Greg's Corner

Updates from February, 2025 Toggle Comment Threads | Keyboard Shortcuts

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  Geebo 9:01 am on February 20, 2025 Permalink | Reply
  Tags: DOGE, dogecoin, impersonation scam ( 158 ), San Francisco ( 9 ), Scams ( 1,428 ), social engineering ( 3 )   

  DOGE Chaos: Fake Agents, Real Security Threat 

  

  By Greg Collier

  San Francisco City Hall was the scene of an unusual and unsettling event on February 14th when three men, claiming to work for the Department of Government Efficiency (DOGE), attempted to gain access to office computers. Lacking identification but armed with bold attitudes, they demanded that staff upload information from their systems via a USB drive they provided. Their aggressive demeanor and refusal to provide credentials led employees to deny their requests, but the audacity of their actions has left lingering questions about their true motives.

  The supposed Department of Government Efficiency is an initiative linked to the Trump administration and informally led by Elon Musk, purportedly aiming to root out waste, fraud, and abuse within government agencies. However, its lack of formal structure and transparency has made it difficult to discern what authority, if any, these individuals actually had. Their presence was not only disruptive but also legally questionable. Surveillance footage captured them in DOGECOIN t-shirts, a curious wardrobe choice that only deepens the mystery.

  To complicate matters further, similar reports surfaced from an administrative building within the San Francisco Unified School District, where three men fitting the same description attempted to gain entry. Whether this was an extension of the same operation or a separate act under the same guise remains uncertain.

  The nebulous nature of DOGE, both as a government initiative and a cultural phenomenon, creates a breeding ground for confusion, and with confusion comes opportunity, for deception, manipulation, and exploitation. The name itself, associated both with government efficiency and a satirical cryptocurrency, makes it difficult to determine what is genuine and what is an elaborate hoax. This is precisely the kind of environment where future scams could flourish.

  With no clear organizational structure, anyone with a few printed t-shirts and a persuasive tone could claim to represent DOGE and exploit the fear of government oversight. Fraudsters could gain unauthorized access to sensitive data or systems by leveraging the ambiguity surrounding this initiative. Given the rise of social engineering attacks, where deception is used to manipulate individuals into divulging confidential information, it is not difficult to imagine similar schemes emerging under the DOGE banner, targeting government offices, businesses, or even everyday citizens.

  This incident at City Hall raises serious concerns about security, credibility, and the ease with which a group of unverified individuals can attempt to infiltrate government offices. The absence of immediate consequences for the perpetrators only emboldens copycats who might see an opportunity to exploit the situation for their own gain. If nothing else, it serves as a stark reminder that in an age where information is power, skepticism and verification are essential defenses against those who seek to take advantage of institutional uncertainty.

   

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  Geebo 9:00 am on February 19, 2025 Permalink | Reply
  Tags: Chase ( 15 ), impersonation scam ( 158 ), JPMorgan Chase ( 2 ), Scams ( 1,428 ), social media ( 83 ), Zelle ( 68 )   

  Chase Blocks Zelle Payments to Social Media 

  

  By Greg Collier

  JPMorgan Chase Bank (Chase) is making a significant change to its Zelle payment policies in an effort to curb the growing number of online scams exploiting the service. Beginning March 23, Chase will start blocking or delaying Zelle payments to accounts identified as originating from social media contacts, a move designed to protect customers from fraudulent transactions.

  As reported by Bleeping Computer, this decision comes in response to alarming trends in scam reports from Chase customers between June and December 2024. Nearly half of all fraud cases involving Zelle were traced back to social media interactions. Many of these scams involve bad actors posing as legitimate sellers, tricking unsuspecting users into sending money through Zelle under the assumption that they are making a secure purchase. However, since Zelle transactions lack purchase protection, victims often have no recourse once the money is sent.

  Chase is now reinforcing its stance that Zelle should only be used to transfer money to known and trusted recipients. Customers will receive warnings and may even be required to provide additional details when adding new recipients or setting up transactions that appear to carry a high risk of fraud.

  This policy shift also aligns with a broader regulatory push. The Consumer Financial Protection Bureau (CFPB) has been scrutinizing Zelle’s operator, Early Warning Services, along with major banks like Chase, Bank of America, and Wells Fargo. A lawsuit filed by the CFPB in December alleges that these banks rushed Zelle into the market without adequate consumer safeguards, leading to massive financial losses for users. Since its launch, Zelle-related scams and fraud have reportedly cost customers over $870 million, with many victims left to recover their lost funds on their own due to a lack of bank intervention.

  While Chase’s new policy marks a step in the right direction in tackling scams linked to social media, it does not fully address a major issue plaguing Zelle users, bank impersonation fraud. Scammers posing as bank representatives continue to deceive customers into moving their own money under the false pretense of protecting it. Victims are often led to believe they are securing their accounts when, in reality, they are transferring their savings directly into the hands of fraudsters.

  The changes introduced by Chase will likely help reduce fraud originating from social media platforms, but consumers must remain cautious. Scammers continuously evolve their tactics, and as long as payment services like Zelle lack built-in fraud protection, users must exercise extreme caution when transferring money online.

   
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  Geebo 9:00 am on February 18, 2025 Permalink | Reply
  Tags: advance fee scam ( 46 ), college recruiting, football ( 11 ), high school, Scams ( 1,428 ), Sports ( 5 )   

  Fake Football Offers: A Costly Scam Alert 

  

  By Greg Collier

  Recruitment season is an exciting time for high school athletes. The possibility of playing at the next level and earning a college roster spot is a dream for many. But amid the real opportunities, there are also those looking to take advantage of that excitement.

  The Tennessee Bureau of Investigation (TBI) has recently warned about a scam targeting high school football players. Someone posing as a recruiter from Middle Tennessee State University (MTSU) is reaching out to athletes, requesting game footage and falsely claiming that the player has been offered a spot on the team. Shortly after, the scammer demands a fee for a supposedly mandatory camp, one that doesn’t actually exist.

  This type of scam is specific, but it serves as a reminder that scams can appear in even the most unexpected places. While this case involves high school football in Tennessee, it doesn’t mean similar schemes can’t happen elsewhere. Fraudsters are constantly looking for new ways to deceive people, and wherever there’s ambition, there’s potential for exploitation. A young athlete eager to seize an opportunity might not question an offer that seems legitimate, especially if it comes with the promise of playing at the college level.

  The methods used in this scam should raise red flags. Any request for money in exchange for a supposed roster spot should be met with skepticism. Legitimate recruiting processes don’t require upfront payments, and official offers always come through formal channels. It’s crucial for athletes and their families to verify any recruitment claims directly with the university’s athletic department before taking action.

  High school athletes, their parents, and coaches should remain cautious. If something feels off about a recruitment opportunity, it’s worth taking a step back and confirming its legitimacy. And while this particular scheme is centered in Tennessee, it’s a mistake to assume it can’t spread to other parts of the country. Wherever there’s an opportunity for deception, scammers will follow.

  Staying informed is the best way to avoid becoming a victim. Athletes should communicate directly with schools, avoid clicking on unsolicited links, and never send money to someone who reaches out through social media or email. If a recruitment opportunity is real, it will stand up to scrutiny. And if it isn’t, taking the time to verify can prevent a costly mistake.

  Scammers thrive in places where trust and excitement intersect. Whether it’s college recruitment, job offers, or financial investments, it’s always worth slowing down and making sure an opportunity is as good as it seems.

   
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  Geebo 9:00 am on February 17, 2025 Permalink | Reply
  Tags: housing scam ( 4 ), identity theft ( 109 ), Los Angeles ( 4 ), real estate ( 131 ), Scams ( 1,428 ), section 8 housing   

  Section 8 Scam Shocks Los Angeles Residents 

  

  By Greg Collier

  Section 8 housing, formally known as the Housing Choice Voucher Program, is a federal assistance initiative designed to help low-income individuals and families afford safe and stable housing. Administered by local public housing agencies (PHAs) with funding from the U.S. Department of Housing and Urban Development (HUD), for now, the program provides subsidies that allow recipients to rent privately owned homes at a reduced cost. Demand for these vouchers is high, and in cities like Los Angeles, long waiting lists and limited availability create challenges for those seeking assistance.

  Unfortunately, the urgency and need surrounding affordable housing have made it a target for scammers. Over the weekend, dozens of people fell victim to a fraudulent flyer circulating online, which falsely advertised a voucher distribution event at a local recreation center. Upon arrival, hopeful applicants were met with a sign informing them that the event was a hoax.

  These scams are often designed to steal personal information for identity theft. Fraudsters may ask victims to provide sensitive details, such as Social Security numbers or bank account information, under the pretense of processing an application. Others may demand upfront fees for guaranteed placement on a waitlist, or offer fake ‘expedited processing’ services.

  To avoid falling for such scams, it’s crucial to verify any claims regarding Section 8 through official channels. Public housing agencies do not charge fees for applications or placement on a waitlist. Official information on the program, including application procedures and open enrollment periods, can be found through HUD’s website or directly from local housing authorities. In Los Angeles, the Housing Authority of the City of Los Angeles (HACLA) is responsible for administering Section 8 vouchers, and updates about the program are available on their official website.

  Individuals seeking assistance should be wary of unsolicited offers, especially those circulating on social media, and report suspicious activities to local authorities. While housing challenges remain a pressing issue, accurate information is the best defense against scams that prey on vulnerable communities.

   
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  Geebo 9:00 am on February 14, 2025 Permalink | Reply
  Tags: ATM ( 5 ), atm card swap, debit cards ( 16 ), distraction scam ( 2 ), Scams ( 1,428 )   

  $11K Stolen in Sneaky ATM Card Swap Scam 

  

  By Greg Collier

  A recent ATM scam in Sonoma, California, has highlighted just how quickly thieves can take advantage of distraction tactics to commit theft. The victim, a Sonoma resident, was using an ATM at a Wells Fargo branch on January 14 when a scammer executed a deceptive sleight-of-hand maneuver, resulting in a staggering $11,000 loss.

  The scam began with an all-too-common trick. As the victim was completing their transaction, an individual approached, claiming to have found a $5 bill on the ground. Insisting that the money belonged to the victim, the scammer engaged in a brief exchange that created just enough of a distraction for them to swap out the victim’s bank card with another. Since the suspect had already observed the victim entering their PIN, they were able to use the stolen card to make multiple unauthorized withdrawals before the victim realized what had happened.

  This type of scam, while simple, is alarmingly effective. Criminals rely on the element of surprise and manipulation to catch their targets off guard. In this case, even though the victim denied that the $5 was theirs, the scammer’s persistence was enough to divert their attention at a critical moment.

  Law enforcement officials note that similar incidents have been reported at other area banks, though it is unclear if they are linked. While this particular scam targeted an elderly individual, authorities emphasize that anyone can fall victim to these tactics.

  ATM users can take steps to protect themselves from falling prey to such schemes. Remaining aware of your surroundings and noticing suspicious behavior can go a long way in preventing theft. When using an ATM, shielding the keypad while entering a PIN ensures that no one nearby can see it. Additionally, always retrieving a card immediately after a transaction and not allowing oneself to be distracted by strangers can help prevent card-swapping scams. If someone insists on engaging in conversation while at an ATM, it is best to ignore them and secure all banking materials first.

  The incident serves as a reminder that criminals often use social engineering tactics rather than force to commit theft. A moment of distraction is all they need, making awareness and caution crucial in protecting oneself from financial loss.

   
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  Geebo 9:00 am on February 13, 2025 Permalink | Reply
  Tags: FBI ( 24 ), florida ( 31 ), Scams ( 1,428 ), smishing ( 11 ), tolls ( 6 )   

  Florida Fights Back Against Toll Scam 

  

  By Greg Collier

  Scammers are becoming increasingly deceptive in their efforts to steal personal and financial information, and one of the more widespread schemes involves fraudulent text messages about unpaid toll fees. These messages often claim the recipient has an outstanding balance and must make an immediate payment to avoid hefty fines. The links provided in these messages lead to fake websites designed to harvest sensitive details such as credit card numbers and driver’s license information.

  The Federal Bureau of Investigation has been warning the public about these scams, which have been reported in multiple states. With thousands of complaints already filed, law enforcement agencies across the country continue to urge drivers to stay alert. This type of scam, known as ‘smishing’, uses deceptive text messages to trick individuals into clicking fraudulent links. The goal is to create a sense of urgency, convincing victims to act quickly before they have time to verify whether the claim is legitimate.

  Although this scam has targeted drivers nationwide, Florida has been hit particularly hard due to its extensive toll road network. Many residents and tourists have received text messages claiming to be from SunPass, the state’s toll collection system. In response, authorities in Florida have worked aggressively to combat the threat. Hundreds of fraudulent websites imitating SunPass have already been shut down as part of a coordinated effort to protect consumers.

  Despite the progress made in Florida, scammers continue to adapt their methods, and similar schemes remain active in other parts of the country. The key to avoiding these scams is recognizing that no legitimate toll agency will send text messages demanding payment. Official toll operators communicate through secure online accounts, mailed invoices, and authorized customer service channels.

  Anyone receiving a suspicious text about unpaid tolls should avoid clicking any links and instead check their account directly through the official website of their toll provider. Reporting these fraudulent messages to law enforcement and consumer protection agencies also helps authorities track and shut down new scam operations as they emerge.

  As digital threats continue to evolve, staying informed is the best defense. Scammers rely on fear and urgency to manipulate their victims, but by remaining cautious and verifying any unexpected messages, drivers can protect themselves from falling victim to these fraudulent schemes.

   
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  Geebo 9:00 am on February 12, 2025 Permalink | Reply
  Tags: AI ( 20 ), Scams ( 1,428 ), virtual kidnapping ( 47 ), voice spoofing ( 23 )   

  AI Scam Calls: When Voices Lie 

  

  By Greg Collier

  A terrifying new scam is targeting families across Georgia and beyond, leaving parents in a state of panic. It starts with a phone call, an urgent plea from a loved one, their voice unmistakable, filled with fear. But law enforcement is issuing a warning. It’s all a hoax.

  One Georgia father experienced this horror firsthand. The call came unexpectedly, his son’s voice screaming, “Dad!” Before he could even process what was happening, the voice on the other end was begging for help, claiming to be in serious trouble. The panic set in immediately, his son’s voice, tone, and mannerisms were all perfect. There was no reason to doubt it.

  As the conversation continued, the situation became more sinister. When he began to question what was happening, the person on the other end turned aggressive, making terrifying threats. They claimed they would harm him, break into his home, and even kill his family. In those moments, fear and confusion took over, making it nearly impossible to think logically.

  It wasn’t until he managed to confirm that his son was safe that the awful truth became clear, he had been scammed. Though no money was lost, the emotional impact was lasting. Even after the call ended, he found himself on edge, constantly aware of his surroundings, shaken by the experience.

  Law enforcement officials confirm that cases like this are becoming more common. Scammers are now using advanced artificial intelligence to replicate voices with chilling accuracy. All they need is a small voice sample, often taken from social media or public videos, and they can create a near-perfect imitation of a loved one.

  What makes these scams even more dangerous is how difficult they are to trace. Investigators say that tracking down the criminals is nearly impossible due to their use of spoofed phone numbers and encrypted communication methods. Despite this, authorities are urging people to take precautions.

  One of the best ways to protect yourself is to have a secret code word with family members, something only they would know. If you receive a distressing call, try reaching out to the person in question through another method before reacting. Police also advise against sharing too much personal information online, as scammers often piece together details from social media to make their stories more convincing.

  This type of fraud preys on emotions, aiming to create fear so victims act before thinking critically. Staying cautious and prepared is the best defense against these increasingly sophisticated scams.

   
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  Geebo 9:00 am on February 11, 2025 Permalink | Reply
  Tags: Facebook Marketplace ( 65 ), real estate ( 131 ), rental scam ( 88 ), Scams ( 1,428 ), zillow ( 16 )   

  Rental Scam Hits Community Hard 

  

  By Greg Collier

  In Chatham County, reports of a rental scam have surfaced, leaving several hopeful tenants without a home and out of money. The scam operates through online platforms, with fraudulent listings appearing on social media and real estate sites, such as Facebook Marketplace and Zillow.

  Many of those affected were drawn in by enticing rental offers that appeared legitimate but were advertised at significantly lower prices than the market rate. After responding to these listings, they engaged with individuals who provided documents, accepted electronic payments, and assured them that the rental process was moving forward.

  The deception only became clear when victims arrived to move in, only to find that the property was already owned or occupied by someone else. By that time, the money exchanged was long gone, and the scammer had disappeared.

  Similar cases have been reported in the past where a prospective renter was caught off guard when a representative of the actual property owner arrived to check on the house. The realization of the scam came too late, leaving yet another individual facing financial loss and housing uncertainty.

  Authorities are urging caution when searching for rental properties, emphasizing the importance of verifying listings and meeting property owners or managers in person. The process of securing a home can be stressful, but taking the time to confirm details before exchanging money can prevent falling victim to schemes like these.

  For those seeking rental homes, it’s crucial to ensure the person listing the property is the rightful owner or a verified manager. Verifying rental listings through trusted sources and being wary of deals that seem too good to be true can be key steps in avoiding fraud.

  As law enforcement continues to investigate, prospective renters should remain cautious and take extra precautions to protect themselves from becoming the next target of this ongoing scam.

   
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  Geebo 9:00 am on February 10, 2025 Permalink | Reply
  Tags: pig butchering scam ( 16 ), romance scam ( 73 ), Scams ( 1,428 ), valentine's day ( 5 )   

  Love Scams: The Costly Trap of Fake Romance 

  

  By Greg Collier

  As Valentine’s Day approaches, many people are looking for love, and online dating has become a common avenue for connecting with potential partners. However, for some, it’s not just romance they find online, but a scam that can leave them heartbroken and financially devastated. Romance scams are a year-round problem, not just a seasonal issue tied to holidays like Valentine’s Day. One of the most dangerous forms of these scams is known as the ‘pig slaughtering’ scam, a term used to describe a method where scammers gradually ‘fatten’ their victims with affection and promises before taking everything they can.

  These scams usually start with a friendly chat and emotional connection, often with someone pretending to be a widower, soldier, or businessman who is seeking love. What seems like a genuine relationship quickly spirals into a request for money, often in the form of cryptocurrency investments. The scammer builds trust over time, sharing personal details and even engaging in intimate conversations. They may even send pictures of themselves and their families, making the victim feel more connected. However, these images are often stolen from other people, and the emotional bond is nothing more than a carefully constructed ruse.

  Once the victim has become emotionally invested, the scammer presents an opportunity for a financial ‘investment’ that promises significant returns. This is where the scam takes a dangerous turn. Victims are encouraged to send money, often starting with small amounts to build trust. As the scammer continues to play on their emotions, the victim is led to invest more and more, sometimes draining their life savings. In most cases, cryptocurrency is involved, making it harder to trace the stolen funds.

  The reason this scam is so effective is simple. People are looking for love, and that desire makes them vulnerable to manipulation. The scammers prey on these feelings, taking their time to ‘fatten’ the victim with affection, attention, and promises of a better future. It’s a slow and calculated process that allows the scammer to gain the victim’s trust before striking when the victim is most susceptible.

  As the victim’s money is taken, the scammer often disappears, leaving behind nothing but heartbreak and financial ruin. In some cases, victims realize too late that they were not speaking to the person they thought they were. By the time they begin questioning the legitimacy of their relationship, it’s already too late to recover the stolen funds.

  While this scam is widespread, it is particularly dangerous because of its emotional impact. Victims often feel embarrassed, ashamed, or even personally betrayed. It’s important to remember that this is not their fault. Scammers are skilled at exploiting emotions and using psychological manipulation to make their victims believe they are truly loved.

  As we head into another Valentine’s Day, it’s essential to be aware that scams like these do not disappear after the holiday season. Whether you’re single and looking for love or simply enjoying the company of others, always be cautious when interacting with people online. If someone asks for money, especially through unconventional means like cryptocurrency, it’s a major red flag. It’s crucial to keep all communication on the dating platform until you’ve built a genuine relationship with someone, and never send money to anyone you haven’t met in person.

  Romance scams are a growing issue, and it’s important to stay aware. Trust your instincts, and if something feels off, don’t be afraid to cut off communication and report suspicious behavior. As Valentine’s Day reminds us of the importance of love and connection, let’s also remember to protect our hearts and wallets from those who prey on our emotions for personal gain.

   
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  Geebo 9:00 am on February 7, 2025 Permalink | Reply
  Tags: football ( 11 ), online gambling, Scams ( 1,428 ), sports betting ( 2 ), Super Bowl ( 7 )   

  Super Bowl Betting Scams: Stay Safe! 

  

  By Greg Collier

  With the Super Bowl just days away, fans are eagerly preparing for the showdown between the Philadelphia Eagles and the Kansas City Chiefs in New Orleans. Alongside the excitement of the game, sports betting has become an increasingly popular part of the experience, especially with the expansion of legal online gambling across the United States. However, this rapid growth has also attracted scammers looking to exploit eager bettors.

  Fraudulent sports betting sites and apps have been popping up, designed to mimic legitimate platforms while ultimately stealing money and personal information. These scams often lure users with enticing promotions, such as ‘risk-free’ bonuses or guaranteed wins, only to prevent withdrawals when bettors attempt to cash out. Common tactics include claiming technical difficulties, requiring excessive identity verification, or demanding additional deposits to unlock winnings.

  To stay safe, it is crucial to place bets only through reputable and licensed sportsbooks. Checking with your state’s gaming commission or using resources like the Better Business Bureau (BBB.org) can help verify whether a platform is legitimate. Be wary of pop-up ads, unsolicited betting offers, and anyone claiming to have insider knowledge. These are all red flags.

  While betting can add an extra layer of excitement to the game, it is important to gamble responsibly. Never wager more than you can afford to lose, and if you feel that betting is becoming a problem, there are resources available to help. Organizations such as the National Council on Problem Gambling (ncpgambling.org) and the National Problem Gambling Helpline (1-800-GAMBLER) offer support for those struggling with gambling addiction.

  As the Super Bowl approaches, fans should focus on enjoying the game rather than falling victim to scams. Whether you’re rooting for the Eagles or the Chiefs, keeping your bets safe and responsible ensures that the excitement of the big game remains just that—exciting.