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  • Geebo 8:00 am on May 16, 2023 Permalink | Reply
    Tags: , home warranty, , , , , ,   

    Scam Round Up: A new stolen car scam and more 

    Scam Round Up: A new stolen car scam and more

    By Greg Collier

    This week, in the Round Up, we’ll be reviewing two scams we’ve discussed before and a new one that took even us by surprise.

    Today’s first scam is one that we thought we’d see more of, but that could just mean that victims aren’t coming forward. Anyway, the voice spoofing scam has found its way to another family, this time in Tacoma, Washington. The scammers spoofed the voice of the family’s 16-year-old daughter and said that she had been in a car wreck and needed $10,000. Scammers only need a few seconds of someone’s voice to be able to generate that person’s voice using AI technology.

    This voice spoofing technology has been used in the grandparent scam, as shown above, and the virtual kidnapping scam. Even if your ears are trying to convince you that you’re talking to a loved one, always verify their story. Try to use another device to contact that person. Or have a code phrase set up beforehand with your family in case of an actual emergency.

    The second scam for today seems like it’s popping up more often lately, if the news is any indication. More homeowners have been receiving concerning letters in the mail that many think are coming from their mortgage company. In reality, the letters are from someone trying to sell a home warranty policy. However, the Better Business Bureau notes that the fine print should tell you all you need to know about the letter. In some instances, the letter says something similar to, “Not all consumers have previous coverage. We are not affiliated with your current mortgage.”

    If you have any questions or concerns about your mortgage or current home warranty, call those companies directly. Do not use any contact information contained in the letter.

    Lastly, it seems we’ve seen a number of car scams emerge, and this may be one of the most heinous. Selling a stolen car online is nothing new. It’s the buyers who pay the price once they find out that the car is stolen when they’re notified by either the DMV or the police. More recently, car scammers are taking the Vehicle Identification Number (VIN) of a car of a similar make and model, and using it on the stolen car.

    This way, when a buyer may run a vehicle history report, it will come back with the history of a car that hasn’t been stolen.

    However, this isn’t a perfect scam for the scammers. A buyer would need to look out for any discrepancies between the vehicle history and what the seller is telling you. If there are any discrepancies, or there’s an issue with any paperwork, the buyer should walk away.

     
  • Geebo 9:00 am on February 8, 2023 Permalink | Reply
    Tags: , , home warranty, , macOS, , ,   

    Scam Round Up: Scammers entering seniors’ homes and more 

    By Greg Collier

    This week in the Round Up, we have an old scam that homeowners should still be aware of. We also have two new scams, with one of them having chilling implications.

    ***

    Do you know why we’re always talking about Windows pop-up scams and not Apple ones? It’s not because macOS is any more secure than Windows. It’s mainly because Apple only has 17.2% of the market share when it comes to computers. Essentially, it’s not worth it for scammers and hackers to target Mac users. That doesn’t mean that macOS is completely free of scams.

    Recently, at least one Mac user has reported getting a scam pop-up on their Mac. It was disguised as one of macOS’ notification pop-ups. It was even complete with the system settings icon. The pop-up says that your iCloud account has been hacked and asks the user to click here to remove the virus. Your iCloud account being hacked and having a virus are two separate things. Never click on anything that says click here now when it comes to potential security risks on your Mac.

    If history is any indicator, if you click the notification, you’ll either have malware injected into your device, or you’ll be taken to a scam site that will ask for your personal information.

    ***

    Minnesota’s homeowners are being warned about letters that tell them their home warranty is about to expire. These are scam letters which are trying to get you to divulge your credit or debit card information to the scammers. According to the Minnesota Department of Commerce, these scammers will try to tell you that they have some kind of arrangement with the mortgage company, HOA, or county deeds office.

    If you receive a letter like this, just dispose of it. If you’re looking to purchase a home warranty, always check for reviews and complaints to make sure the company is legitimate.

    ***

    Lastly, the residents of Pulaski County in Virginia are being warned of a disturbing scam that’s targeting seniors. Authorities there have reported that a number of seniors have had scammers showing up to their homes posing as agents of the state’s Department of Health. Once inside the home, the scammers are asking victim’s for personal information and taking pictures of the homes’ interiors.

    If someone like this approaches your home, always ask to see their identification. Also, don’t be hesitant to call police if they start pressuring you to enter your home.

    ***

    As always, just because these scams aren’t currently happening in your area, doesn’t mean they won’t come there eventually. Now you have the knowledge to protect yourself from them.

     
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