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  Geebo 9:00 am on February 14, 2025 Permalink | Reply
  Tags: ATM ( 5 ), atm card swap, debit cards ( 16 ), distraction scam, Scams ( 1,429 )   

  $11K Stolen in Sneaky ATM Card Swap Scam 

  

  By Greg Collier

  A recent ATM scam in Sonoma, California, has highlighted just how quickly thieves can take advantage of distraction tactics to commit theft. The victim, a Sonoma resident, was using an ATM at a Wells Fargo branch on January 14 when a scammer executed a deceptive sleight-of-hand maneuver, resulting in a staggering $11,000 loss.

  The scam began with an all-too-common trick. As the victim was completing their transaction, an individual approached, claiming to have found a $5 bill on the ground. Insisting that the money belonged to the victim, the scammer engaged in a brief exchange that created just enough of a distraction for them to swap out the victim’s bank card with another. Since the suspect had already observed the victim entering their PIN, they were able to use the stolen card to make multiple unauthorized withdrawals before the victim realized what had happened.

  This type of scam, while simple, is alarmingly effective. Criminals rely on the element of surprise and manipulation to catch their targets off guard. In this case, even though the victim denied that the $5 was theirs, the scammer’s persistence was enough to divert their attention at a critical moment.

  Law enforcement officials note that similar incidents have been reported at other area banks, though it is unclear if they are linked. While this particular scam targeted an elderly individual, authorities emphasize that anyone can fall victim to these tactics.

  ATM users can take steps to protect themselves from falling prey to such schemes. Remaining aware of your surroundings and noticing suspicious behavior can go a long way in preventing theft. When using an ATM, shielding the keypad while entering a PIN ensures that no one nearby can see it. Additionally, always retrieving a card immediately after a transaction and not allowing oneself to be distracted by strangers can help prevent card-swapping scams. If someone insists on engaging in conversation while at an ATM, it is best to ignore them and secure all banking materials first.

  The incident serves as a reminder that criminals often use social engineering tactics rather than force to commit theft. A moment of distraction is all they need, making awareness and caution crucial in protecting oneself from financial loss.

   

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  Geebo 9:00 am on February 21, 2024 Permalink | Reply
  Tags: craigslist ( 129 ), distraction scam, Facebook Marketplace ( 65 ), Scams ( 1,429 ), used car ( 35 )   

  When selling a used car, look out for this new scam 

  

  By Greg Collier

  In a world where barely moderated online marketplaces like Facebook Marketplace and Craigslist offer convenient platforms for buying and selling goods, it’s essential to remain vigilant against potential scams. Recently, the Placer County, California, Sheriff’s Office issued a reminder to the community to guard against a particular car-buying scam that has been occurring in both California and Nevada.

  The scam, as reported by the Sheriff’s Office, involves a deceptive tactic where buyers, often working in collusion with others, arrange to meet sellers who have listed their vehicles for sale on classified advertisement websites. These meetings typically occur at a designated location, such as parking lots or even at the seller’s residence.

  Once at the meeting place, the suspects employ a carefully orchestrated scheme to manipulate the situation in their favor. They arrive with at least two accomplices, and while one individual pretends to inspect the engine compartment, the others engage in distracting the victim or creating a diversion of some sort. During this time, the main suspect surreptitiously pours oil into the radiator and on top of the engine manifold, while the accomplices may also pour oil near the rear of the vehicle.

  Subsequently, the suspect requests a test drive of the vehicle. As the engine heats up during the drive, the oil poured onto the manifold starts to smoke, creating the illusion of a serious mechanical issue. When the vehicle is brought to a halt, the suspect seizes the opportunity to open the radiator cap, revealing the oil within and falsely claiming that the engine is “blown.” Exploiting the victim’s moment of distress, they proceed to make an extremely low-ball offer to “take the vehicle off their hands.”

  This elaborate scheme not only deceives the seller into believing their vehicle is severely damaged, but also coerces them into accepting an unfairly low price for it. What’s more concerning is the collaborative effort involved in executing this scam. By many reports, this scam has been taking place up and down the state of California recently.

  It’s imperative for individuals engaging in online transactions to exercise caution and take preventive measures to protect themselves from falling victim to such scams. Before agreeing to meet with a potential buyer, engage in communication to gauge their seriousness and legitimacy. Ask pertinent questions about their interest in the vehicle and their intentions.

  Choose a public, well-lit location with plenty of foot traffic for the meeting. Places like shopping center parking lots or police station parking lots are ideal choices. Bring a friend or family member along to the meeting for added security and support. Having another person present can deter potential scammers and provide assistance if needed.

  Conduct a thorough inspection of the vehicle before meeting with potential buyers. This includes checking the engine compartment, fluid levels, and any visible signs of tampering or damage. During the meeting, maintain control of the vehicle at all times. Avoid allowing the potential buyer to take control of the keys or access the engine compartment without supervision.

  Pay attention to any suspicious behavior or red flags during the meeting. This includes excessive distractions, pressure to make a quick decision, or attempts to manipulate the situation. If something feels off or too good to be true, trust your instincts and proceed with caution. Don’t hesitate to walk away from the transaction if you feel uncomfortable or unsure.

  By taking these proactive steps, car sellers can minimize their risk of falling victim to car-buying scams and protect themselves from fraudulent activities in the online marketplace.