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  Geebo 8:00 am on March 11, 2025 Permalink | Reply
  Tags: File Converters, identity theft, malware ( 28 ), Scams ( 1,457 )   

  The Hidden Risks of Online File Converters 

  

  By Greg Collier

  Converting a document into a different format seems like a simple task, until it isn’t. Many online services promise to do the job quickly and for free, making them an easy choice for those in a hurry. But the FBI is warning that these shortcuts could come with a heavy price.

  Cybercriminals have found a new way to exploit these online tools, embedding malware into downloaded files. While the converter may appear to function as expected, delivering the desired file type, it can also serve as a gateway for hackers to steal personal information. Once installed, malware can grant unauthorized access to sensitive details such as email credentials, banking information, and even social security numbers. Some cases have even led to full-scale ransomware attacks.

  Authorities say this type of scam is on the rise, appearing in cities across the country. Reports from Colorado indicate that cybercriminals are actively using file conversion services to compromise both personal and business networks. The first warning signs of an attack often come from antivirus software flagging an issue, IT departments detecting malware, or users noticing unusual changes to their online accounts.

  What makes these scams particularly dangerous is their international reach. Many perpetrators operate from abroad, making it difficult to track them down and prosecute. This means prevention is the best defense. Experts advise keeping antivirus software updated and scanning any file downloaded from the internet before opening it. Most importantly, taking a moment to verify the safety of an online tool before using it can make all the difference.

  For those who suspect they’ve fallen victim to this scam, immediate action is crucial. Changing passwords from a secure device, contacting banks to monitor account activity, and reporting the incident to the FBI’s Internet Crime Complaint Center are key steps to mitigating the damage.

  While online file converters can be tempting, the risks they pose should not be underestimated. A few extra moments of caution can help users avoid becoming the next target of cybercrime.

   

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  Geebo 9:00 am on February 17, 2025 Permalink | Reply
  Tags: housing scam ( 4 ), identity theft, Los Angeles ( 5 ), real estate ( 132 ), Scams ( 1,457 ), section 8 housing   

  Section 8 Scam Shocks Los Angeles Residents 

  

  By Greg Collier

  Section 8 housing, formally known as the Housing Choice Voucher Program, is a federal assistance initiative designed to help low-income individuals and families afford safe and stable housing. Administered by local public housing agencies (PHAs) with funding from the U.S. Department of Housing and Urban Development (HUD), for now, the program provides subsidies that allow recipients to rent privately owned homes at a reduced cost. Demand for these vouchers is high, and in cities like Los Angeles, long waiting lists and limited availability create challenges for those seeking assistance.

  Unfortunately, the urgency and need surrounding affordable housing have made it a target for scammers. Over the weekend, dozens of people fell victim to a fraudulent flyer circulating online, which falsely advertised a voucher distribution event at a local recreation center. Upon arrival, hopeful applicants were met with a sign informing them that the event was a hoax.

  These scams are often designed to steal personal information for identity theft. Fraudsters may ask victims to provide sensitive details, such as Social Security numbers or bank account information, under the pretense of processing an application. Others may demand upfront fees for guaranteed placement on a waitlist, or offer fake ‘expedited processing’ services.

  To avoid falling for such scams, it’s crucial to verify any claims regarding Section 8 through official channels. Public housing agencies do not charge fees for applications or placement on a waitlist. Official information on the program, including application procedures and open enrollment periods, can be found through HUD’s website or directly from local housing authorities. In Los Angeles, the Housing Authority of the City of Los Angeles (HACLA) is responsible for administering Section 8 vouchers, and updates about the program are available on their official website.

  Individuals seeking assistance should be wary of unsolicited offers, especially those circulating on social media, and report suspicious activities to local authorities. While housing challenges remain a pressing issue, accurate information is the best defense against scams that prey on vulnerable communities.

   
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  Geebo 9:02 am on December 10, 2024 Permalink | Reply
  Tags: identity theft, Scams ( 1,457 ), sim swapping ( 9 ), smart phones ( 14 )   

  SIM Swapping Scam Can Happen to Anyone 

  

  By Greg Collier

  The convenience of managing our finances and communications through smartphones comes with significant risks. One of the most insidious threats is SIM swapping, a scam that has left countless victims, including a California resident who recently lost $38,000, in financial turmoil. This incident is a reminder that no one is immune to such scams, and protecting oneself requires awareness.

  SIM swapping occurs when a scammer tricks a mobile carrier into transferring a victim’s phone number to a device they control. This doesn’t require physical access to the victim’s phone. Armed with basic personal information, often gathered through online sources or data breaches, fraudsters impersonate the victim to convince the carrier to make the switch.

  Once the fraudsters gain control of a phone number, the possibilities for exploitation are vast. They can intercept calls and texts, including the two-factor authentication (2FA) codes that are often the last line of defense for financial accounts. This allows them to bypass security measures and initiate fraudulent transactions. Alarmingly, this scam isn’t limited to traditional SIM cards as eSIM technology, which doesn’t rely on a physical SIM, is just as vulnerable.

  The victim in this recent case described the harrowing experience of losing access to his phone and, subsequently, his financial accounts. It started with strange notifications and the sudden inability to connect to his cellular network. Soon after, three wire transfers drained his account of $38,000, funds meant for essential living expenses. Despite reporting the fraud, the initial response from his bank denied his claim, citing a confirmation sent via text, a text the victim never received because his phone number was compromised.

  The frustration and helplessness in such scenarios can be overwhelming. Even after the bank reopened the case, uncertainty loomed about whether the funds would ever be recovered.

  According to the FBI, SIM swapping scams affected over 1,000 victims in 2023, resulting in more than $48 million in losses. The alarming aspect of this scam is that victims don’t need to interact directly with the fraudsters. By leveraging personal information available online, names, addresses, and other seemingly innocuous details, scammers can bypass many security measures.

  This underscores the importance of adopting robust security practices that go beyond traditional protections. Simple measures like setting up a PIN for mobile accounts or using app-based authentication for 2FA can make a significant difference.

  The first step in mitigating the risk of SIM swapping is awareness. Recognize that this scam can target anyone, regardless of the type of phone or SIM technology they use. No phone is inherently safe from this attack, and assuming invulnerability can lead to complacency.

  Strengthening your defenses begins with securing your mobile account. Many carriers offer the option to set a unique PIN or passphrase that is required for account changes. Additionally, wherever possible, replace text-based 2FA with app-based authentication tools, which are less susceptible to interception.

  Being mindful of the information you share online is also critical. Social media profiles and public records can provide scammers with the details they need to impersonate you. Regularly monitor your financial accounts for unusual activity and act quickly if you notice anything suspicious.

  If you fall victim to a SIM swapping scam, report it immediately to your mobile carrier and financial institutions. Additionally, filing a complaint with the FBI’s Internet Crime Complaint Center (IC3) can aid in tracking and combating this growing threat. While recovery may take time, persistence and proper documentation of the fraud are essential.

  SIM swapping is a sobering example of how our reliance on technology can be exploited. By staying informed and implementing strong security measures, individuals can reduce their vulnerability to these devastating scams. This is a collective battle, and vigilance is our best defense.

   
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  Geebo 9:05 am on November 12, 2024 Permalink | Reply
  Tags: BBB ( 20 ), debt collectors ( 11 ), identity theft, Scams ( 1,457 )   

  Don’t Fall for the Fake Debt Trap 

  

  By Greg Collier

  Scammers are constantly finding new ways to exploit people’s fears, and one of their most alarming tactics involves posing as representatives from loan companies, law firms, or even government agencies. They claim you owe money for a debt that doesn’t exist, using intimidation and urgency to trick victims into paying. These schemes are designed to create panic and pressure, making it easier for fraudsters to steal your money.

  The Better Business Bureau (BBB) has issued a warning about this growing threat. The scheme typically begins with an alarming phone call or text message. The caller or sender, appearing professional and authoritative, asserts that you have an overdue payment. They may cite loans or debts from years ago, hoping to catch you off guard. The urgency in their tone and the specificity of their claims can make their story seem plausible, even if you have no recollection of such a debt.

  For those who question the validity of the debt, scammers escalate their tactics. They might threaten legal action, such as filing a lawsuit or even issuing an arrest warrant. This fear-driven approach is designed to coerce immediate payment, playing on your anxiety to avoid conflict or legal trouble.

  The emotional toll of such harassment can be immense, especially when these con artists persist for weeks or months. Victims often find themselves hounded at home and even at their workplaces, further intensifying the pressure. One individual reported being threatened with a felony charge over a loan they had no memory of, ultimately losing a significant sum of money in their attempt to settle the fictitious claim.

  If you find yourself in a similar situation, it’s crucial to remain calm and take deliberate steps to protect yourself. The law provides safeguards to ensure legitimate debt collection practices. In the United States, for instance, debt collectors must provide a written debt verification letter that outlines the specifics of the debt, including the amount owed, the creditor’s name, and your rights as a consumer. If a caller fails to provide this documentation, it’s a red flag.

  Additionally, never disclose personal or financial information over the phone to unsolicited callers. Real debt collectors will already have these details on file. If you are uncertain about the legitimacy of the claim, contact your loan providers directly. They can verify whether any debts are outstanding. Reviewing your credit report is another vital step in confirming the status of your accounts and identifying potential fraud. If your personal information has been compromised, placing a fraud alert on your credit report can help safeguard against further scams.

  The BBB emphasizes that while the persistence and manipulation of these scammers can be overwhelming, staying informed and vigilant is your best defense. By understanding your rights and recognizing the warning signs, you can shield yourself from falling victim to these deceitful schemes. Remember, no legitimate collector will threaten or coerce you into immediate payment without proper documentation. Trust your instincts, verify claims independently, and report any suspicious activity to the appropriate authorities.

   
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  Geebo 9:02 am on November 11, 2024 Permalink | Reply
  Tags: CBP, Customs and Border Protection, identity theft, police impersonation scam ( 74 ), Scams ( 1,457 )   

  CBP Warns of a Surge in Scam 

  

  By Greg Collier

  In a growing wave of fraudulent activity, U.S. Customs and Border Protection (CBP) is alerting the public to an alarming rise in scam phone calls targeting individuals across the country. These sophisticated scams exploit fear, aiming to deceive people into sharing sensitive personal and financial information.

  The scam typically unfolds with a chilling claim. CBP has allegedly intercepted a shipment of drugs linked to the victim’s name and address. The caller, posing as a CBP officer, insists that immediate cooperation is essential to resolve the situation. The pressure escalates as the scammer threatens police intervention if the victim refuses to comply.

  Adding to the scam’s credibility, the caller often provides details such as a real CBP employee’s name, fake case numbers, or badge identifiers. This information can be easily harvested from public sources. In some cases, automated messages warn about intercepted shipments and instruct recipients to press a number to speak with a supposed CBP agent. Once connected, the scammer’s primary goal is to extract sensitive details like banking information or Social Security numbers.

  CBP has emphasized that these calls are fraudulent. The agency does not demand personal information or money over the phone, nor does it issue threats involving law enforcement or promises of financial rewards for cooperation. Legitimate communications from CBP will never involve requests for payment via gift cards, cryptocurrency, or wire transfers.

  Fraudsters are becoming increasingly skilled at making their calls appear legitimate, even manipulating caller ID to display authentic-looking numbers. If there is any doubt about the legitimacy of a call, CBP advises contacting the agency directly through its official website. Additionally, victims or those targeted by these scams should report the incident to the Federal Trade Commission.

  Protecting personal information requires skepticism of unsolicited calls, especially those that demand immediate action under the guise of authority. Always verify before you trust, and report any suspicious activity to help combat this pervasive threat.

   
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  Geebo 8:00 am on October 1, 2024 Permalink | Reply
  Tags: child identity theft ( 3 ), child safety ( 8 ), identity theft, Scams ( 1,457 ), text messaging ( 37 ), text scam ( 27 )   

  Are Text Message Scams Targeting Children? 

  

  By Greg Collier

  Text message scams are evolving, and children are now becoming unintended targets. One recent incident in Lafayette, Louisiana, highlights how scammers send random texts, often addressing the recipient by the wrong name, in hopes of starting a conversation. For example, a teenager received a message intended for ‘Rose’, a name that was unfamiliar to her. While this might seem like a simple mistake, responding with something like “Sorry, wrong number” is precisely what scammers want. Once engaged, they can continue the conversation, pretending to befriend the child by asking casual questions like their name or school.

  Although these scams don’t specifically target children, the random nature of the messages means kids are just as likely to receive them. It’s crucial for parents to stay aware of who is contacting their children. In this case, the teen was able to block the number, but it serves as a reminder for parents to monitor their children’s messages and have open conversations about the dangers of engaging with unknown contacts.

  Identity thieves are increasingly drawn to a child’s personal information because it is often untapped and unmonitored. Since children haven’t established credit yet, their Social Security numbers and other identifying details provide a blank slate for criminals to exploit. Scammers can use this clean credit history to open fraudulent accounts, apply for loans, or commit other forms of financial fraud, all while the child, and their parents, remain unaware for years. By the time the child becomes old enough to establish their own credit, they may discover a damaged credit history. This is why scammers, who might initially seem harmless or casual in their approach, can pose a serious risk if they gain access to personal details through seemingly innocent interactions like text messages. Parents must remain vigilant to protect their child’s identity from being compromised in these scams.

  Children may not always recognize the risks, which is why it’s essential to teach them to be cautious about sharing any personal information with strangers, especially through text. Adjusting phone settings to block unknown numbers and being vigilant about their online interactions can help reduce the chances of children falling victim to these scams. While this may seem like a harmless exchange at first, the underlying goal of scammers is to extract personal or family information, and early intervention can prevent any further risks.

   
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  Geebo 8:00 am on September 20, 2024 Permalink | Reply
  Tags: brushing scam ( 24 ), identity theft, malware ( 28 ), qr codes ( 9 ), Scams ( 1,457 )   

  The Evolving QR Code Scam 

  

  By Greg Collier

  Across the United States, a new scam is making waves, capitalizing on modern technology and targeting unsuspecting victims in their homes. This scam, which revolves around unsolicited packages and QR codes, has been reported in multiple regions, from Ohio to Mississippi, and is showing no signs of slowing down.

  The scam starts innocently enough as an unexpected package arrives at your door, often containing an item like jewelry, gadgets, or other small electronics. There’s no return address or clear indication of who sent it. Inside, a small QR code invites you to scan it for more information about the ‘gift’ or to register the item. But beneath this seemingly harmless gesture lies a potentially dangerous ploy.

  When scanned, the QR code can deliver malicious software directly to your smartphone or computer. The goal is often to steal sensitive data, such as banking information, personal details, or passwords, allowing scammers to access your financial accounts or even your identity. The damage can be swift and severe, with victims reporting emptied bank accounts and compromised personal data.

  This scam is a more dangerous variation of the traditional brushing scam. In the original version, companies would send unsolicited packages to generate fake positive reviews. However, this new version takes it a step further, using technology to infiltrate personal devices and steal valuable information. The unsolicited items may now come with the hidden threat of malware or identity theft, making this a serious issue nationwide.

  What makes this scam particularly concerning is how easy it is to fall for. QR codes have become increasingly common in everyday life, used for everything from restaurant menus to product registration. Scammers exploit this familiarity by enticing victims to scan the code, unaware of the potential risks.

  Reports of this scam have surfaced in various states, signaling that this is not a localized issue but a national problem. As the scam spreads, its potential to cause widespread harm grows, especially when the holiday season approaches and package deliveries increase. During this time, people are more likely to receive unexpected packages and might be less cautious when interacting with them, which plays right into the scammers’ hands.

  To protect yourself from this scam, there are a few important steps to keep in mind. First and foremost, if you receive a package you didn’t order, resist the temptation to scan any QR codes included with it. Even if the item seems harmless or intriguing, interacting with these codes could lead to severe consequences.

  Reporting these packages is also crucial in alerting authorities and preventing future victims. Whether through online retail platforms or local consumer protection agencies, flagging suspicious packages can help others stay informed and protected.

  As scams like these evolve, the need for public awareness becomes even more critical. With the rise of QR codes as a convenient tool for consumers, scammers are finding new ways to exploit technology and manipulate people into handing over their private information. Educating others, and spreading the word about potential dangers, can make a significant difference in combating this growing national threat.

   
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  Geebo 8:00 am on September 17, 2024 Permalink | Reply
  Tags: airport ( 5 ), cybersecurity ( 37 ), evil twin attack ( 2 ), identity theft, Scams ( 1,457 ), traveling ( 15 ), wifi ( 2 )   

  What Is the Evil Twin Attack Targeting Travelers? 

  

  By Greg Collier

  You might feel safe and relaxed while cruising at 35,000 feet, but there’s something you should be on the lookout for, even mid-flight. It’s a sneaky Wi-Fi scam known as the Evil Twin Attack. This old trick has resurfaced, now targeting airline passengers.

  Recently, news outlets in Australia reported an arrest involving this very scam. Authorities claim that a man stole passengers’ personal information using a fake Wi-Fi network while they were on a flight. How did this happen? Let’s break it down.

  Evil Twin Wi-Fi is a fake network that copies the name of a Wi-Fi you’ve used before and trust. Think of places like airports, hotels, or coffee shops where your phone or laptop automatically reconnects to the Wi-Fi without you even thinking about it. Scammers take advantage of this by creating a Wi-Fi network with the same name to trick your phone into connecting to their network instead.

  In the Australian case, the alleged scammer took it a step further. He boarded multiple flights with a portable Wi-Fi hotspot that mimicked the name of the airport’s Wi-Fi. When the plane took off and passengers switched to airplane mode, their phones unknowingly connected to the imposter Wi-Fi, thinking they were back on the airport’s trusted network.

  Once passengers connected, they were asked to log in using their social media or email passwords. If they did, they handed over sensitive information like usernames and passwords, which could easily be used for identity theft. Essentially, the scammer could pretend to be them online and access their accounts.

  This may sound alarming, but there are simple ways to avoid falling victim to an Evil Twin Wi-Fi attack. One effective method is to delete any public networks your phone automatically reconnects to, such as those from airports, cafes, or libraries. By going into your Wi-Fi settings and removing these unnecessary networks, you can prevent your phone from connecting to potentially fake ones in the future.

  Another smart precaution is to keep your Wi-Fi turned off when you’re not using it. Rather than leaving it on by default, only activate it when you are certain you’re connecting to a trusted network. This small habit can greatly reduce your risk.

  Adding security software, like a virtual private network (VPN), is another protective measure. A VPN will encrypt your data, helping to ensure that even if you accidentally connect to a rogue network, your personal information most likely remains secure.

  These adjustments are simple but can go a long way in keeping your data safe. As scams like this one become more common, especially in places like airports, staying alert and taking these precautions will help protect you, even at 35,000 feet!

   
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  Geebo 8:00 am on August 21, 2024 Permalink | Reply
  Tags: brushing scam ( 24 ), identity theft, Scams ( 1,457 )   

  BBB Warns of Nationwide Scam 

  

  By Greg Collier

  In recent months, consumers across the nation have been encountering a troubling trend, mysterious packages arriving at their doorsteps without being ordered. These unsolicited deliveries are part of a growing scam known as the brushing scam, which involves third-party sellers sending items to random addresses to boost their products’ online ratings with fake reviews. While the packages may seem harmless, the underlying scam has concerning implications for those involved.

  The Better Business Bureau (BBB) has issued a warning about this scam, emphasizing its potentially scary downside. The products received through brushing scams are typically lightweight and inexpensive to ship, such as ping pong balls, face masks, or small gadgets. In some cases, recipients have found more unusual items, like a humidifier or a Bluetooth speaker. The common thread is that none of these items were ordered by the recipient, and the packages often arrive without a clear return address, making it difficult to identify the sender.

  The motivation behind these deliveries is simple but effective, scammers are trying to manipulate online marketplaces. By sending these unsolicited items, they can falsely claim that a verified purchase was made, allowing them to post glowing reviews under the guise of legitimate buyers. These fake reviews help boost the product’s visibility and sales, all while the unsuspecting recipient remains unaware of their involvement in the scheme.

  The most unsettling aspect of this scam, as highlighted by the BBB, is that it suggests the sender has access to some of the recipient’s personal information, such as their name, address, and potentially even their phone number. This information, once obtained, can be exploited in various ways by those with malicious intent.

  To protect yourself from this scam, the BBB recommends taking proactive steps if you receive an unsolicited package. First, notify the retailer about the situation and attempt to identify the sender if possible. Check your online accounts for any unauthorized orders, and change your passwords to secure your information. While you are legally allowed to keep the items, it’s crucial to remain vigilant about protecting your identity and monitoring for any suspicious activity.

   
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  Geebo 8:00 am on August 19, 2024 Permalink | Reply
  Tags: data breach ( 33 ), identity theft, National Public Data, social security ( 30 )   

  Massive Data Breach: What You Need to Know 

  

  By Greg Collier

  In a chilling reminder of the ever-growing threat to personal data, National Public Data (NPD), a well-known background check service, has confirmed that hackers breached its systems. This disclosure follows the leak of a stolen database containing millions of Social Security numbers (SSNs) and other sensitive personal information.

  The leaked data, which began surfacing earlier this year, includes a vast array of personal details. A staggering number of records were offered for sale, and more recently, a comprehensive version was shared freely online. This information, though extensive, is riddled with inaccuracies and outdated data, adding further complexity to the situation. Some individuals are associated with incorrect details, and in some cases, even deceased persons are listed.

  For those affected, the breach is a cause for concern. The exposure of SSNs and other personal information heightens the risk of fraudulent activity, while the release of contact information opens the door to potential phishing attempts. Monitoring financial accounts and staying alert to suspicious communications are essential steps in protecting oneself from further harm.

  If you suspect that you or a loved one may be affected by the NPD breach, consider the following steps:

  • Monitor your financial accounts for any signs of fraudulent activity.
  • Report suspicious activity to credit bureaus immediately.
  • Be cautious of unsolicited emails, texts, or phone calls that may be phishing attempts.
  • Consider freezing your credit to prevent unauthorized access.

  This breach serves as a stark reminder of the importance of safeguarding your personal information. As we await further developments, staying informed and proactive is the best defense against potential identity theft and fraud.