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  Geebo 9:00 am on December 28, 2020 Permalink | Reply
  Tags: Arkansas ( 3 ), charity ( 18 ), donations ( 5 ), food banks, MacKenzie Scott, volunteer   

  Food bank to receive surprise donation from billionaire 

  

  2020 was a particularly difficult year for food banks. Due to the pandemic, most food banks saw an increase in demand for their services by people who were either laid off or furloughed. Now imagine you’re one of these struggling food banks and you find out you’re going to receive a substantial donation from one of the country’s richest people.

  That’s what happened to a food bank in Arkansas after they were contacted by billionaire and philanthropist MacKenzie Scott. Scott is the former wife of Amazon CEO Jeff Bezos and has promised to donate most of her wealth. So far, Scott has donated close to $2 billion to groups that have historically served marginalized and underserved people.

  But you don’t have to be a billionaire to help your local food bank. You can always donate food as the name implies, however, each food bank has specific needs. Please contact your local food bank to see what their most urgent needs are. Please don’t donate the canned goods that have been sitting in your cabinet that have been collecting dust for years. If you’re not going to eat it, the odds are that the food bank won’t need it. What they do need in most cases is nonperishable foods that have a decent shelf life. Peanut butter and canned meats like tuna and ham are preferred.

  If you don’t know what foods to donate, you can always donate money if you can afford it. Most of these organizations are barely scraping by with their operating costs. Most food banks will not receive donations like the one Ms. Scott will be donating to the Arkansas food bank.

  If you can’t donate food or money you could always volunteer your time. Many of the front-line workers at food banks are the elderly and they’re putting themselves at great risk. The more volunteers a food bank has, the less likely it will be that one of their elderly workers will become infected.

  If you want to help your community recover during these trying times, we can think of no better way than helping with your local food bank.

   

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  Geebo 11:00 am on December 24, 2020 Permalink | Reply
  Tags: online shopping ( 40 ), phishing ( 91 ), Scams ( 1,606 ), typosquatting   

  How a typo could cost you money 

  

  Right now, it’s probably too late to get a Christmas present to someone on time if you’re shopping online. However, there is an online shopping scam that takes place all year long that you should be aware of.

  Have you ever mistyped the address of your favorite website only to end up on some sketchy site full of ads and malware? Now what if you mistyped the address of your favorite shopping site but the site looked exactly the same? That’s what some scammers are hoping happens if you misspell the name of a popular retailer.

  Some scammers have registered slightly misspelled web addresses, known as URLs, to try to trick you into giving them money. For example, scammers will register a URL that puts in a zero when the actual address had an ‘O’ in it. Or they’ll add an extra letter that most people won’t notice. This is known as ‘typosquatting’

  These typosquatters won’t just sit around waiting for someone to make a typing error. They’ll also send out phishing emails that look like they’re from the legitimate retailer but use their phony URL for any links in the email. As always, you should never click on email links from people you don’t know personally.

  If you go to the duplicate site, not only could scammers get your login information for the legitimate site, they could also get your financial information.

  The best way to protect yourself from typosquatting outside of double-checking your spelling is to use a credit card when shopping online. Credit cards come with more consumer protections than that of a debit card, gift card, or online payment service. Some credit cards even provide a free service that generates a temporary credit card number that you could use for a one time purchase. This will prevent your credit card from being used for additional fraudulent charges.

   
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  Geebo 9:00 am on December 23, 2020 Permalink | Reply
  Tags: economic impact payment ( 22 ), economic relief checks ( 14 ), Scams ( 1,606 ), stimulus checks ( 20 )   

  Scams are sure to follow new stimulus payments 

  

  This past Monday, Congress approved a new round of economic impact payments to most US citizens. The new round of payments will only be half as much as the initial payments at $600. Even though these payments will be less, they won’t stop scammers from trying to fleece you out of your payment. While we’re sure new scams will emerge with the next round of payments, scammers will continue to use the same scams they did before. So let’s review some of those scams.

  This round of payments are supposed to be received quicker than the payments back in Spring. However, scammers might try to convince you that they can the payment to you quicker if you give them your financial information. In reality, no one person or agency can get you your payment to you faster.

  The IRS will not reach out to you by text message, phone call, social media, or email about your stimulus payment. So if anyone contacts you out of the blue and says there is an issue with your payment, they are more than likely scammers. If you think there might be an issue with your payment, you can always check with the IRS’s Get My Payment website.

  As previously mentioned, the stimulus checks will be no more than $600. If anyone is contacting you promising more money than that, they are scammers.

  Be wary if you receive a paper check that is designed to look like a stimulus payment. Scammers will follow up with a phone call stating that they’ve overpaid you and will ask you to deposit the check and return the overage. These are fake checks and if you deposit one, you’ll be responsible for the amount to your bank.

  Speaking of banks, your bank will not call you about your stimulus payment status. Once again, these are scammers trying to divert your payment to them.

  In general, it’s best not to click on any links about your stimulus that you receive in any online communication and do not give your personal information over the phone.

   
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  Geebo 9:00 am on December 22, 2020 Permalink | Reply
  Tags: credit card ( 9 ), identity theft ( 129 ), Kansas ( 7 ), Scams ( 1,606 )   

  Credit card scammers take advantage of economic need 

  

  Credit cards have long been a subject of contention in our country. Banks and institutions have been criticized for alleged predatory practices when it comes to offering credit cards. Conversely, many consumers have racked up mountains of credit card debt that they’ll eventually go bankrupt from. Leave it to the scammers to take advantage of such a chaotic situation to make matters even worse for consumers.

  With so many people trying to scrape by during the pandemic, large numbers of consumers are using credit cards just to keep the lights running as long as possible. While they are living well beyond their means, most of these consumers have little to no choice in doing so.

  Enter the scammers who are promising economic relief. According to the Brown County Sheriff’s Office in Kansas, residents there have reported a slew of scam phone calls they’ve received about credit card relief. Scammers have been posing as credit card companies like VISA, Master Card, and Discover. They’ll claim that due to the pandemic they’re offering zero percent interest and a refund of all the interest that’s been paid this year.

  Not only are the scammers asking for your credit card numbers but they’re also asking for your banking information under the guise of direct depositing your ‘refund’. Of course, what they’ll really do is run up charges on your credit card and drain your bank account.

  If you receive one of these calls, it’s recommended that you hang up and contact your local law enforcement. If you’ve been a victim of this scam, you should contact police and also your credit card company using the number on the back of your card.

  One good way to avoid this scam is that if your credit card company called you, they would already know your credit card number. However, as a general rule, you should never give your financial information to a stranger over the phone. If your credit card company does call and you don’t feel secure talking to their representative, you can call them back at the number on the back of your card.

   
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  Geebo 9:00 am on December 21, 2020 Permalink | Reply
  Tags: charity ( 18 ), charity scam ( 42 ), Christmas ( 15 ), Scams ( 1,606 )   

  Charity scams hit hardest this time of year 

  

  This time of year, many charities see increases in donations due to the giving spirit of the holidays. However, there are some organizations posing as charities that might not help who they claim to.

  Most charity scams start with unsolicited phone calls. They’ll claim to be collecting money for an official-sounding charity or a charity that uses a similar name to an official charity. They may also use a generic phrase like they’re collecting for bond relief without giving a specific charity name. They’ll then try to pressure you into making a payment right then and there before you can hang up. Often they’ll try to get you to make a donation using an untraceable method like cash, gift cards, or wiring the money.

  If you’re thinking about donating to a charity that collects online, you may want to think about doing a proper web search about the charity first. Put the name of the charity into the search engine along with phrases like ‘complaints’, ‘review’, or even ‘scam. Also, make sure that you’re not signing up for a series of monthly donations.

  You should also be careful of phishing emails that pretend to be from charities. Much like the unsolicited phone calls, the emails will look like they’ve been sent from actual well-known charities. In one instance, a man clicked on an email link to donate to a charity, and his device became infected with ransomware. Not only did he end up losing all his files, but his identity was stolen as well.

  If you’re looking to donate in order to support the cause, you can use the Better Business Bureau’s Give.org to aid you in your research of charities.

  There really is no level that online scammers won’t stoop to. If you just take a few moments to do some research, you can protect yourself from falling victim to these con artists.

   
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  Geebo 9:00 am on December 18, 2020 Permalink | Reply
  Tags: Ohio ( 5 ), repackaging ( 23 ), reshipping ( 24 ), Scams ( 1,606 ), Secret Santa   

  Scam disguises itself as ‘Secret Santa’ program 

  

  We’ve discussed the repackaging or reshipping scam previously. Traditionally, scammers will advertise this scam as a work from home position where your job is to inspect packages you receive from the scammers. Then you’d be instructed to send the contents of the packages to a third party. The third party is usually someone overseas. These positions are often advertised online with such titles as ‘shipping coordinator’, ‘warehouse distribution coordinator, or ‘local hub inspector’. Now, some scammers are adding a Christmas twist to the reshipping scam.

  Police in Ohio have reported a number of complaints they’ve received from residents who have received emails asking them to help in a ‘Secret Santa’ program. The email says that participants will have items shipped to them. They’re then supposed to photograph the items before repackaging the items and sending them overseas. We’re guessing that scammers are using the Secret Santa ploy to appeal to our generosity.

  The reshipping scam is potentially one of the most damaging scams to its victims for the sole reason that even if the victim is an unwitting participant, it could land them in jail. The items that the scammers send to the reshippers are often either stolen or purchased with stolen financial information. If a reshipper were to falsify shipping documents under the instruction of the scammers to get around US customs they could potentially face jail time.

  Another pitfall to the reshipping scam is that the reshippers are often paid with phony funds. Often, the scammers will send a fake or stolen check to the reshipper as payment. The scammers will tell the reshipper to use the phony check to buy supplies and keep a big part of the check as payment. The scammers will then ask for some of the difference back. Once the bank discovers the check is phony, the reshipper would be responsible for the full amount of the check.

  If you think you may be a victim in a reshipping scam there are steps you can take. If you’ve already received items don’t mail them. Instead, contact the USPS Postal Inspectors at 1-877-876-2455.

   
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  Geebo 9:00 am on December 17, 2020 Permalink | Reply
  Tags: coronavirus ( 40 ), covid-19 ( 49 ), medical scams ( 21 ), Scams ( 1,606 ), vaccines ( 8 )   

  More COVID vaccine scams are on their way 

  

  We’ve already posted about scams that are expected to follow the COVID-19 vaccine rollout. Even more scams are now expected if they haven’t started already.

  These scams will be relatively easy to avoid if you keep one piece of information in mind. As of this posting, the vaccine can not be purchased, online or otherwise. According to the website of the Centers for Disease Control, vaccine doses purchased with U.S. taxpayer dollars will be given to the American people at no cost. However, vaccination providers will be able to charge an administration fee for giving the shot to someone. In essence, the vaccine is free outside of a small provider fee.

  However, that won’t be stopping the scammers from trying to use the fear of the virus to get you to buy vaccines they don’t really have. According to reports, scammers will be sending out phishing emails stressing how urgent it is that you should get the vaccine. These emails could look like they’re coming from legitimate organizations like the CDC, Medicare, or even your own medical provider’s office.

  As with most phishing emails, the scammers are trying to get you to click on a link contained in the email. The link will likely do one of two things. It will either take you to a fake but legitimate-looking website that asks you for personal or payment information. Or it will inject some type of malware onto your device. If you give out your information, that could lead to identity theft and fraudulent purchases. If you allow malware onto your device, that could lead to your device being scanned for your information or it could be remotely held hostage with some ransomware.

  We know it sounds cliche, but literally, we are all in this together. We will all have the opportunity to be vaccinated against this destructive disease that has taken so many lives. If we’re all patient and work together, we could beat this virus before we know it.

   
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  Geebo 9:00 am on December 16, 2020 Permalink | Reply
  Tags: north carolina ( 15 ), Scams ( 1,606 ), unemployment benefits ( 23 ), unemployment scam ( 30 )   

  Two TV reporters hit by unemployment scam 

  

  Once again, it seems like the current spate of unemployment scams show no sign of slowing down anytime soon. For those who may be unaware, domestic and foreign scammers are filing for unemployment benefits using stolen identities. The stolen identities were said to be obtained from previous corporate data breaches that exposed their customers’ information. These scams are overwhelming state unemployment systems due to the current pandemic. California alone is said to have paid out close to $2 billion in fraudulent unemployment claims.

  Many of these scams were discovered by people who are still employed. They either find out through their employer who is wondering why their employee filed for unemployment, or when the employee receives the unemployment payment in the mail. When scammers have the payment sent to the victim’s home address, it usually means they’ll try to convince the victim into transferring the fraudulent payment over to the scammer. Since the states are overwhelmed, trying to notify them you received a fraudulent payment has been time-consuming and frustrating.

  While North Carolina does not have nearly the same population as California, they’ve still paid out $11 million in fraudulent unemployment claims. Two of those claims were paid to two TV reporters who work for the same station out of Raleigh. One of the reporters is even a consumer protection reporter. One of the reporters had even taken steps to try to prevent being targeted in this scam. The news anchor reportedly put a freeze on his credit that should have prevented claims from being filed under his name. Both reporters said that they had difficulties explaining their situations to the state when they called the states’ fraud hotline. They felt like the representatives taking their calls were not trained well enough to deal with fraud claims. Both reporters also said they received the fraudulent payments in the mail before their employer even knew about the claims being filed. The state claims that they’re having a difficult time balancing between preventing fraud and paying out legitimate claims.

  The country is already facing an economic crisis because of the pandemic. If states don’t start getting a handle on unemployment fraud, the crisis could become worse than we ever thought.

   
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  Geebo 9:00 am on December 15, 2020 Permalink | Reply
  Tags: coronavirus ( 40 ), covid-19 ( 49 ), medical scams ( 21 ), Scams ( 1,606 ), vaccines ( 8 )   

  Scams will follow the vaccine rollout 

  

  Yesterday, vaccines for COVID-19 started rolling out across the country. Due to the initial limited supply, not everyone will be able to get one right away. The first round of vaccines are said to be going to frontline and essential workers. As you might expect, scammers are said to be already using the news of the vaccine in their latest scams.

  Scammers have been using the current pandemic to take advantage of consumers since almost day one. Previously, scammers have touted fake cures, used fake testing to gain medical information, and promised phony contact tracing jobs, just to name a few. So, it should come as no surprise that scammers are jumping on the news of a coronavirus vaccine.

  The latest scams seem to be taking one of two forms. The first one is that the scammers are calling victims and claiming to have the vaccine already. Unless they’re a medical facility or health department, they don’t have the vaccine. These scammers might be spoofing the numbers of local facilities. They’re probably looking to either take your money or steal your personal information if history is any indicator.

  The second form of the scam is scammers are promising their victims they can get them the vaccine earlier than they’re supposed to. Much like what happened with a similar scam involving the economic impact payments, no one can get you the vaccine early. Once again, this is probably another tactic of trying to get your money or information.

  When it comes to the vaccine, you should only listen to your physician or your local health department. No stranger that calls you out of the blue has your best interest in mind, They’re only looking to take from you in these confusing times.

  We’ll all be able to eventually get the vaccine as long as we remain patient and continue to practice current safety guidelines.

  More COVID vaccine scams are on their way | Greg's Corner is discussing. Toggle Comments

   
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  Geebo 9:15 am on December 14, 2020 Permalink | Reply
  Tags: Cash App ( 44 ), customer service ( 58 ), north carolina ( 15 ), Scams ( 1,606 )   

  New Cash App scam drains man’s bank account 

  

  Cash App can be a great resource for people who have been historically underserved by traditional banks. However, it is also open to an inordinate amount of scams. This leaves Cash App users in a particularly vulnerable position when they could use better support from Cash App.

  A man from Raleigh, North Carolina is a landlord and allows his tenants to pay through Cash App. After collecting the rent from his tenants, he had over $20,000 in his Cash App account. He wanted to transfer the money out of his Cash App and he received a call from someone claiming to be from Cash App customer service. The caller gave the man directions on how to transfer his money out but in reality, they were instructing the man to give scammers his money. Not only that but they also raided his bank account which was connected to his Cash App account. Before it was all said and done, the man lost close to $25,000.

  What you may not know is that Cash App does not have a customer service department that can be reached by phone and they don’t randomly reach out to users of the app. In the past, we have seen instances where people have called what they thought was a customer service number they found online only to be scammed out of their money. This is the first instance we’re aware of where the scammers reached out to a Cash App user first.

  Even after being contacted by a local news station, Cash App didn’t appear to be much help. It seems like all they did was to issue a statement saying essentially ‘people should be more careful’. The man who lost his money stated that when he was in contact with Cash App customer service, they were no help in trying to get his money back.

  Cash App doesn’t seem to have any good system in place to protect consumers from fraudulent charges. On its own help page, it says to wait until the transaction is marked as complete, then contact the merchant to dispute the charge. But Cash App makes it too easy for the scammers to just block the person they just scammed.