Tagged: credit report Toggle Comment Threads | Keyboard Shortcuts

  • Geebo 9:00 am on January 17, 2020 Permalink | Reply
    Tags: credit report, ,   

    Is your child at risk of identity theft? 

    Is your child at risk of identity theft?

    When we think about identity theft we often associate with adults. Considering adults are preoccupied with things like credit scores, bank accounts, and mortgages/rent it’s not surprising that we often connect identity theft automatically with adults. However, the Beter Business Bureau is warning parents that their children could be prime targets for identity thieves. The reason children are such lucrative targets for identity thieves is that they’re essentially clean slates. Combine that with the fact that most parents rarely, if ever, check their child’s credit history.

    So how do identity thieves get your child’s information to steal their identity? One way is through social media. While parents have every right to be proud of their children, sometimes they share too much personal information about their child online. In many cases, it wouldn’t take a scammer long to gather the information needed in order to steal a child’s identity. Another way scammers steal a child’s information is by offering child safety kits. While these kits are legitimate and can help keep a child safe from abduction, not everyone who offers them are who they say they are. Scammers will approach parents unsolicited to offer these kits when their true intention is to obtain your child’s personal information.

    So what can you do to protect your child’s identity? The first thing is to be careful who you share your child’s information with. Maybe you shouldn’t share every detail of their lives on social media. You should also routinely check their credit history. Sometimes these identity thefts go on for years before anyone notices which could ruin their credit as adults. If you find out that your child’s identity has been stolen have your child’s credit history frozen immediately. Then contact your local police to report the crime as in most instances the child’s identity is stolen by someone they know.

     
  • Geebo 11:02 am on February 6, 2017 Permalink | Reply
    Tags: credit report, ,   

    Beware of new twist on rental scam 

    Beware of new twist on rental scam

    Previously, if you’ve responded to an ad for a rental property from less than reputable classifieds sites, you may have come across a certain scam. The scam artists posing as the renter would say that you can’t see the property due to dubious reasons but would ask you for a rather large deposit. An unsuspecting victim would pay the deposit only to find out that the property isn’t actually for rent.

    Now, the Federal Trade Commission is reporting that a new twist in this old scam has appeared. Instead of having victims pay for deposits, they now have them pay for credit reports to companies that the scammers owned as part of a non-existent background check. The scammers will try to keep the address of the property hidden due to ‘security reasons’.

    As usual the same caveats remain with any of these scams. If the price seems too good to be true it probably is. If something feels wrong during the transaction, don’t be afraid to walk away. It’s better to be disappointed than out of a ton of money and possibly scrambling for shelter.

     
c
Compose new post
j
Next post/Next comment
k
Previous post/Previous comment
r
Reply
e
Edit
o
Show/Hide comments
t
Go to top
l
Go to login
h
Show/Hide help
shift + esc
Cancel