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  • Greg Collier 8:00 am on March 17, 2026 Permalink | Reply
    Tags: , , flight cancellations, Iran war, refund scam, , ,   

    Airline Refund Scam Spreads During Iran Crisis 

    Airline Refund Scam Spreads During Iran Crisis

    By Greg Collier

    When a major international crisis disrupts travel, scammers move quickly.

    That appears to be precisely what’s happening now, as the ongoing conflict involving Iran has led to widespread airline disruptions across the Middle East. Flights are being delayed, rerouted, or canceled entirely. Travelers are scrambling online for information, refunds, or compensation.

    And scammers are waiting for them.

    According to a recent report in The Guardian, fraudsters have begun impersonating airline customer support accounts on social media to target stranded passengers looking for help.

    In other words, the moment travelers ask airlines for assistance online, criminals are sliding into the conversation.

    Let’s break down how the scam works.

    What’s Going On

    Airline disruptions tied to the Iran war have caused chaos for travelers worldwide. Many passengers are turning to social media platforms like X (formerly Twitter) to ask airlines about delays, cancellations, and refunds.

    Scammers are exploiting that situation by creating fake airline support accounts that appear legitimate at first glance.

    These fraudulent accounts often copy airline branding and logos and use names that look official. Often they actively search social media for passengers asking airlines for help.

    When someone posts a question, the fake account replies quickly, offering assistance.

    From the outside, it looks like helpful customer service.

    It’s not.

    Bank officials cited in the report say criminals are already targeting passengers trying to obtain refunds for disrupted travel. Instead of receiving compensation, victims are tricked into authorizing transactions that drain money from their accounts.

    How This Can Affect American Travelers

    Even if you’re not flying directly through the Middle East, this scam can still affect you.

    Many American travelers use airlines such as Emirates, Qatar Airways, and Etihad to connect to destinations in Asia, Africa, and Europe. Flights between the United States and cities like Dubai, Doha, and Abu Dhabi are major international routes.

    When disruptions occur in that region, the ripple effects can impact travelers around the world. Flights may be delayed, rerouted, or canceled, leaving passengers scrambling for answers.

    That includes Americans who may be trying to contact airlines while sitting in U.S. airports or planning international trips from home.

    Because social media is global, scammers do not care where their victims live. If you publicly ask an airline for help online, you may suddenly find yourself being contacted by a fake “support” account offering assistance.

    To the scammer, it doesn’t matter if you’re in London, New York, or Los Angeles. A traveler asking about a delayed flight is simply a potential target.

    How the Scam Works

    The scheme follows a predictable pattern.

    First, scammers create social media accounts pretending to represent airlines. The account name may contain the airline’s name or generic phrases such as “Support Team,” “Customer Care,” or “Guest Services.”

    The account often uses the airline’s logo, making it appear legitimate at a glance.

    Next, the scammers search social media for passengers who are trying to contact airlines about flight issues.

    They then reply publicly to those posts, offering help.

    The passenger is asked to send a direct message with details.

    Once the conversation moves to private messages, the scam escalates. The fake representative may request a phone number or email address, claiming it’s necessary to process compensation or a refund.

    Eventually the victim is sent a link to what appears to be a payment or money transfer service.

    Instead of receiving a refund, however, the victim unknowingly authorizes a transaction that allows the scammers to withdraw money from their account.

    Red Flags

    Fake airline accounts can look convincing, but they often reveal themselves with a few warning signs.

    • One of the biggest clues is the follower count. Fraudulent accounts typically have very few followers, sometimes only a handful.
    • The account name may also look slightly off. Scammers frequently add words such as “support,” “care,” or “helpdesk” to the airline name.
    • Another warning sign is when the account asks you to move the conversation to direct messages and provide personal information.
    • Legitimate airlines will never ask for sensitive information such as passwords, payment details, or one-time authentication codes through social media messages.

    If someone claiming to represent an airline asks for this information, it is almost certainly a scam.

    Why This Scam Works

    Crisis creates confusion, and confusion creates opportunity for scammers.

    When travelers are stranded or worried about canceled flights, they are more likely to act quickly and trust someone who appears to be offering help.

    Social media also creates the perfect hunting ground for criminals. Travelers publicly asking airlines for assistance essentially raise their hand and identify themselves as potential targets.

    Scammers simply monitor those posts and insert themselves into the conversation.

    It’s a classic opportunistic scam adapted for the social media age.

    How to Protect Yourself

    If your travel plans are affected by airline disruptions, verify any customer service account before interacting with it.

    The safest approach is to access airline support accounts directly through the airline’s official website rather than clicking links or responding to unsolicited messages.

    Always double-check the account handle, follower count, and profile details before engaging.

    Never share passwords, banking information, or authentication codes with anyone through social media.

    And if someone sends you a link claiming to process a refund, treat it with extreme skepticism.

    When in doubt, contact the airline directly through official channels.

    Final Thoughts

    Scammers thrive on uncertainty, and large-scale travel disruptions provide exactly the kind of environment they look for.

    Whenever major news events affect travel, expect criminals to try to monetize the chaos.

    The safest assumption is simple: if someone on social media offers to “help process your refund,” slow down and verify who you’re talking to.

    Because in numerous instances, the only thing being processed is the theft of your money.

     
  • Greg Collier 8:00 am on September 30, 2025 Permalink | Reply
    Tags: , refund scam, , ,   

    Tax Refund Text Scam Spreads Nationwide 

    Tax Refund Text Scam Spreads Nationwide

    By Greg Collier

    What began as a problem in just two states has since spread more widely, as residents across the country continue to report fraudulent text messages designed to steal financial information. State tax agencies are issuing alerts warning that these scams are evolving in both scale and sophistication, now targeting households in New York, Pennsylvania, Minnesota, Connecticut, Michigan, New Jersey, and beyond.

    The messages often claim to come from state revenue departments and tell recipients that their refund request has been processed and approved. They then urge taxpayers to provide banking details, with some versions threatening permanent forfeiture of a refund if payment information is not submitted. Officials stress that legitimate state agencies do not request sensitive personal or financial information through unsolicited texts, emails, or phone calls.

    These fraudulent messages are structured to mimic the formal language of government communication. Some include references to tax statutes or deadlines, while others attempt to create urgency with warnings about penalties. Scammers rely on this sense of pressure to convince recipients to click links that lead to spoofed websites or to respond directly with private information. In some cases, even a simple reply can help scammers bypass basic security safeguards on some mobile devices.

    Cybersecurity experts point out that these campaigns have shifted from their earlier focus on banks and retailers to government institutions. By impersonating state tax departments, attackers exploit the authority of trusted institutions. The result is a scam that is more difficult for many taxpayers to dismiss outright.

    Tax agencies across multiple regions are advising residents to exercise caution. Suspicious messages should not be clicked or answered. Verification should be sought only through official state channels, such as tax department websites or phone lines. The broader pattern of these scams reflects the adaptability of cybercriminals and the need for continued public awareness, particularly during tax season when individuals are more likely to be anticipating legitimate communication from government offices.

     
  • Greg Collier 8:00 am on September 17, 2025 Permalink | Reply
    Tags: , refund scam, , ,   

    States Warn of Tax Refund Text Scams 

    States Warn of Tax Refund Text Scams

    By Greg Collier

    State tax agencies are once again warning residents to be cautious about fraudulent text messages designed to steal personal and financial information. Following reports of fake texts in New Jersey earlier this year, the Michigan Department of Treasury has now issued its own alert after receiving complaints of similar activity.

    In New Jersey, scammers have been sending messages that claim to come from the Department of the Treasury’s Division of Taxation. The texts state that a refund request has been processed and approved but warn that if payment details are not submitted by a specified deadline, the refund will be permanently forfeited under the New Jersey Gross Income Tax Act. The Division of Taxation has confirmed that these messages are not legitimate and has explained that text communication is used only in limited circumstances when requested through its phone system. Officials emphasize that residents should avoid clicking links or replying to such texts, since doing so can lead to spoofed websites that mimic official branding and request sensitive financial details. Replying with a single character such as “Y” can also be an attempt by scammers to bypass cell phone security safeguards.

    The Michigan Department of Treasury has reported nearly identical tactics. Residents have received texts that falsely claim to be from the agency, with messages urging them to update payment information or risk forfeiting their refunds. The Treasury has made clear that it never sends unsolicited text messages to request sensitive information and that official correspondence with taxpayers is conducted through letters sent via the U.S. Postal Service. Officials urge residents to delete suspicious messages and to contact the department directly with any questions about refunds or tax obligations. The state’s Individual Income Tax Information Line can also be used to log these scams and verify tax information.

    Authorities in both states describe these fraudulent texts as another tool in the cybercriminal playbook. They rely on urgency and the appearance of official language to pressure recipients into surrendering personal data. Cybersecurity experts note that links embedded in such messages often lead to convincing but fraudulent websites designed to capture bank account or credit card details.

    These scams also take advantage of the psychology of tax season. Residents may already be anticipating communication about refunds or tax issues, and scammers exploit this expectation by imitating the formal language of government. References to state statutes or threats of forfeiture are designed to create an appearance of authority and urgency, making recipients more likely to respond without questioning the message’s authenticity.

    Smishing campaigns have historically focused on banks, shipping companies, and retailers, but government agencies have increasingly become the target. By impersonating tax departments or other state offices, scammers add a layer of credibility that makes their messages seem harder to dismiss. This evolution reflects a broader trend in cybercrime, where attackers adjust their tactics to exploit the most trusted institutions and the most stressful times of year.

    As tax agencies across different states continue to issue similar warnings, the pattern highlights the adaptability of smishing campaigns and the importance of public awareness. Residents who receive suspicious messages are advised to treat them with caution, verify claims directly with state agencies, and avoid engaging with any request for personal or financial information delivered by text.

     
  • Greg Collier 8:18 am on August 14, 2025 Permalink | Reply
    Tags: , , , refund scam, ,   

    BBB Warns of Double-Scam Tactics 

    BBB Warns of Double-Scam Tactics

    By Greg Collier

    Recently, the Better Business Bureau has issued a warning about a scheme known as the Recovery or Refund Scam. This tactic specifically targets individuals who have previously fallen victim to other frauds. In these situations, criminals impersonate government representatives or financial institutions, claiming they can help victims recover lost funds in exchange for an upfront fee. Once the payment is made, the perpetrators vanish, leaving the victim defrauded yet again.

    These scammers often obtain their target lists by purchasing leaked databases from previous scams, scraping complaint boards, or monitoring online discussions where victims describe their experiences. This means their approach is rarely random and is instead aimed at individuals already known to have suffered financial loss, increasing the likelihood of exploitation.

    The scheme often begins with unsolicited contact. Those behind it may present themselves as being affiliated with a government agency or law enforcement but are unable to provide valid proof of such credentials. Victims are pressured to act quickly, discouraged from speaking to anyone else about the matter, and told that payment is required before any recovery process can begin. These hallmarks should be treated as serious warning signs.

    Individuals who believe they are being targeted are urged to report the incident to the Better Business Bureau and to the Federal Trade Commission. It is also advisable for victims to avoid posting details of their experience on social media, as doing so can attract additional scams. Even when legitimate organizations post information about scams online, there are instances where recovery scammers attempt to make contact through those channels. This underscores the importance of exercising caution in any public discussion of financial loss.

     
  • Greg Collier 8:00 am on August 8, 2025 Permalink | Reply
    Tags: , , refund scam, ,   

    Amazon Refund Text Scam Alert 

    Amazon Refund Text Scam Alert

    By Greg Collier

    Scammers are once again impersonating Amazon in an effort to steal money and personal information from unsuspecting consumers. This warning comes from the Federal Trade Commission, which reports that fraudulent text messages are claiming there is a problem with a recent purchase and offering a refund.

    The messages appear to come from Amazon and state that a “routine quality inspection” has determined that an item recently purchased does not meet the company’s standards or has been recalled. The text promises a full refund without the need to return the product but instructs the recipient to click a link to claim the money. In reality, there is no refund, and the link leads to a phishing site designed to obtain financial or personal information.

    Amazon is a frequent target for impersonation in scams because of its large customer base and the high volume of orders placed each day. Many recipients of these texts will have made a purchase recently, which makes the scam seem more believable and increases the likelihood they will interact with the message.

    Legitimate companies do not issue refunds through unsolicited text messages, and consumers should be cautious when receiving unexpected communications. Rather than clicking any links or replying to the message, shoppers concerned about the authenticity of such a notice should contact the retailer directly using verified channels. Checking an account through the official website or app can confirm whether a product recall or quality issue actually exists.

    Suspicious texts can be reported to mobile carriers by forwarding them to 7726, which spells “SPAM” on most devices, or by using the built-in junk reporting feature on a smartphone. After reporting, the message should be deleted to prevent accidental interaction. Consumers who believe they have been targeted by this type of scam can file a report with the Federal Trade Commission to help stop fraudulent activity.

     
  • Greg Collier 8:00 am on May 14, 2025 Permalink | Reply
    Tags: , , , refund scam,   

    Fake Refunds, Real Scams 

    Fake Refunds, Real Scams

    By Greg Collier

    There’s already enough anxiety around scams that threaten dire consequences, whether it’s arrest, fines, or lost accounts. But some scams take a different angle, promising something good instead. One such scheme making the rounds in Michigan and other parts of the country is the so-called refund scam, where fraudsters claim that you’re owed money. The offer sounds appealing, especially during times of economic strain, but it’s just another way to steal your personal or financial information.

    Unlike most scams where the fear of loss or punishment is used to manipulate victims, this one dangles the illusion of a reward. The person contacting you may claim to represent your bank, credit union, government office, or a well-known company. They reach out by email, text, phone call, or even social media, claiming you are due a refund or reimbursement. To receive the money, you are often asked to confirm or provide sensitive information like your bank details or Social Security number. In some cases, the scammer might say a small fee is required up front to process the refund.

    These communications often look convincing. The names and logos may resemble real institutions, and the messages might include enough detail to feel personal or urgent. But these tactics are designed to lower your guard. Once the scammer has what they need, the promised money never arrives. Instead, accounts may be drained or identities stolen. In some cases, victims are sent fraudulent checks that later bounce, leaving them responsible for the full amount.

    This type of fraud relies heavily on trust and distraction. The promise of a refund is meant to create a false sense of gain that distracts from the red flags. The safest response is skepticism. If you didn’t ask for a refund or file a claim, be wary of anyone who says you’re getting one. Contact the company directly using verified contact information if you suspect a message could be legitimate. Avoid calling numbers or clicking links provided in unsolicited communications.

    The Michigan Department of Insurance and Financial Services continues to receive reports of these scams. They remind residents that any unexpected communication offering money should be treated with caution. Financial institutions and legitimate businesses do not ask for sensitive information or advance fees to deliver refunds.

    Being cautious about these offers doesn’t mean you’re being paranoid. It means you’re protecting yourself from schemes that promise gain but deliver loss.

     
  • Greg Collier 8:00 am on October 2, 2023 Permalink | Reply
    Tags: refund scam, , ,   

    New utility scam promises refund 

    New utility scam promises refund

    By Greg Collier

    Normally, when someone hears about a utility company scam, they may think about the shut-off scam. This is when scammers call their victims posing as the local power, water, or heating company. The victim is told they’re behind payments on their account, and their service will be terminated in 15–30 minutes if they don’t make a payment over the phone. Scammers will typically demand payment in nontraditional methods that are difficult to trace, like gift cards, wire transfers, or cryptocurrency. Now, there’s a utility scam that’s trying to fool victims with honey instead of vinegar, so to speak.

    Reports out of Upstate New York say scammers are now calling their victims, but instead of threatening them with a blackout, they’re promising them a payday. The victims are being told they overpaid their last bill and are now due a refund. But, as always, whatever payment amount the scammers are offering pales in comparison to the financial damage that could happen to victims. The scammers will tell their victims in order to receive the refund, the victim will need to provide their credit/debut card number or their checking account information. If a victim were to provide this information to a scammer, they could find their bank account depleted and their identity stolen.

    Most companies wouldn’t go out of their way to call a customer to let them know they have a refund due. In most cases, especially where utilities are concerned, if someone has overpaid their balance, the company won’t notify the customer until the next month’s statement goes out. Sometimes the credit will be applied to the next month’s balance, or will show up as a negative balance on the monthly bill.

    The same goes for the shut-off scam. If someone were to be behind on their account where they’re in danger of having their service terminated, they’ll be warned by mail first. That mailing will also contain the date when services are scheduled to be turned off.

    If you receive calls from someone claiming to be from your local utility, and they’re either threatening to shut-off service, or promising you a refund, hang up, and call your utility company at the number listed on the monthly statement.

    You may also want to routinely check your utility company’s website, as many of them will have warnings about local utility scams.

     
  • Greg Collier 8:00 am on July 5, 2023 Permalink | Reply
    Tags: , refund scam, ,   

    New tax scam arriving in the mail 

    By Greg Collier

    Whenever there is a scam that involves a government agency like the IRS, Medicare, or Social Security, we tell our readers that if those agencies need to get in touch with you, they will do it by postal mail. However, even then, you have to be careful about what you can accept as fact, and what is a scam. Just this week, the IRS sent out a warning to taxpayers about a scam, which is being sent through the mail.

    According to the IRS, official looking letters are being sent in cardboard envelopes to unsuspecting victims. The letters appear to come with official IRS letterhead. But the more someone looks into the letter, the more it looks like a scam.

    The letter tells the recipient they have an unclaimed refund. The promise of ‘free money’ can cause some to ignore the red flags contained in the rest of the letter. For example, the letter asks for a copy of your driver’s license, but the instructions ask for “A Clear Phone of Your Driver’s License.” Then the letter recommends you “Try to Be Checking Your Email for Response”. While many aren’t particularly fond of the IRS, they would never allow a letter to be issued with this many grammatical errors. Not to mention, they wouldn’t capitalize every word.

    The letter also asks for personal information such as the recipient’s Social Security number, cellphone number, and bank account information. Along with a copy of someone’s driver’s license, scammers could easily steal someone’s identity and start taking out loans or opening lines of credit in that person’s name.

    There is also a phony customer service number contained in the letter.

    If you receive mail like this, and you have questions, do not call the number in the letter and don’t reply to any email addresses or websites listed. Instead, contact that federal office directly through their .gov website, or call them at their official customer service number, which can also be found on their website.

     
  • Greg Collier 8:00 am on April 5, 2023 Permalink | Reply
    Tags: , , refund scam, ,   

    Zelle refunding scam victims, but won’t say which ones 

    Zelle refunding scam victims, but won't say which ones

    By Greg Collier

    The Zelle payment app has been popular with scammers for the past year and a half now. If you’re unfamiliar with the app, it’s a personal payment app. It’s supposed to allow you to make payments to friends and family instantly. However, scammers have used it to have their victims direct money to scammers’ bank accounts. Zelle is owned by a group of some of the nation’s leading banks, and in the past, these banks have been hesitant to refund scam victims. Now, Zelle is seemingly saying they’re going to be refusing scam victims, but are being vague about the details.

    But first, let’s look into how Zelle scams work. The most prolific of these scams is the bank impersonation scam. In this fraudulent scheme, the target receives a text message inquiring whether they have recently made a substantial purchase or transfer. The recipient is instructed to reply with a simple yes or no. After the response, scammers follow up with a phone call, pretending to represent the victim’s bank’s fraud department. The fraudsters then urge the victim to safeguard their bank account by either transferring their funds or using Zelle to “pay themselves.” However, what actually happens is that the scammers are guiding the victim through the process of transferring funds to them via Zelle.

    Zelle can also be used in almost any scam where money is involved, such as phony landlords, and scammers who pose as police threatening victims with arrest. A good rule to follow to protect yourself from these scam is to only use it to send money to someone you know personally. Even then, you should make sure that person requested money from you.

    Getting back to the refunds, Zelle’s parent company recently released a statement saying they were going to, “mandate consumer reimbursement for certain types of scams.” But that’s basically all the information they’ve released. Now, it’s understandable that Zelle would want to keep the details quiet to keep scammers from finding out, but once refunds start happening, people are going to know. We believe that Zelle should be more transparent to keep its users and scam victims better informed. To keep the process secret, it seems like Zelle has something to hide.

     
  • Greg Collier 9:00 am on November 29, 2022 Permalink | Reply
    Tags: , , , , , refund scam, ,   

    Scam Round Up: Job scam wants your Facebook login and more 

    Scam Round Up: Job scam wants your Facebook login and more

    By Greg Collier

    If you’re thinking of sending money to relatives as a gift this holiday season, you may want to reconsider writing a check. Once again, scammers are stealing mail from mailboxes in hopes of finding a handwritten check. In a process called check washing, scammers can soak the check in chemicals that will remove the ink from a handwritten check. The scammers will then write the check for any amount they please before cashing it.

    To better protect yourself from this scam, mail any checks you may be sending inside the post office itself. This goes a long way in preventing the mail from being stolen. There are also special pens you can purchase that are resistant to the check washing chemicals.

    ***

    The Federal Trade Commission has issued an alert warning taxpayers about a refund scam. According to the FTC, scammers have been sending out text messages claiming you’re eligible for a ‘tax rebate’or some other kind of payment from the IRS. As with most text messaging scams, the messages contain a link for the recipient to click on to get their supposed refund. Clicking on the link could have devastating consequences as it could either ask you for personal or financial information, leading to identity theft, or it could inject malware into your phone.

    Just keep in mind that the IRS is never going to initiate contact with a taxpayer through text messages. If there is any kind of issue concerning your federal taxes, you will receive a notice in the mail before anything else.

    ***

    A woman from Missouri was almost scammed out of her Facebook account while applying for a job online. A friend of a friend had posted a job ad on his Facebook page. While interviewing for the job, she was told that she was being interviewed by the company’s founder and CEO. All the interviews took place through messaging apps like Messenger and Google Chat. The phony CEO asked the woman for a copy of her driver’s license and Social Security card, which may not seem unusual. However, she was also asked for her Facebook login information. Thankfully, she realized this was a scam and cut off contact with the scammer.

    While there have been stories in the past about employers asking for employees’ Facebook logins, those are rare exceptions and not the norm. This seems like the scammers wanted her personal information to hijack her Facebook account and use it for additional scams. Having her personal information might allow them to claim that they are the actual owners of the Facebook account. The acquaintance’s account was more than likely hijacked by the scammers.

     
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