s money. We’ve seen this previously a lot on Instagram. We’ve even seen it on our own social media accounts when we post about scams.

    The BBB is now warning that it’s not just social media scam victims have to worry about. According to the BBB, scammers now have what’s called a ‘sucker’s list’. This is a list of scam victims that’s being traded around by scammers. This list makes any scam victim a potential target for future scams.

    Scammers are also setting up fake websites promoting themselves as a scam recovery service.

    Please keep in mind, there is no such thing as a scam recovery service. The best way to recover your losses is to go to the police. But be aware, that in the vast majority of cases, once a victim has lost money to a scammer, it’s gone for good.

    If you’ve been the victim of a scam, you may want to refrain from posting about it on social media, as this could attract recovery scammers. Instead, report it to your local police and allow them to warn your community.

     
  • Geebo 9:00 am on January 24, 2023 Permalink | Reply
    Tags: , , , , social media   

    The fake check scam goes digital 

    By Greg Collier

    In recent years, digital banking has become increasingly popular, and for good reason. Gone are the days of waiting in long lines at the bank or struggling to find time to visit a physical branch. With the rise of digital banking, managing your finances has never been easier. From opening accounts and applying for loans to paying bills and monitoring your transactions, digital banking allows you to take control of your money from the comfort of your own home.

    However, that convenience comes with some security risks. We’ve often discussed the fake check scam, where victims get sent a fraudulent check and are asked to return a portion of it. It used to be most prevalent with online selling, but now we tend to see it more with job scams. In both instances of the scam, physical checks are typically sent to the victims for them to deposit into their bank accounts before sending a portion of the money elsewhere. Once the bank determines the check is fraudulent, the victim becomes responsible for paying the bank back the amount of the check and then some.

    Now, there is a fake check scam where the scammers aren’t even sending physical checks. According to police from a Cleveland suburb, Scammers are approaching victims on social media and asking their victims if they can buy the pictures they’ve posted on social media. The victim is then emailed a picture of a check, which they are told they can deposit by scanning it with their bank’s app. However, like in most check scams, the check is more than the amount the scammer promised. The victim is told to send the difference back through Zelle or Venmo once the check has cleared the victim’s account. The scammers then make off with the money from the victim, while the victim gets charged by their bank.

    If you ever receive a check, whether physical or digital, if it’s for more than the amount you were promised, do not deposit it. It’s almost guaranteed to be a fake. No legitimate professional or business would ask you to pay them the difference through Zelle or Venmo. These apps are meant to be used between friends and families and not random strangers promising you money.

    Banks and financial institutions have implemented several measures to protect their customers from these risks, but users also have a responsibility to protect their account and personal information. By staying informed and taking the necessary precautions, you can enjoy the benefits of digital banking while keeping your finances safe and secure.

     
  • Geebo 9:01 am on January 23, 2023 Permalink | Reply
    Tags: , , , , , social media   

    Inactive Facebook account leads to puppy scam 

    By Greg Collier

    A woman from Long Island recently had people showing up at her home looking to pick up the puppies they had bought online. The only problem was, the Long Island woman wasn’t selling any puppies. The people showing up at her door were victims of a puppy scam. In this instance, puppy scammers were advertising puppies for sale that didn’t exist. The scammers would ask for hundreds of dollars in deposits from victims and had them pay through the much maligned payment app Zelle. Undoubtedly, the woman started to be concerned for her safety. In the past, we have seen reports of puppy scam victims becoming belligerent when they’ve been sent to a random address.

    However, the woman’s address wasn’t exactly random. She had a Facebook account, which she hadn’t used in years. Scammers were able to hijack her Facebook account, and used it to advertise the fictitious puppies. Since they were using the woman’s Facebook account, the scammers decided to send their victims to the woman’s address. When the woman discovered her Facebook account was being used, she tried to reclaim the account, but the scammers had changed the email address and password. She even contacted Facebook, who allegedly said they couldn’t take the account down because it didn’t violate their terms of service.

    So, we have two scams at work here, the aforementioned puppy scam and a type of identity theft. If you have an old social media account you haven’t used in years, it’s a good idea to just delete the account. This will prevent the account from being hijacked by scammers and other bad actors. However, if you want to keep the account around just in case, make sure you’re not using the same password for multiple online accounts. This is one of the leading ways social media accounts get stolen. You should also routinely change the passwords on your accounts. And definitely enable two-factor authentication on your accounts. These aren’t guarantees that your accounts will be 100% secure, but they will go a long way in discouraging con artists from hijacking your accounts.

    As far as the puppy scam goes, you should never buy a puppy or any other animal without seeing it in person first. Many puppy scammers just steal pictures of puppies off the internet to use in their advertisements. Even if you’re shown a puppy on Zoom or FaceTime, it doesn’t necessarily mean you won’t be scammed. Shop for a puppy within driving distance and never order from out of state, and never make any payment over apps like Zelle, Venmo, or Cash App, since they’re preferred by scammers. Instead of trying to buy a puppy online, think about adopting one from your local shelter.

     
  • Geebo 9:00 am on December 30, 2022 Permalink | Reply
    Tags: American Express, , , Macy's, , , , , social media,   

    Scammers try to scam victim again 

    Scammers try to scam victim again

    By Greg Collier

    In the 1984 sci-fi classic ‘The Terminator’, one of the protagonists describes the Terminator by saying, “It can’t be bargained with. It can’t be reasoned with. It doesn’t feel pity, or remorse, or fear. And it absolutely will not stop… ever.” That’s an apt description of scammers as well. They will use any opportunity to scam someone, no matter what the cost may be to the victim. And if that victim has been scammed before, then that just means they can be scammed again, according to scammers. Even if the intended victim didn’t fall for the scam, that doesn’t mean scammers won’t try to scam them again.

    A Rhode Island widow says she was scrolling Facebook on her computer when she started receiving a number of pop-ups that said her computer was infected and to call Microsoft at the number listed. Avid readers of this blog will recognize this as the pop-up scam. The phone number doesn’t actually go to Microsoft and instead goes to a scammer’s call center.

    After calling the number, the widow was told that her American Express card had been compromised, and she was about to be charged $16,000 for a fraudulent purchase. She was then connected to another scammer posing as an American Express agent. That scammer told her she would need to buy $8000 in Macy’s gift cards to override the fraudulent charge. The victim went and bought the gift cards while the scammer stayed on the line with her.

    The scammer told her to scratch the backs of the cards and give him the code numbers. The victim gave him one before realizing this may be a scam. Instead of giving the remaining numbers to the scammer, she went to the police. But the story doesn’t end there.

    The victim didn’t want anyone else to fall victim to the same scam she did. She posted a warning about it on Facebook. It didn’t take long for her to receive a comment from another scammer. This scammer said that the FBI helped them get their money back and the victim would need to text a phone number left by the scammer. The supposed FBI agent kept asking the victim for personal information in exchange for assistance. Thankfully, the victim realized this was a scam and ceased all communications with the scammer. Scammers never stop scamming.

    While the first scam is one that we’ve gone into detail before, the second scam is not so well known. That scam looks for scam victims on social media, and will try to send victims to a phone number or social media account that can supposedly help a victim get their money back. This is just another scam. Once money is lost to a scam, no recovery service can get it back, no matter how much someone promises you they can.

     
  • Geebo 9:00 am on December 7, 2022 Permalink | Reply
    Tags: , , , social media,   

    Scammers: “How much are your children worth?” 

    Scammers: "How much are your children worth?"

    By Greg Collier

    We’ve been posting about the virtual kidnapping scam for a few years now. If you’re unfamiliar with this particular scam, this is where scammers claim to have kidnapped a loved one and demand a ransom. However, the scammers are bluffing, and are hoping you’ll panic enough that you’ll pay them. Within the past few months, a new and disturbing version of this scam has emerged. Instead of the scammers claiming they’ve kidnapped your spouse or parent, they’re now claiming they’ve kidnapped your child.

    We first saw reports of this scam coming out of the Northeast. It wasn’t long before the scam spread to the Southwest. More recently, it has found its way to California, making this a coast-to-coast scam. That means there’s nothing stopping it from showing up in any community.

    Police in Nevada County, California, have received multiple calls from parents of school age children. The parents have said they received phone calls from people who claimed to have kidnapped their children. According to police, the scammers weren’t able to provide any identifying information about the children they supposedly kidnapped. So, it seems like they were unsuccessful this time. That’s not always the case, though.

    In previous scam attempts, scammers were able to identify the children by name. More than likely, these scammers obtained information on the children through social media. Scammers even spoofed the child’s phone number to make it look like the call came from the child’s phone.

    Authorities in California has recommended to parents they should install a tracking/GPS app on their child’s phone. This way, if the parent receives one of these ransom calls, they can tell where their child is at that time. In most of the previous cases, the children were safe at school.

    If you’re a parent of school age children, you may not be able to avoid scam calls like this. However, you can take steps to prevent yourself from being scammed. If you receive one of these calls, try not to panic, and call your child’s school to make sure they are still there. Also, try to limit what information is shared about your child on social media. That includes talking to your children to let them know what information is ok to share and what isn’t.

     
  • Geebo 9:00 am on November 18, 2022 Permalink | Reply
    Tags: , , , , , social media   

    What is the Instagram hostage scam? 

    What is the Instagram hostage scam?

    By Greg Collier

    If you’re a regular reader of our blog, when you hear the words ‘hostage scam’ you may think it has something to do with the virtual kidnapping scam. Or since Instagram is involved, you might think it has something to do with your Instagram account being held hostage by scammers for money. However, it’s really an investment scam that forces its victims to help perpetuate the scam.

    While scrolling through Instagram, you may have come across posts of people claiming they’ve made a lot of money investing in cryptocurrency. If you have, you may have seen a victim from one of these scams. The scam usually starts when an Instagram user sees one of their friends make a post like this. The victim is directed to another Instagram user who can help them have the same financial success in investing.

    In one instance, a woman from Indiana was told by a so-called cryptocurrency expert, if she invested $500, she could multiply that investment. She sent the man $500 and later was told her investment ballooned to $5000. When she tried to get her money, the story took an ominous turn.

    The victim was told that if she wanted her money, she would first need to make a video where she has to say she made money through this investment scheme. This is where the hostage aspect of the scam comes in. Her money was being held hostage until she made the video. She did make such a video, but never received any money and was out her $500. But the story doesn’t end there.

    The video she made was shared by the scammers all over social media. This allowed the scammers to make their scheme appear legitimate, and they were able to lure in more victims. This led to the woman being harassed by other victims of the scam, thinking she was the scammer.

    Social media is not really a place where you should be taking investment advice. Considering how much misinformation is already shared on social media without verification, would you really trust investment plans from there?

    Unless you are already savvy about the ins and outs of cryptocurrency, it really should be avoided as an investment, as a recent crypto crash demonstrates. And as always, no investment is ever guaranteed a return. You should only ever invest money that you can afford to live without. There are no magical get-rich-quick investments.

     
  • Geebo 9:00 am on November 15, 2022 Permalink | Reply
    Tags: , , social media, Wyoming   

    Missing teen scam hijacks social media 

    By Greg Collier

    Nothing gets shared on social media faster than the report of a missing child. Posts like that elicit such a visceral reaction in us that we’ll share the post without verifying it. This is precisely what scammers are hoping for when they post phony reports of missing children on social media. As we tend to point out, scammers will use any type of tragedy, real or imagined, to fleece their victims.

    In Wyoming, it’s been reported that scammers are posting the picture of a teenage boy who allegedly went missing after not returning home from school. The name of the boy changes, but the pictures largely stay the same. These posts are being posted by several different people, with some of them claiming to be the boy’s mother. The scammers are said to have been making these posts in community and neighborhood groups, and pages dedicated to other missing children.

    So, you’re probably wondering what the scammers can possibly gain by creating a fictitious missing child. The missing child post is just an avenue to get the post shared as widely as possible. Once the original post is shared enough times, the scammers will change the post to whatever their latest scam is. In the Wyoming case, the posts were changed to posts for a banking scam.

    So, of course, we always want to help when a child has been reported missing, and we still can. But before you share that post, you might want to make sure it’s from a credible source. For example, if the post comes from a local news station, a police station, or an established organization like The National Center for Missing and Exploited Children (NCMEC), it’s probably a legitimate post.

    You may also want to check the age of the post. If you share a post that is years old and the child has been found, repeated posts could make things more difficult not only for police but the child’s family as well.

    Lastly, you could be sharing a false post that is designed to hurt someone.

     
  • Geebo 9:00 am on November 11, 2022 Permalink | Reply
    Tags: , Santa Fe, , , social media,   

    Child kidnapping scam spreads across country 

    Child kidnapping scam spreads across country

    By Greg Collier

    Last month, we discussed a scam that was targeting the families of public school children in the city of Boston. In this scam, the scammers would call the parents of school children and tell the parents that their child had been kidnapped. The children were even referred to by name in these phone calls, making the scam seem legitimate as possible.

    This is known as the virtual kidnapping scam. The reason it’s called virtual is that the scammers really haven’t kidnapped anybody. They’re just hoping they can convince their target that the kidnapping is real. Previously, scammers have claimed to have kidnapped parents, spouses, or adult children, but now they’ve branched out into claiming to have kidnapped school kids.

    What started out recently in Boston, has started to spread to other parts of the country. For example, a mother from Rhode Island received a call saying that her son had been abducted from a local drug store. She was told that her son had been taken by drug dealers from the store’s parking lot. Ransom was demanded from the women for the safe return of her child. Thankfully, local police were able to find her son was still at school, unaware of anything that had happened.

    Granted, Rhode Island isn’t that far from Boston, so some may think that the scam is localized. However, there have now been reports of the scam taking place in Santa Fe, New Mexico. Not exactly the Boston suburbs. In the case of Santa Fe, the scammers are particularly targeting the parents of children who attend Catholic schools in the area. As in the Boston scams, the actual names of the school children are being used in the scam.

    The thought of their child being abducted is the greatest fear of most parents. A phone call like this could put them in a state of panic they’ve never known before, so it’s easy to understand why they would think the kidnapping was real.

    The best way for parents to protect themselves from this scam is to know about the scam in the first place, so they know how to react if it happens. If you get a call like this, the first thing you should do is to try to contact the police on another line. You may want to also consider discussing this scam with your children and establishing a code word that only you and your children would know.

    It’s believed that the scammers get information about the children from public posts on social media. While we’re all proud of our children and want to share their accomplishments, you may want to limit social media activity about your kids to close friends and family, and make sure the posts can’t be reshared. And as always, consider having a discussion with your children about what information is and isn’t ok to share on social media.

     
  • Geebo 8:00 am on October 21, 2022 Permalink | Reply
    Tags: , , , , social media,   

    Scam Round Up: Why we keep receiving scam messages and more 

    By Greg Collier

    This week on the Round Up, we’re going to discuss two familiar scams in new clothes, and a look into the scam process itself.

    ***

    Our first scam is a good old phishing scam. If you’re not familiar with the term phishing, it’s when scammers send out messages hoping to get personal information from their victims. It’s like the scammers are on a fishing expedition for victims.

    Bank information is a big target for scammers, and the latest scam is going after the banking login information of its victims. In Virginia, it’s being reported that residents there are receiving emails that appear to be coming from their bank with official logos and everything.

    The emails claim that the bank has a new security procedure in place and provides a link for their users to log in. The link will actually take the victim to a page that looks like the bank’s official login page, but will instead steal the user’s login information.

    Never click on any links in an email or text message from someone you don’t know personally. And always check the URL of any page you’re on to make sure it’s legitimate before logging in.

    ***

    There’s a new scam circulating on social media where a victim can be promised as much as $1 million. This scam happens when you receive a direct message from a friend who says they saw your name on a list of people who are owed unclaimed workers’ compensation. Except, the friend is actually a scammer who has hijacked your friend’s account. The scammer then tells you to call an ‘agent’ at a certain phone number who can help you. If someone calls the number, not only will they be asked for their personal information, but they’ll be told there will be a payment for the process. This is very similar to the government grant scam, where victims are promised free money. This also known as the advance fee scam. When it comes to things like grants and compensation, you should never have to pay money to get money.

    ***

    Lastly, have you ever wondered why you might be receiving scam messages even though you’re careful with your contact information? For example, you may not give your phone number or email address to too many people outside of those in your inner circle. Yet, you still get scam texts, calls, and emails. So, how does that happen?

    Scammers always cast a wide net in order to lure in a handful of victims. They cast the widest net by sending their messages at random to any combination of email addresses and phone numbers. If a scammer gets a reply from any one of these millions of guesses, they know there’s a real person at that email address or phone number.

     
  • Geebo 8:00 am on October 17, 2022 Permalink | Reply
    Tags: , , , social media,   

    Kidnapping scam targets school children 

    Kidnapping scam targets school children

    By Greg Collier

    Lately, when we discuss the virtual kidnapping scam, we ask if you think you could remain calm if it happened to you. If you’re unfamiliar with the virtual kidnapping scam, it’s where scammers will call a victim and tell them they’ve kidnapped one of their loved ones. This is always done to try and wrangle some kind of ransom payment out of the victim. The payments are typically demanded in largely untraceable ways. For example, phony ransoms have been demanded in gift cards, money transfers, and cryptocurrency just to name a few.

    The scam is designed to induce the victim into an emotional state of panic. Often the scammers will have someone in the background of the phone call acting like the supposed kidnap victim with screaming and cries for help. However, the loved one of the scam victim is actually safe and going about their day as normal, unaware they’re being used as a pawn in a scam.

    Typically, these scams claim they’ve kidnapped, spouses, older parents, and adult children. Now, it appears that the scammers are using school children in their schemes.

    Police in Boston have reported that there have been multiple instances of calls to the parents of school children who are told their child has been kidnapped. Every parent’s fear is the fear of their child disappearing at the hands of a bad actor. In these Boston area calls, the children have even been referred to by name. Even though kidnappings for ransom are rare in the United States, all kinds of logic can go straight out the window when someone thinks their child is in danger.

    While it sounds easier than done, try to remain calm if you receive one of these phone calls. Boston police recommend hanging up immediately and contacting police. It’s also recommended that you limit the information you share about your children on social media. While we all want to be proud parents, you may want to limit the scope of your social media posts to real life friends and family, and also make sure the posts can’t be shared by anyone else. Lastly, talk to your kids about what’s appropriate for them to share with their friends on social media, and explain to them how sharing too much could put them at risk.

     
c
Compose new post
j
Next post/Next comment
k
Previous post/Previous comment
r
Reply
e
Edit
o
Show/Hide comments
t
Go to top
l
Go to login
h
Show/Hide help
shift + esc
Cancel