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  • Geebo 8:00 am on October 1, 2024 Permalink | Reply
    Tags: , , , , text messaging,   

    Are Text Message Scams Targeting Children? 

    Are Text Message Scams Targeting Children?

    By Greg Collier

    Text message scams are evolving, and children are now becoming unintended targets. One recent incident in Lafayette, Louisiana, highlights how scammers send random texts, often addressing the recipient by the wrong name, in hopes of starting a conversation. For example, a teenager received a message intended for ‘Rose’, a name that was unfamiliar to her. While this might seem like a simple mistake, responding with something like “Sorry, wrong number” is precisely what scammers want. Once engaged, they can continue the conversation, pretending to befriend the child by asking casual questions like their name or school.

    Although these scams don’t specifically target children, the random nature of the messages means kids are just as likely to receive them. It’s crucial for parents to stay aware of who is contacting their children. In this case, the teen was able to block the number, but it serves as a reminder for parents to monitor their children’s messages and have open conversations about the dangers of engaging with unknown contacts.

    Identity thieves are increasingly drawn to a child’s personal information because it is often untapped and unmonitored. Since children haven’t established credit yet, their Social Security numbers and other identifying details provide a blank slate for criminals to exploit. Scammers can use this clean credit history to open fraudulent accounts, apply for loans, or commit other forms of financial fraud, all while the child, and their parents, remain unaware for years. By the time the child becomes old enough to establish their own credit, they may discover a damaged credit history. This is why scammers, who might initially seem harmless or casual in their approach, can pose a serious risk if they gain access to personal details through seemingly innocent interactions like text messages. Parents must remain vigilant to protect their child’s identity from being compromised in these scams.

    Children may not always recognize the risks, which is why it’s essential to teach them to be cautious about sharing any personal information with strangers, especially through text. Adjusting phone settings to block unknown numbers and being vigilant about their online interactions can help reduce the chances of children falling victim to these scams. While this may seem like a harmless exchange at first, the underlying goal of scammers is to extract personal or family information, and early intervention can prevent any further risks.

     
  • Geebo 8:00 am on September 23, 2024 Permalink | Reply
    Tags: , , text messaging, ,   

    Nationwide Scam Targets Toll Road Users 

    Nationwide Scam Targets Toll Road Users

    By Greg Collier

    Scammers have ramped up their efforts once again, this time targeting drivers across the United States with a deceptive tactic aimed at toll road users. Whether you’re in North Carolina, Louisiana, Kansas, or any state with a toll program, you might receive a fraudulent text message falsely claiming that you owe money for using toll roads. This scam, referred to as smishing, tricks recipients into clicking on malicious links by pretending to be official communications from toll agencies. These messages often insist that payment is overdue and pressure you to act quickly to avoid additional fees.

    In these fraudulent texts, scammers impersonate toll agencies like NC Quick Pass or GeauxPass. They provide a link that appears legitimate but directs users to a fake website, where personal and financial information is harvested. One tactic involves using slightly altered versions of the official website’s domain name, something as small as omitting a letter or switching ‘.com’ to ‘.net’, to create the illusion of legitimacy. In one instance, a scam directed Louisiana drivers to a domain that had only a minor misspelling of GeauxPass, a change easy to overlook in a moment of urgency.

    The reach of this scam has expanded, initially affecting a few states, but now spreading nationwide. Whether you’ve used a toll road recently or not, receiving such a message is increasingly common. The scammers use randomly selected phone numbers, casting a wide net in the hope that someone will fall for the ploy. Even if you’ve never been on a toll road, you could still receive one of these fraudulent texts.

    One clear indicator of the scam is the text’s request for payment. Legitimate toll agencies do not ask for money via text message. This is a significant red flag, signaling that the message is a scam. Scammers often attempt to create a sense of urgency, threatening additional fees if the supposed balance isn’t settled immediately.

    If you receive one of these texts, it’s essential to delete it right away and avoid clicking on any links or responding to the message. The FBI is actively investigating this series of smishing scams, and anyone who receives one of these texts is encouraged to report it through the Internet Crime Complaint Center. While it can be unsettling to receive such a message, it’s always better to verify the legitimacy of any toll charges by contacting the official toll agency directly or checking your account on their verified website.

    Accidentally clicking on the link or providing personal information can lead to further complications, but quick action can help mitigate the damage. Secure your accounts immediately and report any suspicious activity to your bank or credit card provider. If unfamiliar charges appear, it’s crucial to dispute them as soon as possible.

    As the scam continues to spread, staying alert is the best defense. Many local law enforcement agencies and toll authorities are issuing warnings to the public. By recognizing the signs of the scam and reporting suspicious messages, individuals can help limit the success of these fraud attempts. Keeping a close eye on the details and avoiding any message that seems off will go a long way in protecting your personal and financial information.

    This scam isn’t just an isolated problem in a few states; it has grown into a nationwide issue. As scammers continue to evolve their methods, staying informed and sharing awareness is key to preventing more victims from falling into their trap.

     
  • Geebo 8:00 am on August 30, 2024 Permalink | Reply
    Tags: , , , , text messaging, ,   

    Beware of Text Message Voter Scams 

    By Greg Collier

    As election season heats up, voters in Pennsylvania and Massachusetts are being targeted by scam text messages designed to sow confusion and steal personal information. Officials in both states are warning citizens to stay vigilant and protect themselves from these deceptive tactics.

    In Pennsylvania, voters in key areas near Philadelphia such as Bucks, Montgomery, and Delaware Counties have reported receiving fraudulent text messages ahead of the November general election. These texts falsely claim that there are issues with the recipient’s voter registration status or that their previous votes were not counted. Some messages even direct voters to call fake numbers, allegedly belonging to local election offices.

    These messages are part of a broader attempt by bad actors to manipulate voters during a critical election period. Pennsylvania’s Department of State has emphasized that voters should not trust unsolicited messages that provide alarming or urgent information about their voting status. Instead, voters should verify any concerns by visiting the official state voter services website at vote.pa.gov or by contacting their local election office directly.

    Meanwhile, in Massachusetts, the Secretary of State’s office has issued a similar warning to voters about a potential text message scam as the state primaries approach. Some voters have reported receiving texts claiming they are not registered to vote, with a link provided supposedly to resolve the issue. The state cautions voters not to click on these links, as they may be attempts to collect sensitive information for malicious purposes.

    Massachusetts election officials will never contact voters via text message about their registration status. Voters who are unsure about their registration can check their status on the official website VoteInMA.com or by contacting their local election office directly.

    As election day draws near, it’s essential for voters in Pennsylvania, Massachusetts, and across the country to be cautious about unsolicited communications regarding their voter status. Scammers are becoming increasingly sophisticated, and their messages may appear credible at first glance. However, by relying on official sources and reporting suspicious activity, voters can help protect themselves and ensure their voices are heard without interference.

    If you receive a suspicious text message related to voting, don’t engage with the content. Instead, report the message to your state’s consumer protection agency and verify your voter information through official channels. By staying informed, you can play a crucial role in safeguarding the integrity of our elections.

     
  • Geebo 8:00 am on June 6, 2024 Permalink | Reply
    Tags: , hi how are you, , text messaging,   

    Innocent text leads to scams 

    Innocent text leads to scams

    By Greg Collier

    Scams have become increasingly sophisticated and widespread, often disguising themselves in the most innocent-looking forms. Recently, a North Carolina sheriff’s office issued a crucial warning to the public about one such tactic that scammers are using to deceive unsuspecting victims.

    Imagine receiving a message from an unknown number that simply says, “Hi! How are you?” Your first instinct might be to respond, perhaps thinking it’s someone you know or someone who has mistakenly texted you. However, it’s strongly advised against responding to these types of messages. Scammers are using this tactic as a conversation starter, so don’t text back.

    If you were to respond, the conversation may unfold in a seemingly innocent manner. The scammer, pretending to be friendly, will likely apologize for the mistake and try to keep the conversation going. This gradual process of befriending you is a calculated move. Once they have gained your trust, the scammer will typically steer the conversation toward offering advice on cryptocurrency investments or other money-making advice. The scammer will prompt you to pay for their “valuable” information, but in reality, it’s all a ploy to steal your money.

    Even a simple reply to such messages can put you at risk. By responding, you confirm that your phone number is active, making you a target for further scam attempts. This can lead to an influx of more scam calls and texts. To avoid these situations, it’s recommended to not reply to unknown numbers at all. Instead, delete and report the messages using your phone’s report junk option or forward them to 7726 (SPAM).

    To safeguard against these scams, there are some key precautions to take. If you receive a message from an unknown number, it’s best to ignore it. Delete and report it instead. Be wary of anyone promising quick and easy money with zero risk. Every legitimate investment comes with risks, and only scammers guarantee big returns with no effort.

     
  • Geebo 9:00 am on November 17, 2022 Permalink | Reply
    Tags: , , text messaging, ,   

    Postal delivery scam back in time for holidays 

    By Greg Collier

    The delivery scam really never went away. It was insanely popular with scammers during the pandemic, when we were supposed to be sheltering at home. Since then, there have been reports of this scam, but nowhere near as many as during the pandemic. However, with the holiday season on the horizon, this scam has started to pick up steam again.

    Since many of us will be expecting packages delivered to our homes for the holidays, scammers are betting on people being paranoid about the delivery itself. Several regions across the US are reporting an increase in scam text messages that claim to be from the United States Postal Service. These messages say you missed a delivery to your home, or it will say that the package address wasn’t clear enough.

    The message contains a link to click on, so you can supposedly reschedule the delivery. In previous instances of this scam, if you click the link, you’d be taken to a website that looks like the USPS website but isn’t. You’d then be asked to enter your financial information because there is a redelivery fee of $3.00. From here, the scammers would use your financial information to steal as much as they can from you before you notice.

    If you receive a text message like this, think about it for a moment. Did you give the post office your phone number? You probably didn’t and there’s no way for them to find it. The days of the White Pages are over. In general, government services are not in the habit of calling or texting their users. In the majority of cases, if there’s a problem with the service, you need to go to them.

    The best way to protect yourself from this scam is to not click on any links in text messages from people you don’t know personally. You can also sign up for the USPS Informed Delivery service, so you can know exactly when a delivery is expected to be delivered to your home.

     
  • Geebo 8:00 am on June 24, 2022 Permalink | Reply
    Tags: , , text messaging, , ,   

    Text scam affects the unemployed 

    Text scam affects the unemployed

    By Greg Collier

    It’s no secret the economy is in disarray. It’s affecting those collecting unemployment harder, since unemployment payments aren’t going as far as they used to. That’s not even considering that unemployment benefits aren’t sustainable for most recipients to begin with. Of course, leave it to scammers to try to take from those who have very little to give.

    We’ve seen reports from two states, West Virginia and South Carolina, who have reported residents who have received text messages that appear to come from each states’ unemployment division. However, the text messages in both states are identical.

    The text message says, “Your Back-to-work payment of $4,200.00 is now available, click on to receive payment.” The URL in the text messages are disguised to look like the message came from a .gov address, but if you look closer, you can see the address actually ends in .com. If someone were to click the link, they would be taken to a website that looks like the state’s unemployment website. That website asks the recipient to enter their personal details. This could lead to identity theft or having their unemployment benefits stolen.

    Since this scam is occurring in at least two states, it could be only a matter of time before it’s in all states. If you’ll recall, the previous unemployment scam that occurred during lockdown swept across the country like wildfire.

    To our knowledge, no state is offering a ‘back-to-work’ payment through their unemployment divisions. The scammers are trying to convince their victims that state governments are issuing additional economic impact payments, like the federal government issued last year.

    If you receive a text like this, it’s advised to delete the message and not click on any links contained in the message. If you’ve already given your information to an unemployment scammer, you should contact your state’s unemployment office right away to let them know.

     
  • Geebo 8:00 am on April 19, 2022 Permalink | Reply
    Tags: , , , , text messaging, ,   

    Scam Round Up: 3 phone scams worth noting 

    Scam Round Up: 3 phone scams worth noting

    By Greg Collier

    This week in the Scam Round Up, we’re discussing three scams related to phones that have been in the news a lot recently.

    ***

    Our first scam has been affecting both T-Mobile and Verizon customers. Users of both services have reported receiving text messages offering them a free gift. The text messages say, “Your bill is paid for March. Thanks, here’s a little gift for you.” The text message also contains a link for customers to click on to get their free gift. These messages are not coming from the phone providers, but instead are coming from scammers. If a customer clicks the link, they’ll be taken to a page where they’ll be asked for their personal information under the guise of verifying their identity. Or, they’ll be asked for payment to cover the cost of shipping the supposed free gift. Of course, there is no free gift to be had. If you receive a text message like this, it’s best just to ignore and delete it.

    ***

    The next phone scam is one of those scams that would be ingenious if it wasn’t so harmful. In this scam, scammers are calling their victims and asking them one question, “Can you hear me now?” The scammers are hoping that the victim gives them a ‘Yes’ response, so the scammers can get a voice recording of the victim. This is so the scammers can use the victim’s recorded voice as a voice authorization for any number of reasons. Such voice authorizations can be used to make purchases or access a victim’s bank account in some situations. If someone you don’t know calls you and starts asking you questions, it’s advised that you do not respond. Another way to protect yourself from this scam is to use the ‘if it’s important enough, they’ll leave a voice mail’ method.

    ***

    Our last scam has been problematic for us to post about since it involves some adult themes. In this scam, victims receive a text message that comes attached with a picture of a young woman. The text messages say something along the lines of “I was hoping we could repeat last night” or “I haven’t heard back from you, did I do something wrong?”. Many people have responded to the texts, telling the sender they have the wrong number. This lets the scammer know that the victim’s number is a legitimate phone number. In some cases, the scammers have sent explicit images trying to instigate a romance scam. In other cases, victim’s have been lured to dating sites where they’re asked to pay money. Much like the previous two scams, you should not respond to the scammers. If you do, it lets them know that someone is at that number and can be targeted for other scams in the future.

    ***

    Since most of us carry are phones with us everywhere we go, scammers can technically target someone at any time of the day, no matter where they are. Hopefully, we’ve given you the knowledge to protect yourself against such scams.

     
  • Geebo 8:00 am on March 31, 2022 Permalink | Reply
    Tags: card shimmers, , , , , , , , , text messaging, , , urban legend,   

    Scam Round Up: Red light tickets, Homeland Security texts, and more 

    Scam Round Up: Red light tickets, Homeland Security texts, and more

    By Greg Collier

    This week, we’re bringing you a plethora of scams from around the country that you may want to be aware of. You never know when they might come to your area.

    ***

    Some residents of Lauderhill, Florida, have reported receiving phony red light tickets in the mail. Typically, if a motorist runs a red light equipped with a camera, they will receive a ticket in the mail. However, these phony tickets have a few red flags attached to them. In one instance, the date listed on the ticket was February 30th. The tickets also had the insignia of the Fort Lauderdale police for an infraction that supposedly happened in Lauderhill. That’s not to say these phony tickets are harmless. Pictures of the recipient’s license plate appear on the ticket. Police believe the scammers are stalking their victims. If you receive a ticket like this, do not make any kind of payment requested. Instead, contact the police department the ticket is supposedly from to make sure the charge is not legitimate.

    ***

    Residents of the Houston, Texas area have said they’ve received an alarming text message. The text message claims that phones in the area have been hacked, and you’ll receive a call asking about your vaccination status. Supposedly, if you reply to the phone call, your banking information will be stolen from your phone. It doesn’t end there, though. The text message also claims the Department of Homeland Security is advising citizens to top off the gas in their vehicles and keep cash on hand because of the situation in Ukraine. So what’s the scam here? Well, we don’t think there is one. Instead, we believe that this is an instance of an urban legend. This incident hearkens back to the early days of the internet, when people would forward emails about untrue things like Bill Gates giving away a million dollars, or why you shouldn’t flash your high beams at a car that flashes you first. If you receive a text like this, check with legitimate sources first before proclaiming it as fact.

    ***

    Speaking of gas for your car. If you pay at the pump, you may often check the gas pump for card skimmers. These are devices that are attached to the card slot of the gas pump that steals your card information. Most people who do check do so by pulling on the card slot to make sure nothing comes free. However, according to the Better Business of Bureau of Nebraska, there is a new threat at the gas pump to worry about. These devices are called shimmers, and are virtually undetectable. They are paper thin devices that go in the card slot and can also steal your card information. To avoid this scam, you can pay inside the gas station or use a credit card, which has more protection than a debit card.

    ***

    Lastly, if you’re a customer of Verizon, you may have received a text message that looks like it came from your number. The text messages claim to be from Verizon and state that your bill is paid and to click a link to receive a gift. In some instances, customers were taken to a website that asked them for personal and financial information. In other instances, customers were taken to a Russian state media network. As always, you should never click on strange links from people you don’t know personally, and even then, you should still be suspicious. If you receive one of these texts, you should delete it immediately.

    ***

    We hope we’ve armed you with enough knowledge to protect you from these scams in the future.

     
  • Geebo 9:00 am on February 4, 2022 Permalink | Reply
    Tags: , , , , text messaging, ,   

    Zelle scam shows no signs of stopping 

    Zelle scam shows no signs of stopping

    By Greg Collier

    It’s been a few weeks since we last talked about the ongoing scams taking place through the Zelle banking app. If this is the first you’re hearing about it, these scams have been going on since at least this past fall. It starts when you get a text message that appears to come from your bank. The text message asks if you’ve recently made a large purchase or payment. You’re then asked to reply either yes or no to the text message. When you reply to the text message, your reply will be followed up with a phone call from scammers posing as your bank’s fraud department. The scammers will walk you through a process on the Zelle app that the scammers say will protect your account from any fraudulent activity. What’s really going on is the scammers are instructing you on how to put your money in the scammer’s account.

    The city of Charlotte, North Carolina, recently saw a dramatic increase in this scam. At least eight victims contacted the local ABC News affiliate saying they had been scammed through Zelle. Now, that may not seem like a lot of people being scammed, but you have to keep a couple of things in mind. The first is that not everyone who is scammed comes forward. Many people are too embarrassed to come forward after being scammed. This is why no one should ever be criticized for falling for one of these scams. The other thing is, scammers only need to find a handful of victims to make the scam profitable.

    For example, one of the victims who came forward in Charlotte said they lost $3500 to the scammers. Let’s just say that each of the victims lost a comparable amount. That’s $28,000 that a scammer potentially made in two weeks.

    If you receive a text message from your bank asking about a transaction, do not reply to it. Instead, call your bank’s customer service number on the back of your debit card or on the bank’s website. If you’ve lost money to this scam, it’s recommended that you file a police report right away before contacting your bank. This is not a guarantee you’ll get your money back, but in some instances it has helped. Lastly, if you use Zelle, think about opening a separate account with your bank that only has a small amount in it for Zelle transactions. That way if a scammer does get access to your Zelle the loss will be at a minimum.

     
  • Geebo 9:00 am on January 13, 2022 Permalink | Reply
    Tags: , , , text messaging,   

    Is your cell phone provider giving you a gift? 

    By Greg Collier

    Cell phone carriers are always fighting to get more customers. Even though just about everyone has a cell phone these days, major and minor carriers are continually looking for ways to either steal customers from their competitors and retain the customers they already have. They usually do this by offering on your cell phone plan or better phones than their competition. Some carriers even often gifts in the form of pre-paid debit cards as a loyalty reward. As usual, scammers know this and are now trying to take advantage of these programs by posing as cell phone providers.

    Within the past few months, customers of AT&T have been reporting receiving text messages that claim to be from the phone industry leader. The text message says something to the effect of ATT FREE msg: December bill is paid. Thanks, here’s a little gift for you. The text message then contains a link scammers are hoping you click on.

    If you do click on it, you’re taken to a website that has the AT&T logo as a header. You’ll then be asked to click on a button to see what your supposed free gift is. The button then takes you to a survey which requests scores of personal data. Not only could that data be used for identity theft, but could also be sold to other scammers to perpetuate other scams where text messages are involved.

    The best way to avoid this scam is to check the web address the message wants you to click on. Unless it’s from att.com, it’s almost assuredly a scam. Plus, it’s always good practice not to click on any links in text messages from people you don’t know personally. If you think the text message may legitimately be from your phone carrier, call them at the customer service number on your bill or their website.

     
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