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Updates from June, 2020 Toggle Comment Threads | Keyboard Shortcuts

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  Geebo 8:00 am on June 16, 2020 Permalink | Reply
  Tags: BBB ( 20 ), lottery scam ( 13 ), Scams ( 1,368 )   

  Scammers pose as the BBB 

  

  The main weapon in the scammer’s arsenal is their ability to pose as almost anyone. In the past scammers have posed as potential buyers, potential sellers, employers, kidnappers, police, and imprisoned grandchildren just to name a few. One scammer is even said to have posed as the current US Secretary of the Treasury in order to steal people’s identities under the guise of assisting with economic impact payments. The one organization we never heard about scammers posing as was the one organization that does the most to try to protect consumers against scams. That was until now.

  According to Wikipedia, the Better Business Bureau is a private nonprofit organization whose purpose is to focus on advancing marketplace trust. To that aim, they’ve become one of the leading national authorities in most types of commercial scams. Their scam tracker tool not only lets you know when a scam is happening in your area but it allows you to report scams as well.

  Imagine the BBB’s surprise when they received word that their name had been used in a scam. An elderly man in San Jose, California lost $45,000 to a lottery scam. The scammers had called him claiming to be from the Better Business Bureau and told the man that he had won a ‘mega lottery’. The scammers then kept getting the man to pay thousands of dollars in fake taxes and various fraudulent fees before he could claim his prize.

  After becoming impatient with not receiving his prize, the man contacted the BBB wondering where the lottery payout was. This is when he discovered that the BBB was not trying to collect money from him and that the whole thing was a scam.

  Remember, that anyone online or calling and texting you can say they’re whoever they want you to believe they are. Also, when it comes to lotteries and sweepstakes, no one ever gets picked at random for a contest that they never entered. Not only that, but it is illegal in the United States for anyone to try to make you pay before claiming any winnings. That’s why commercial sweepstakes always mention that no purchase is necessary.

   

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  Geebo 8:00 am on June 15, 2020 Permalink | Reply
  Tags: Kansas ( 7 ), Scams ( 1,368 ), unemployment benefits ( 23 ), unemployment scam ( 30 )   

  Unemployment scam turns up on social media 

  

  Previously, when we’ve discussed unemployment scams they’ve happened in one of two ways. The first way is when a scammer or identity thief has applied for benefits in your name. They do this because many state unemployment offices are currently receiving a deluge of applications due to the recent mass layoffs. The scammers are getting people’s identities from either a large data breach or from people sharing too many personal details on social media.

  The other scam involving unemployment has been scammers posing as state unemployment office employees. They’ve been calling people and telling them things like they’ve been approved for additional benefits but they have to verify their information. This is when the scammers will ask for information like Social Security numbers, bank account numbers, and bank account passwords. Instead of receiving additional benefits, victims have had their bank accounts emptied and identities stolen.

  Now, the Department of labor in Kansas is reporting a twist on the second type of scam. The KDOL is issuing a warning about scammers creating fake Facebook profiles and posing as KDOL employees. They’ve been said to be messaging people offering assistance with their unemployment benefit claims. While the KDOL did not go into great detail, it’s safe to assume the scammers are asking people for their personal information as mentioned above. The State of Kansas has said that its state’s unemployment office would only email recipients from the ks.gov email address.

  As we always say, if a scam is happening in one state it can happen in all the others. If you receive one of these Facebook messages offering unemployment assistance it is more than likely a scam. Keep in mind that anyone can make a Facebook account pretending to be a state employee. Messages like this should be reported to your state’s fraud department. If you’ve fired for unemployment, the state should already have the personal information they need to issue payments and will not ask you for information like your Social Security number or bank account.

   
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  Geebo 8:00 am on June 12, 2020 Permalink | Reply
  Tags: Scams ( 1,368 ), virtual kidnapping ( 45 )   

  Virtual kidnapping scam back on the rise 

  

  With some aspects of life returning to normal, it seems that scammers are returning to their same old tricks. While COVID-19 related scams are still being perpetrated, we’ve seen a trend where scammers appear to be going back to scams they’ve run prior to the pandemic.

  One of those scams is the virtual kidnapping scam. This is when a scammer will call a victim and tell them that they’ve kidnapped a loved one. The scammers will then demand a ransom either through wire transfer, gift cards, or other hard to trace payment options. The reality of this scam is that nobody has been actually kidnapped and the scammers are hoping the fear generated in the situation will cause the victim to pay the phony ransom.

  Recently, in New Mexico, the state police there have reported an uptick in these virtual kidnappings. The scammers here are instructing their victims to send money through transfer services like MoneyGram or Western Union. The scammers use these services since they can usually collect the money almost anonymously before disappearing or collect it overseas where US law enforcement can’t reach them. The kidnapping calls in New Mexico are said to be originating in Mexico. A sheriff’s office in Oklahoma is also reporting that this scam is taking hold there as well.

  If you ever receive one of these phone calls, try to use another phone to try to contact the person the scammers they’ve claimed to have kidnapped. The scammers will try to pressure you into paying the phony ransom while trying to keep you on the phone. Failing that, ask to speak to the purported kidnapping victim and ask them a question only that person would know.

  While it may seem like high pressure situation, keep in mind that kidnappings for ransom in the United States are rare. Take a moment to collect yourself so you can think rationally. However, you should take down as much information as possible in case it turns out to be an actual kidnapping. If not, you can use the information to forward to the police.

   
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  Geebo 8:00 am on June 11, 2020 Permalink | Reply
  Tags: identity theft ( 107 ), Scams ( 1,368 ), unemployment benefits ( 23 ), unemployment scam ( 30 )   

  More states are dealing with unemployment scams 

  

  The unemployment scams that are happening from Washington to Maine continue to take hold in more states. Both Mississippi and Minnesota are reporting that their unemployment assistance programs are being targeted by scammers looking to steal benefits.

  As we have discussed before, scammers are using stolen identities to apply for unemployment benefits in various states across the country. It doesn’t matter if you’re currently receiving unemployment benefits or you’re currently working. If your identity has been compromised scammers will use your information to try to scam benefits from the already overworked state unemployment systems. In most cases, the scammers will have the stolen benefits redirected to another address but in some cases, the scammers are said to be actually stalking the mailboxes of people whose identity they’ve used to apply for benefits.

  Besides using stolen identities that were compromised in various data breaches, scammers are also using details that they’ve harvested from social media to apply for benefits. It’s being recommended that you keep things like your birthday and your hometown private on social media.

  Many victims of the scam have voiced their concerns over their inability to reach their state’s unemployment offices. The unemployment offices have urged victims to keep trying to reach them as they are currently trying to assist as many people as they can during these trying times.

  If you’ve been a victim of this scam it’s recommended that you first contact your state’s unemployment office or your HR department if you’re currently working. On top of that, you should change your passwords for all your sensitive accounts. You should also initiate a credit freeze with the major credit bureaus so the scammers can not apply for things like credit cards or bank accounts in your name.

   
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  Geebo 8:00 am on June 10, 2020 Permalink | Reply
  Tags: Cash App ( 42 ), check scam ( 79 ), cryptocurrency ( 51 ), customer service ( 50 ), customer support ( 23 ), extortion ( 14 ), gift cards ( 101 ), job scam ( 79 ), Scams ( 1,368 ), upwork ( 3 ), venmo ( 28 )   

  A new series of scams to look out for 

  

  Here are some new scams that we’ve found out about that are going on around the country. Please keep in mind that just because they are not currently happening in your area doesn’t mean that they can’t.

  Another victim has been scammed through the freelancer platform Upwork. In Pennsylvania, a woman had accepted an editing position that she had found on Upwork. She was sent a check for $2000 by her ’employer’ in order to buy equipment for her position. She was then instructed to send what wasn’t spent back to her employer through Venmo and gift cards. The $2000 check later turned out to be fraudulent. Upwork has said that you should not communicate with a client outside of the Upwork platform. If you receive a check in the mail and are asked to send a balance back through untraceable means like Venmo or gift cards, it’s almost a guarantee that the job is a scam.

  In Northern California, at least one resident has reported a new scam that had happened to them. They say they received a text message where a cybercriminal claimed that they had total control of the victim’s cell phone including the microphone and camera. The scammer then tried to extort $1500 in cryptocurrency out of the person they texted. The odds are very slim that your phone will be hijacked in this way. That’s also not taking into account that when you pay a purported blackmailer like this, they will continue to try and squeeze as much money out of you as possible. If you receive a text like this you are asked to report it to the Federal Trade Commission.

  Lastly, in Tulsa, Oklahoma man fell for a customer service scam that left him out of $1500. The man was having issues with his Cash App account. He called what he thought was Cash App’s customer service department but was actually a scammer. Before it was all over, the man’s Cash App account had been drained by the scammers. In this day and age of everything being online, not every company has a customer service number you can call. Often scammers take advantage of this by advertising phony customer service numbers. If you need to contact a company for customer service, go directly to that company’s website and look for a link that either says ‘contact us’ or ‘support’. Don’t just do a web search for ‘company x’s customer service number’ as there’s a good chance that number could be fake.

   
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  Geebo 8:00 am on June 9, 2020 Permalink | Reply
  Tags: contact tracing ( 2 ), coronavirus ( 40 ), covid-19 ( 48 ), Scams ( 1,368 )   

  Contact tracing scams are finding more victims 

  

  Even though most states have lifted many of their restrictions that were put in place during the onset of the pandemic, COVID-19 is still infecting people. One of the tools that are being used to stop the spread is contact tracing. This is when your state or local health department contacts you to let you know if you’ve been in contact with someone who has tested positive for COVID-19. In some states, you would receive a text message letting you know that a call was coming from your health department. In other states, you would just receive a phone call warning you that you may have been in contact with an infected person.

  Since contact tracing was initiated, scammers have been posing as contact tracers to try to commit identity theft. The scams have gotten so bad that the Attorney General of California has issued a consumer warning to his constituents.

  If a contact tracer were to call you, they would ask to confirm your name, address, and date of birth. That means that they should ask for you by name and not ask you who you are. Scammers will sometimes claim to be with some vague organization like ‘contact and tracing efforts’ while legitimate contact tracers will identify who they are and which health organization they are with. Also, a real contact tracer will never reveal the name of the infected person you may have come in contact with. On the other hand, scammers will try to obtain personal information from you like your social security number or financial information. There is no need for any health department to request that information.

  Lastly, if you receive a text that says you’ve been in contact with an infected person and it contains a link to click, delete the text message as that is almost undoubtedly a scam.

  Being told that you’ve been in contact with someone who has contracted the coronavirus can be scary. Scammers prey on that fear to try to get you to give them information that you normally wouldn’t give.

   
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  Geebo 8:00 am on June 8, 2020 Permalink | Reply
  Tags: Black Lives Matter, charity scam ( 35 ), Scams ( 1,368 )   

  Be careful of which charities you support 

  

  With so many Americans supporting the recent Black Lives Matter protests a number of them who could not be on the front lines have decided to donate money to related charities. While we have not seen any reports yet, if history is any indicator, scammers will be looking to take advantage of Americans’ generosity.

  In the past, scammers have used major events in the news to commit charity scams. The most common time is after a natural disaster like a hurricane, however, the recent COVID-19 outbreaks have been also been a gold mine for charity scammers. So it should come as no surprise if we start hearing reports about scammers using the current racial justice movement to fleece their victims.

  Most charity scams start with unsolicited phone calls. They’ll claim to be collecting money for an official-sounding charity or a charity that uses a similar name to an official charity. They may also use a generic phrase like they’re collecting for bond relief without giving a specific charity name. They’ll then try to pressure you into making a payment right then and there before you can hang up. Often they’ll try to get you to make a donation using an untraceable method like cash, gift cards, or wiring the money.

  If you’re thinking about donating to a charity that collects online you may want to think about doing a proper web search about the charity first. Put the name of the charity into the search engine along with phrases like ‘complaints’, ‘review’, or even ‘scam. Also, make sure that you’re not signing up for a series of monthly donations.

  If you’re looking to donate in order to support the cause, you can use the Better Business Bureau’s Give.org to aid you in your research of charities. New York Magazine has also compiled a list of charities that they say they have vetted.

  Please do not let your charitable donation fall into the hands of scammers that are looking to take advantage of the sacrifices that have been made.

   
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  Geebo 8:00 am on June 5, 2020 Permalink | Reply
  Tags: identity theft ( 107 ), Scams ( 1,368 ), unemployment benefits ( 23 ), unemployment scam ( 30 )   

  More details about unemployment scams 

  

  Previously, when we discussed the recent unemployment scams plaguing the nation we mostly talked about how scammers were using stolen identities to apply for unemployment benefits. Now, the Federal Trade Commission has released more details not only about how the scam works but what to do in case you’re a victim.

  Overseas scammers have been overwhelming the online unemployment application systems in many states. They’re using stolen identities to apply for benefits while most states are under a mountain of applications due to the global pandemic. This makes it a perfect time for scammers to try to sneak into the system. People who are currently employed are finding out that unemployment benefits are being sought in their name.

  [youtube https://www.youtube.com/watch?v=PjoZUV6hu8Y%5D

  While the ill-gotten benefits are usually sent to one of the scammers, in some cases they’re sent to the person whose name the benefits are in. In many of these cases, the scammers are posing as the state’s unemployment office and asking for the money back. However, instead of asking for the payment to be returned through legitimate channels, they’re asking for the payment to be sent through gift cards or wire services. These are hallmarks of many scams and payment should never be sent this way to anyone claiming to be a governmental organization.

  If you receive an unemployment payment that you did not apply for, the FTC urges you to report it to your employer and your state’s unemployment office. You can also report it to the FTC themselves at IdentityTheft.Gov.

   
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  Geebo 8:00 am on June 4, 2020 Permalink | Reply
  Tags: impersonation scam ( 146 ), jury duty scam ( 30 ), phone scam ( 46 ), police scam ( 37 ), Scams ( 1,368 )   

  Police impersonation scams on the rise 

  

  Within the past few weeks, we’ve seen a dramatic increase in the number of news articles about police impersonation scams. This is where scammers will pose as your local or state police and try to pressure their victims into making a large payment under the threat of arrest. The scammers will often call their victims and make the phone number look like they’re calling from the police department.

  These scams can take a number of forms. One of the most infamous ones is the jury duty scam. This is where the scammers will call you up and tell you that you missed jury duty and that a warrant is out for your arrest. Then they’ll tell you that the warrant can be withdrawn if you just pay them a fine over the phone. Sometimes the scammers will just say that you have a warrant out for your arrest and will forgo the jury duty angle. Other times, the scammers will just say that you owe a fine.

  What all of these scams have in common is that the scammers will try to pressure you into making a payment right away and over the phone. Police departments do not call people to tell them that they have warrants or owe fines. You will almost always receive that information by mail if it is legitimate. Scammers, on the other hand, will try to get you to make a payment either through gift cards or wire transfer. If you weren’t sure if a call you received from someone claiming to be the police was a scam or not, the gift cards should be a dead giveaway as no government agency accepts them as payment. As we have said in the past, gift cards are the currency of scammers due to the fact the cards can be emptied remotely and anonymously.

  If you receive one of these calls, just hang up. Don’t even engage with the scammers. However, you are asked that you report the calls to your local police.

   
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  Geebo 8:00 am on June 3, 2020 Permalink | Reply
  Tags: check scam ( 79 ), freelancing ( 2 ), job scam ( 79 ), Scams ( 1,368 ), upwork ( 3 )   

  Freelance gig platform targeted in check scam 

  

  Upwork is one of many platforms that allow companies to connect with freelancers to fulfill temporary but crucial assignments. Many professionals have turned to services like Upwork to make money during the current unemployment crisis. This has not gone unnoticed by scammers and they are said to be using platforms like Upwork to commit one of their oldest scams.

  According to a report from NBC News, scammers are posing as real companies on these services to commit the phony check scam. Phony or fraudulent checks are used in a variety of scams from everything to selling an item online to intricate employment scams. The goal of the fake check scam is always the same. The scammer wants you to deposit the check into your bank account, then send them most or all of the money before your bank realizes the check is a fake. By that time, the scammer is long gone with your money and the bank is holding you responsible for the amount of the fake check.

  A California man went to Upwork and applied for an opportunity that he assumed was legitimate. He was interviewed over Skype and even received an offer letter on what appeared to be legitimate company letterhead from a legitimate global corporation. The man also received a check for $3000 that he was told was for his home office supplies. He deposited the check and bought equipment from suppliers that his new ’employer’ recommended. These supposed suppliers were more than likely in league with the phony job scammer. Before it was all over, the man found himself without a job and out $3000 on top of it.

  Upwork themselves have said that users should not use any communication with prospective employers outside of Upwork itself. That is a great tip as scammers and other cyber-criminals often try to communicate with their victims outside of usual channels.

  While many people realize that the checks they receive are fake, there are enough people who fall for this scam that they keep the scammers in business. Billions of dollars in fraudulent checks are deposited into bank accounts each year. You can protect yourself by avoiding these situations. If a deal feels like it’s wrong, it probably is.