Greg's Corner

Updates from October, 2023 Toggle Comment Threads | Keyboard Shortcuts

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  Geebo 8:00 am on October 24, 2023 Permalink | Reply
  Tags: email ( 5 ), impersonation scam ( 144 ), phishing ( 75 ), Scams ( 1,363 ), USPS ( 13 )   

  USPS warns of $2M email scam 

  

  By Greg Collier

  The United States Postal Service (USPS) has had to issue many scam warnings in its recent past. The one you might most be familiar with is the undelivered package scam. This is when scammers send out text messages purporting to be from the USPS. The text messages say the USPS could not deliver the recipient’s package and needs additional information to make the delivery. These text messages often contain a link where the recipient will either be asked for personal or financial information. Now, the USPS is issuing a warning about an email scam they’ve discovered.

  According to the USPS, scammers are sending out emails asking for the recipient’s personal information such as street address and phone number, among other information. The emails look like they’re coming from the USPS, but they’re not. Much like the text messages, the emails also claim that a delivery is trying to be made to the recipient. However, in order to potentially get as much information as possible from the recipient, the scam emails are dangling a large incentive in front of them.

  The emails claim the recipient is receiving a $2 million cashier’s check along with $50,000 in money orders. The email then instructs the recipient to send their personal information to another address. From there, the recipient’s identity could be easily stolen. The USPS hasn’t said if anyone has fallen victim to this scam yet.

  As always, if something sounds too good to be true, it probably is. No one is sending out $2M checks out of the goodness of their hearts. Even if they were, the check would more than likely not be sent through the regular mail. Subsequently, the USPS does not reach out to customers through text, email, or phone call about undeliverable packages. They never ask for personal or payment information, either.

  If you receive an email like this, you’re asked to forward it to spam@uspis.gov before deleting the email.

   

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  Geebo 8:00 am on October 23, 2023 Permalink | Reply
  Tags: data breach ( 32 ), iPhone ( 15 ), recall ( 3 ), Scams ( 1,363 ), Verizon ( 10 )   

  New scam targets new iPhone users 

  

  By Greg Collier

  Apple recently released the newest iteration of the iPhone, the iPhone 15. While it’s only an incremental upgrade from the iPhone 14, the most newsworthy feature of the new iPhone is it can now be charged by USB-C. Previously, Apple used its proprietary Lightning connector, even though USB-C charges and transfers data faster. However, the iPhone 15 has been very popular among the Apple faithful, and when something is that popular, scammers are bound to follow.

  In previous years, an iPhone scam would consist of scammers claiming to sell a brand-new iPhone online for well under market value. From there, a number of scams could take place, most likely just to take the buyer’s money without giving them an iPhone. This new scam, is trying to get the iPhone 15 out of the hands of people who already own one.

  According to tech news site Tom’s Guide, one of their own reporters was approached by a scammer after they purchased an iPhone 15. The scammer called the reporter, posing as a representative from Verizon. The scammer said that due to overheating issues, the reporter needed to return their iPhone 15 because it was dangerous. While the iPhone 15 did have an overheating issue, it was never dangerous and has since been fixed with an update.

  The reporter called Verizon and verified this was a scam, but the scammer had already sent FedEx to pick up their phone. When the reporter spoke with the FedEx driver, the address the phone was going to be sent to was not to Verizon.

  What’s concerning about this scam is the scammers had enough of the reporter’s personal information to initiate this scam. If this had happened to someone who was less informed about scams, there’s a good chance they would have fallen victim. It’s believed scammers got this information from a Verizon data breach which happened earlier this year.

  When a product is defective and poses a danger to users, companies will not call customers. Instead, a recall will be issued by releasing statements to the media. At best, a customer may receive a post card in the mail letting them know about the recall. If you’ll think back to the Samsung Galaxy Note 7 debacle when the batteries were catching fire, no one was calling Note users asking for their phones.

  If you’ve purchased an iPhone through Verizon in the past few years, you probably want to be on the lookout for this type of phone call. If you receive this type of call, hang up and whatever you do, don’t send the phone to the scammers. Odds are, if you do, you’ll never see it again.

   
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  Geebo 8:00 am on October 20, 2023 Permalink | Reply
  Tags: gift cards ( 101 ), Scams ( 1,363 )   

  Arrest shows how gift card scam works 

  

  By Greg Collier

  Gift cards are used in so many scams, they should be called red flag cards. Typically, scammers will try to get their victims to pay them in gift cards for something that normally isn’t paid for in that way. Gift cards cannot be used to pay your utility bill, a legal fine, or as a rental deposit. As soon as someone gets asked by a stranger to pay for something with gift cards, they should know that’s a surefire sign of a scam. However, there is another scam that anyone can fall victim to, and it targets the gift cards themselves.

  Recently, in a suburb of Columbus, Ohio, a man was arrested for allegedly stealing gift cards from a CVS store. After police apprehended the man, they searched his car and found 30 lb. boxes filled with gift cards. Police also found heat guns, blow dryers, adhesive strips, and other tools used to alter the cards.

  After scammers steal the gift cards, they remove the security strip from the card and record the card’s number. The security strips are replaced with the adhesive strips before the scammers place the cards back on the rack at the store. Once a customer puts money on the gift card, the scammers are notified, and they drain the card of all funds. Customers usually don’t find out until someone goes to use the gift card, which could be weeks or months after the date of purchase. When the card is emptied, it’s very rare for a customer to get their money back.

  There are steps you can take to protect yourself from this gift card scam. When buying gift cards, take one from the middle of the pack, as they are less likely to have been tapered with. Check the card for signs of alteration. If the security strip appears wrinkled or crooked, there’s a good chance it’s been tampered with. When buying a gift card, keep the receipt, as this could assist you later if the card has been emptied.

  If you do get stuck with a tampered card, call the issuing company immediately at the customer service number on the back of the card. While this isn’t a guarantee your funds will be recovered, it will go a long way in expediting that process.

   
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  Geebo 8:00 am on October 19, 2023 Permalink | Reply
  Tags: international students ( 2 ), Scams ( 1,363 ), virtual kidnapping ( 45 )   

  New kidnapping scam crosses the line from virtual 

  

  By Greg Collier

  If you don’t know how the virtual kidnapping scam works, it can be terrifying for those it victimizes. In this scam, victims receive a phone call from scammers who tell the victim they’ve kidnapped a loved one. Often, the scammers will have someone screaming in the background to make it sound like the supposed kidnap victim is being harmed. Or, the scammers will use an AI-generated voice clone of the victim’s loved one. This can put the actual victim into an emotional state where they’re not thinking clearly, to say the least. From here, the scammers will demand a ransom payment. However, the person the scammers claim to have kidnapped is typically safe and unaware they’re being used in a scam.

  Now, some virtual kidnapping scammers have devised a new plot that takes the kidnapping part of the scam to a new level. This new scam tends to target college students who are here on international visas. They’ll receive a call that appears to come from their home country. The scammer tells the student that they’re in legal trouble back home due to their identity being stolen. Then the student is asked to make a payment to avoid arrest. That’s typical scam procedure, but then the scam takes a dark turn.

  The scammers then try to isolate their victims by telling them they can’t tell anyone about this matter. Victims are told to refrain from using social media and to turn their phones off. Some victims are even being told to go to a hotel alone to further the isolation. This manipulation can go on for weeks.

  Once the student is isolated enough, the scammers reach out to the victim’s family, telling the family they’ve kidnapped the student. In essence, they really have kidnapped the student, just not physically. This can be horrifying for all victims involved.

  Anytime someone tries to isolate you from your friends and family over the phone, it’s almost a guarantee they’re trying to scam you. It’s recommended that if you receive a call like this to contact the FBI at 1-800-CALL-FBI, or contact local or campus police.

   
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  Geebo 8:00 am on October 18, 2023 Permalink | Reply
  Tags: arrest warrant ( 26 ), DNA scam ( 6 ), police impersonation scam ( 64 ), police scam ( 37 ), Scams ( 1,363 )   

  Strange new police impersonation scam emerges 

  

  By Greg Collier

  As we often state, the police impersonation scam that is the most common has to be the jury duty scam. Again, this is when scammers pose as the victim’s local police, even going as far as to spoof the police department’s phone number. The victim is told they missed jury duty and a warrant has been issued for the victim’s arrest. Then the scammers tell the victim they can avoid arrest if they make an immediate payment. This payment is usually made through unconventional means such as gift cards, cryptocurrency, or money transfers. A variation of this scam is when the victim is just told flat out there’s a warrant for their arrest.

  Now, a report out of Wisconsin says there is yet another version of the police impersonation scam. A sheriff’s department has issued a statement saying they’ve received an alarming number of phone calls about this scam. In the latest scam, the scammers are still posing as local police, including spoofed phone numbers, but the scammers’ demand is more than unusual. Residents have said that not only are the scammers demanding a $1000 payment in gift cards, but they’re also telling residents they need to undergo a court-ordered DNA test, or they’ll be arrested.

  We get why the scammers would ask for money in gift cards. That’s just what they do. However, a request for a victim’s DNA is a new one for us. We can’t imagine what the DNA would be used for, but the supposed DNA test may just be a ruse to get the victim to meet the scammer in person.

  Even with this new twist on the police impersonation scam, the ways to protect yourself remain the same. No legitimate law enforcement agency, office, or department will ever call you demanding payment. They won’t threaten you over the phone with arrest if you don’t pay them immediately. If there was a warrant out for your arrest, or a court-ordered DNA test was required, the investigating officers or agents would come to you without a phone call.

  If you receive one of these phone calls asking for money, or in this case your DNA, hang up and call your local police department at their non-emergency number. Not only can they advise you the call is a scam, but they can now inform the community of the scam as well.

   
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  Geebo 8:00 am on October 17, 2023 Permalink | Reply
  Tags: check washing ( 16 ), mail theft ( 11 ), Scams ( 1,363 )   

  Check washing scam on the rise again 

  

  By Greg Collier

  We understand there is still a large segment of the population who pays their bills by check. It’s what they know and what’s been working for them most of their lives. Companies still accept checks, so they see no reason to change. Unfortunately, the US mail system is no longer seen as the hallowed system it once was. While at one time it was seen as sacrilege to steal someone’s mail, that is no longer the case. Paying your bills by check through the mail can now put you at an extreme financial risk.

  Check washing is a scam in which a criminal alters the details on a check to gain unauthorized access to someone else’s funds. This is usually done by soaking the check in chemicals, which removes the ink. The scammer will then write the check out to themselves in a much higher amount than was originally issued. Victims of check washing have lost thousands of dollars to this scam.

  Scammers will steal someone’s mail, typically a bill, to get their hands on a check. It doesn’t matter if the bill was mailed at an official USPS mailbox, or one of the drop-off mailboxes in front of your local post office. Check washing scammers have devices that allow them to retrieve the mail through the top slots of just about any mailbox. These scammers especially look for someone sending outgoing mail from the mailbox in front of their homes. Putting up the flag on a home mailbox can be a signal to scammers to come steal your mail.

  For example, take the city of Westerville, Ohio. This suburb of Columbus only has a population of 38,000. Yet, local police have received 50 complaints about check washing since March. Investigators say victims have lost upwards of $10,000. One detective even went as far to say that no one should mail checks anymore.

  To make matters worse, once a scammer steals a check. The information included in the check can be used to steal that victim’s identity. Stolen checks are even being sold to other scammers on the dark web.

  Instead of sending checks in the mail, consider setting up automatic payments with your providers. Typically, recurring bills such as utilities, rent/mortgage, and insurance premiums are good candidates for automation.

  However, if you’re dead set on still using checks, there are some steps you can take to help protect yourself. If you only use gel pens when writing checks, it makes it harder for scammers to remove the ink. When mailing checks, take them directly to the post office and drop them off inside the post office.

   
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  Geebo 8:00 am on October 16, 2023 Permalink | Reply
  Tags: police impersonation scam ( 64 ), pop-ups ( 26 ), Scams ( 1,363 ), tech support scam ( 50 )   

  Fake federal agents go to victim’s house to clean money 

  

  By Greg Collier

  When it comes to today’s scams, most scammers will try to take your funds electronically. Then there are those who want your cash and want it immediately. This has led some scammers to employ ‘couriers’ who will go to a victim’s home to pick up the cash. Sometimes the couriers are unwitting participants, such as rideshare drivers. Other times, they’re either working for the scammer or they’re the scammer themselves. Since scammers tend to target the elderly, it’s disturbing to think of scammers going to the home of an elderly loved one.

  In Western Pennsylvania, an elderly couple were in the process of falling victim to the pop-up scam. They received a message on their computer it had been hacked, and they called the number from the message. The couple was told their bank accounts were compromised, and they needed to withdraw their money from the bank. A federal agent would come by to pick up the money to have it ‘cleaned’, before they would get their money back.

  The federal agent was actually a 22-year-old student from Penn State. When he showed up at the couple’s home, they did not believe he was a federal agent and asked to see some ID. The student was unable to produce any identification, so the couple did not give him any of their money and called police. The student was arrested shortly after the encounter.

  While most victims of these scams are physically unharmed, there is a possibility of danger. Not every scammer or ‘courier’ is going to accept walking away empty-handed.

  For whatever reason scammers may claim, no legitimate law enforcement officer or agent will come to your home to protect your money. If that’s what they’re telling you, they are trying to scam you.

  If you receive a message on your computer telling you it’s been hacked, the odds are it hasn’t been hacked at all. If you can’t close out the message, try doing a hard rest on your device by holding down the power button until it shuts off. If the message continues to appear, run a malware scan on your device.

   
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  Geebo 8:00 am on October 13, 2023 Permalink | Reply
  Tags: bank scam ( 70 ), customer support ( 23 ), debit cards ( 13 ), impostor scam ( 15 ), Scams ( 1,363 )   

  New bank scam has scammers collecting your debit card 

  

  By Greg Collier

  Bank impersonation scams are nothing new. The typical banking scam starts off with a text message asking if you have made a large purchase or transfer. The text message asks you to reply with either a yes or a no. Once the victim replies ‘no’, they’ll receive a phone call from the scammers, posing as their bank’s fraud department. The victim will be told there is fraudulent activity in their bank account, and they need to ‘move’ their money to protect it. From here, the scammers walk the victim through moving their money to a supposed protected account. However, this account belongs to the scammers, who disappear with the victim’s money.

  In that version of the scam, the scammers have the victim move their money electronically. Now, a new scam has developed, where the scammers are physically collecting their bounty. This new scam starts out the same way with the text message and the phone call. Instead of being told to move their money, victims are now being told that a courier will be by to pick up their compromised debit card. Some victims were even told to leave their debit cards in their mailbox for the courier to pick up. From there, the scammers take the victim’s money from nearby ATMs.

  Thankfully, the ways to protect yourself are still the same. If you receive a text message claiming to be from your bank, do not respond to it. Instead, call the bank directly to see if there is an actual issue with your account. If someone calls you claiming to be from your bank, politely end the conversation, and again, call your bank directly to ask about any issues. Lastly, don’t give any personal information to a caller claiming to be from the bank. Your bank should have all the information they need and shouldn’t be requesting information like your PIN or account number.

   
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  Geebo 8:00 am on October 12, 2023 Permalink | Reply
  Tags: FBI ( 22 ), mail fraud ( 21 ), police impersonation scam ( 64 ), Scams ( 1,363 )   

  FBI warns of scam letters sent in their name 

  

  By Greg Collier

  The El Paso, Texas office of the Federal Bureau of Investigation (FBI), has issued an alert about scammers posing as their office. Letters are being sent to El Paso residents that are official looking and appear to be on FBI stationery.

  The letter claims it’s regarding an identity theft case that involves Bank of America. The letter goes on to state the recipient’s bank account with Bank of America has now been secured, but was suspected by US Customs and Border Patrol of being part of an identity theft scheme. The scam letter even contains warnings that it is sensitive material and should not be shared.

  The El Paso FBI Office states the scammers are trying to get victims to pay the scammers in cryptocurrency or other funds, but doesn’t explain how. If you take a look at a copy of the letter the FBI has released, it has the official contact information of the El Paso office on it, albeit signed by a fictitious special agent.

  Typically, when scammers send out letters impersonating an agency or business, false contact information will be included, so the recipient would call the scammer, and not the entity they’re impersonating. It could be that the FBI intentionally left that information off the letter, so people don’t call the scammers. Or, these letters could be followed up by a scammer’s phone campaign where they call the letter’s recipients, furthering their scam.

  Either way, it’s easy to spot that this letter is a fake, as the second time they print Bank of America, the bank’s name is not capitalized. Not to mention, many recipients probably don’t even bank with B of A.

  We’d be remiss if we didn’t say this reminds us of a popular phone scam. In that scam, the scammers will call a victim posing as either, the FBI, US Marshals, or Border Patrol. The scammers will tell their victims that a car rented in the victim’s name has been found along the southern border that contained drugs. The victim is typically threatened with arrest, but they can make the warrant go away if they just pay the fake officer or agent directly.

  Please keep in mind, no law enforcement agency will ever call you up or ask you for money, nor will they send letters. If you owe any kind of legal fine or court cost, that correspondence usually comes from the court and not the police.

   
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  Geebo 8:00 am on October 11, 2023 Permalink | Reply
  Tags: free jewelry, online shopping ( 33 ), Scams ( 1,363 ), social media ( 79 ), TikTok ( 10 )   

  Beware this TikTok shopping scam 

  

  By Greg Collier

  There is an old saying that goes, “Don’t believe anything you hear and only half of what you see”. That saying could not apply more to social media. In a landscape filled with bots, con artists, and shady advertisements, it’s no wonder scammers have taken to the hottest social media platform to spread their newest scam.

  The Better Business Bureau has issued a warning about an online shopping scam taking place on TikTok. According to the BBB, scammers are posting videos to TikTok claiming they’re disgruntled employees of a high-end jewelry store. The scammers say they’re quitting from the store and to get back at their employers, they’re going to give viewers a secret code to get free merchandise.

  The trick here is that viewers are directed to a fake website that looks like a retailer’s website. While the ‘secret code’ gives the viewer 100% discounts for the merchandise, shipping fees will rack up. If someone were to complete their order, the scammers would have the victim’s financial information. If the victim receives any product at all, it’s usually a cheap knock-off. The BBB is also warning this scam could be duplicated using any kind of retailer.

  We say this a lot, but it really tends to be true. If an offer sounds too good to be true, it probably is. Any outrageous offers like this should be thoroughly researched before committing to making a payment. IN actuality, you should really only shop with retailers who have already gained your trust. Lastly, if at all possible, always shop online with a credit card. If you get ripped off while using a credit card, you’re more than likely to get your money back than you would with a debit card, as credit cards provide more protection to consumers.

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