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  Greg Collier 8:00 am on October 24, 2019 Permalink | Reply
  Tags: gift cards ( 108 ), grandparent scam ( 74 ), Scams   

  91-year-old man taken in grandparent scam 

  

  If you haven’t heard of the grandparent scam it can be a particularly heartbreaking story. The scam targets the elderly and how it works is that the scammer will call their target pretending to be one of their grandchildren. They will ask the grandparent for money claiming they’re in some kind of jam such as being in jail or an emergency room. They’ll also ask the grandparent not to say anything to the parents because they’re too embarrassed when in reality it’s just to keep the target’s adult children from finding out about the scam. Scammers count on their victims being more trusting, more willing to answer a call from an unfamiliar number, and not being as tech-savvy as younger segments of the population.

  Unfortunately, a 91-year-old man from Indiana was scammed out of almost $3,000 in one of these scams. He received a call from someone claiming to be his grandson who claimed to be in jail and needed bail money. The phone was then handed over to someone pretending to be the arresting officer who instructed the man that bail could be paid with eBay gift cards. The man ended up buying $2,600 worth of gift cards in two separate trips to his local supermarket. The man then gave the gift card serial numbers to the scammers. Even after thew scammers got the money from their victim, they kept calling him asking for more money. His daughter finally intervened and had his calls forwarded to her line where she confronted the scammers. Sadly, the money the man spent will more than likely not be recovered.

  [youtube https://www.youtube.com/watch?v=LvIfi5rbikc%5D

  We know we say this a lot but that’s only because it’s such a common trait in most scams; don’t ever pay for anything over the phone with gift cards. If you or a family member receive a call like this and they ask for payment in gift cards or prepaid debit cards it’s almost guaranteed to be a scam. You should also handle these phone calls calmly if you receive one and don’t give in to the pressure the caller will try to apply. If they claim to be a family member, ask them something that only that family member would know. You should also call another relative who is more familiar with that person’s current location to make sure they’re not in any kind of trouble. And if you have elderly friends or relatives, especially if they live alone, please share this information with them so they can better handle any scam calls they might receive.

   

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  Greg Collier 8:00 am on October 23, 2019 Permalink | Reply
  Tags: real estate ( 140 ), Scams, timeshares ( 3 )   

  Scam targeting timeshare owners 

  

  A number of people think timeshares themselves are a scam. Considering how predatory some of their sales pitches can be you really can’t blame them. However, there are many who consider timeshares to be an affordable alternative to owning their own vacation getaway. It also means that you don’t have to worry about hotels or Airbnbs being sold out when it’s time to take your vacation. It also doesn’t hurt that many timeshare properties offer amenities that many other lodging situations don’t offer with more privacy. But just like everything else, there are those looking to take advantage of timeshare owners when it comes time to sell their timeshare.

  A recent report out of San Antonio, Texas, discusses a situation where a local man was approached by a brokerage firm about selling the timeshare that he had in Mexico. He agreed and began to fill out the paperwork in order to initiate the transfer process. After the paperwork was completed he then began getting requests from the brokerage for things like legal fees and international taxes. He was then told that he would get the money back once the deal went through. Then the brokerage firm continued to ask the man for more money and threatening him with lawsuits when he refused to pay. After the man stopped paying the fees they were requesting the ‘brokerage firm’ cut off all contact and disappeared off the face of the earth with them turning off the phone line and shutting down their website.

  [youtube https://www.youtube.com/watch?v=U2XxxiXrH24%5D

  While it’s unfortunate that any victim of this scam lost money, there were a number of red flags that this was a scam. The first was that the victims are approached unsolicited. If you’re not in the market to sell and someone calls you with promises of quick cash it’s probably a scam. Secondly, was the first request for additional funds. If you send them money once the scammers will continue to ask for it until they bleed you dry. Lastly was the act of them pressuring for the victim to send more money. Legitimate real estate brokers may try to put the squeeze on you a little bit but they won’t go to such extremes. If you’re in the market to sell your timeshare, have a legitimate broker do it for you.

   
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  Greg Collier 8:00 am on October 22, 2019 Permalink | Reply
  Tags: Scams, unclaimed funds ( 3 ), unclaimed money ( 6 )   

  Do you really have unclaimed money? 

  

  Occasionally, you might read or hear a news report stating that you should check with your state’s government to see if you have unclaimed funds. For whatever reason, you may have some money owed to you by the state. Sometimes it may be a bank account that you’ve forgotten about or it may be a small inheritance that you were totally unaware of. For some of us, it’s the dream to find out that we’re due an unexpected windfall to possibly help us out of our current financial situations. As usual, there are people looking to take advantage of that dream.

  Once again the Better Business Bureau has been receiving complaints about a scam promising unclaimed funds to its victims. It starts out like most scams. You’ll receive some kind of call, mailer, email, or social media message telling you that you have some kind of unclaimed money due to you. All you have to do is call this number and hand over all your personal information in the guise of ‘identity confirmation’. You’ll also be told that you only have a few days to claim your money. However, this is all a plot to steal your personal information for identity theft. That’s not to say that funds can’t be claimed.

  [youtube https://www.youtube.com/watch?v=I5V1fCXdig0%5D

  You can check with local or state governments to see if there are unclaimed funds in your name. These services are free so don’t pay any money to services who try to charge you. A good resource to use on how to check for unclaimed funds is the USA.gov website. Good luck on your hunt but don’t be taken in by those who would give you false promises.

   
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  Greg Collier 8:00 am on October 17, 2019 Permalink | Reply
  Tags: healthcare ( 46 ), medicare ( 22 ), open enrollment ( 6 ), Scams   

  Medicare fraudsters target seniors during Open Enrollment 

  

  The Open Enrollment period for Medicare subscribers just opened. This is the time of year where Medicare recipients select their health insurance plans for the next benefit year. This process can be extremely stressful and confusing even for insurance industry veterans. With so many options to choose from and so many changes made each year, it can be difficult for seniors to keep up with all the necessary policies and paperwork each year. So it should come as no surprise that fraudsters will be plentiful during the Open Enrollment period.

  Once again the Better Business Bureau is warning Medicare recipients of the various scams that go around this time of year. One of these scams takes the form of receiving a phone call offering you a free back or knee brace, except you’ll have to give up a lot of personal information to receive the item. Another common scam is someone calling you and asking for your Medicare number then telling you that there is a problem with your benefits or some form of fraud has been committed with your coverage. Either way, the scammers will try to tell you that you’re in danger of losing your benefits. The calls can even appear as they’re coming from Medicare’s official phone number.

  [youtube https://www.youtube.com/watch?v=UGaPmOce188%5D

  Your Medicare plan will only call you if you’re already a member of that plan. If you feel uncomfortable taking the call, you can always call your insurance company’s customer service number back. As a general rule of thumb, you should never give your Medicare or Social Security number to anyone over the phone. Medicare and your insurance company already have your information and don’t need you to repeat it.

   
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  Greg Collier 8:00 am on October 16, 2019 Permalink | Reply
  Tags: Human trafficking ( 100 ), modeling ( 8 ), Scams, south carolina ( 5 )   

  Potential modeling scam poses threat 

  

  The modeling scam isn’t one we discuss often but it can have potentially devastating effects. The damage can range anywhere from simply being swindled out of a substantial amount of money to becoming the victim of an online predator. Modeling can artists like to prey upon the insecurities of their victims and promise them lives of luxury and fame even though the odds of becoming a legitimately successful model are about the same as someone becoming a successful professional athlete. Unfortunately, that hasn’t stopped victims from being scammed and the swindlers are always looking for new ways to find more victims.

  For example, recently in the Myrtle Beach area of South Carolina, a number of women were sent text messages asking them if they wanted to be models for Victoria’s Secret. The texter was reportedly posing as a former model and asked the women for photos, personal information, and possibly a meeting. Authorities in the area believe this could potentially be a plot to recruit victims for human trafficking. Usually, human traffickers rely on social media to try to recruit victims instead of text messaging. However, the women that were texted in Myrtle Beach are all public figures in their profession and their numbers could have been obtained in any number of ways.

  [youtube https://www.youtube.com/watch?v=h8TNT4fHJ3g%5D

  If you are thinking about getting into the modeling industry, have realistic expectations and do your research on the pitfalls it entails. What may sound like a great job could be any number of ways you can put yourself in danger. While you may be able to find one or two legitimate modeling jobs online, for the most part, legitimate modeling jobs are done through modeling agencies. The Federal Trade Commission has a website on how to tell if a modeling job is legitimate or if you’re dealing with shady charlatans.

   
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  Greg Collier 8:00 am on October 14, 2019 Permalink | Reply
  Tags: BBB ( 22 ), Scams   

  BBB scam stats that may surprise you! 

  

  The Better Business Bureau recently released some statistics about scams in this country. While some of them may seem obvious there are some that come as a surprise even to us. The BBB recently issued a report called “Exposed to Scams: What separates victims from non-victims” that you can read at this link, however, it is in PDF form. The BBB surveyed 1400 people who filed reports about scams to them. Out of those 1400 people, 43% did not engage with the scammers. 30% engaged with the scammer but did not lose money. 23% engaged with the scammer and lost money.

  The most common scams were said to be the tech support scam, followed closely by tax collection scams, and online purchase scams. The median amount lost in scams was $600 which is up from $152 in 2018. What also is telling is that out of 91% of people who were approached by scammers on social media, 53% of them lost money. Respondents also include in their survey that people who sounded more official were more likely to con victims out of their money. However, the surprising statistic to come out of this report is that younger people are more vulnerable to scammers than the elderly even though the elderly have long been the targets of many scammers.

  Once you’ve been scammed, it becomes easier to spot a scam when it approaches you. However, you don’t have to be a victim first in order to avoid a scam. There are lots of great resources online that can educate about what scams are new or resurfacing. For one there’s our blog here at Geebo, as we like to keep up to date on the latest scams and when the older one appears with new twists. The Federal Trade Commission (FTC) has a website listing a number of current scams. And as always, the Better Business Bureau has its famous BBB Scam Tracker.

  As the saying goes, knowledge is power. And we want you to have the power to stop these con artists from making victims out of consumers.

   
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  Greg Collier 8:00 am on October 11, 2019 Permalink | Reply
  Tags: Amazon ( 114 ), brushing scam ( 27 ), delivery ( 8 ), insurance ( 8 ), package delivery ( 9 ), Scams   

  Be careful of random packages at your doorstep 

  

  Today, we’re bringing you a handful of scams from around the country. Remember, just because they may not be happening in your town doesn’t mean they can’t.

  Our first story is out of Portsmouth, New Hampshire, where unrequested packages have been showing up at random homes. Scammers are allegedly using stolen information to have high-end items like smartphones sent to random houses. The scammers then keep an eye on the homes where the items are to be delivered so they can pick them up. While this was a good attempt by the scammers to cover their tracks, two men have been arrested for their alleged part in the scheme. A good way to help protect yourself against this is to sign up for the US Postal Service’s Informed Delivery service.

  Speaking of unwanted packages, we’ve discussed the brushing scam before. It’s where you’ll receive a number of packages from a retailer like Amazon that you didn’t order. By law, you can keep those packages, however, they’re being sent by third-party vendors from overseas who are looking to use your information to post positive reviews of their products with your name listed as a verified purchaser. It’s gotten so bad for one man in Charlotte, North Carolinas that he says he’s been receiving nearly 30 packages a week since July. If this happens to you, your amazon account may have been compromised. It’s recommended that in this case that you change your Amazon password and check your account for illegitimate purchases.

  Lastly, the state of Texas is warning its residents about a potential insurance scam. The Texas Department of Insurance is reporting that a group claiming to be the Consumer Insurance Association is offering discounted insurance rates over the phone. This group is not licensed in the state of Texas and could be part of an identity theft operation. Never just give out your personal information over the phone to anybody who cold calls you. If you feel like they may be a legitimate company, research them first before divulging any sensitive information.

   
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  Greg Collier 8:00 am on October 10, 2019 Permalink | Reply
  Tags: dating ( 4 ), FTC ( 19 ), lawsuit ( 48 ), Match.com, romance scam ( 83 ), Scams   

  Dating site sued over romance scams 

  

  We’ve talked about romance scams a lot lately. We’ve mostly discussed how to recognize a romance scam and how just about anyone can find themselves as a victim in one. We’ve even touched on the legal ramifications romance scams could have for both perpetrators and victims. What we haven’t talked about is what the law is doing to try and prevent these scams outside of arresting a handful of scammers. Now, the Federal Trade Commission seems to be getting serious about them by going after one of the major platforms where romance scammers find their victims.

  Dating sites are one of the biggest online services where romance scammers troll for their victims. One of the biggest dating platforms online is Match.com. The FTC is suing Match over alleged dubious business practices that have allowed romance scams to flourish on Match. The FTC says that Match is aware that close to a quarter of all Match profiles may be fraudulent with many of them allegedly being used to run romance scams. The FTC claims that not only did Match know these profiles were fraudulent but left the profiles on their platform to attract other users to their service. Match is a paid subscription service and you can’t communicate with other members without signing up for a subscription.

  [youtube https://www.youtube.com/watch?v=cihtDOElatM%5D

  Of course, Match has denied the allegations. They had a chance to settle with the FTC a while ago for $30 million and a chance to clean up their act but Match rejected the offer. The problem with dating sites and apps whether they’re free or paid is that they’re filled with fake profiles. Whether it’s to attract new users or the users are actively trying to catfish the new members, online dating services are rife with con artists and frauds. Loneliness can be a heavy cross to bear and it can impair your judgment when it comes to accepting a new romantic interest into your life. While the heart wants what it wants, you should also listen to your gut. Once again, the FTC has a website about how to recognize a potential romance scam.

   
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  Greg Collier 8:01 am on October 8, 2019 Permalink | Reply
  Tags: addiction recovery ( 4 ), body brokers ( 2 ), drug rehab ( 4 ), healthcare ( 46 ), opioid crsis, patient brokers, Scams   

  Are opioid addiction centers just a racket? 

  

  If you’ve ever watched daytime TV for any length of time recently, you’ve probably seen commercials for various addiction treatment centers. They seem to make a lot of promises to get you or a loved one off of opioids thanks to the opioid crisis that has plagued our country. Many of them tout the benefits of their treatment programs over others or they try to use scare tactics to get you to use their facility. A number among them even boast their facility by the beach is what’s best for recovering addicts. While drug addiction is one of the hardest personal battles someone can fight, too many of these recovery centers are nothing more than fronts for insurance fraud.

  Many patients are being lured to these facilities with the promises of free airline tickets and money by people called ‘patient brokers’. Instead of receiving treatment, patients will receive little to no treatment while the facilities bill health insurance companies for charges that never occurred. Some patients will even be paid to relapse so the facilities can continue to commit insurance fraud. Florida was a hotspot for this kind of activity until the state passed anti-kickback laws to not only try to prevent this kind of fraud but gave investigators more authority to crack down on these facilities. Florida is just one state as many of these facilities have opened up all over the country.

  [youtube https://www.youtube.com/watch?v=Ou6gYRKhnn0%5D

  A lot of these facilities take advantage of addicts and their families because in many cases the families or patients affected are too embarrassed to go to their doctor for proper rehab recommendations. There is no shame in wanting to recover from addiction. However, if you give in to shame, you or your loved one could end up in a revolving door of addiction thanks to these facilities. That’s the best-case scenario with the worst-case scenarios being that they could end up in prison or the morgue. Like any life-changing decision, take the time to research any facility that you or someone from your family could be housed in.

   
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  Greg Collier 8:00 am on October 7, 2019 Permalink | Reply
  Tags: activation fee ( 3 ), Alexa ( 4 ), Amazon Echo ( 2 ), Google Assistant ( 2 ), Google Home ( 2 ), IoT ( 7 ), Scams, tech support scam ( 56 ), virtual assistant, voice assistant ( 2 )   

  Beware the activation fee scam for new devices 

  

  In the past, we’ve discussed a couple of scams that could affect new owners of such devices like the Amazon Echo or the Google Home. The first was using unofficial apps to help you get your device activated. The second was using your virtual assistant to look up phone numbers for you which could result in being connected to scammers posing as services you may not use that often. Now, the Better Business Bureau (BBB) is reporting a new scam that could affect new owners of these devices and this scam could cost users money.

  This new scam kind of resembles the unofficial app scam. The difference with this scam is with fake phone numbers posing as technical support for many of these devices. If someone were to do a web search looking for a technical support number for one of these devices the number that appears may not be that of the company who made the device. Instead, it may belong to scammers who are going to try to get you to pay an ‘activation fee’ while posing as companies like Amazon and Google. This scam not only applies to devices like this but to many other services as well such as anti-virus and printer support just to name a few.

  If you have technical trouble setting up any kind of device or service it is always recommended that you go to the manufacturer’s or distributor’s website to locate the proper customer service number. Scammers will use search engine optimization (SEO) tricks to try to get their phony number listed first on search engines even above those of the legitimate manufacturer’s. Also beware of any technical support that tries to get you to pay for their service using gift cards, prepaid debit cars, or money transfers. That is guaranteed to be part of a scam as once the money is paid, it will be next to impossible to recover from a scam artist.