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  • Geebo 8:00 am on April 6, 2021 Permalink | Reply
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    Online tutors are extorting students 

    Online tutors are extorting students

    By Greg Collier

    If you’ve ever struggled in school or had a child who struggled in school, you may have obtained the services of a tutor. Back in the day, if you wanted to hire a tutor you had to hire an actual person to come to your home. This made it much easier to tell the kind of person you were dealing with. Now with everything being online, it’s more difficult to tell if you’re dealing with a legitimate tutor or not. It seems there are two different types of tutors who advertise online. There are tutors who will actually teach you or your children how to deal with the subjects someone is having difficulties with. Then there are ‘tutors’ who will do the work for you, and you can pass it off as your own. It’s the latter we’re going to talk about today.

    According to reports from the Better Business Bureau, it’s not enough that these tutors are making money from students who are looking to cheat. Some of these tutors are looking to make some extra money by threatening to tell the school that the student cheated. In some accounts, students have paid hundreds of dollars to get their work done only to be met with threatening emails and texts from the tutor saying they’re going to the school with their information if the student doesn’t pay the tutor more money. As cheating could result in expulsion from some schools, this has become a serious scam.

    As the saying goes, cheaters never prosper. So if you’re looking for someone to do the work for you, you should expect this kind of result. However, if you’re going to hire a legitimate tutor to assist you in your work, there are some steps you should take to insure you get a good one. Always do a search online to see if there are reviews for the tutor. This also applies to any service you may be considering hiring. Check with the school to see if they have any recommendations for tutors. Lastly, if you hire a tutor, negotiate fees up front to prevent surprises later.

     
  • Geebo 8:00 am on April 5, 2021 Permalink | Reply
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    A lockbox doesn’t mean it’s not a scam 

    A lockbox doesn't mean it's not a scam

    By Greg Collier

    Many real estate services and platforms use what’s known as a lockbox on their rental properties. It is essentially an electronic box that allows access to the property. A prospective renter can then enter a code that gives them access to the keys so they can tour the property. A lockbox like this on a property can give the impression that whoever has access to the lockbox code must be a legitimate landlord. As we’re about to show you, that isn’t always true.

    A man from Louisville, Kentucky recently inquired about a home for rent that he found on Craigslist. That’s already not a good sign already as Craigslist has long been ground zero for internet scammers of many forms. Anyway, the supposed landlord told the Louisville man that the man can take a self-guided tour of the home using the Rently platform and provided a man with the code number for the lockbox.

    The man toured the home and told the Craigslist landlord he wanted to rent the home. The landlord said there would be a $2500 deposit and sent a lease to the man. The phony landlord almost got away with it too except he kept pressuring the man to pay the $2500. It was at this point that the man realized this might be a scam. The man then checked the property records of the home and discovered that the home wasn’t being rented by someone with the landlord’s name. Instead, it was being rented by a property management company.

    We’re not sure how the lockbox codes are falling into the hands of scammers unless the codes are not being changed regularly. If that’s the case, we can imagine a number of scenarios where the code number could be obtained.

    If you’re ever looking to rent a home that you’ve found online, we always recommend going to the county’s tax assessor office or website to verify who exactly owns the property. While it may take a little extra time and effort to find this information, it could save you thousands of dollars in the long run.

     
  • Geebo 8:00 am on April 2, 2021 Permalink | Reply
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    Amazon robocall scam on the rise 

    Amazon robocall scam on the rise

    By Greg Collier

    Not too long ago, we posted about an email phishing scam where the scammers posed as online retailer Amazon. Essentially, the victim received an email that said someone had made a large purchase on their Amazon account. When they called the phony customer service number included in the email they were told to buy thousands of dollars in gift cards to cancel the order. This scam seems to have returned with a vengeance across the county except this time in the form of robocalls.

    Robocalls are those automated spam calls that many of use keep receiving. It’s become an almost unavoidable everyday occurrence. Robocalls are illegal in the United States, but scammers rarely ever care about the law. This is why you still receive these calls even after being added to the national do not call list.

    Many reports are coming in from all over the country where consumers say they’ve been receiving robocalls purporting to be from Amazon. It’s an automated voice message that wants to confirm a high-dollar purchase that you supposedly made on Amazon. The message then provides a number to a phony customer service number which most certainly is not to Amazon. Other robocalls of this sort will ask you to press 1 to be transferred to someone who again, most likely does not work for Amazon.

    As we previously advised, if you receive one of these calls, do not call the number provided or press whatever number the call suggests to talk to someone. Instead, log into your Amazon account to make sure that no order of that type has been made to your account. If it has, you can dispute the order with Amazon right on their platform. We also recommend routinely changing your Amazon password if you receive one of these scam calls or emails.

     
  • Geebo 8:01 am on April 1, 2021 Permalink | Reply
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    Streaming devices are vulnerable to scam 

    Streaming devices are vulnerable to scam

    By Greg Collier

    In case you’re not familiar with Roku TV, it’s a device or service that comes with your TV that allows you to access multiple streaming services like Netflix, Hulu and the like. There are other brands of streaming devices, but Roku is the most popular one with consumers. And like most internet-connected devices, they are vulnerable to attacks and scams. Recently, there seems to be a string of attacks happening to new device owners that is costing them a lot of money. It’s known as the activation scam.

    One victim who spoke to the media said she was setting up her Roku device when a message flashed on her TV screen. It told her to call a customer service number to help with the activation. The woman called the number and the person who was supposedly helping her with the activation sold her a year’s service plan for close to $200. A short time later, the customer service agent called back demanding more money or her service would be shut off. It was at this point the victim realized she had been scammed.

    If you buy a Roku or any other streaming device, there is no monthly fees to use these devices. Instead, you pay to whatever streaming service you want to subscribe to. Roku does not offer a service plan. You can elect to buy a program like that at the point of purchase like Walmart or Best Buy.

    So, how does a scam like this happen on a streaming box? From everything we’ve researched it happens when the user goes to a phony activation website. Anybody can make a website that says ‘Roku Activation Help’. That’s when the phony customer service or activation number comes up. In the user guide to most streaming boxes it will give you the authentic website to use for help and activation. If you just do a web search for activation you could be led to a scam site that could cost you time and money.

     
  • Geebo 8:00 am on March 31, 2021 Permalink | Reply
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    College students targeted in tax scam 

    College students targeted in tax scam

    By Greg Collier

    With it being tax season, tax scams are on the rise. We’re not talking about the kind of tax scam where federal agents show up at your door because you claimed the squirrels in your yard as dependents. We’re talking about the kind where is either trying to separate you from your refund, or using the promise of a refund to steal your information. The latest targets in this kind of tax scam are college students.

    The IRS is warning people that anyone with an email address ending in .edu is vulnerable to this scam. The scam is essentially a phishing attack. The student receives an email that appears to be from the IRS asking the recipient to click on a link that’s labeled either “Tax Refund Payment” or “Recalculation of your tax refund payment.” If the victim clicks on the link they’re taken to a website that asks for personal information like name, date of birth and Social Security number.

    Theoretically, college students are a prime target for identity thieves. At that age they may have established any serious credit yet which is the holy grail for identity thieves. Identity thieves could use a young victim’s credit for years before the victim ever realizes it.

    There’s been this stereotype that’s been going around forever that young people are better with technology than their parents. While that may be true, they may also be unsure of how filing their income taxes and receiving a refund works. So, they might think that this phishing email is a legitimate way of claiming their income tax refund. We realize that our readers tend to be from a different demographic than college students, but we also realize that you may have a college student in your family. If you do, you may want to warn them about this potential scam.

     
  • Geebo 8:00 am on March 30, 2021 Permalink | Reply
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    Nationwide grandparent scam foiled 

    Nationwide grandparent scam foiled

    By Greg Collier

    Whenever we talk about scams, we usually talk about two things, the scam itself, and how to protect yourself from the scam. However, every so often we talk about the inner workings of a particular scam. For example, we discussed how gift card scammers used runners to drain the cards quickly. Today, we have an insight to another popular scam that’s seen a sharp rise in the past year. That would be the grandparent scam.

    Again, for those who may be new readers, the grandparent scam is when scammers will pose as an elderly victim’s grandchild. They’ll say that they’ve gotten into some kind of legal trouble and need money to rectify the situation. Requests for bail money are usually the more popular versions of the scam, although requests for emergency medical expenses are a close second. The scammers will often ask for payment in some kind of untraceable form like gift cards or money transfers, but one scam ring got very creative in getting their stolen money.

    One scam ring based out of Georgia that consisted of several people were arrested after allegedly trying to collect money they scammed out of some unwitting victim. They’re accused of traveling from city to city finding victims only to have them send cash to unoccupied homes. The scammers would then drive buy the homes and grab the packages off the porches. This particular ring was said to have traveled to Indiana, Illinois, South Carolina, Virginia, Mississippi and Ohio. They were caught trying to get one of the packages from an Indiana porch where police were waiting for them.

    If the scammers had put this much effort into something beneficial instead of a nationwide scam, they’d probably be just as successful and not have to worry about a potential jail sentence.

     
  • Geebo 8:00 am on March 29, 2021 Permalink | Reply
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    Vaccine survey could be a scam! 

    Vaccine survey could be a scam!

    By Greg Collier

    People all over the country have been reporting that they’ve been receiving emails and text messages asking them to fill out a survey about the COVID-19 vaccine. The messages even appear to look like they’ve been sent by one of the major manufacturers of the vaccine. So far, close to 50 million people in America have been fully vaccinated. This gives scammers a pretty large target. The messages are almost certainly sent out at random, but the odds are pretty good they’ll reach someone who has been vaccinated.

    The majority of these survey scams promise the recipient a free gift if they fill out the survey. Of course, the free gift comes with a catch. While the gift may be free, the survey takers are asked for their credit or debit card information to pay for shipping. The gift doesn’t actually exist, and the scammers are just out to get as many card number as they can. Officials have also warned people to not click on any links contained in the messages as they could potentially lead to your device being infected with malware.

    The surveys themselves are even said to be asking for sensitive information that could be used for identity theft. It seems like the survey scammers don’t want to leave any digital stone unturned when it comes to gathering as much data about you as possible. If you receive one of these messages, it’s recommended that you delete it immediately and not click on any of the links they contain. If you’ve already lost money to this scam, you’re asked to report it to the FTC.

     
  • Geebo 8:00 am on March 26, 2021 Permalink | Reply
    Tags: , , utility assistamce, ,   

    Heating assistance scam hits Midwest 

    By Greg Collier

    This past winter, Texas had a record-breaking winter storm that left most of the state unprepared for the damage that followed. However, Texas wasn’t the only state that was affected by the storm. Most of the Midwest was also caught up in the inclement winter weather that resulted in record cold snaps across the Great Plains. While most of the Midwest is more prepared for weather like this than Texas, it still resulted in higher than normal heating bills. Many Midwest residents are just now starting to receive these bills that many found to be astronomical. Leave it to the scammers to then try to take advantage of some already vulnerable residents.

    The State of Kansas has reported that many residents of the Sunflower State have received phone calls from scammers posing as the state government offering utility assistance. While the state does have programs that can help you with unusually high utility bills, the state does not call residents at random to offer the service. While there has not been a report of anyone falling for the scam, the state believes the calls are intended to steal your identity by asking for personal and financial information. People who are desperately trying to keep the gas or electricity on could be increasingly vulnerable to this scam.

    We’d like to remind our readers that just because a scam is happening in one state it could easily happen in your state as well. Government agencies normally don’t call residents out of the blue to offer financial assistance. Anybody who requires assistance would need to contact the state first. If you receive one of these phone calls, you’re asked to report it to the state along with the phone number that appeared on your caller ID and the name used by the phony state agent.

     
  • Geebo 8:00 am on March 25, 2021 Permalink | Reply
    Tags: , , , , , , , vaccination card,   

    Fake vaccine cards are showing up online 

    Fake vaccine cards are showing up online

    By Greg Collier

    Previously, the Better Business Bureau warned people who received the COVID-19 vaccine not to post pictures of their vaccine cards on social media. The thought behind this was not only could these pictures potentially lead to identity theft, but scammers could make phony vaccine cards. Now it seems that one of those chickens has come home to roost.

    The Better Business Bureau of Illinois is reporting that blank vaccine card knockoffs have started appearing for sale online. Reports state that the phony cards have shown up on eBay, OfferUp, and of course Craigslist. The cards are being sold for as much as $200.

    The danger behind these cards are the fact there are people who actively avoiding getting the vaccine. Vaccine cards may start being required for things like air travel or public gatherings. If unvaccinated people are start using these cards to get around restrictions, we could potentially start seeing another wave of infections. Considering the number of people who won’t even wear a mask to the supermarket, these cards could constitute a serious health hazard to the population. Not only that, but the cards could allow unvaccinated people who are potentially carrying the disease to return to public places like job sites or schools to spread new strains of the virus to unsuspecting victims.

    If you’re thinking about buying one of these cards you may want to rethink your plan. Using falsified government documents is a crime. Keep in mind that the authentic cards are furnished by the CDC, a branch of the American government. If someone were to use one of these cards to get on a plane, and they get caught, they could be facing a pretty big fine or even jail time.

    Instead, why not just get the vaccine when it becomes available for you in your state. The shot is a lot cheaper than buying one of these phony cards, and it won’t land you in jail.

     
  • Geebo 8:00 am on March 24, 2021 Permalink | Reply
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    Victim drives from Las Vegas to LA in puppy scam 

    Victim drives from Las Vegas to LA in puppy scam

    By Greg Collier

    A woman from Las Vegas was recently looking to add a Golden Retriever puppy to her home. Her 12-year-old Golden Retriever had recently passed away. She went to her local shelter but no Golden Retriever puppies were available for adoption. That’s when she decided to go online in search for a new addition to her home.

    She came across the website of someone claiming to be a breeder from Los Angeles. The breeder told the woman that there’s only one puppy left from the litter and the cost was only $500. She paid the breeder in advance and drove to Los Angeles that day to pick up the puppy. Sadly, the LA address she was given was for a house that was up for sale that no one was living in.

    Now, put yourself in this woman’s shoes for a moment. Imagine making the 4-hour+ drive from Las Vegas to Los Angeles anxiously thinking you’re about to add a new puppy to your life only to find out you’ve been scammed. Then you’d have to deal with that crushing disappointment all the way through the drive back to Las Vegas. Meanwhile, a scammer is off somewhere with your $500.

    Anybody can put up a website with some pictures of puppies they’ve stolen off the internet and call themselves a dog breeder. This has become a common occurrence among people who have looked to purchase a puppy for their families.

    To better protect yourself when buying a new pet, only deal with local breeders or shelters. Fake breeders who claim to be out of state will often try to milk their victims for as much money as possible for things specialized delivery crates and pet delivery insurance. In most cases, the puppy never existed to begin with. If you can’t see the puppy face to face in real time, there’s a good chance you’re being scammed.

    Even though the victim was not able to find the breed of her choice at her local shelter, we still recommend going to your local shelter anyway. Many shelters have waiting lists for certain breeds in addition to being able to adopt the puppy for no or low cost. Maybe even consider adopting an adult dog instead as they need homes too.

     
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