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  • Geebo 8:00 am on April 23, 2024 Permalink | Reply
    Tags: , scam victims,   

    Elderly scam victim accused of robbing bank 

    Elderly scam victim accused of robbing bank

    By Greg Collier

    While technology connects us in unprecedented ways, it also exposes vulnerable populations to new risks. The recent case of a 74-year-old woman suspected of robbing a bank in Ohio, sheds light on the dark reality of online scams targeting the elderly.

    Prior to her alleged crime, the woman might have fallen victim to an online scam. According to police, she had been in communication with individuals online who may have been deceiving her. The circumstances surrounding the victim’s involvement in the scam remain ambiguous. It’s uncertain whether the victim was coerced by the scammers to rob the bank or if she did so by her own volition. Scammers often employ tactics such as threats to force victims into giving them money, prompting them to sell assets or take out loans. Alternatively, the victim may have resorted to desperate measures to survive after losing money to scammers.

    The victim’s story took a dramatic turn when she allegedly entered a local credit union, brandishing a gun and demanding money from employees. Walking away with $500, she was later apprehended at her residence. Her admission to the crime, captured on body camera footage, left little doubt about her involvement.

    What makes this case particularly poignant is the potential exploitation of an elderly individual who may have been manipulated into criminal behavior. The intersection of age-related vulnerabilities and sophisticated online scams highlights the urgent need for increased awareness, vigilance, and support systems for seniors.

    Elderly individuals are often targeted by scammers due to factors such as social isolation, cognitive decline, and limited familiarity with modern technology. Fraudulent schemes, ranging from fake lottery winnings to phony investment opportunities, can quickly ensnare unsuspecting seniors, leading to devastating financial losses and, in extreme cases, legal repercussions.

    It’s worth considering whether the victim hesitated to confide in her family about falling prey to the scam out of embarrassment. Often, scam victims are reluctant to seek help due to the fear of ridicule from their loved ones or community. This sense of isolation can exacerbate financial losses, potentially leading to desperate measures. While resorting to bank robbery represents an extreme manifestation of such behavior, it’s a scenario that shouldn’t be dismissed outright.

    Additionally, there’s the unsettling possibility that the bank robbery itself could have spiraled into a tragic outcome. In any crime involving firearms, the potential for violence is omnipresent, posing risks to the victim, the perpetrator, and innocent bystanders alike. A single misstep could have drastically altered the narrative, resembling incidents like the case where a man, suspecting an Uber driver of involvement in a scam, allegedly shot the driver. Such volatile situations underscore the precarious nature of criminal acts and their potential repercussions.

    This narrative underscores the importance of destigmatizing the experience of scam victims and promoting an environment where they feel empowered to seek assistance. Early disclosure by scam victims has the potential to mitigate financial losses and prevent incidents like the one that unfolded at the bank in Ohio. By encouraging victims to come forward without fear of judgment or ridicule, we can create pathways to intervention and support that ultimately safeguard individuals and communities from further harm.

     
  • Geebo 9:00 am on February 26, 2024 Permalink | Reply
    Tags: , gen z, scam victims, , victim blaming   

    Scam Round Up: Why Anyone Can Fall Victim to a Scam 

    By Greg Collier

    Usually, when we share a Scam Round Up, we cover three or more scams that don’t warrant a full blog post. However, today, we’re shifting gears to highlight three news articles. Our aim is to convince our readers that no one is immune to scams.

    Up first, TIME Magazine provides us with an article that highlights the cognitive bias that fosters this false sense of security when it comes to scams. Emotional manipulation stands out as a common tactic, exploiting fear and urgency to override rational thinking. Scammers craft scenarios designed to evoke strong emotions, such as familial emergencies or romantic entanglements, compelling victims to act impulsively. Whether acknowledged or not, we all harbor fears, many of which are common among us. Scammers swiftly exploit these fears to manipulate us into acting against our best interests.

    Again, we go back to TIME Magazine with an article that indicates Generation Z is over three times more susceptible to online scams compared to baby boomers. Experts attribute this to tailored scams exploiting younger generations’ heavy social media use and trust in online information. Financial planners highlight the allure of get-rich-quick schemes amidst economic challenges faced by younger adults, compounded by their tendency to trust online content. As scams evolve in complexity, leveraging advanced technology like AI, experts caution that younger adults’ reliance on online platforms and digital banking could leave them more vulnerable to security breaches and account compromises.

    Lastly, we have an op-ed column from the Washington Post. If you’ll recall, a New York Magazine columnist came forward over a week ago with her story about falling victim to a law enforcement impersonation scam. She gave $50,000 in cash to someone she thought was a CIA agent. Since then, some members of the general public and the media have tried to shame her for falling for what they consider an obvious scam. In the Post column, that columnist takes the public and media to task for victim blaming a scam victim. The Post columnist reminds us that someone within your family, workplace, or religious community has either been or will be a victim of a scam.

    Blaming scam victims or adopting a mindset of invulnerability only serves to perpetuate the cycle of shame and misinformation surrounding financial fraud. Instead of pointing fingers, it’s crucial to recognize the sophistication of modern scams and the psychological tactics employed by con artists. By fostering empathy and understanding, we can create a safer environment where individuals feel comfortable sharing their experiences and learning from them. Remember, anyone can fall prey to a well-crafted scam, and it’s only through collective awareness and support that we can effectively combat this pervasive issue.

     
  • Geebo 8:00 am on July 29, 2022 Permalink | Reply
    Tags: , scam victims,   

    Scam victims deserve our sympathy, not our scorn 

    By Greg Collier

    When you constantly post stories about scams, you’ll inevitably get two types of comments. The first types are the ones where people will admonish the victim for being a victim. Those comments usually say something like, “How could they not know this was a scam?” The second types of comments are the boastful kind that say, “I would never fall for a scam like that.”

    Neither of these comments are very helpful. We all benefit from hindsight and can pick out the errors in judgement a scam victim might have made. But unless you’re in the heat of the moment of the scam, no one can say how they would truly react.

    No one can truly say they’re scam-proof. There is a scam out there with your name on it, just waiting for the perfect moment for you to drop your guard even for an instant. It doesn’t matter what level of education you have or your socioeconomic status. According to an article from Forbes written by a retirement plan specialist, the more self-confident a person is about not being scammed, the more likely they are to fall for a scam. People who are well-educated and of sound mind are often victims of scams because they feel like they don’t fit the profile of a scam victim.

    You also have to consider the mental state of the victim at the time of the scam. The Washington Post has a great article about how scams are affecting not only the mental health of victims, but everyone else who is on the lookout for scams.

    In the Post article, they tell the story of a cancer patient who can’t ignore strange phone numbers because she never knows when it will be a doctor or medical lab. She says she’s being bombarded by scammers, receiving 20 scam calls a day. They also tell the story of a couple who almost fell victim to the virtual kidnapping scam. They believed their adult daughter had been kidnapped, and the kidnapper was demanding a ransom. Furthermore, they were able to contact police, who found that their daughter was ok, but can you imagine the terror they felt in the meantime? We can advise people to remain calm all we want, but in the moment that advice may not take hold.

    Lastly, the main reason why we shouldn’t disparage scam victims is because many of them never come forward to police in the first place out of embarrassment. If victims are discouraged from coming forward, more victims fall victim to these scams. Some victims have even taken their own lives after being scammed.

    It takes just as much effort to offer these people some kind words of encouragement than it does to vilify them. Which kind of person would you rather be? What kind of person would you want others to be if you were a victim?

     
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