Greg's Corner

Recovering from Disasters: Get Help Safely

By Greg Collier

As wildfires continue to devastate parts of Los Angeles County, the Federal Emergency Management Agency (FEMA) has stepped in to aid affected communities. With fires damaging homes and displacing residents, FEMA assistance aims to provide crucial relief to help individuals and families begin their recovery journey. However, as support efforts ramp up, so too does the risk of scammers targeting those most vulnerable during disasters.

FEMA’s disaster assistance serves as a critical resource for those who have suffered losses not covered by insurance. This support includes financial aid for necessities like food, water, medications, and emergency supplies. For individuals who are unable to return to their homes, FEMA may also provide funding for temporary housing, including hotel stays. While this aid is intended to ‘jumpstart’ recovery, it’s vital to understand the process to ensure assistance reaches those who truly need it.

A foundational step for those seeking aid is to file claims with their insurance companies first. FEMA’s mandate prevents duplication of benefits, meaning federal assistance will cover only what insurance does not. Understanding this requirement can streamline the process and reduce delays in accessing support.

Unfortunately, disasters often attract scams, and FEMA-related fraud is a known issue. Scammers may impersonate FEMA representatives, claiming to expedite aid in exchange for personal information or fees. To avoid falling victim, it’s essential to remember that FEMA never charges fees for its services or calls to verify the receipt of assistance. Any unsolicited communication requesting money or sensitive details should be treated with suspicion. Those unsure about the legitimacy of a message or call can verify it through FEMA’s official channels.

The advice to remain vigilant against scams is not limited to wildfires. Natural disasters of all types, whether hurricanes, floods, or earthquakes, create environments ripe for exploitation. Scammers prey on urgency and confusion, often posing as trusted agencies to deceive victims. By staying informed about the proper procedures and being cautious of unsolicited requests, individuals can protect themselves during any disaster recovery process.

FEMA’s involvement in Los Angeles is part of a broader effort to collaborate with state and local governments to address immediate needs and long-term recovery. As federal and local leaders assess the damage, the focus remains on providing relief to those impacted while ensuring the recovery process is as seamless as possible.

For those navigating this challenging time, the road to rebuilding may feel overwhelming. Yet, understanding available resources, following established protocols, and staying alert to potential fraud can empower affected individuals to take meaningful steps toward recovery. In any disaster, knowledge and caution are vital tools in safeguarding both physical and financial well-being.