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  • Greg Collier 8:00 am on October 1, 2019 Permalink | Reply
    Tags: , , , Scams   

    Don’t ignore the red flags of an online scam 

    Don't ignore the red flags of an online scam

    A story recently came out from the Allentown, Pennsylvania area about a man who was scammed out of $2,500. The man was looking to buy a camper and found one on an online listing. The number of red flags that we noticed while reading this story could have been its own semaphore corps. While you may be aware of the signs to look out for when purchasing something online, unfortunately, not everybody is. So every once in a while we like to go over some of the more common scams in order to educate those who may not be aware of them.

    As we’ve said, this scam is an example of a typical scam that you’ll find online. When the man responded to the local ad for the camper he was told by the person who placed the ad that he would have to deal with the ad placer’s mother since it was her camper. The ‘mother’ said that she was stationed with the Air Force and was getting rid of the camper because she was retiring. However, the camper was currently located in Minot, North Dakota. That’s roughly 1,700 mikes from the Allentown area. The man was then told that the transaction would be handled through eBay and all he would need to do to have the camper shipped to him was send the asking price in eBay gift cards. After the man paid the initial $2,000 the woman said she needed $1,000 more for shipping and insurance. The man was able to talk her down to $500 but still paid in eBay gift cards.

    [youtube https://www.youtube.com/watch?v=IEQY7k9CGOI%5D

    By now you’ve probably guessed there was no camper and sadly, the victim was out $2,500. For many of us that can be a life saving’s worth of money. The first red flag that should have been noticed is that the ad placer handed off the transaction to someone else. The second red flag was the seller claiming to be in the military. That’s often used as a reason as to why the item is either miles away or why the item can’t be inspected. Many scammers will try to pressure the victim into buying the item sight unseen because the scammer claims they’re shipping out immediately. The next red flag was the transaction supposedly being shifted from the classifieds ad to eBay. While eBay does sell vehicles, they only do so through listings on their site and not as a third-party between people who list their vehicles on other marketplaces. The gift cards should have been the biggest red flag as once the serial numbers are given to the phony seller they can make off with your money largely untraced. Lastly, scammers will always try to get even more money from a victim if they were able to before.

    The more people who are forewarned of such a scam will be better able to spot a scam like this in the future. So please, if you know someone who may be vulnerable to this type of scam please share this story and our blog with then for more consumer protection advice.

     
  • Greg Collier 8:00 am on September 30, 2019 Permalink | Reply
    Tags: , , , , Scams   

    Nurses being targeted in romance scam 

    Nurses being targeted by romance scam

    Since we’ve been discussing the online romance scam lately, we hadn’t thought that romance scams are targeting particular occupations, until now. According to The Plain Dealer newspaper of Cleveland, Ohio, they’ve received inquiries from two people in the same occupation that have received the same letter. The two people live in different parts of the country as one lives in Cleveland and the other in Denver. Both correspondents are hospital nurses who have received not only the exact same email but they were written someone claiming to be the exact same person. Thankfully, both nurses were skeptical of the emails and did not respond but shared their stories with the Plain Dealer.

    The letters start off claiming that the man sending the emails had a wife who passed away who was treated by the nurses. The emailer states that he hasn’t stopped thinking about the nurses since his wife has passed and would like to get in touch with them. What caught the nurses’ attention was the fact that the emailer would be vague about what facility he met the nurses in and the medical information he gave about his supposed wife indicated that she could not have been treated by the nurses. For example, one of the nurses works in neonatal care where she could not have possibly treated the man’s wife. Both letters are postmarked from Baltimore and are said to have come from a man by the name of Allen Knox.

    When it comes to scams, if it’s happening in one or two parts of the country it’s more than likely that it’s happening in other parts of the country too. The way these scammers find their targets is through social media where apparently, they are now looking for certain occupations. Be extra careful as to what you share on social media as some scammers can use this information to craft a ploy to appear as they know you personally and you’ve just forgotten who they are. It’s also recommended that if you receive one of these letters that you should change your passwords on all your online accounts and we would recommend using a password manager like LastPass to make your passwords more secure. We also recommend making sure that all your accounts are secured by two-factor authentication which you should be doing anyway. Lastly, you may want to also invest in a locking mailbox to prevent scammers from going through your mail.

     
  • Greg Collier 8:00 am on September 27, 2019 Permalink | Reply
    Tags: , Kingsley Otuya, , Scams,   

    Romance scam had tragic consequences 

    Romance scam had tragic consequences

    Readers seem to like our stories about romance scammers who get arrested. Who can blame them? They’re usually stories about justice being brought against those who perpetrate one of the cruelest cons in today’s society. These stories can also serve as a warning to others to be wary of such scams to protect not only their wallet but also their well-being. Sadly, not all the stories about scammers being caught have happy endings. We’re not trying to be sensationalistic by bringing you this story. Our hope is to inform consumers of the disastrous effects this scam can have.

    earlier this week, the U.S. Attorney’s Office in the Western District of Texas announced the sentencing of 34-year-old Kingsley Otuya of Austin, Texas, for being part of a romance scam ring. Otuya was sentenced to 11 years in prison for being a ‘catcher’ in the romance scam ring. A catcher is someone who quickly withdraws money from a bank account before the bank can catch on that the account is being used for a scam. This particular scam ring was said to have taken over $1 million from their victims. Tragically, one victim was so devastated about being taken advantage of in a romance scam that they took their own life.

    [youtube https://www.youtube.com/watch?v=AiMkgaHhVLU%5D

    Again, we can’t stress this enough that no one is immune from these romance scams. Victims have come from all socioeconomic and education standards and have crossed all racial divides. Too many of the victims have been left almost destitute in the wake of these scammers. If you think you may be the victim in a romance scam there’s no shame in coming forward to authorities. You’re probably not the only victim and your assistance could be crucial in helping apprehend the suspects. Also, if you think there’s no way out of your situation and are contemplating the unthinkable there’s also no shame in reaching out for help there too. The National Suicide Prevention Lifeline is available 24 hours a day at 1-800-273-8255 or their website.

     
  • Greg Collier 8:00 am on September 25, 2019 Permalink | Reply
    Tags: , , Scams,   

    Alarming new twist on grandparent scam emerges 

    Alarming new twist on grandparent scam emerges

    We’ve discussed the grandparent scam before. It’s when a scammer will call an elderly person claiming to be one of their grandchildren who has been arrested and needs bail money. The victim then will wire the money before realizing that their grandchild is safe and had not been arrested. Scammers often target the elderly in this scam because they count on their victims being more trusting, more willing to answer a call from an unfamiliar number, and not being as tech-savvy as younger segments of the population. Now, there’s been a new twist on the grandparent scam that makes the phony calls seem even more legitimate than before.

    People across the state of Missouri have been reporting that they’ve been receiving calls that appear like they’re coming from the U.S. District Court for the Western District of Missouri. The calls appear on the victim’s phone as either ‘US Government’ or ‘US District Court’. The caller then poses as a grandchild asking for money to help get them out of jail. Phone numbers purporting to be from agencies like this can be easily spoofed, however, these spoofed numbers add a degree of pressure and urgency in order to try to get the victim to send money as quickly as possible.

    [youtube https://www.youtube.com/watch?v=j8Ca0UCmnkY%5D

    Advocacy groups like the AARP recommend asking the caller something that only they would know. While this can go a long way in preventing fraud it’s not infallible as scammers can gather these details from social media. Instead, if you receive one of these calls you should above all else remain calm. If you can’t discern if this is actually one of your grandchildren calling, call someone in your family who would know the whereabouts of the relative in question and ask where this person currently is. This way if it does turn out to be an actual emergency you can respond in an appropriate manner.

     
  • Greg Collier 8:00 am on September 23, 2019 Permalink | Reply
    Tags: Ariful Haque, Romana Leyva, Scams,   

    Multi-million dollar tech support scam busted 

    Multi-million dollar tech support scam busted

    The tech support scam usually takes one of two forms. The first is you’ll receive a call from someone claiming to be from a company like Apple or Microsoft telling you that your computer has been compromised. The other form is when you see a pop-up or some other warning on your computer telling you that your computer has been infected and you should call a number the pop-up provides to correct the issue. In both cases, the scammers are trying to get you to pay for services that you don’t actually need. This can cost victims anywhere from hundreds to thousands of dollars.

    This past week the Department of Justice announced that they had indicted two of these scammers. Romana Leyva, 35, and Ariful Haque, 33, were arrested for their roles in a tech support scam ring that raked in $10 million from 7,500 victims fro across the country. The pair are accused of allegedly setting up fraudulent corporate entities to receive money from the victims who thought they were receiving legitimate tech support services. In this instance, the fraud consisted of pop-ups telling computer users that their computers had been infected with a virus and if they closed the pop-up it could result in catastrophic data loss. The ring would also attempt to make victims of the initial scam pay for phony services again by claiming that the first fictitious company went out of business and for continued ‘service’ they would need to pay again.

    If you receive one of these calls you should immediately hang up as no real company is going to call you to tell you that you have a virus. Also, if you encounter one of these pop-ups it’s more than likely part of a scam and you should never call the number listed. After seeing one of these pop-ups you should also run an anti-malware program like Malwarebytes instead. These scams also tend to target the elderly so if you have an older relative who may not be that computer savvy, please share this story with them.

     
  • Greg Collier 8:00 am on September 19, 2019 Permalink | Reply
    Tags: , Scams,   

    Payment app scam plagues the country 

    Payment app scam plagues the country

    If you’re unfamiliar with Venmo, it is a mobile payment app that allows users to send payments to each other without needing to have cash on hand. The most common example of Venmo’s purpose is splitting a restaurant bill or bar tab between friends. With Venmo you can just electronically send the amount you owe to whoever is covering the actual cost of the bill at hand. Venmo has become increasingly popular among younger consumers as we inch closer to a cashless system of commerce. However, whenever a new tech tool becomes convenient and popular, someone will look to take advantage of it especially if it involves money.

    Police departments across the country are warning consumers about a phishing scam that targets Venmo users. The scam doesn’t originate from the app itself but rather from a text message. The text states that your Venmo account is about to be charged for something that you obviously didn’t purchase. However, the text provides a link to click on in that will supposedly deny the charges. The link takes you to a phony website that looks like the Venmo site. You’re then instructed to enter your user information along with the financial information that’s tied your Venmo account. The scammers then use this information to drain your account.

    [youtube https://www.youtube.com/watch?v=ewln93OGbkg%5D

    As with any online banking or payment service, you should be wary of any text message or email that says there is a problem with one of your account. While there are actual text messages and emails that these services will send, too often they can be spoofed to try and steal your information or money. Whenever you receive one of these messages you should only log in to your account through the official app or website and not click on any links that may have been provided to you. It may not be as convenient but will protect you and your finances in the long run.

     
  • Greg Collier 9:33 am on September 18, 2019 Permalink | Reply
    Tags: Baaki Abdul Majeed, Kahad A. Wuupin, , , , Scams, Thomas D. Inkoom   

    Victim taken for +$750K in gold and jewels scam 

    Victim taken for +$750K in gold and jewels scam

    Three men from across the country have been indicted on federal charges of mail fraud for allegedly fleecing an unidentified Kentucky woman out of $757,000 in a military romance scam. Baaki Abdul Majeed, Kahad A. Wuupin, and Thomas D. Inkoom are accused of posing as a United States service member and engaging in an online relationship with the victim through social media. Much like the phony gold bar scam we’ve discussed before, the three men posed as a GI who was trying to get a fortune out of the country where they were supposedly stationed. This time it was $10 million of gold and jewels out of the West African nation of Ghana. While two of the scammers live in Washington and the third in New Jersey, they all have ties to Ghana.

    The suspects are said to have requested several checks from the victim over a four-month period with the largest being for $95,000. The scammers instructed the victim to put items like cars and real estate in the memo lines of the checks in order to throw the bank off from detecting a possible scam. Some checks were even sent from different bank accounts. While not mentioned in reports, we’re pretty sure this was also done to keep any bank from running across the scam. All three suspects are said to be facing 20-year maximum sentences.

    [youtube https://www.youtube.com/watch?v=p-8xygLikI0%5D

    Again, we have to stress that romance scams like this can happen to anyone no matter how savvy or intelligent the victim might be. Millions of dollars are lost to romance scammers every year in the United States and have claimed victims from all socioeconomic classes. If you or someone you know is involved with someone online that you haven’t met face to face yet, you should be very suspicious if they start asking for money. If you give money to a scammer once, they’ll keep coming back for more and will try to prey on your emotions to get it. As always, If you think someone you know may be the target of a romance scam, please show them the FTC’s website about romance scams and/or our posts about romance scams.

     
  • Greg Collier 8:00 am on September 16, 2019 Permalink | Reply
    Tags: , , Scams,   

    Are the proceeds really going to charity? 

    Are the proceeds really going to charity?

    We’ve all seen the commercials on TV where if you buy a certain item a portion of the proceeds will be donated to a specific charity. Usually, those TV ads are sponsored by a major corporation whose product is a known item with a reasonable reputation. Also, the proceeds are usually going to a well-known charity that has done good across the country if not the globe. However, in these days of multiple avenues of media, it’s not just television where these ads are appearing. The problem is that some of these ads are trying to take advantage of your generosity.

    The Better Business Bureau is reporting that there are ads appearing on social media that purport to be selling an item for charity. Some of these supposed merchants will even go as far as direct messaging people and will ask them to help spread the word about the alleged charity. What really happens is that there is no charity and you won’t be receiving any item. Instead, the phony vendor is just trying to make off with your hard-earned money, or worse, trying to steal your financial information.

    If you come across one of these ads and are tempted to buy the product you should first do your research. The BBB recommends checking for reviews of the company first to see if they have any complaints filed against them. You shouldn’t be fooled by a slick-looking website either as they can be put up and dismantled in a matter of moments. You can also research the charity at Give.org which is also maintained by the BBB.

    There really is no level that online scammers won’t stoop to. If you just take a few moments to do a modicum of investigation, you can protect yourself from falling victim to these con artists.

     
  • Greg Collier 8:00 am on September 12, 2019 Permalink | Reply
    Tags: , Operation reWired, Scams   

    Close to 300 email scammers arrested in global operation 

    Close to 300 email scammers arrested in global operation

    Recently, the Justice Department announced the arrests of 281 scammers that were allegedly involved in email and wire fraud. The scams that were involved ran the gamut including business email compromise schemes, phony employment scams, lottery scams, phony car sales, and, of course, romance scams. These particualr scammers are said to have scammed their victims in the US out of $3.7 million. Those arrested are from all over the globe including Nigeria, the United States, Turkey, Ghana, France, Italy, Japan, Kenya, Malaysia, and the United Kingdom.

    The business email compromise scheme is probably the costliest scam to hit the United States in recent times. In this scam, phony emails that look legitimate are sent to the financial departments of corporations trying to get money wired to overseas accounts. Often the emails will appear like they’ve been sent by the corporation’s CEO or some other high ranking official. According to the FBI, this scam has cost various companies tens of billions of dollars.

    [youtube https://www.youtube.com/watch?v=VsnK8JGeAfI%5D

    While this sweep, dubbed Operation reWired, was a major success for the DOJ, in the grand scheme of things, it’s just a drop in the bucket. As technology advances, so do the scammers. They’re constantly refining their techniques to outsmart their victims while the rest of us are trying to play catch up. The best any of us can do is to continue educating ourselves on what scams to currently look out for as they continue to emerge.

     
  • Greg Collier 8:00 am on September 11, 2019 Permalink | Reply
    Tags: , , Scams   

    How to get the new iPhone without being ripped off 

    How to get the new iPhone without being ripped off

    Yesterday at one of their annual events, Apple announced the upcoming release of the iPhone 11. While the new generation of iPhones aren’t that much different than the iPhone X, they are said to have better cameras and better battery life along with a faster processor. Apple even took a step that they don’t normally do by offering these devices at a lower price than their predecessor. The iPhone 11, iPhone 11 Pro and iPhone 11 Pro Max are being sold at prices of $699, $999, and $1,099 respectively for the base 64GB models. If you skipped the iPhone X this may be the time for you to pick up a new device. However, you shouldn’t let your eagerness for a new phone override your common sense when it comes to getting a deal.

    [youtube https://www.youtube.com/watch?v=M3yIViqkmME%5D

    As soon as new iPhones are announced, scammers are probably already looking to take your money or sell you knockoffs. The iPhone 11 does not officially go on sale online through Apple until this Friday. At 5am PT on the 13th, you’ll be able to order an iPhone 11 through Apple’s online store. Then the devices will be available through retail outlets come the 20th. While iPhones are still wildly popular, they don’t have the demand like they used to when people would camp out at Apple stores trying to get their hands on the limited supply. That doesn’t mean that scammers won’t try to make a buck off of you.

    Often, scammers will post iPhones for sale claiming that they bought two by accident and are trying to get rid of one. Or they’ll say they bought one then got another one as a gift. These could be serious red flags when it comes to buying a new iPhone second hand. If you are going to buy an iPhone second hand, try to avoid the usual scams such as wiring money to the seller. If the seller can’t meet you at a local police station then the odds are pretty good you saved yourself from fraud.

    If you miss out on the first round of orders from Apple, just be patient. After the hoopla dies down you’ll probably be able to get a decent deal from one of the top phone carriers as we get closer to the holiday season.

     
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