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  Geebo 9:00 am on January 20, 2025 Permalink | Reply
  Tags: casket insurance, funeral ( 15 ), funeral home scam ( 6 ), grieving, impersonation scam ( 153 ), obituaries ( 3 ), Scams ( 1,406 )   

  Scammers Exploit Grieving Families’ Pain 

  

  By Greg Collier

  In a distressing turn of events, a funeral home in Decatur, Georgia, is facing an alarming wave of fraud targeting grieving families. In recent weeks, multiple families preparing to say goodbye to their loved ones have fallen prey to scammers exploiting their vulnerability during a time of mourning.

  The fraudsters are using online obituaries to identify potential victims, posing as staff members from the funeral home and contacting families directly. These deceptive calls involve claims that the families owe additional fees, such as ‘casket insurance’, and threaten that services could be disrupted if payments are not made promptly. The amounts requested have ranged from a few hundred dollars to thousands, often demanded through unconventional methods like mobile payment apps, such as Cash App.

  This type of scam is particularly traumatic, preying on individuals at one of the most emotional and challenging times of their lives. Grieving families, eager to ensure nothing interferes with the memorialization of their loved ones, can be especially susceptible to such fraudulent tactics. Many victims feel devastated and embarrassed upon realizing they have been deceived.

  Understanding how these scams operate is essential to preventing them. Funeral homes typically have established payment procedures that involve in-person discussions and formal agreements. Any unexpected request for payment, particularly via phone or digital platforms, should raise immediate red flags. It is always advisable to verify any payment requests directly with the funeral home to ensure their legitimacy.

  To protect themselves, families are encouraged to handle all aspects of funeral planning directly with their chosen funeral home. This approach not only minimizes the risk of falling victim to fraud but also ensures clear communication and understanding of all arrangements. Reporting such incidents to local law enforcement is equally critical, as it helps raise awareness and potentially curtail further fraudulent activities.

  As scammers continue to exploit the emotional vulnerabilities of grieving families, staying informed remains the best defense. The impact of these scams goes beyond financial loss, adding unnecessary stress and anguish to already heart-wrenching situations. By recognizing the warning signs and prioritizing secure communication with funeral homes, families can safeguard their memories and focus on honoring their loved ones without fear of exploitation.

   

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  Geebo 9:00 am on March 5, 2024 Permalink | Reply
  Tags: funeral ( 15 ), grieving, identity theft ( 108 ), Scams ( 1,406 ), utility scam ( 32 )   

  There’s yet another scam targeting grieving families 

  

  By Greg Collier

  Over the past year or so, we’ve really taken notice of the number of scams that prey on the families who have recently lost loved ones. In our opinion, these are the most reprehensible scams of all. Scammers often prey on the vulnerable, and there’s no one more vulnerable than someone who’s lost a cherished family member. Among these reprehensible tactics, scammers have posed as funeral homes, attempting to extort money from grieving families. Additionally, there have been instances of scammers trying to sell funeral plots they have no ownership over and others scheming to unlawfully claim the homes of the deceased’s family members. Unfortunately, it appears that scammers have now turned to local obituaries as a means to identify and target their victims.

  In December of last year, a Florida woman lost her father. In her moment of mourning, scammers targeted her with a sophisticated scheme designed to exploit her vulnerability and steal her money and personal information.

  The scam began innocuously enough with a letter purportedly from the local power company, expressing condolences for her loss and advising her to remove her father’s name from the account. Assuming the letter was legitimate, the victim contacted the number provided, where she spoke with a woman who claimed to represent the power company. The supposed power company rep informed the victim that she needed to open a new account rather than simply changing the name on the existing one, a request that initially raised suspicions but was rationalized as part of the process.

  Trusting the rep’s assurances and desperate for assistance during her difficult time, the victim divulged all her personal information, including her name, address, social security number, and date of birth. Believing she was following the correct procedures, the victim made a payment of $367 via credit card as instructed, relieved to have the matter seemingly resolved.

  Shortly after the fraudulent interaction, the victim found herself inundated with notices from the power company, asserting that her account was overdue and threatened with imminent termination of her power service. Alarmed, she reached out to the power company using the number provided on her bill, only to be informed that she had fallen victim to a scam.

  The scammer, cunning in their approach, not only managed to deceive the victim into divulging personal information but also swiftly closed her existing account while simultaneously opening a new one online during their conversation. This calculated move served a dual purpose, not only did it facilitate identity theft by acquiring the victim’s personal information, but it also extracted a payment from the victim.

  One can speculate that the scammer’s decision to open a new account on behalf of the victim was strategic, intended to prolong the victim’s realization of being duped. By creating this delay, the scammer likely aimed to buy themselves more time to exploit the victim’s trust and extract further financial gain.

  Always verify the legitimacy of any communication received, especially if it concerns sensitive matters like finances or personal information. When in doubt, contact the company or organization directly using verified contact information. Use the phone number provided on official documents or the company’s official website, rather than numbers provided in unsolicited communications.

  By staying informed, exercising caution, and verifying the legitimacy of communications, individuals can significantly reduce their risk of falling victim to scams like this one. Remember, it’s better to be overly cautious than to become a victim of fraud.

   
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  Geebo 9:00 am on December 7, 2023 Permalink | Reply
  Tags: deed transfer ( 13 ), funeral ( 15 ), grieving, mourning, real estate ( 129 ), Scams ( 1,406 )   

  Scammer tried to steal homes of grieving families 

  

  By Greg Collier

  It wasn’t more than two weeks ago where we posted what, we thought, was the lowest scam we’ve ever heard of. That was when scammers were selling funeral plots to grieving families when the scammers didn’t own the plots in the first place. Now, we may have found one that is possibly even lower than that.

  An Indianapolis man was recently indicted on 16 separate federal charges. The suspect is believed to have targeted grieving families after finding their deceased loved one’s name in the obituaries. For two years, he’s believed to have tried to force these grieving families into selling their homes.

  As per the county prosecutor’s office, the accused tried to coerce the sale of a homeowner’s property, camouflaged a $50,000 bank loan, and employed forged heirship documentation.

  In one instance, the suspect is accused of forging a sales agreement to force a woman in a nursing home to sell her home to him. In another instance, the suspect is accused of forcing a woman with short-term memory loss to lend him $50,000 with no intention of paying it back.

  Scammers often target victims who are in a state of emotional crisis. The goal here is to pressure the victim into making a decision that benefits the scammer, that often appears as a way to help the victim.

  While these scams may have been isolated to the Indianapolis area, it probably won’t be long before someone else tries it while thinking they can do it better.

  Since this is somewhat uncharted territory, we don’t have any concrete ways of protecting yourself from such a scammer. However, we do have some suggestions. If you’re still mourning the loss of a loved one, take as much time as you need to grieve. If you feel like someone is pressuring you into making a financial situation during that time, research whatever they’re offering when you’re ready to. If you have a parent who lost their spouse, and they also have cognitive disabilities, you may want to look into assuming guardianship or power of attorney. While it may appear to them that you’re taking away some of their freedoms, it may protect them in the long run.