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  • Geebo 9:00 am on December 16, 2024 Permalink | Reply
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    Celebrity Impersonation Scams: A Cruel Deceit 

    Celebrity Impersonation Scams: A Cruel Deceit

    By Greg Collier

    Scams are not a reflection of intelligence or sophistication. They are meticulously crafted traps that prey on human vulnerability, trust, and sometimes, loneliness. A recent incident in Marysville, Washington, underscores the devastating impact such schemes can have on unsuspecting individuals and their families. It is a sobering reminder that anyone, regardless of age or life experience, can fall victim to these malicious tactics.

    The story involves a 73-year-old grandmother who became the target of an elaborate scam involving a fake social media profile impersonating a well-known cable news anchor. Drawn into the scheme by a seemingly innocuous online interaction, she was manipulated into sending tens of thousands of dollars under the guise of helping a beloved pet and maintaining a fabricated romantic relationship. The financial loss was substantial, but the emotional toll on her and her family was just as profound.

    This case reveals a critical truth about scams: they thrive on emotional manipulation. By targeting feelings of trust, love, or even fear, scammers bypass rational thought and exploit their victims’ inherent goodness. For older adults, especially those who may experience loneliness or isolation, the risk is even greater. A scammer’s attention can fill a void, making the fabricated relationship feel real and meaningful.

    Loneliness among seniors is a pervasive issue that extends beyond financial fraud. Social isolation can lower defenses, making individuals more susceptible to manipulation. When someone feels unseen or undervalued, a scammer’s feigned affection or friendship can provide a dangerous sense of connection. Unfortunately, this bond is nothing more than a tool for exploitation.

    The incident in Marysville also challenges stereotypes about scam victims. The woman involved was intelligent, with a successful career spanning decades. Yet, even her sharp instincts were dulled by the careful, persistent efforts of the scammer. This reminds us that no one is immune. Scammers adapt their tactics to each victim, creating narratives that resonate deeply and feel believable, no matter how absurd they may seem in hindsight.

    Family members often face the heartbreaking challenge of intervening. Despite two attempts to dissuade the victim in this case, the emotional hold of the scammer proved difficult to break. Families should approach these situations with empathy and understanding, recognizing that victims often feel a mix of shame, embarrassment, and continued loyalty to the scammer. Open, non-judgmental conversations about financial safety and online behavior are essential to preventing such incidents.

    Law enforcement and advocacy organizations are working to combat these schemes, but the responsibility also lies with society to better protect vulnerable populations. Awareness and education are crucial. Friends and family members can play a pivotal role by staying connected, fostering open communication, and regularly discussing the realities of online fraud.

    This is not just about safeguarding money, it’s also about protecting dignity and emotional well-being. Scams don’t just drain bank accounts, they fracture trust and leave lasting scars. By addressing the root causes, like loneliness and isolation, and promoting vigilance, we can help shield our loved ones from falling into these traps.

    To anyone reading this, let the Marysville case be a reminder. Scams are an equal-opportunity threat. They exploit what makes us human, our capacity for trust, love, and empathy. The best defense is staying informed, connected, and supportive of one another. Together, we can close the door on those who prey on vulnerability and ensure that stories like this become less common in the future.

     
  • Geebo 9:00 am on December 16, 2022 Permalink | Reply
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    A good change in Social Security brings out the scammers 

    A good change in Social Security brings out the scammers

    By Greg Collier

    The most impersonated government agencies are the IRS, Social Security, and Medicare. Scammers often use these three offices to intimidate their victims into doing what they want. I mean, who wants to be contacted by the IRS? They typically use the other two offices to intimidate older Americans or the disabled into thinking they’re either going to lose their benefits, or they make benefit promises that are better than what the government is offering. Whenever the law or policy changes happen within one of these offices, the scammers are right on top of it, looking to use it to take advantage of their victims.

    At the end of this year, millions of Social Security beneficiaries will be receiving an almost 9% cost of living increase in their benefits. If a beneficiary is eligible for this increase, there is nothing they have to do. They will receive it automatically. Scammers will contact their victims posing as the SSA. They’ll tell their victims they need their personal information, a payment, or both to receive the increase. This could lead to the victim’s identity being stolen, or the loss of hundreds if not thousands of dollars.

    To better protect yourself or someone you know from this scam, the best thing to do is keep in mind that government agencies like this will not reach out to citizens first. Unless you already have an ongoing matter with Social Security, they will not just call someone out of the blue. Most government agencies will contact someone by postal mail if they need to be notified. Also, no one should have to give their personal information to the SSA, as they should already have it if you’re a beneficiary. If you receive a call from someone claiming to be from the SSA, hang up and contact the SSA at 1-800-772-1213, or their contact page at SSA.gov.

     
  • Geebo 8:03 am on November 3, 2022 Permalink | Reply
    Tags: , imposter scam, , ,   

    Scammers can look just like your friends on Messenger 

    Scammers can look just like your friends on Messenger

    By Greg Collier

    Facebook Messenger has become a popular tool of scammers in recent years. If a scammer can hijack someone’s account, they can attempt to scam everyone on that user’s friends list. But it’s easy to be skeptical when it’s a text-only message asking you to invest in cryptocurrency, or telling you that you’re eligible for a government grant. But what if it was a video call on Messenger where your friend is asking for money for an emergency? With technology advancing every day, this is now possible for scammers to do.

    Police in Michigan have reported numerous scams where victims got a video call on Messenger that appeared to be from a friend. The video looked just like their friend, where the friend would be moving around as normal. The calls only lasted a few seconds, but that would be enough time for scammers to ask the victims for money. Victims would then be directed to send the money through Cash App.

    The report doesn’t say how this video trick is done. However, if we had to hazard a guess, we’d say it’s done through the same technology that many face apps use. For example, there are apps where you can submit a picture and using rudimentary AI, the app can make the pic look like it’s singing New York New York by Frank Sinatra, or any other song.

    A good way to tell if you’re being scammed in this way is if there’s picture, but no sound. While the scammers can make it appear as if the picture is talking, they’ll type out the message, since they can’t make the picture say anything they want and have it sound like the friend. In all instances, even if a friend is in dire straits and does need a helping hand, always verify with them through a second method of communication such as a phone call or email.

     
  • Geebo 8:00 am on October 5, 2022 Permalink | Reply
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    Lottery winners are not giving away money 

    Lottery winners are not giving away money

    By Greg Collier

    The lottery winner scam is reportedly making the rounds again. If you’re unfamiliar with this scam, scammers will claim to be someone who won one of the major lottery prizes in the country. The scammers will use the names of real lottery winners to make the scam seem more legitimate.

    The scammers will then text, email, or send a private message to their potential victims telling them that they’re giving away part of their winnings. Typically, the offer is for hundreds of thousands of dollars. The messages also include articles that show the news of the actual lottery winner.

    The scammers are usually after one of two things. The first is personal and financial information. They may ask for your banking information in the guise of sending you the money. They may also ask for identifying information, such as a copy of your driver’s license. This leads to either the victim’s identity being stolen or their bank account being hijacked.

    The other thing these scammers are usually after is your money. After promising victims all this money, the scammers will try to get money out of the victim by saying that some form of taxes or processing fees need to be paid first. This is known as the advance fee scam and is quite common when it comes to lottery and sweepstakes scams.

    While there are legitimate lottery winners who have been generous with their winnings, they do not hand out hundreds of thousands of dollars to random people. The logistics and legal wranglings of doing so would be a procedural nightmare to say the least.

    As with most giveaway scams, it’s good to keep two sayings in mine. ‘There’s no such thing as a free lunch’, and ‘If it seems too good to be true, it probably is’.

     
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