Greg's Corner

A FEMA Scam Warning for All Disasters

By Greg Collier

In the wake of Hurricane Helene, FEMA is urging residents of Georgia, and all Americans, to be on high alert for scams and fraudulent schemes. Natural disasters, while bringing communities together in times of need, unfortunately also provide opportunities for criminals to exploit vulnerable individuals. These deceptive tactics often aim to steal money or sensitive personal information from those already facing significant challenges.

Fraudulent activities can take many forms in the aftermath of a disaster. One common method involves the unauthorized use of personal information, such as Social Security numbers and addresses, to apply for FEMA assistance. This can result in individuals discovering fraudulent claims made in their name, sometimes only after a FEMA inspector visits their home, or they receive an unexpected letter from the agency.

If you are contacted by a FEMA representative or inspector, and you have not applied for assistance, it is crucial to act promptly. Inform the FEMA inspector that you did not submit an application, allowing them to flag the fraudulent claim and halt its processing. Similarly, if you receive a letter from FEMA regarding assistance you did not request, contact the FEMA Helpline immediately at 1-800-621-3326 to address the issue. Should you decide to seek assistance after reporting a fraudulent claim, FEMA will guide you through submitting a legitimate application.

FEMA officials stress that their representatives, including Disaster Survivor Assistance teams and housing inspectors, will always carry official photo identification. Importantly, FEMA does not charge for its services. Assistance applications, disaster inspections, and other forms of support are provided at no cost. Any promise of expedited grants or benefits in exchange for payment is a clear red flag of fraudulent activity. Additionally, FEMA inspectors are not authorized to request your banking or financial information during their visits.

If you suspect fraudulent activity or believe you have been targeted, report it immediately to your local law enforcement or contact Georgia’s Consumer Protection Division through the Office of the Attorney General. Taking swift action helps protect your personal information and ensures that legitimate disaster recovery efforts can continue unhindered.

FEMA’s warning applies not just in Georgia, but across the United States, wherever natural disasters may strike. Whether facing hurricanes, floods, wildfires, or any other emergencies, staying informed and cautious is essential to safeguarding yourself and your community.