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  Geebo 8:00 am on August 5, 2025 Permalink | Reply
  Tags: fake websites ( 12 ), identity theft, jury duty scam ( 36 ), police impersonation scam ( 85 ), Scams ( 1,543 )   

  Jury Duty Scam Gets a Tech Upgrade 

  

  By Greg Collier

  The jury duty scam has been a persistent threat for years, often beginning with a phone call from someone claiming to be a law enforcement officer. The caller accuses the recipient of failing to report for jury duty and threatens immediate arrest unless a fine is paid. These calls can be very convincing, with scammers using spoofed caller IDs to make it appear as if the call is coming from a local police department. Victims are often pressured into making quick payments using gift cards, wire transfers, or mobile payment apps. The urgency and fear created by the call are intended to override a person’s judgment, making them more likely to comply.

  A new variation of this scam is now emerging, according to a warning from the Federal Trade Commission. Instead of instructing targets to make a payment directly over the phone, scammers are directing them to visit a fraudulent website. This site is designed to mimic an official government page, complete with realistic-looking seals and professional design elements. The individual is asked to enter sensitive personal information, including their date of birth and Social Security number, under the pretense of verifying their identity or calculating a fine. In some cases, the site demands payment through non-traditional methods such as cryptocurrency or through so-called government kiosks, which do not actually exist.

  This approach allows scammers to collect personal data as well as money, potentially leading to both financial loss and identity theft. The presence of a convincing website may give the impression of legitimacy, especially to individuals who are unfamiliar with how official government sites operate.

  Once this personal information is collected, the consequences can extend far beyond the initial scam. Scammers may use the data to open fraudulent credit accounts, file false tax returns, or even commit medical identity theft. Victims often do not realize their identity has been compromised until they receive collection notices, are denied credit, or encounter issues with government agencies. The damage can take years to fully resolve.

  Anyone who receives such a call should avoid engaging with the caller or visiting the provided website. If there is any concern about jury duty status, the appropriate course of action is to contact the local court directly using a verified phone number or official website.

   

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  Geebo 8:00 am on August 1, 2025 Permalink | Reply
  Tags: covid-19 ( 49 ), identity theft, impersonation scam ( 181 ), PPP Loans, Scams ( 1,543 )   

  PPP Scam Targets Texas Bank Accounts 

  

  By Greg Collier

  It has been five years since the onset of the COVID-19 pandemic, but the ripple effects continue to impact Americans. One troubling development is a scam that has resurfaced across the country, now affecting communities in Texas. Individuals who received Paycheck Protection Program (PPP) loans are being contacted by scammers posing as their bank, asking for sensitive financial information.

  These fraudulent calls have recently begun targeting residents in the Abilene area. The scammers are not operating at random. Instead, they appear to be using publicly available information released by the Small Business Administration. The list includes names, loan amounts, and financial institutions involved in distributing PPP funds. Criminals are taking this data and impersonating bank representatives in an effort to gain access to recipients’ online banking systems.

  Once contact is made, victims are pressured to hand over account details such as passwords or authentication codes. These details are then used to initiate unauthorized transactions and siphon funds. Although the scam is tailored to PPP recipients, the broader tactic of impersonating a bank and spoofing phone numbers to appear legitimate is not new. Spoofed calls can make it seem like they are coming from a trusted local number or even the recipient’s own bank.

  The situation highlights the importance of verifying who you are speaking to before sharing any personal or financial information. Financial institutions will not request passwords or secure access codes over the phone. Customers who receive such requests are encouraged to end the call and contact their bank directly using a verified phone number listed on the institution’s official website or documents.

  Local financial institutions are not taking the matter lightly. Some banks have started collaborating with trade organizations to push for the removal of sensitive PPP data from public access. This step aims to reduce the likelihood of criminals using that information to manipulate and defraud recipients.

  For individuals who may have already fallen victim to this scam, there are steps that can be taken to recover. Under federal law known as Regulation E, consumers have 60 days from the date of their bank statement to report unauthorized electronic transfers. If reported in time, banks are required to investigate and may be obligated to reverse the fraudulent transactions. Victims can also report the incident to the Small Business Administration’s Office of Inspector General or file a complaint through the Consumer Financial Protection Bureau’s IdentityTheft.gov portal, which offers resources and action plans for dealing with financial fraud and identity theft.

  In the meantime, those who believe they have received a scam call or have been victimized are encouraged to use resources like the BBB Scam Tracker website. Sharing experiences can help others stay informed and may aid in shutting down fraudulent activity more quickly.

  Although the PPP program was designed to offer relief during a national emergency, it has unfortunately become a tool for exploitation. As long as that data remains public, scammers will continue to find ways to use it against the very people it was intended to help.

   
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  Geebo 8:00 am on July 16, 2025 Permalink | Reply
  Tags: Amber Alert ( 3 ), child safety kit ( 3 ), identity theft, impersonation scam ( 181 ), Scams ( 1,543 )   

  Fake AMBER Alert Kits Are a Scam 

  

  By Greg Collier

  Authorities in Orlando, Florida, are warning residents about a troubling scam that falsely claims to be associated with the AMBER Alert program. Scammers have been contacting families both by phone and in person, claiming that parents must register their children for an AMBER Alert kit. In reality, no such registration or payment is required for a child to be eligible for an AMBER Alert.

  The genuine AMBER Alert system is a public safety tool activated only when law enforcement confirms that a child has been abducted and specific criteria are met. Once issued, alerts are distributed through a wide-reaching network that includes radio, television, highway signs, mobile phones, and digital platforms. The system is designed to mobilize communities quickly, not to require any kind of pre-registration or participation in a kit program.

  Scammers are preying on parental fears and using this false narrative to gain trust. In some cases, they have been reported as highly persistent and even appear to possess personal information about the families they target. These tactics are not only designed to extract sensitive data but may also be used to gain physical access to people’s homes under false pretenses.

  The underlying goal of these scams is not just theft of personal data for immediate use. Scammers are particularly interested in obtaining children’s personal information because it can be used to open new lines of credit. Since children are unlikely to check their credit reports, fraudulent accounts may remain undetected for years, sometimes only discovered once the child becomes an adult and applies for credit for the first time.

  Residents are urged to stay cautious and not to share any personal information with individuals claiming to offer or sell AMBER Alert kits. Anyone approached in this way should contact local law enforcement to report the incident. Public awareness is one of the most effective tools in shutting down these deceptive and invasive schemes.

   
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  Geebo 8:26 am on July 1, 2025 Permalink | Reply
  Tags: brushing scam ( 26 ), identity theft, mail fraud ( 24 ), Scams ( 1,543 ), USPS ( 15 )   

  Brushing Scams Start at Your Door 

  

  By Greg Collier

  A surprise package on your doorstep may seem like a harmless fluke or a lucky mistake. But if you didn’t order it, it could be a warning sign that your personal information has fallen into the wrong hands.

  The U.S. Postal Service is raising awareness about a growing fraud known as a brushing scam. These scams involve third-party sellers sending unsolicited, low-cost items, such as socks, kitchen gadgets or trinkets, to real names and addresses. While the package itself might appear innocuous, its arrival often means that your name, address and possibly more sensitive data are already circulating among cybercriminals.

  At the heart of this scheme is a tactic used to game online retail platforms. After sending out items, the scammers leave positive reviews in the recipient’s name to boost the product’s visibility. This process creates fake but “verified” buyer accounts. It may start with a small item, but experts warn that brushing scams are rarely isolated incidents. The presence of such a package suggests that personal data may have been scraped, bought, or stolen from compromised databases.

  The concern doesn’t end with phony reviews. The misuse of your identity in this way can indicate a much broader security issue. Stolen data can be used to commit financial fraud, steal identities, impersonate users, or circumvent authentication protocols on secure accounts. With information like your full name, home address, and even phone number, scammers can initiate phishing campaigns, open unauthorized accounts or execute social engineering attacks.

  If you receive a package you did not order, it’s important to take it seriously. While there may not be an immediate financial loss, the presence of such a package can indicate that your personal information is at risk. It’s recommended to report the incident to the U.S. Postal Inspection Service, monitor financial and retail accounts for irregularities, and take precautions such as changing passwords. Even if fraud hasn’t occurred yet, these steps can help prevent future harm.

  One important note is to avoid engaging with the package in any way. Scanning QR codes, leaving reviews, or attempting to return the item may confirm to the sender that your address is valid, potentially inviting further contact or exploitation. Some scammers may include counterfeit postage or links to malicious websites, further complicating matters.

  Treat any unexpected delivery with caution. A mystery box might seem like a minor curiosity, but it can be the first clue that your identity is being used without your knowledge. By staying vigilant and proactive, you can reduce the risk of falling victim to a larger and more damaging scam.

   
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  Geebo 8:01 am on June 17, 2025 Permalink | Reply
  Tags: identity theft, passports, Scams ( 1,543 ), travel ( 3 ), travel scam ( 3 )   

  Fake Passport Sites Steal Your Data 

  

  By Greg Collier

  As international travel ramps up during the busy summer, scammers are exploiting time-sensitive travelers through deceptive passport and visa renewal websites. These fraudulent sites mimic the appearance of official U.S. government pages in order to trick users into paying for services and documents that should be free.

  The scams are designed to appear as legitimate resources, often using patriotic color schemes, official-looking language, and imagery that resembles government branding. People rushing to renew their documents may not notice the subtle warning signs, such as disclaimers stating the site is not affiliated with the U.S. Department of State. Many end up paying $88 for forms that are freely available through official government channels.

  These sites also gather a wide range of personal information under the guise of processing travel documents. This may include names, birthdates, addresses, and even Social Security numbers. Often, consumers receive nothing more than a PDF containing the same information they provided, which they still must take to a government office to complete the process. The fee is essentially for repackaging publicly available forms, while also exposing users to the risk of identity theft.

  To avoid falling victim to these scams, travelers should take a few precautionary steps. Always check that the website address ends in “.gov” before entering personal information or making a payment. Government websites in the United States exclusively use the “.gov” domain. Taking time to visit the U.S. Department of State’s official site can help prevent costly mistakes and provide accurate information about current passport processing times. Researching a website through the Better Business Bureau’s Scam Tracker can also help determine if others have reported fraudulent activity.

  As tempting as it may be to cut corners when time is limited, rushing through online forms can result in wasted money and serious privacy risks. Scammers know that urgency creates opportunity. Travelers who take a few extra moments to verify where they are submitting their information can avoid becoming the next target.

   
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  Geebo 8:00 am on June 11, 2025 Permalink | Reply
  Tags: AI ( 22 ), community colleges, identity theft, Scams ( 1,543 ), student loans ( 17 )   

  AI Scammers Exploit Student Loans 

  

  By Greg Collier

  A troubling new report from the Associated Press has shed light on a growing form of fraud that exposes how vulnerable and broken the U.S. student loan system truly is. In what has become an increasingly common scheme, criminals are using stolen identities and artificial intelligence to enroll in community college courses, trigger federal student aid disbursements, and disappear with the money. Real people are left with debt, damaged credit, and a grueling bureaucratic fight to clear their names.

  The scams often begin with unsuspecting victims learning they are “enrolled” at colleges they’ve never heard of, with student aid already distributed in their name. Some only discover the fraud after police or school officials question suspicious applications. Others only find out when checking their credit reports or receiving overdue payment notices. Victims have included people who never attended college at all.

  Criminals are exploiting weaknesses in the verification process, especially at community colleges, where tuition is lower and more of the financial aid is returned directly to the “student.” Scammers target asynchronous online classes, where AI-generated bots can enroll, submit generic homework assignments, and claim aid with minimal human oversight. Some colleges have reported entire classes populated by bots. Real students then struggle to register for needed courses, which fill up quickly because of fake enrollments.

  The problem is not limited to one region. In California alone, over a million fraudulent applications were filed in 2024, leading to hundreds of thousands of suspected fake enrollments. The state’s community college system, with its extensive online offerings and large number of campuses, has become a prime target. At least $11.1 million in aid was stolen from California schools in just one year, with no realistic chance of recovery.

  The federal government has acknowledged the scale of the problem. A new temporary rule requires first-time student aid applicants to provide government-issued identification, impacting roughly 125,000 students during the summer term. More permanent and advanced verification systems are said to be in development for future terms. But some worry these steps are too late, and possibly too little.

  Meanwhile, the system intended to help people access education continues to be manipulated. Criminal networks have used names of prison inmates and dead individuals, sometimes coordinating scams across multiple states. Convictions in Texas and New York have revealed fraud rings pursuing millions of dollars. Victims must navigate a slow and confusing process involving schools, loan servicers, and federal agencies, often without clear answers.

  Adding to the concern, the federal office charged with investigating aid fraud has been weakened. Hundreds of staffers were recently laid off or retired from the Federal Student Aid office and the Inspector General’s division. As federal oversight thins, fraudsters may find it even easier to exploit the system.

  The human cost goes beyond financial loss. Some victims, after years of effort, have only just had their fraudulent loans removed. Others are still trapped in the appeals process or seeing their credit scores drop. Some simply wanted to return to school to better their lives, only to find themselves blocked by full classrooms occupied by bots.

  The emergence of artificial intelligence and the increase in online education have opened new doors for opportunity, but also for abuse. What this crisis reveals is not just a failure of cybersecurity or oversight, but a fundamental question about the system itself. If fake students can apply, enroll, and receive aid undetected, how secure or fair is the student loan infrastructure? And if identity theft can leave people burdened with years of debt for schools they never attended, who is the system really serving?

  These scams are not just exploiting financial aid. They are exposing just how fragile the scaffolding of higher education financing has become.

   
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  Geebo 8:00 am on May 16, 2025 Permalink | Reply
  Tags: identity theft, impersonation scam ( 181 ), process server ( 3 ), Scams ( 1,543 )   

  Fake Process Servers Exploit Legal Fears 

  

  By Greg Collier

  A process server has a simple but important job. Their role is to deliver legal documents, such as court summonses or subpoenas, to individuals involved in a legal proceeding. This delivery must follow legal procedures to ensure the recipient is properly notified. Real process servers do not make threats, demand personal information, or call ahead with demands.

  The Better Business Bureau has issued a warning about a growing scam involving fake process servers. Scammers are contacting people by phone and falsely claiming to be process servers attempting to deliver legal papers. In many cases, the callers allege there is a lien against the victim’s home or that legal action is being taken for unpaid medical bills. The intent is to create panic, pushing the person to give up sensitive information.

  In some instances, these callers go beyond the initial target. They may contact relatives or friends, claiming those individuals could face consequences if they do not help reach the original target. These tactics are designed to amplify fear and force quick action. However, no actual legal documents are involved. The goal is identity theft or financial fraud.

  There are ways to identify a real process server from a scammer. A legitimate process server does not ask for Social Security numbers or banking information. They typically do not call ahead with warnings, nor do they try to verify private details over the phone. Most importantly, they serve papers in person and do not threaten arrest for noncompliance. Anyone concerned about potential lawsuits or liens can search court records directly through official court websites.

  Recognizing these signs can help prevent falling victim to this scam. As with many forms of fraud, the key is to stay calm, verify independently, and never give away personal information under pressure.

   
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  Geebo 8:00 am on May 14, 2025 Permalink | Reply
  Tags: advance fee scam ( 50 ), fake check ( 52 ), identity theft, refund scam ( 9 ), Scams ( 1,543 )   

  Fake Refunds, Real Scams 

  

  By Greg Collier

  There’s already enough anxiety around scams that threaten dire consequences, whether it’s arrest, fines, or lost accounts. But some scams take a different angle, promising something good instead. One such scheme making the rounds in Michigan and other parts of the country is the so-called refund scam, where fraudsters claim that you’re owed money. The offer sounds appealing, especially during times of economic strain, but it’s just another way to steal your personal or financial information.

  Unlike most scams where the fear of loss or punishment is used to manipulate victims, this one dangles the illusion of a reward. The person contacting you may claim to represent your bank, credit union, government office, or a well-known company. They reach out by email, text, phone call, or even social media, claiming you are due a refund or reimbursement. To receive the money, you are often asked to confirm or provide sensitive information like your bank details or Social Security number. In some cases, the scammer might say a small fee is required up front to process the refund.

  These communications often look convincing. The names and logos may resemble real institutions, and the messages might include enough detail to feel personal or urgent. But these tactics are designed to lower your guard. Once the scammer has what they need, the promised money never arrives. Instead, accounts may be drained or identities stolen. In some cases, victims are sent fraudulent checks that later bounce, leaving them responsible for the full amount.

  This type of fraud relies heavily on trust and distraction. The promise of a refund is meant to create a false sense of gain that distracts from the red flags. The safest response is skepticism. If you didn’t ask for a refund or file a claim, be wary of anyone who says you’re getting one. Contact the company directly using verified contact information if you suspect a message could be legitimate. Avoid calling numbers or clicking links provided in unsolicited communications.

  The Michigan Department of Insurance and Financial Services continues to receive reports of these scams. They remind residents that any unexpected communication offering money should be treated with caution. Financial institutions and legitimate businesses do not ask for sensitive information or advance fees to deliver refunds.

  Being cautious about these offers doesn’t mean you’re being paranoid. It means you’re protecting yourself from schemes that promise gain but deliver loss.

   
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  Geebo 8:00 am on May 12, 2025 Permalink | Reply
  Tags: identity theft, mobile phones ( 8 ), phone scam ( 48 ), Scams ( 1,543 ), sim swapping ( 11 )   

  Your Phone Number May Not Be Just Yours 

  

  By Greg Collier

  A recent case in Franklin County, Kentucky, highlights a troubling trend in mobile phone fraud known as SIM-swapping. Despite the name, this scam does not always involve the physical SIM card in a victim’s device. Even phones with eSIMs or those marketed as not using traditional SIM cards are still vulnerable. What matters to the scammer is control over the phone number, not the card itself.

  SIM-swapping, also called “porting out,” is when a fraudster convinces a mobile carrier to transfer someone’s phone number to a new account under the scammer’s control. Once the transfer is complete, the victim’s device is disconnected from service, while the scammer now receives all calls and text messages meant for the victim. This includes two-factor authentication codes and verification messages that many financial and online services rely on for security.

  In this instance, the couple discovered this scam when their phones lost service almost simultaneously. A message from their mobile provider followed, indicating that a request to change service providers had been received and was being processed. Within minutes, their numbers had been hijacked by individuals using different carriers. From that moment, their identities were essentially in someone else’s hands.

  The consequences were swift and invasive. The scammers attempted to open credit accounts in their names. As the couple scrambled to regain control, they encountered the frustrating reality of automated systems and long waits for human support. In today’s digital environment, losing access to a phone number is more than just an inconvenience. It can mean losing access to email, banking, and personal communications.

  Preventing SIM-swapping begins with strengthening account security. Users are advised to set up unique PINs or passcodes with their mobile carriers that must be provided before any changes are made to their accounts. Some carriers offer port protection or number lock features that make unauthorized transfers more difficult. It’s also critical to limit how much personal information is shared online, especially birthdates, phone numbers, and email addresses which can be used to impersonate a customer in support calls.

  Despite the technical-sounding name, SIM-swapping is a social engineering attack at its core. It preys not on vulnerabilities in the phone itself, but on human error and the weak points in customer service systems. As more services rely on mobile phones as a gateway to personal data, awareness and proactive security measures become all the more essential.

   
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  Geebo 8:00 am on April 29, 2025 Permalink | Reply
  Tags: BBB ( 21 ), driver's license ( 3 ), identity theft, Real ID, Scams ( 1,543 )   

  Real ID Deadline Nears Amid Scam Risks 

  

  By Greg Collier

  The May 7th deadline to upgrade a driver’s license or state ID to a Real ID is approaching quickly. With that deadline looming, the Better Business Bureau is warning that scammers are actively trying to take advantage of individuals eager to meet the requirement.

  A Real ID will be necessary to board domestic flights or enter federal facilities and military bases. On official websites, images of a Real ID feature a gold star in the upper right-hand corner, distinguishing it from licenses that do not meet federal standards.

  Obtaining a Real ID requires providing several sensitive documents. These include proof of identity such as a birth certificate or U.S. passport, proof of residency through items like a utility bill or credit card statement, a social security number, and documentation of any name changes since birth, such as a marriage certificate or court order. Individuals who hold a permanent resident card or employment authorization card will also need to present those.

  Because these documents contain all the information necessary for identity theft, the risk of falling victim to scams is elevated during this period. One of the most common scams involves fake websites that falsely claim to offer Real ID upgrades completely online. In reality, the Real ID application must be completed in person at an authorized location. Although many DMVs are offering Real ID services, it is important to confirm that the specific location you plan to visit participates.

  Individuals are often more vulnerable to scams when they are rushing, and the approaching deadline may lead some to fall for fraudulent offers. It is important to remember that the Real ID process cannot be completed solely online.

  For those who already possess a valid U.S. passport, the May 7 deadline poses less urgency. A passport can also be used for boarding domestic flights and accessing federal buildings or military bases.

  Travelers should keep in mind that it may take several weeks for a Real ID to arrive by mail after applying. To avoid travel disruptions, it is recommended to schedule an appointment at a local tag agency or visit the appropriate government website to find an authorized location.

  Applicants should be aware that while there are many legitimate resources available, fraudulent websites posing as government agencies are also common. Official information will always make clear that in-person verification is required.

  It is also important to note that obtaining a Real ID is not necessary to continue driving, voting, or applying for federal benefits. However, after May 7th it will be required for air travel and entry into certain federal facilities unless a valid passport is presented.