Greg's Corner

Recent Updates Toggle Comment Threads | Keyboard Shortcuts

• 

  Geebo 8:01 am on October 15, 2024 Permalink | Reply
  Tags: FBI ( 22 ), missing person ( 8 ), police impersonation scam ( 58 ), Scams ( 1,340 )   

  Missing Persons Case Leads to Scam Arrest 

  

  By Greg Collier

  Earlier this month, a complex fraud scheme unfolded in Eau Claire, Wisconsin, highlighting the dangers of scams involving individuals posing as government agents. Local police were initially called to assist in a missing persons case originating from Anoka County, Minnesota. The missing individual was located at a hotel in Eau Claire, where they revealed a disturbing story. They had traveled to Wisconsin to hand over $32,000 to someone they believed was a federal agent.

  The victim soon realized they had been deceived and reported the scam to the authorities. Thanks to their description of the suspect, police quickly apprehended the individual while they were inside the hotel. The $32,000 was recovered, and the suspect was charged with felony theft by false representation. This case serves as a stark reminder of how scammers exploit trust, often posing as credible figures to coerce victims into handing over large sums of money.

  Around the same time, another victim in Eau Claire fell prey to a similar scheme. After receiving an email about renewing an antivirus program, they were contacted by someone claiming to be from various government agencies, including a consumer protection organization and a federal bureau. The scam escalated to the point where a so-called ‘courier’ visited the victim’s home to collect $29,500 in cash, which the victim withdrew from their bank. A second payment was made after the victim was told the initial transaction failed, bringing the total loss to $60,000.

  Both incidents demonstrate the increasingly sophisticated tactics scammers use to create a sense of urgency and fear. These criminals often employ multiple layers of deception, including impersonating authorities, demanding large payments, and urging victims to keep their interactions secret.

  Government agencies, including federal investigative bureaus, will never contact individuals to demand money or ask for secrecy. Anyone who feels uncertain or suspicious about such a request is advised to take a moment, assess the situation, and contact local authorities for guidance.

  These cases underline the importance of public awareness in preventing future fraud. By staying informed and cautious, individuals can protect themselves from falling victim to scams that prey on trust and fear.

   

  Leave a ReplyCancel reply
• 

  Geebo 8:00 am on October 14, 2024 Permalink | Reply
  Tags: cryptocurrency ( 50 ), pig butchering scam ( 14 ), Scams ( 1,340 ), Whatsapp ( 4 )   

  Wellness Visit Reveals Cryptocurrency Scam 

  

  By Greg Collier

  Cryptocurrency scams are becoming increasingly sophisticated, exploiting the rise of digital investments and the trust individuals place in online platforms. In one recent case, a person was led to believe they were participating in a legitimate cryptocurrency investment opportunity. What initially appeared to be a chance to grow retirement savings turned into a financial disaster, leaving the individual in shock after losing their life savings in what is known as a ‘pig butchering’ scam.

  This type of scam works by ‘fattening up’ the victim, slowly gaining their trust through months of seemingly innocent conversations before introducing fraudulent investment opportunities. In this case, the scam began with friendly online exchanges. After connecting on social media, the conversation quickly moved to a private messaging platform like WhatsApp, a tactic commonly used in scams to make communication more difficult to trace.

  Over months of online chats, the victim built trust with the scammer, who eventually introduced the idea of investing in cryptocurrency. The scammer presented a fake cryptocurrency platform, complete with professional-looking accounts that showed significant returns. The victim, believing they were making real money, increased their investments, eventually putting in a large sum of money.

  The situation came to light when Adult Protection Services showed up at the victim’s home. The agency had been notified that large sums of money were being wired, and they were concerned about possible exploitation. It was during this visit that the victim learned they had been caught in a scam. The cryptocurrency platform was fake, the account was fabricated, and even the person they had trusted was not who they claimed to be.

  The pig butchering scam in this case involved highly sophisticated deception. The scammers used a convincing website that appeared identical to trusted cryptocurrency platforms. The victim’s growing sense of security, fostered through long conversations and fake profits, led them to invest increasingly large amounts of money. By the time the scam was uncovered, the victim had lost a substantial sum and had even taken out loans to cover fees for what they believed was a growing investment account.

  Despite attempts to reverse the wire transfers, the money could not be recovered. The victim was left with not only financial losses, but also the emotional toll of realizing how deeply they had been manipulated. This incident illustrates the dangers of pig butchering scams, where trust is built over time before the victim’s finances are wiped out.

  It’s crucial to be skeptical of unsolicited investment opportunities, especially those introduced through online connections. The devastating consequences of falling victim to such scams are a reminder to verify the legitimacy of any investment platform and to be cautious of moving conversations off more public platforms where fraud can be harder to trace.

   
• 

  Geebo 8:00 am on October 11, 2024 Permalink | Reply
  Tags: gold bars ( 9 ), impostor scam ( 15 ), moving money ( 4 ), pop-ups ( 26 ), Scams ( 1,340 ), tech support scam ( 49 )   

  Impostor Scams at Your Door 

  

  By Greg Collier

  Impostor scams have taken a bold and alarming turn, with criminals now appearing at victims’ homes to collect cash or gold payments. This troubling trend, observed recently in Portland, Oregon, is part of a larger international fraud scheme that primarily targets seniors. The scammers use increasingly audacious and manipulative tactics, leaving their victims financially devastated and emotionally shaken.

  The scam typically starts with a computer pop-up or a phone call, usually from someone claiming to be tech support. Once the victim is drawn in, the scammers pretend to transfer the call to a federal agency, such as the FBI. They use official-sounding jargon, fabricated documents, and scare tactics, making victims believe their assets are at risk of being frozen or that they are implicated in a serious crime. The goal is to instill a sense of urgency, prompting the victim to liquidate their assets as a so-called protective measure.

  A common element in these schemes is the false assurance that ‘moving’ money or converting savings into cash or gold is necessary to keep accounts safe. Scammers often spin an elaborate narrative, claiming that transferring funds or purchasing gold is essential for safeguarding against identity theft or other threats. However, there is no legitimate circumstance where converting assets or handing over cash will actually protect a bank account. This is simply a ploy used by criminals to trick victims into parting with their money.

  In Oregon, recent cases have highlighted the extent of the problem. Over the past six months, several incidents have resulted in losses exceeding $3.3 million. Seniors are especially vulnerable due to their trusting nature and the effectiveness of fear-based manipulation. The tactics used can be relentless, ranging from phone threats to fabricated documents that appear legitimate, all aimed at persuading victims to give up their savings.

  The evolution of these scams to include in-person payment collection marks a disturbing escalation. Victims may be instructed to meet a ‘courier’ at their home and hand over cash or gold. In some cases, the exchange is as simple as the scammer pulling up in a car, rolling down the window, and quickly driving off with the package. The rushed nature of these encounters leaves little time for victims to question the legitimacy of the situation or seek advice.

  To avoid falling prey to such schemes, it is crucial to recognize the signs of potential fraud. Understanding that no legitimate agency or financial institution will ever require cash withdrawals or gold purchases is key. Financial institutions have secure procedures for handling account issues and do not involve doorstep collections. Moreover, allowing someone remote access to your computer opens the door to further exploitation, as scammers can manipulate accounts and gather sensitive information.

  If someone does come to your home under suspicious circumstances, it’s vital not to engage. Instead, contact the authorities to verify their identity and report the incident. Sharing this knowledge can help protect others from becoming victims of these scams. The more people understand the tactics used and the potential risks, the harder it will be for scammers to succeed.

  The emergence of impostor scams involving doorstep collections signals a shift in criminal tactics, underlining the importance of remaining skeptical of unsolicited calls or online pop-ups. There is no such thing as ‘protecting’ assets by moving them around or paying oneself back. Once cash or valuables are handed over to a scammer, the money is essentially gone, with little chance of recovery.

  Raising awareness and taking precautions are vital steps toward preventing future losses. Recognizing the signs of fraud, understanding the tactics used, and promptly reporting suspicious activity can make a significant difference in protecting oneself and loved ones from financial harm.

   
• 

  Geebo 8:00 am on October 10, 2024 Permalink | Reply
  Tags: bank fraud ( 23 ), banks ( 6 ), check washing ( 16 ), Scams ( 1,340 )   

  Banks Turn Their Backs on Check Fraud Victims 

  

  By Greg Collier

  Imagine discovering that a substantial payment intended for a trusted vendor never made it to the right hands. Instead, a thief intercepted the check, altered it, and cashed it, leaving the original payer out thousands of dollars. With check fraud up 365% since the pandemic, scenarios like this are becoming all too common. Yet, many victims find themselves met with indifference from banks when seeking help.

  Despite millions of dollars lost to check fraud each year, financial institutions are not always responsive. Many banks enforce strict deadlines for reporting fraudulent activity, often limiting victims to just 30 days. This leaves those who don’t notice the fraud immediately with little recourse, even though the law allows for a year to report such incidents. The reality is that while banks have the resources to combat fraud, they often prioritize minimizing their own liability over helping customers recover lost funds.

  For small businesses and individual consumers, banks’ reluctance to assist fraud victims adds another layer of stress. It’s not enough to run daily operations or handle personal finances; now, constant vigilance over bank transactions is required. Those writing checks are routinely expected to monitor their accounts for signs of tampering and follow up on every cleared payment.

  While monitoring accounts and scrutinizing check images are sound practices, they should not be substitutes for meaningful bank support. Victims of check fraud, who have already suffered significant losses, should not be left to shoulder the responsibility of detecting and reporting fraud in such a short timeframe.

  When a fraudulent check is cashed, the altered payment details are often clear evidence of tampering. Still, many banks fall back on rigid policies, pointing to account agreements that limit victims’ reporting windows. Even when customers provide proof of unauthorized alterations, banks often refuse to compensate them, citing missed deadlines as grounds for denial.

  This unhelpful approach effectively leaves victims with nowhere to turn. The frustration is compounded by the fact that banks have the tools to detect such fraud and could play a more active role in restitution. Unfortunately, the industry standard leans towards protecting bank interests rather than aiding those who suffer losses.

  While change in the legal landscape is necessary, there are steps people can take to protect themselves from check fraud. Some practical measures include:

  • Hand Delivering Checks: Whenever possible, avoid mailing checks by delivering them directly to the intended recipient.
  • Regular Account Monitoring: Frequently review account statements for suspicious transactions.
  • Checking Cleared Payment Details: Ensure that the payee and amount on cleared checks match the original information.

  These precautions can help reduce the risk of falling victim to fraud. However, they should not be seen as a replacement for the need for better bank practices and stronger legal protections.

  The rise in check fraud demands a shift in how financial institutions treat their customers. While some precautions can be taken to prevent fraud, the primary responsibility should not rest on the victims. Banks have the capacity to detect and prevent check fraud and should be held to higher standards of accountability. Legal reforms are needed to create a fairer environment where those affected by fraud can seek restitution without navigating impossible deadlines.

  Until meaningful changes are implemented, consumers must remain cautious and take proactive measures to safeguard their finances, despite a system that often leaves them unsupported.

   
• 

  Geebo 8:09 am on October 9, 2024 Permalink | Reply
  Tags: flood cars ( 3 ), floods ( 3 ), hurricane ( 7 ), Scams ( 1,340 ), used car ( 32 )   

  Beware of Flood-Damaged Cars After Hurricanes 

  

  By Greg Collier

  As hurricane season wreaks havoc on communities, the aftermath often brings unexpected consequences for car buyers. Among the hidden dangers are flood-damaged vehicles making their way into the used car market. Once the floodwaters recede, many of these cars are cleaned up and sold at auctions, with some landing in the driveways of unsuspecting buyers across the country. Even if you live far from the storm-affected areas, these cars can end up in your local market, as flood-damaged vehicles are often transported and resold nationwide.

  Flood damage can cause severe problems for vehicles, affecting everything from electronics to mechanical components. Unfortunately, these issues aren’t always immediately apparent. In some cases, flood-damaged vehicles are sold before damage reports surface, leaving buyers with little protection. While popular tools like vehicle history reports are helpful, they are not foolproof. Buyers should understand that flood damage may not always be flagged right away, or even at all.

  To avoid purchasing a car that’s been through a flood, it’s essential to take proactive steps. One of the best ways to protect yourself is by getting an independent mechanical inspection before buying any used vehicle. This extra precaution can help identify hidden damage that a quick cleanup or a vehicle history report might not reveal.

  When shopping online for a vehicle, be especially cautious. Sellers posing as private individuals may actually be dealers flipping cars, making it harder to track the vehicle’s true history. Be wary of deals that seem too good to be true, as they may involve flood-damaged cars.

  Although it’s legal to resell flood-damaged vehicles, they should carry a rebuilt title to indicate that the necessary repairs have been made. However, the hidden damage, such as rust under carpets or water in electrical components, can still lead to long-term issues. Rusted metal, malfunctioning electronics, and waterlogged parts can significantly shorten a car’s lifespan and increase the chances of costly repairs.

  In summary, if you’re in the market for a used car following hurricane season, take the time to research and inspect before committing to a purchase. Flood-damaged vehicles can show up anywhere in the country, so protecting yourself involves diligence, skepticism, and securing an independent inspection to ensure you’re not buying a car with hidden water damage.

   
• 

  Geebo 8:00 am on October 8, 2024 Permalink | Reply
  Tags: extortion ( 14 ), ICAC, police impersonation scam ( 58 ), Scams ( 1,340 ), sextortion ( 3 )   

  ICAC Task Force Impersonation Scam 

  

  By Greg Collier

  The Attorney General’s Office in South Dakota is issuing another warning about a scam, this time involving impersonators claiming to be from the Internet Crimes Against Children (ICAC) Task Force. The scammer calls individuals, accusing them of inappropriate online behavior with a minor and, in a disturbing twist, claims the child has attempted suicide. The victim is then told they face arrest unless they agree to pay the supposed medical expenses of the child. The demands for payment typically range from $1,000 to $8,000 and come with the added pressure of requiring immediate action.

  In some cases, scammers make their story seem even more credible by sending text messages with photos of the victim’s property. These images make it appear as though the victim has been under investigation by the ICAC Task Force, heightening fear and urgency. However, authorities have made it clear that the ICAC Task Force does not operate by contacting citizens to demand money. The inclusion of property photos is also a known scare tactic, often pulled from readily available sources like Google Street View. This method of intimidation has been used in other extortion schemes, where scammers manipulate publicly accessible data to make their threats appear more real.

  It’s important to recognize that this kind of scam can happen anywhere. Scammers exploit technology and public information to create a sense of danger and immediacy. They rely on fear to push individuals into paying quickly, hoping the urgency will prevent victims from questioning the situation. These extortion attempts can happen to anyone, using familiar tactics designed to make the victim feel isolated and vulnerable.

  If a call or message seems suspicious, it’s essential to step back and avoid acting out of fear. Taking time to verify the claims, consulting trusted sources, and reaching out to law enforcement can prevent falling into a scammer’s trap. Avoid providing financial or personal information over the phone or online without careful consideration.

  For those who think they may have been targeted, contacting the proper authorities is critical. Staying informed and cautious is the best defense against these types of fraudulent schemes that prey on fear and manipulation.

   
• 

  Geebo 8:00 am on October 7, 2024 Permalink | Reply
  Tags: land scam ( 2 ), real estate ( 127 ), real estate fraud ( 2 ), Scams ( 1,340 )   

  How Homes and Land are Stolen 

  

  By Greg Collier

  Recently, two alarming cases have come to light, revealing how easily real estate fraud can target homeowners and landowners across the country. These incidents, involving stolen properties in different Massachusetts towns, underscore the growing threat of fraudulent schemes in the real estate sector, a problem that can affect anyone, anywhere.

  In one case, a couple who had owned a piece of vacant land for decades discovered that it had been sold without their knowledge. Despite their long-term plans to build a home there, thieves impersonated the owners, forged identification documents, and initiated a sale. By the time the true owners found out, the property had been sold at a price far below market value, and new buyers were already building on it.

  In another case, a homeowner was nearly defrauded when a purchase agreement was drawn up for his home without his consent. A potential buyer from out of the country had supposedly agreed to buy the house in an all-cash transaction. Fortunately, the homeowner was warned by an attorney before the sale could go through, but the fraudsters didn’t give up easily, continuing their attempts to seize the property.

  These scams highlight a critical point, real estate fraud can happen anywhere, in any community. Both urban and rural areas are vulnerable, whether the target is a vacant lot or a family home. Fraudsters exploit the anonymity of property ownership, especially when the owners are not physically present or have limited oversight of the property.

  The methods used are often shockingly simple. Criminals forge documents, create counterfeit IDs, and manipulate digital records to push fraudulent transactions through. With the rise of electronic documentation and remote transactions, it’s easier than ever for scammers to exploit gaps in the system. Owners may only discover what has happened when it’s too late, as in the case of the couple who lost their land.

  These cases also show how scammers are becoming bolder, even sending professionals like engineers or real estate agents to the property, lending credibility to their schemes. Without constant vigilance, homeowners and landowners are left vulnerable to losing their assets without realizing it.

  Preventing these kinds of scams requires a proactive approach. Monitoring property records is essential, and many registries of deeds now offer notification systems that alert owners to any changes made to their property records. Additionally, staying in contact with legal professionals when engaging in real estate transactions can help catch red flags early.

  Ultimately, the increasing number of these fraud cases highlights the need for greater awareness and caution in real estate dealings. Whether it’s vacant land or a home in a quiet neighborhood, no property is immune to these sophisticated scams. As these cases show, what happened in Massachusetts could happen anywhere.

   
• 

  Geebo 8:00 am on October 4, 2024 Permalink | Reply
  Tags: Facebook Marketplace ( 62 ), healthcare ( 39 ), Mounjaro, online pharmacies ( 2 ), Ozempic ( 3 ), prescription drugs ( 5 ), Scams ( 1,340 ), Trulicity   

  Dangers of Buying Ozempic Online 

  

  By Greg Collier

  The rise of social media marketplaces has brought convenience to millions, allowing users to buy and sell just about anything from their mobile devices. But beneath the surface of these platforms lurks a troubling and dangerous trend. People are illegally reselling prescription medications like Ozempic and Mounjaro through places like Facebook Marketplace. This black-market trade isn’t just risky for your health, it’s outright illegal.

  Here’s why buying prescription drugs through platforms like Facebook is not only illegal but also potentially life-threatening.

  Let’s be clear, reselling or buying prescription medications without proper authorization is illegal. In New York, those caught selling prescription medications like Ozempic can face up to 15 years in prison. Buyers, although typically subject to lighter penalties, can still be slapped with misdemeanors, fines, and potentially jail time.

  So, why would people take such risks? Desperation and the lure of lower prices fuel this underground market. A legitimate month’s supply of Mounjaro can run between $1,000 and $1,200, but some sellers on Facebook Marketplace offer it for less than half the price. For many people struggling to afford their medications, it may seem like a shortcut, but it’s a dangerous one that could cost far more than the money saved.

  The dangers go far beyond the legal risks. Prescription medications like Ozempic, Mounjaro, and Trulicity are intended for specific medical conditions like Type 2 diabetes and must be closely monitored by healthcare professionals. These medications are not meant to be used casually for weight loss without proper oversight.

  Here’s where things get hazardous. The medications you’re buying online could be counterfeit or tampered with. Sellers can alter doses, repackage medications, or store them improperly, resulting in a product that might not only be ineffective but harmful.

  Even if you are lucky enough to get the real thing, buying from an unregulated source means you’re missing out on the critical medical supervision that should accompany these drugs. Weight loss medications like Ozempic can lead to serious side effects, including gallstones, muscle loss, and osteoporosis. Short-term issues like nausea and dehydration are also common. More importantly, patients on these drugs need regular monitoring to ensure that the treatment is effective and not causing harm.

  Another crucial consideration is that these medications are not meant for short-term use. They require ongoing treatment and supervision. Once you stop using them, there’s a good chance you’ll regain most, if not all, of the weight lost. Patients need to be monitored for side effects and require a doctor’s guidance to manage the complexities of these treatments.

  When you’re buying prescription medications from an unknown seller online, you forfeit this safety net. The seller isn’t going to care about your long-term health or whether you’re experiencing side effects. You’re on your own, with your wallet and potentially your health at risk.

  Even more worrying is the rise of bad actors on platforms like Facebook who use tactics like misspelling drug names or using nicknames to bypass automated compliance checks. While Facebook and other platforms actively remove illegal listings, sellers are constantly finding ways to stay one step ahead.

  These platforms might seem reputable, but buying prescription drugs on social media is no different from buying them off the street. There’s no way to guarantee what you’re getting, and you may not even know the correct dosage or volume of the medication you receive. It’s a dangerous gamble, with your health hanging in the balance.

  While the appeal of a cheaper supply of prescription drugs may be tempting, the risks are far too great. Buying medications like Ozempic through platforms like Facebook Marketplace exposes you to severe legal penalties and puts your health at serious risk. From counterfeit drugs to a lack of medical supervision, the consequences of such a decision could be life-altering.

  Always consult your healthcare provider before taking any prescription drug. There’s no shortcut to good health, and when it comes to your well-being, cutting corners can lead to devastating consequences.

   
• 

  Geebo 8:00 am on October 3, 2024 Permalink | Reply
  Tags: impersonation scam ( 142 ), phantom hacker scam ( 3 ), pop-ups ( 26 ), Scams ( 1,340 ), tech support scam ( 49 )   

  Phantom Hacker Scam is a Threat to Your Finances 

  

  By Greg Collier

  In the ever-evolving world of online crime, a new scam has emerged, targeting unsuspecting individuals under the guise of helping them. The FBI has recently highlighted the Phantom Hacker scam, a sophisticated three-pronged attack designed to trick people into handing over their money voluntarily.

  It all begins with a simple email or pop-up ad. The message alerts you to an issue with your computer and provides a phone number for tech support. When you call, a scammer on the other end will ask you to download a remote access program so they can ‘assist’ with the issue.

  Once you’ve allowed remote access, the scammer doesn’t address any problems. Instead, they create new ones. They claim your bank account has been compromised and instruct you to take steps to safeguard your money. This is where the scam shifts into its second phase. You receive a second phone call from someone posing as your bank’s security department, urging you to move your funds into a ‘crypto wallet’ for safekeeping.

  In the final phase, a third call comes from someone claiming to represent the government. This imposter will tell you that your crypto wallet is also compromised, but they can help by transferring your funds into a ‘safe wallet’. In reality, this so-called safe wallet belongs to the scammer, and your money is now gone.

  The name Phantom Hacker fits because victims believe they’ve been hacked, when in fact, they’ve been manipulated into transferring their money to the scammers. The scam doesn’t rely on advanced hacking techniques, just deception and social engineering.

  Unfortunately, this scam disproportionately targets older individuals, particularly those over 60. If you encounter unexpected pop-ups or emails, avoid engaging with them. Instead, contact your bank or tech support directly using verified phone numbers. Awareness is your best defense against falling victim to these tactics.

   
• 

  Geebo 8:00 am on October 2, 2024 Permalink | Reply
  Tags: charity ( 17 ), charity scam ( 33 ), hurricane ( 7 ), Hurricane Helene ( 2 ), natural disasters ( 19 ), Scams ( 1,340 )   

  Ensure Your Donations Reach Hurricane Victims 

  

  By Greg Collier

  In the wake of any major hurricane, such as Hurricane Helene, communities come together, eager to offer help. It’s during these critical times that victims rely on charitable donations for essentials like food, water, shelter, and medical aid. Unfortunately, natural disasters also create opportunities for scammers to exploit that goodwill. Before opening your wallet, it’s important to take extra precautions to ensure your donation is truly helping those affected.

  The Rise of Donation Scams During Disasters

  Every time a disaster strikes, fraudulent fundraising efforts spike. Scammers will go to great lengths, posing as legitimate organizations or setting up fake crowdfunding campaigns to deceive generous individuals. The FBI has noted a significant increase in phishing scams after hurricanes, often involving impersonation of trusted organizations like the Red Cross. These fake appeals can come via email, social media, or even text messages.

  To protect yourself and ensure your contribution goes where it’s needed, follow these steps before making a donation.

  Verify the Charity’s Legitimacy

  One of the easiest ways to protect yourself from fraud is to verify the charity you’re donating to. Scammers often send fake emails or text messages with slight variations in the names of well-known organizations, like “Red Cros” instead of “Red Cross.” They may also direct you to private payment platforms like PayPal, Zelle, or Venmo, which legitimate charities rarely use.

  Before donating, check if the charity is recognized and reputable by visiting websites such as Give.org or Charity Navigator. These platforms provide ratings and reviews of charitable organizations, helping you confirm that your donation will reach those in need.

  Be Skeptical of Email and Text Requests

  Legitimate charities will not cold-email or text you asking for donations. If you receive such requests, especially if they ask for quick payment through private platforms or cryptocurrency, consider it a red flag. It’s best to donate directly through the charity’s official website.

  If you’re unsure about a donation request, go directly to the charity’s website by typing the URL into your browser instead of clicking on links in unsolicited emails or messages. This ensures you’re visiting the correct site and not a phishing attempt.

  Check Crowdfunding Campaigns Carefully

  Crowdfunding sites like GoFundMe light up with requests for help after hurricanes. While many are legitimate, it’s essential to ensure you’re contributing to verified campaigns. GoFundMe has a “verified” feature for campaigns that have been confirmed to reach the intended recipients, but even with verification, be cautious if you don’t know the person running the campaign.

  If you’re moved to help an individual, research their story carefully. Look for details, follow-up posts, and proof that the campaign is legitimate. Whenever possible, it’s better to give to well-established organizations that specialize in disaster relief and have a track record of success.

  Avoid Door-to-Door or Phone Solicitation

  Scammers often take advantage of disaster situations by going door-to-door, claiming to be from a legitimate charity. While this might seem like a direct way to contribute, it’s also one of the most common methods used by fraudsters.

  If someone approaches you with a solicitation, ask for identification and any materials related to the organization they claim to represent. It’s always safer to donate through the organization’s website rather than handing over cash or personal information to a stranger.

  Donate Directly to Major Organizations

  To avoid the risk of fraud entirely, it’s always a good idea to donate directly to major, well-known organizations that have a long history of hurricane and disaster relief. Organizations like the Red Cross are transparent about where your dollars go and have extensive systems in place to ensure donations reach those who need them most.

  Give Generously, But Wisely

  The desire to help in the aftermath of a hurricane is natural, and your generosity can make a real difference in the lives of victims. However, taking a few extra steps to verify where your money is going can prevent scammers from capitalizing on your good intentions. By carefully vetting the charities you support, avoiding unsolicited emails or texts, and sticking to trusted organizations, you can ensure that your donation is reaching those who need it the most.

  Hurricanes can bring out the best in people, but they also attract those looking to exploit. Stay alert, do your research, and give wisely.