Greg's Corner

Recent Updates Page 162 Toggle Comment Threads | Keyboard Shortcuts

• 

  Greg Collier 8:01 am on October 8, 2019 Permalink | Reply
  Tags: addiction recovery ( 4 ), body brokers ( 2 ), drug rehab ( 4 ), healthcare ( 46 ), opioid crsis, patient brokers, Scams ( 1,663 )   

  Are opioid addiction centers just a racket? 

  

  If you’ve ever watched daytime TV for any length of time recently, you’ve probably seen commercials for various addiction treatment centers. They seem to make a lot of promises to get you or a loved one off of opioids thanks to the opioid crisis that has plagued our country. Many of them tout the benefits of their treatment programs over others or they try to use scare tactics to get you to use their facility. A number among them even boast their facility by the beach is what’s best for recovering addicts. While drug addiction is one of the hardest personal battles someone can fight, too many of these recovery centers are nothing more than fronts for insurance fraud.

  Many patients are being lured to these facilities with the promises of free airline tickets and money by people called ‘patient brokers’. Instead of receiving treatment, patients will receive little to no treatment while the facilities bill health insurance companies for charges that never occurred. Some patients will even be paid to relapse so the facilities can continue to commit insurance fraud. Florida was a hotspot for this kind of activity until the state passed anti-kickback laws to not only try to prevent this kind of fraud but gave investigators more authority to crack down on these facilities. Florida is just one state as many of these facilities have opened up all over the country.

  [youtube https://www.youtube.com/watch?v=Ou6gYRKhnn0%5D

  A lot of these facilities take advantage of addicts and their families because in many cases the families or patients affected are too embarrassed to go to their doctor for proper rehab recommendations. There is no shame in wanting to recover from addiction. However, if you give in to shame, you or your loved one could end up in a revolving door of addiction thanks to these facilities. That’s the best-case scenario with the worst-case scenarios being that they could end up in prison or the morgue. Like any life-changing decision, take the time to research any facility that you or someone from your family could be housed in.

   

  Leave a ReplyCancel reply
• 

  Greg Collier 8:00 am on October 7, 2019 Permalink | Reply
  Tags: activation fee ( 3 ), Alexa ( 4 ), Amazon Echo ( 2 ), Google Assistant ( 2 ), Google Home ( 2 ), IoT ( 7 ), Scams ( 1,663 ), tech support scam ( 56 ), virtual assistant, voice assistant ( 2 )   

  Beware the activation fee scam for new devices 

  

  In the past, we’ve discussed a couple of scams that could affect new owners of such devices like the Amazon Echo or the Google Home. The first was using unofficial apps to help you get your device activated. The second was using your virtual assistant to look up phone numbers for you which could result in being connected to scammers posing as services you may not use that often. Now, the Better Business Bureau (BBB) is reporting a new scam that could affect new owners of these devices and this scam could cost users money.

  This new scam kind of resembles the unofficial app scam. The difference with this scam is with fake phone numbers posing as technical support for many of these devices. If someone were to do a web search looking for a technical support number for one of these devices the number that appears may not be that of the company who made the device. Instead, it may belong to scammers who are going to try to get you to pay an ‘activation fee’ while posing as companies like Amazon and Google. This scam not only applies to devices like this but to many other services as well such as anti-virus and printer support just to name a few.

  If you have technical trouble setting up any kind of device or service it is always recommended that you go to the manufacturer’s or distributor’s website to locate the proper customer service number. Scammers will use search engine optimization (SEO) tricks to try to get their phony number listed first on search engines even above those of the legitimate manufacturer’s. Also beware of any technical support that tries to get you to pay for their service using gift cards, prepaid debit cars, or money transfers. That is guaranteed to be part of a scam as once the money is paid, it will be next to impossible to recover from a scam artist.

   
• 

  Greg Collier 8:00 am on October 4, 2019 Permalink | Reply
  Tags: apps ( 15 ), malware ( 28 ), privacy ( 46 ), religion   

  Are religious apps taking advantage of the faithful? 

  

  Even some of the oldest religions in the world have taken advantage of the digital revolution. Now, instead of carrying their religious texts with them everywhere many religious practitioners now use digital apps instead. With these apps, passages of inspiration and guidance are just at the tip of their fingers. There are legitimate apps dedicated to whatever religion you may choose to practice. However, that doesn’t mean that every religious app should be trusted as some try to be all-knowing but not in a good way.

  CNET recently did an expose on a number of religious apps in the Google Play Store. It was discovered that religious apps potentially contain more malware than gambling apps. Some of these apps request privacy permissions from users that go above and beyond what any app should be asking for with at least one app sharing personal information with Facebook. These privacy-invading apps do not discriminate as they can be found in apps dedicated to most major religions.

  [youtube https://www.youtube.com/watch?v=PBv6DtRx9yc%5D

  People who practice a religion tend to trust other practitioners of that faith a little more than others. However, there have always been those looking to take advantage of that kindness and faith. While such faith in our fellow man is to be commended there is no shame in being somewhat cynical when it comes to those looking to make a buck or two off of your devotion. While many of these apps purport to make you stronger in your faith, the devil is truly in the details.

   
• 

  Greg Collier 8:00 am on October 3, 2019 Permalink | Reply
  Tags: cybersecurity ( 38 ), formjacking, security ( 46 )   

  New online attack is undetectable! 

  

  With most online threats there is a lot that consumers can do to protect themselves. For example, with phishing attacks, you can go to a website directly rather than using the link provided in an email or text. To avoid malware you can avoid risky websites and install an anti-malware program in case you do get infected. However, security experts are now warning about an online threat that has virtually no protection. It’s called formjacking and there’s no way to detect it until it’s too late.

  Formjacking is when a third-party injects code into a secure website that uses forms for anything from a job application to payment methods. If a website has been compromised then the attackers can lift any information submitted through the form. As you can imagine, this can include your home address, your social security number, and any credit or debit card numbers. The only defense against formjacking is for the company that owns the website to do a constant review of the site’s code to make sure there is no malicious code in there.

  [youtube https://www.youtube.com/watch?v=zeRxFynfvLE%5D

  Not all hope is lost though. There are services that can provide you with temporary charge card numbers that can be assigned to individual services that you may use. Your bank or credit card provider may also offer such a service. Both Google and Apple Pay are reportedly said to be secure as well. But we fill out so many forms online there isn’t anything that can guarantee 100% protection. Your best defense is to keep a watchful eye on your charge statements and credit history to make sure that no one has lifted your information and used it for their gain.

   
• 

  Greg Collier 8:00 am on October 2, 2019 Permalink | Reply
  Tags: malware ( 28 ), military ( 13 ), phishing ( 92 ), veterans ( 8 )   

  Malware attack targets veterans 

  

  Most online scams and attacks tend to target vulnerable groups of people such as the elderly, low-income families, and those in desperate need of a home. This new attack is no different, however, it’s targeting a group of people who have not only served their country but often find themselves needing resources more so than many other members of society. We’re of course talking about military veterans. Some of them are dealing with enough problems without having to deal with scammers and other bad actors but unfortunately, there are always people looking to take advantage of a bad situation.

  A number of internet security firms have reported that there is a malware attack floating around that targets veterans who are looking for employment. The veterans are lured to a site that resembles one run by the US Chamber of Commerce that is supposed to help veterans find work. Instead, this phony website infects the user’s computer with malware that is designed to steal personal that’s kept on the device. While it has not been determined what specific information is being stolen one can imagine the myriad of scams that information could be used for especially when it concerns someone who may be receiving government benefits or assistance. Sadly, this isn’t the only scam that targets veterans.

  [youtube https://www.youtube.com/watch?v=ryjbgmD4Z2o%5D

  Another scam that veterans should be on the lookout for is the benefit buyout scam as shown in the video above. There are also scams promising refinancing on VA loans with bogus promises of low rates along with phishing attacks from phony emails that appear to be from the VA. That’s in addition to employment scams that are identical to the ones civilians fall prey to but in this case, they are specifically targeted at vets. If an offer sounds too good to be true it is recommended that you check with your local VA office for additional information.

   
• 

  Greg Collier 8:00 am on October 1, 2019 Permalink | Reply
  Tags: campers ( 3 ), eBay ( 16 ), gift cards ( 108 ), Scams ( 1,663 )   

  Don’t ignore the red flags of an online scam 

  

  A story recently came out from the Allentown, Pennsylvania area about a man who was scammed out of $2,500. The man was looking to buy a camper and found one on an online listing. The number of red flags that we noticed while reading this story could have been its own semaphore corps. While you may be aware of the signs to look out for when purchasing something online, unfortunately, not everybody is. So every once in a while we like to go over some of the more common scams in order to educate those who may not be aware of them.

  As we’ve said, this scam is an example of a typical scam that you’ll find online. When the man responded to the local ad for the camper he was told by the person who placed the ad that he would have to deal with the ad placer’s mother since it was her camper. The ‘mother’ said that she was stationed with the Air Force and was getting rid of the camper because she was retiring. However, the camper was currently located in Minot, North Dakota. That’s roughly 1,700 mikes from the Allentown area. The man was then told that the transaction would be handled through eBay and all he would need to do to have the camper shipped to him was send the asking price in eBay gift cards. After the man paid the initial $2,000 the woman said she needed $1,000 more for shipping and insurance. The man was able to talk her down to $500 but still paid in eBay gift cards.

  [youtube https://www.youtube.com/watch?v=IEQY7k9CGOI%5D

  By now you’ve probably guessed there was no camper and sadly, the victim was out $2,500. For many of us that can be a life saving’s worth of money. The first red flag that should have been noticed is that the ad placer handed off the transaction to someone else. The second red flag was the seller claiming to be in the military. That’s often used as a reason as to why the item is either miles away or why the item can’t be inspected. Many scammers will try to pressure the victim into buying the item sight unseen because the scammer claims they’re shipping out immediately. The next red flag was the transaction supposedly being shifted from the classifieds ad to eBay. While eBay does sell vehicles, they only do so through listings on their site and not as a third-party between people who list their vehicles on other marketplaces. The gift cards should have been the biggest red flag as once the serial numbers are given to the phony seller they can make off with your money largely untraced. Lastly, scammers will always try to get even more money from a victim if they were able to before.

  The more people who are forewarned of such a scam will be better able to spot a scam like this in the future. So please, if you know someone who may be vulnerable to this type of scam please share this story and our blog with then for more consumer protection advice.

   
• 

  Greg Collier 8:00 am on September 30, 2019 Permalink | Reply
  Tags: Cleveland ( 2 ), Denver ( 2 ), nurses ( 3 ), romance scam ( 83 ), Scams ( 1,663 )   

  Nurses being targeted in romance scam 

  

  Since we’ve been discussing the online romance scam lately, we hadn’t thought that romance scams are targeting particular occupations, until now. According to The Plain Dealer newspaper of Cleveland, Ohio, they’ve received inquiries from two people in the same occupation that have received the same letter. The two people live in different parts of the country as one lives in Cleveland and the other in Denver. Both correspondents are hospital nurses who have received not only the exact same email but they were written someone claiming to be the exact same person. Thankfully, both nurses were skeptical of the emails and did not respond but shared their stories with the Plain Dealer.

  The letters start off claiming that the man sending the emails had a wife who passed away who was treated by the nurses. The emailer states that he hasn’t stopped thinking about the nurses since his wife has passed and would like to get in touch with them. What caught the nurses’ attention was the fact that the emailer would be vague about what facility he met the nurses in and the medical information he gave about his supposed wife indicated that she could not have been treated by the nurses. For example, one of the nurses works in neonatal care where she could not have possibly treated the man’s wife. Both letters are postmarked from Baltimore and are said to have come from a man by the name of Allen Knox.

  When it comes to scams, if it’s happening in one or two parts of the country it’s more than likely that it’s happening in other parts of the country too. The way these scammers find their targets is through social media where apparently, they are now looking for certain occupations. Be extra careful as to what you share on social media as some scammers can use this information to craft a ploy to appear as they know you personally and you’ve just forgotten who they are. It’s also recommended that if you receive one of these letters that you should change your passwords on all your online accounts and we would recommend using a password manager like LastPass to make your passwords more secure. We also recommend making sure that all your accounts are secured by two-factor authentication which you should be doing anyway. Lastly, you may want to also invest in a locking mailbox to prevent scammers from going through your mail.

   
• 

  Greg Collier 8:00 am on September 27, 2019 Permalink | Reply
  Tags: austin ( 4 ), Kingsley Otuya, romance scam ( 83 ), Scams ( 1,663 ), texas ( 23 )   

  Romance scam had tragic consequences 

  

  Readers seem to like our stories about romance scammers who get arrested. Who can blame them? They’re usually stories about justice being brought against those who perpetrate one of the cruelest cons in today’s society. These stories can also serve as a warning to others to be wary of such scams to protect not only their wallet but also their well-being. Sadly, not all the stories about scammers being caught have happy endings. We’re not trying to be sensationalistic by bringing you this story. Our hope is to inform consumers of the disastrous effects this scam can have.

  earlier this week, the U.S. Attorney’s Office in the Western District of Texas announced the sentencing of 34-year-old Kingsley Otuya of Austin, Texas, for being part of a romance scam ring. Otuya was sentenced to 11 years in prison for being a ‘catcher’ in the romance scam ring. A catcher is someone who quickly withdraws money from a bank account before the bank can catch on that the account is being used for a scam. This particular scam ring was said to have taken over $1 million from their victims. Tragically, one victim was so devastated about being taken advantage of in a romance scam that they took their own life.

  [youtube https://www.youtube.com/watch?v=AiMkgaHhVLU%5D

  Again, we can’t stress this enough that no one is immune from these romance scams. Victims have come from all socioeconomic and education standards and have crossed all racial divides. Too many of the victims have been left almost destitute in the wake of these scammers. If you think you may be the victim in a romance scam there’s no shame in coming forward to authorities. You’re probably not the only victim and your assistance could be crucial in helping apprehend the suspects. Also, if you think there’s no way out of your situation and are contemplating the unthinkable there’s also no shame in reaching out for help there too. The National Suicide Prevention Lifeline is available 24 hours a day at 1-800-273-8255 or their website.

   
• 

  Greg Collier 8:00 am on September 26, 2019 Permalink | Reply
  Tags: 2FA ( 12 ), hacking ( 32 ), internet of things/ ( 7 ), IoT ( 7 ), security ( 46 ), Smart Home ( 5 ), two factor authentication ( 18 )   

  When a smart home isn’t so smart 

  

  Many people think that they are better securing their home by installing smart devices. These devices can range from anything from cameras to door locks and anything in between. These classes of smart devices are known as the internet of things or IoT for short. That means that these devices are connected to the internet so the user can control them from just about anywhere. The major drawback to IoT devices is that they can also be controlled by bad actors if the user isn’t careful.

  A couple in Milwaukee found that the hard way this week when someone was able to take control of some of their smart devices. The couple had a nest camera and thermostat installed. When one of them came home they found that the thermostat was set at 90 degrees. After that, someone started verbally harassing them through the speaker on their security camera. Even after the couple changed all their passwords the abuse continued until the devices were disconnected. The couple lays the blame at Nest, which is owned by Google, but the fault may lie elsewhere.

  [youtube https://www.youtube.com/watch?v=xbk3OdYBLHA%5D

  It’s not hard to hack into IoT devices if the users are using the same password or weak passwords to secure their network and devices. Also, as we discussed with the recent YouTube hack, two-factor authentication (2FA) should also be enabled on these devices. While 2FA has its own flaws, it’s more secure than using an easily guessed password. These devices are designed to help protect your home, but if you’re not using 2FA it’s like having the most expensive lock that you just leave the key in.

   
• 

  Greg Collier 8:00 am on September 25, 2019 Permalink | Reply
  Tags: grandparent scam ( 74 ), missouri ( 5 ), Scams ( 1,663 ), spoofed calls ( 10 )   

  Alarming new twist on grandparent scam emerges 

  

  We’ve discussed the grandparent scam before. It’s when a scammer will call an elderly person claiming to be one of their grandchildren who has been arrested and needs bail money. The victim then will wire the money before realizing that their grandchild is safe and had not been arrested. Scammers often target the elderly in this scam because they count on their victims being more trusting, more willing to answer a call from an unfamiliar number, and not being as tech-savvy as younger segments of the population. Now, there’s been a new twist on the grandparent scam that makes the phony calls seem even more legitimate than before.

  People across the state of Missouri have been reporting that they’ve been receiving calls that appear like they’re coming from the U.S. District Court for the Western District of Missouri. The calls appear on the victim’s phone as either ‘US Government’ or ‘US District Court’. The caller then poses as a grandchild asking for money to help get them out of jail. Phone numbers purporting to be from agencies like this can be easily spoofed, however, these spoofed numbers add a degree of pressure and urgency in order to try to get the victim to send money as quickly as possible.

  [youtube https://www.youtube.com/watch?v=j8Ca0UCmnkY%5D

  Advocacy groups like the AARP recommend asking the caller something that only they would know. While this can go a long way in preventing fraud it’s not infallible as scammers can gather these details from social media. Instead, if you receive one of these calls you should above all else remain calm. If you can’t discern if this is actually one of your grandchildren calling, call someone in your family who would know the whereabouts of the relative in question and ask where this person currently is. This way if it does turn out to be an actual emergency you can respond in an appropriate manner.