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  • Geebo 9:00 am on November 19, 2019 Permalink | Reply
    Tags: , Christmas shopping, , ,   

    The Secret Sister gift exchange scam is back 

    The Secret Sister gift exchange scam is back

    With the holiday season fast approaching, so are holiday scams. We recently reminded our readers about the potential abuses of gift cards, now it’s time to remind our readers of another holiday scam that turns up this time of year. The scam we’re referring to is the Secret Sister Gift Exchange. While there are some who swear by it and say that it’s not a scam, in reality, it’s just a pyramid scheme that could see you losing money and your personal information. You could also find yourself in trouble with the law if you participate in one of these gift exchanges.

    These gift exchanges start when someone posts on social media asking you to add your name and address to a list where you send in a small $10 gift. In return, you’re promised to receive up to 36 of the gifts. You’re also asked to recruit at least six more people into the gift exchange. Like most pyramid schemes, the people on the top receive all the gifts, while people at the bottom of the pyramid receive nothing. While $10 sounds like a small amount to lose, you could also be in danger of identity theft or worse by giving out your personal information.

    [youtube https://www.youtube.com/watch?v=TS9KwEnO1Bc%5D

    Also, we can’t stress this enough, these exchanges are illegal in the United States. As we mentioned, they are considered pyramid schemes under the eyes of the law and are also considered to be gambling. That’s not even taking into account that it could also be considered as mail fraud. While you may think you’re just sending a gift to a stranger to brighten up their day, you could actually face potential jail time. If you receive an invitation to a gift exchange like this, just ignore it. Instead, think about using that $10 to make a charitable donation.

     
  • Geebo 9:00 am on November 15, 2019 Permalink | Reply
    Tags: , Christmas shopping, ,   

    Gift card scams in time for the holidays 

    Gift card scams in time for the holidays

    We’ve talked about gift cards a lot. Mostly how you should never pay anyone with gift cards who claim to be in some position of authority. That’s one of the biggest red flags that you’re being scammed. Gift cards have become the literal currency of con artists. However, that’s not the only type of scam that can be committed with gift cards. Since the shopping season for the holidays has already begun gift cards are being purchased more and more but that could lead to even more consumers being scammed.

    If you’re buying gift cards for your family this holiday season, there are some warning signs to look out for that require you to physically inspect the cards themselves. If you get a card with the PIN already being exposed it’s likely that card has been purchased already with the scammer putting the card back on the shelf hoping that someone will add additional funds to the card that the scammer could then use without your knowledge. Another variation of this scam is when a scammer will scratch the protective coating off of the card’s PIN then replace it with a sticker after writing down the number.

    Another prevalent gift card scam is the trading of gift cards. Scammers will post online that they have a certain brand of gift card that they supposedly have no use for. They’ll say they want to exchange it for a gift card they could use. Once the gift cards are exchanged, the victim finds out that they traded their actual gift card for one with little to no funds on it. While gift cards are incredibly convenient for gift giving and receiving, there are many pitfalls you need to look out for so you don’t have a complicated Christmas.

     
  • Geebo 10:00 am on December 20, 2017 Permalink | Reply
    Tags: bots, Christmas shopping,   

    The Grinch-bots that are stealing Christmas 

    The Grinch-bots that are stealing Christmas

    By now you should have all your Christmas shopping done since it’s only five days away. However there are many of us who’ve either been too busy or who have just procrastinated to the point of panic. Well, if you’re planning on getting that hard to get gift that children are clambering for this Christmas you’re probably out of luck.

    Even in the days before the internet,when a must have toy hit the market, like Tickle-Me-Elmo or Cabbage Patch Kids, would hit the store shelves, certain entrepreneurial spirits would buy as many of the items as they could then resell them at an extreme markup. Today is no different as scalpers now use bots, or automated scripts, to try to snatch up as many of the season’s hottest items this year from online marketplaces, leaving you to scrape second-hand sites paying exponential prices as to not disappoint someone this Christmas.

    To make matters worse if you are able to get your hands on one of the must have gifts this year and bought it second-hand, you may be introducing a security flaw into someone’s life. If the item you purchased requires internet connectivity, it may contain malware that can be used for several nefarious purposes.

    If you find yourself in the lurch this holiday season, just go with gift cards. It may seem impersonal, but in the long run your loved ones can buy whatever they want with them and they can save you a lot of headaches in the process.

     
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