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  Geebo 9:00 am on February 4, 2022 Permalink | Reply
  Tags: bank scam ( 72 ), charlotte, north carolina ( 15 ), Scams ( 1,386 ), text messaging ( 36 ), text scam ( 23 ), Zelle ( 67 )   

  Zelle scam shows no signs of stopping 

  

  By Greg Collier

  It’s been a few weeks since we last talked about the ongoing scams taking place through the Zelle banking app. If this is the first you’re hearing about it, these scams have been going on since at least this past fall. It starts when you get a text message that appears to come from your bank. The text message asks if you’ve recently made a large purchase or payment. You’re then asked to reply either yes or no to the text message. When you reply to the text message, your reply will be followed up with a phone call from scammers posing as your bank’s fraud department. The scammers will walk you through a process on the Zelle app that the scammers say will protect your account from any fraudulent activity. What’s really going on is the scammers are instructing you on how to put your money in the scammer’s account.

  The city of Charlotte, North Carolina, recently saw a dramatic increase in this scam. At least eight victims contacted the local ABC News affiliate saying they had been scammed through Zelle. Now, that may not seem like a lot of people being scammed, but you have to keep a couple of things in mind. The first is that not everyone who is scammed comes forward. Many people are too embarrassed to come forward after being scammed. This is why no one should ever be criticized for falling for one of these scams. The other thing is, scammers only need to find a handful of victims to make the scam profitable.

  For example, one of the victims who came forward in Charlotte said they lost $3500 to the scammers. Let’s just say that each of the victims lost a comparable amount. That’s $28,000 that a scammer potentially made in two weeks.

  If you receive a text message from your bank asking about a transaction, do not reply to it. Instead, call your bank’s customer service number on the back of your debit card or on the bank’s website. If you’ve lost money to this scam, it’s recommended that you file a police report right away before contacting your bank. This is not a guarantee you’ll get your money back, but in some instances it has helped. Lastly, if you use Zelle, think about opening a separate account with your bank that only has a small amount in it for Zelle transactions. That way if a scammer does get access to your Zelle the loss will be at a minimum.

   

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  Geebo 8:00 am on August 5, 2021 Permalink | Reply
  Tags: charlotte, movers ( 8 ), moving ( 6 ), north carolina ( 15 ), Scams ( 1,386 )   

  Moving scam steals families’ belongings 

  

  By Greg Collier

  With the increasing demand for housing, many families are in the process of moving. Whether it’s across town or across the country, many families are turning to professional movers to transport their belongings to their new homes. Unfortunately, like a lot of other service industries, there are a number of scammers posing as legitimate moving companies.

  For example, families in the Charlotte, North Carolina area have reported to police that their belongings disappeared after hiring what they thought was a moving company. Several families have reported that the so-called movers packed up their stuff and just made off with it. The phony movers were even said to have appeared legitimate, as they had a professional looking website and a customer service department. However, once the families lost their belongings, the website and phone numbers would disappear.

  That’s only one moving scam that can affect families. A more prevalent scam is when shady long-distance moving companies hold your belongings hostage while they demand extra payment. These fly-by-night companies often end up going out of business, leaving customers’ belongings in a state of legal limbo which is difficult to recover.

  Just like any other major life decision, you should do a lot of research before picking out a moving company. Check online reviews and ask friends on social media for recommendations. You can also check the mover’s license number with the Department of Transportation to see their complaint history and if they’re not registered with the DOT, that can be a big red flag that the company may not be legitimate.

  If a company gives you an estimate sight unseen, they may also be trying to scam you. Always get at least three estimates from three different movers and get them in writing. Never make payment in full upfront, and make sure that the movers provide full-value protection insurance. Lastly, if anything feels out of the ordinary with your movers, don’t be afraid to go with another company.

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  Geebo 8:00 am on April 15, 2021 Permalink | Reply
  Tags: bank scam ( 72 ), charlotte, identity theft ( 108 ), north carolina ( 15 ), PNC Bank ( 3 ), Scams ( 1,386 )   

  Bank promotion leads to identity theft 

  

  Charlotte, North Carolina is one of the major banking capitals of the US. While the primary banking center of the country is New York City, Charlotte has traded the #2 spot with San Francisco for many years. Many national banks either have their corporate headquarters in Charlotte or have a large corporate presence there. Unfortunately, this large banking presence has not stopped bank scams from happening as the local police recently found out.

  The Charlotte-Mecklenburg Police Department have said they recently encountered dozens of residents who have had bank accounts opened in their name. The residents have said that they’ve received letters in the mail thanking them for opening accounts with PNC Bank. Some of the letters even have debit cards included with them. PNC seems to be the target of this scam since they’re running a promotion where a customer can receive $300 for opening an account.

  It’s believed that the residents targeted in this scam must have had their private information leaked in a previous data breach. While reports have not stated it, in similar scams, scammers have had debit and credit cards sent to the victims home address where the scammer is watching the mail so they can intercept the card.

  If you receive a letter like this from PNC or any other bank, you need to act immediately. Call the bank at the customer service number that’s provided with the letter to tell them you did not open that account. It’s also recommended that you contact your local police department as well. Then it’s strongly recommended that you put a freeze on your credit. You can also get a credit alert that will notify you if anyone tries to open credit using your information.