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  • Geebo 8:00 am on June 7, 2024 Permalink | Reply
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    More scammers show up at the doors of the elderly 

    More scammers show up at the doors of the elderly

    By Greg Collier

    An elderly North Las Vegas resident recently fell victim to a sophisticated scam, resulting in the loss of thousands of dollars within minutes. The scam began with a call from what appeared to be her bank. The resident noticed suspicious activity in her account after receiving the call. Upon checking her online banking account, she discovered two fraudulent charges amounting to thousands of dollars. The caller, pretending to be a bank representative, informed her that immediate action was needed to secure her account.

    The caller explained that due to increased fraud, they would send a courier to collect her card. Within ten minutes, a supposed courier arrived at her front door with a fictitious access code. Believing the situation to be legitimate, she handed over her card. The scammer, captured on video, cut the card in half and placed it in an envelope.

    The scammers had all her information, including her address, which they confirmed with her. She remained on the phone with the initial caller throughout the exchange. However, moments after handing over her card, she was locked out of her online bank account. Realizing something was amiss, she promptly hung up the call.

    She immediately contacted her real bank, closed her accounts, and changed her passwords. Despite her quick response, nearly $9,000 had already been stolen. The bank confirmed that the scammers had already infiltrated her account when they first made contact. Obtaining her card’s chip was merely the final step in their elaborate scheme. She remains hopeful that her bank will reimburse the stolen $9,000, but has yet to receive the funds.

    Protecting yourself from scams, especially sophisticated ones like the one described, requires a combination of awareness, skepticism, and proactive measures. Here are some steps to safeguard against such scams.

    Always verify the identity of the caller by hanging up and calling your bank directly using a phone number from their official website or your bank statement. Scammers often create a sense of urgency to prompt hasty decisions. Be wary of any call that requires immediate action, especially if it involves your financial information.

    If someone shows up at your door claiming to be from your bank or any other service, do not hand over any personal items or information. Verify their identity by contacting the organization directly.

    By taking these precautions, you can significantly reduce the risk of becoming a victim of scams and protect your personal and financial information.

     

  • Geebo 8:00 am on June 6, 2024 Permalink | Reply
    Tags: , hi how are you, , ,   

    Innocent text leads to scams 

    Innocent text leads to scams

    By Greg Collier

    Scams have become increasingly sophisticated and widespread, often disguising themselves in the most innocent-looking forms. Recently, a North Carolina sheriff’s office issued a crucial warning to the public about one such tactic that scammers are using to deceive unsuspecting victims.

    Imagine receiving a message from an unknown number that simply says, “Hi! How are you?” Your first instinct might be to respond, perhaps thinking it’s someone you know or someone who has mistakenly texted you. However, it’s strongly advised against responding to these types of messages. Scammers are using this tactic as a conversation starter, so don’t text back.

    If you were to respond, the conversation may unfold in a seemingly innocent manner. The scammer, pretending to be friendly, will likely apologize for the mistake and try to keep the conversation going. This gradual process of befriending you is a calculated move. Once they have gained your trust, the scammer will typically steer the conversation toward offering advice on cryptocurrency investments or other money-making advice. The scammer will prompt you to pay for their “valuable” information, but in reality, it’s all a ploy to steal your money.

    Even a simple reply to such messages can put you at risk. By responding, you confirm that your phone number is active, making you a target for further scam attempts. This can lead to an influx of more scam calls and texts. To avoid these situations, it’s recommended to not reply to unknown numbers at all. Instead, delete and report the messages using your phone’s report junk option or forward them to 7726 (SPAM).

    To safeguard against these scams, there are some key precautions to take. If you receive a message from an unknown number, it’s best to ignore it. Delete and report it instead. Be wary of anyone promising quick and easy money with zero risk. Every legitimate investment comes with risks, and only scammers guarantee big returns with no effort.

     

  • Geebo 8:00 am on June 5, 2024 Permalink | Reply
    Tags: , , payroll diversion,   

    Payroll diversion scams plague employers 

    Payroll diversion scams plague employers

    By Greg Collier

    A Kansas police department has recently issued a warning regarding a troubling payroll scam targeting employers and businesses.

    In this case, a local employer received what appeared to be a legitimate email from an employee, requesting a change to their direct deposit information to a GreenDot account. While GreenDot is a valid online-only banking service, the email was a fraudulent attempt by scammers to divert the employee’s payroll funds. If the name GreenDot sounds familiar, their prepaid debit cards are frequently used as demanded forms of payment in other scams.

    The scam was only uncovered when the employer discussed the change directly with the supposed sender, who was unaware of any such request.

    This scam is classified as a payroll diversion scam, where the perpetrator masquerades as an employee and contacts someone within the organization who has the authority to modify payroll details. More sophisticated versions of this scam involve hackers using social engineering tactics to access an employee’s email account. Once inside, they can either send fraudulent emails from the victim’s work account or gain entry to an online payroll portal to alter direct deposit information.

    To prevent such scams, the Federal Bureau of Investigation advises caution with the information shared on social media. Personal details such as pet names, schools attended, birthdays, and family member names can provide hackers with enough information to guess passwords and gain access to sensitive accounts.

    If you receive a suspicious email or believe you have been targeted by an online scam, it is crucial to report it immediately to the FBI’s Internet Crime Complaint Center. By staying informed, businesses and individuals can protect themselves from falling victim to these increasingly common scams.

     

  • Geebo 8:00 am on June 4, 2024 Permalink | Reply
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    Protect your Facebook account from latest phishing scam 

    By Greg Collier

    Social media scams are constantly evolving, and the latest phishing scheme is a new threat targeting Facebook users. It’s designed to trick you into revealing your login credentials by exploiting your fear of losing access to your account. The Better Business Bureau has issued a warning about this scam, emphasizing the importance of recognizing and avoiding it. Here’s how you can identify this scam and safeguard your account from hackers.

    You might receive an email that seems to be from Facebook, warning about a breach of Community Standards on your page. The message might look like this: “Recently, we discovered a breach of our Community Standards on your page. Your page has been disabled for violating our Terms. If you believe this decision is incorrect, you can request a review and file an appeal at the link below.” The email could also state that if you don’t act within 24 hours, your account will be permanently deleted. The email includes a link that appears to lead to Facebook’s website.

    When faced with such a message, it’s essential to remain calm and scrutinize it closely. You will likely find telltale signs of a scam, such as, typos and grammatical errors in the message, an email sender’s address that doesn’t match Facebook’s official addresses, or you might notice that the link doesn’t actually point to Facebook’s website.

    Another variant of this phishing scam targets business pages, threatening deactivation due to a Terms of Service or Community Standards violation. This message pretends to be from Meta Business Support and asks the administrator to confirm the account by clicking a link, or face permanent deletion. Clicking the link typically leads to a fake but official-looking page that prompts you to fill out a form with your login email, phone number, name, and other details. Once submitted, you are asked to confirm your password, providing scammers the information needed to hijack your account. We have to clear out messages like this from our inbox daily just because we’re a business with a Facebook page.

    There are steps you can take to protect yourself from this scam, such as reading suspicious emails and messages carefully, looking for signs of a scam before taking any action. Remember, fake alerts are common as scammers frequently target social media accounts.

    If you receive a message similar to the one’s mentioned, you should verify its claims by logging into your Facebook account directly to check if there is an actual problem. Do not rely on the information provided in the message to make any decisions.

    Also, even if an alert seems legitimate, use the Facebook app to log in or type the URL into the browser bar yourself. Avoid clicking on links sent via email or messages.

    Lastly, never enter your login information on a third-party website or any page other than the official Facebook website. Do not send your login details via email or Facebook Messenger. If you suspect you’ve entered your credentials on a fake form, change your password immediately.

    By staying informed and cautious, you can protect your Facebook account from phishing scams and other online threats. The Better Business Bureau’s warning serves as a reminder that your security starts with a proactive approach to recognizing and avoiding these scams.

     

  • Geebo 8:00 am on June 3, 2024 Permalink | Reply
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    Beware of the ‘accidental’ money transfer scam on Venmo 

    By Greg Collier

    You receive a notification from Venmo that someone has accidentally sent you money and is now asking for it back. It’s only natural to feel inclined to return the money immediately. However, Michigan’s Attorney General recently issued a critical warning to Venmo users about this scam, urging everyone to think twice before sending the money back.

    Scammers have become increasingly sophisticated in their methods. The current scheme involves using stolen credit cards to send money to unsuspecting Venmo users. Once the money is sent, the scammer quickly contacts the recipient, claiming the transfer was an accident and requesting the money to be sent back. The recipient, thinking they are helping correct an honest mistake, returns the funds.

    The catch? When Venmo eventually discovers that the original transaction came from a stolen credit card, they reverse the transaction, taking the money from the recipient’s account. Meanwhile, the scammer walks away with the money sent back, leaving the recipient at a financial loss.

    It’s crucial to exercise caution with any unexpected transaction, especially from someone you do not know. Here are a few tips to protect yourself from falling victim to this scam.

    Take a moment to think before responding to unexpected money transfers. Scammers often rely on a sense of urgency to trick their targets. If you receive money unexpectedly, reach out to Venmo’s support team to verify the legitimacy of the transaction. Avoid direct communication with the sender until you have confirmed everything. Regularly review your Venmo transactions to spot any unusual activity.

    If you suspect you are a victim of a scam or notice anything suspicious, report it to Venmo and your local authorities immediately.

    This scam is a reminder of the importance of caution in online transactions. If you find yourself in this situation, pause, verify, and report if necessary. Protecting your financial information should always be a top priority.

    Venmo is designed primarily for transactions between family and friends, making it a convenient tool for splitting bills, sharing expenses, and sending money to people you know and trust. Using Venmo for transactions with unknown parties can increase the risk of fraud and scams, as the platform lacks the same protections offered by services specifically built for business transactions. Always ensure that you are sending or receiving money from trusted individuals to maintain the security of your financial information.

     

  • Geebo 8:00 am on May 31, 2024 Permalink | Reply
    Tags: contract for deed, , ,   

    Avoiding risky home-buying practices 

    Avoiding risky home-buying practices

    By Greg Collier

    For those navigating the home-buying market, it’s crucial to be aware of potential pitfalls, particularly when considering a ‘contract for deed.’ This method involves an agreement where the home buyer makes payments over time directly to the seller, rather than securing a traditional mortgage. While this can seem like an attractive option, it carries significant risks.

    The primary concern with a ‘contract for deed’ is the reduced level of protection for buyers compared to standard mortgages. This makes it easier for unscrupulous individuals to exploit the situation. Minnesota’s Attorney General has issued a warning, emphasizing the need for caution and understanding when entering into such contracts. It is essential to fully understand the terms of a ‘contract for deed’ and to be aware of your rights and responsibilities before signing.

    Ensure that the seller has paid the home’s property taxes and that the property is not in foreclosure. Unpaid taxes or foreclosure status can lead to serious complications down the line.

    Determine if the contract includes a balloon payment, and if so, understand the amount and due date. This lump sum payment can catch buyers off guard and create financial strain.

    Before entering into a contract, have a clear plan to pay off the entire amount. Additionally, account for annual property taxes and maintenance costs.

    Obtain a professional home appraisal and inspection. This step ensures you are not overpaying and that the property is in good condition.

    Be prepared to handle repair costs, property taxes, and general upkeep once the contract is signed. These expenses can add up quickly and need to be factored into your budget.

    Check the interest rate being charged by the seller and compare it with rates from lenders. Ensuring the rate is competitive can save you money in the long run.

    Record the contract with the county recorder’s office within four months of signing. This step may provide additional protections under the law.

    If you find yourself a victim of a scam, report it immediately. Many individuals feel ashamed when they realize they have been scammed, but remember that con artists are skilled professionals. Reporting these incidents helps protect others and can prevent future scams.

    In summary, while a ‘contract for deed’ might seem like a viable alternative to traditional home financing, it comes with substantial risks. Thoroughly understanding the contract and being cautious about the details can help you avoid potential pitfalls and make informed decisions in your home-buying journey.

     

  • Geebo 8:02 am on May 30, 2024 Permalink | Reply
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    Below-market vehicle deals are a growing scam 

    Below-market vehicle deals are a growing scam

    By Greg Collier

    In recent times, there has been a noticeable increase in scams involving the sale of stolen vehicles online. These fraudulent schemes often take place on popular platforms like Facebook Marketplace and Craigslist. The common thread among these scams is the suspiciously low price tag on the vehicles, which is significantly below their actual market value.

    The scam operates in a deceptive yet sophisticated manner. Criminals acquire a stolen vehicle and then search for another car with the same make, model, and similar mileage. They use the legitimate vehicle’s details to create a counterfeit VIN (Vehicle Identification Number) sticker, which is then applied to the stolen car. This fake VIN gives the vehicle a seemingly clean history, making it appear legitimate to unsuspecting buyers.

    Potential buyers are lured in by what they perceive to be an incredible deal. The vehicle’s history appears spotless, with no indication that it has been stolen. However, the reality of the situation becomes apparent only after the purchase is complete. Once the buyer discovers that the vehicle is stolen, they face the harsh truth that the car must be returned to its rightful owner or the insurance company. This leaves the buyer without the vehicle and out of the money they spent.

    The Arkansas Department of Finance and Administration (DFA) has issued several warnings regarding this scam. According to the DFA, the largest red flag is the vehicle being sold for cash only at a price significantly lower than its actual value. Most recently, scammers have been targeting newer model pickup trucks, offering them for tens of thousands of dollars below retail value.

    The DFA advises buyers to exercise caution when searching for vehicles on these sites. Here are some key tips to avoid falling victim to this scam. Always verify the vehicle’s history through reliable sources. Be suspicious of any discrepancies or missing information. Legitimate sellers are usually open to various forms of payment. Insistence on cash transactions can be a red flag.

    Ensure the VIN on the vehicle matches the one on the title and other documents. Check for signs of tampering or replacement stickers. Consider using professional services to inspect the vehicle and verify its legitimacy before completing the purchase.

    By following these guidelines, buyers can better protect themselves from falling victim to these fraudulent activities. While online platforms offer the convenience of purchasing vehicles, they also present opportunities for scammers. Staying informed and cautious can help prevent unfortunate and costly mistakes.

    In summary, the public is urged to remain cautious when encountering seemingly fantastic deals on vehicles. Performing due diligence and recognizing the warning signs can save buyers from the pitfalls of this growing scam.

     

  • Geebo 8:00 am on May 29, 2024 Permalink | Reply
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    Victim loses $1 million to pop-up scam 

    Victim loses $1 million to pop-up scam

    By Greg Collier

    An intricate scam is currently affecting residents in Kansas City, Missouri, leading to significant financial losses. The local police department has issued a public warning after at least one individual lost over $1 million due to this fraudulent scheme.

    The scam initiates with a deceptive pop-up message appearing on a computer screen. This message falsely claims that the device is malfunctioning and provides a phone number for supposed tech support. When the number is dialed, the person on the other end asserts that the victim’s computer and financial information have been compromised.

    To make the situation appear legitimate, another scammer impersonates a government official. This imposter instructs the victim to liquidate their assets into gold bars or transfer funds to a Bitcoin ATM. Adding another layer of deception, the scammers offer to send a courier to collect the gold, claiming it is for asset safeguarding.

    The reported victims of this scam are all between the ages of 65 and 80, making seniors particularly vulnerable to such schemes.

    Local detectives are not working in isolation. They are collaborating with various law enforcement agencies across the country to identify and apprehend those responsible for this scam.

    If you encounter this fraudulent activity but have not experienced financial loss, it is crucial to report it to the Internet Crime Complaint Center at https://ic3.gov. Those who have fallen victim to this scam and lost funds should immediately contact their local police department for assistance.

    Be cautious of unexpected pop-up messages claiming that your computer is facing issues. Avoid calling phone numbers or following instructions provided in such pop-ups. Always verify the information through official or known channels. Never transfer money or assets based on instructions from unsolicited messages or calls. Before taking any action suggested by unexpected alerts, consult a trusted friend or family member who is more technically knowledgeable.

    By understanding the details of this scam and taking appropriate preventive measures, residents can protect themselves from falling prey to such deceptive tactics. Reporting any suspicious activity helps law enforcement agencies track and shut down these fraudulent operations, safeguarding the community from further harm.

     

  • Geebo 8:00 am on May 28, 2024 Permalink | Reply
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    Unwanted deliveries: A twist in Amazon scams 

    By Greg Collier

    This spring, a concerning trend is on the rise, catching many Amazon customers off guard: receiving packages they never ordered. What might initially seem like a harmless mistake is, in fact, part of a more insidious scam that is becoming increasingly pervasive.

    For many, it starts with an unexpected delivery. It could be anything from patio chair cushions to child’s toys arriving unannounced on your doorstep. This might sound like an innocuous inconvenience, but for some, it’s much more than that.

    Take, for example, a disabled veteran who is finding these unsolicited deliveries particularly burdensome. Receiving numerous boxes that he struggles to move due to his condition has turned a minor nuisance into a significant hassle. The items range from patio chair cushions to various fabric-related products, cluttering his home and adding unnecessary stress to his daily life.

    This situation isn’t unique. Another individual experienced a similar issue, receiving a calligraphy pen and even a child’s scooter, all without ordering them. This phenomenon is known as the brushing scam. It’s an attempt by unscrupulous third-party sellers to boost their ratings on Amazon by sending out unsolicited items to unsuspecting individuals. By doing so, they can post fake positive reviews to bolster their product’s visibility and credibility.

    According to the Better Business Bureau (BBB), this is not an isolated incident. They have received reports from thousands of people across the country experiencing these random deliveries. The items sent can be bizarre and varied, making it clear that these packages are not simply misplaced orders but part of a calculated strategy.

    While it might be tempting to dismiss this as a victimless crime, the reality is more concerning. The very fact that these scammers have access to your name and address indicates that your personal information is in the wrong hands. This should not be taken lightly.

    Here’s what you should do if you find yourself on the receiving end of this scam. Contact Amazon or the respective retailer to inform them about the unsolicited items. Immediately update your password for the site to enhance your account’s security. You should also enable two-factor authentication, as this provides an extra layer of security to your account.

    Remember, legally, you are not obligated to return these deliveries. However, reporting them to Amazon’s fraud website is a prudent step. This helps prevent further misuse of your information and ensures you are not mistakenly charged for items you never ordered.

    In conclusion, while receiving unexpected packages might seem like a minor inconvenience, it is part of a larger, more troubling scheme. By taking the necessary precautions and staying informed, you can protect your personal information and help curb this growing threat.

     

  • Geebo 8:00 am on May 24, 2024 Permalink | Reply
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    Navigating the rise in puppy scams 

    By Greg Collier

    The joy of welcoming a new furry friend into the family can quickly turn to heartbreak when faced with deceitful online puppy scams. These fraudulent schemes are on the rise across the nation, leading to significant financial and emotional losses for countless hopeful pet owners. According to the Better Business Bureau, nearly $2 million was lost to these scams in 2022 alone, with an average loss of $850 per family or individual.

    The tactics used by these scammers are particularly insidious, as they prey on the emotional bonds prospective pet owners form with the animals they believe they are purchasing. A recent incident involving a Louisiana family highlights the devastating impact of these scams and underscores the importance of being cautious when searching for a new pet online.

    After losing their beloved pet, the family decided it was time to bring a new puppy into their lives. They turned to an online breeder they found in a Facebook group, drawn by positive reviews and an attractive price of $500. Initially, everything seemed legitimate. The breeder communicated regularly and provided testimonials from other satisfied customers.

    However, the situation quickly changed. The breeder informed the family that the puppy needed to be transported from Houston with a personal pet nanny, requiring an additional $150. Then, the story shifted again. The breeder claimed the dog needed to be flown in a climate-controlled aircraft, a significantly more expensive option. As the demands for more money grew, the breeder’s communication became increasingly uncooperative, sending only blurry photos and videos that raised further suspicions.

    Realizing they had been scammed, the family ultimately lost $650. This experience is, unfortunately, all too common. Scammers rely on the emotional investment of their victims, using it to manipulate and extract more money.

    To help others avoid falling victim to similar schemes, the Better Business Bureau (BBB) offers some practical advice. Whenever possible, work with local breeders you can visit in person or consider adopting from local animal organizations. This reduces the risk of falling for an online scam and allows you to see the living conditions and care provided to the animals.

     

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